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How Different is The Financial Performance of Sharia-Based Banks? Listiana Sri Mulatsih; Mahelan Prabantarikso; Hadi Purnomo; Loso Judijanto; Alfiana
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 1 (2024): April
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v13i1.2622

Abstract

Covernance, Earnings and Capital. Based on the research results, it shows that there is a significant difference between Bank Muamalat Indonesia and Bank Mega Syariah in 2018-2021 in the Risk Profile factor based on the NPF ratio and there is no significant difference based on the FDR ratio. There is a significant difference between the average BMI and BMS in the Earnings factor based on the ROA ratio. A gap was found between the average values ​​obtained by BMI and BMS regarding the capital factor based on the CAR ratio and there was no significant difference between the financial performance of Bank Muamalat Indonesia and Bank Mega Syariah using the RGEC method.  The policy implication of these findings is the importance of viewing a bank's financial performance holistically, not just focusing on one factor such as capitalIn making policy decisions, regulators and bank management must consider these aspects comprehensively to enhance the overall health and performance of the bank.
Analysis of The Influence of Digital Banking, Bopo and NPF on Profitability Levels of Sharia Commercial Bank Mulatsih, Listiana Sri; Purnomo, Hadi; Prabantarikso, Mahelan; Dhamayanti, Sylvia Kartika; Sunarmi, Sunarmi
SENTRALISASI Vol. 13 No. 1 (2024): Sentralisasi
Publisher : Universitas Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33506/sl.v13i1.3101

Abstract

This study aims to analyze and examine the factors influencing of digital banking, operating costs to operating income (BOPO) and Non Performance Financing (NPF) on Return on Asset (ROA) in the Islamic Commercial Banks in period 2018-2022. The method of research is using the quantitative and regression analysis. The sample is Islamic Commercial Banks are consistenly publish financial report period 2018-2022 listed on the Indonesia Stock Exchange with a total sample of 3 companies. The sampling technique used a purposive sampling. The data analysed with IBM SPSS version 22 and was carried out by several tests such as validity test, realibility test, classic assumption test, linear regression analysis and coefficient of determination test. The results of this study indicate that the digital banking, BOPO and NPF simultaneously and significantly influence on ROA. The results of the partial test demonstrates that the digital banking and NPF has significant effect on ROA. While BOPO has a negative effect on ROA in the Islamic Commercial Banks in period 2018-2022. This research contributes to Islamic banking in order to make effective financing with results sharing and operational cost efficiency in operating income so that performance can be improve financial performance.
The Effects of Net Profit Margin, Debt Ratio, Total Assets Turnover, and Current Ratio on the Stock Prices of IDX 30 Companies within 2018-2022 Nicko Albart; Hadi Purnomo; Ujang Suherman; Loso Judijanto; Sri Hermuningsih
International Journal of Science and Society Vol 5 No 5 (2023): International Journal of Science and Society (IJSOC)
Publisher : GoAcademica Research & Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54783/ijsoc.v5i5.907

Abstract

This research delves into the intricate relationship between financial metrics and stock prices within the Indonesian market context. Analyzing data from IDX 30 companies over the period 2018-2022, the study focuses on net profit margin, debt ratio, total assets turnover, and current ratio as key variables. The findings reveal that net profit margin exerts a positive significant influence on stock prices, highlighting the allure of profitable companies to investors. Conversely, the current ratio exhibits a negative impact, indicating the nuanced interplay between liquidity and stock valuation. Notably, total assets turnover does not significantly influence stock prices, emphasizing the multifaceted nature of investment decisions. Additionally, the study underscores the adverse effect of higher debt ratios on stock prices, reflecting investor concerns about financial leverage. These insights offer valuable implications for investors, analysts, and policymakers, enhancing our understanding of the Indonesian stock market dynamics and aiding in strategic investment planning.
The Influence of Leadership, Compensation on Work Motivation and its Impact on Employee Work Productivity Djunaedi Djunaedi; Arief Karimauv; Sylvia Kartika Dhamayanti; Aulia Nurlaili Kusuma Wardani; Hadi Purnomo
International Journal of Economics Development Research (IJEDR) Vol. 5 No. 1 (2024): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v5i3.6239

Abstract

The purpose of this research is to examine the influence of leadership and compensation on work productivity with motivation as a mediating variable at PT ABC Jakarta. Data were collected through questionnaires distributed to all employees of PT ABC Jakarta. The sensue technique was used for sampling and the number was 72 employees. The path analysis method was used to analyze the data. The results of this research indicate that leadership, compensation and motivation have a significant effect on work productivity at PT ABC Jakarta, while motivation is able to mediate the influence of leadership and compensation on work productivity at PT ABC Jakarta. The results of this study can be used as a reference for further researchers who will study similar problems. udy similar problems.
The Impact of Income, Interest, and Financial Literacy on Sharia Banking Products in Semarang City: A Moderating Effect of Religion Purnomo, Hadi; Prabantarikso , Mahelan
Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Vol. 9 No. 1 (2025): Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v9i1.5520

Abstract

This study found that income, financial literacy, and religiosity significantly influence the use of Islamic banking products in Semarang, with the research conducted from February to March 2024, while interest did not have a significant impact. This study, involving 85 respondents, used the PLS-SEM method and tested seven hypotheses, with five yielding positive results. The research highlights the interaction between economic, social, and religious factors in Islamic banking. Practically, Islamic banks are advised to strengthen financial literacy based on religious values and tailor their products to match customers' income profiles and religiosity.