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Journal : AGRIEKONOMIKA

Identifikasi Keberadaan Inkubator Bisnis di Madura Mardiyah Hayati; Dian Eswin Wijayanti
Agriekonomika Vol 8, No 2: Oktober 2019
Publisher : Department of Agribusiness, Faculty of Agriculture, Universitas Trunojoyo Madura, Indonesi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (280.824 KB) | DOI: 10.21107/agriekonomika.v8i2.6209

Abstract

Peran UMKM dalam perekonomian domestik semakin meningkat. UMKMĀ  merupakan bagian integral dunia usaha nasional mempunyai kedudukan dan peranan yang sangat penting dan strategis dalam mewujudkan struktur perekonomian nasional yang makin seimbang berdasarkan demokrasi ekonomi. Inkubator bisnis sebagai suatu wadah yang efektif untuk menumbuhkembangkan jiwa kewirausahaan bagi wirausaha baru yang kreatif, inovatif, tangguh dan profesional sehingga mampu mengembangkan UMKM. Penelitian ini bertujuan untuk mengidentifikasi lembaga-lembaga pemerintah yang berperan sebagai inkubator bisnis di Madura, dan mengetahui peran yang dijalankan oleh masing-masing lembaga tersebut. Lokasi penelitian ditentukan dengan sengaja (purposive) di Kabupaten Bangkalan dan Kabupaten Pamekasan, dengan jumlah responden 34 orang. Metode analisis data yang digunakan dalam penelitian ini yaitu deskriptif kualitatif. Hasil penelitain menunjukkan bahwa di Kabupaten Bangkalan dan Kabupaten Pamekasan belum ada inkubator bisnis. Lembaga-lembaga pemerintah di Kabupaten Bangkalan dan Kabupaten Pamekasan memiliki peran dalam peningkatan mutu UMKM, dengan cara memberikan pelatihan, pendampingan dan memberikan akses modal terhadap UMKM.
Financial literacy and credit financing decisions among shallot farmers in Madura Island Laili, Rosidatul; Wijayanti, Dian Eswin
Agriekonomika Vol 14, No 1: April 2025
Publisher : Department of Agribusiness, Faculty of Agriculture, Universitas Trunojoyo Madura, Indonesi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/agriekonomika.v14i1.33703

Abstract

Red onion commodities are a daily consumption necessity for society. Financial literacy refers to the ability and knowledge of individuals, such as farmers, to confidently make decisions in managing their finances. However, there is a lack of financial knowledge and management, leading to insufficient financial literacy among farmers. This study aims to determine the level of financial literacy and identify factors influencing financial literacy in relation to red onion farmers' financing decisions. The analysis methods used are the Financial Literacy Index (FLI) and binary logistic regression. Based on the research results in Bun Barat Village, Rubaru District, the financial literacy level of farmers is 70.79 percent, which falls into the moderate category. Financing decisions are influenced by education, age, income, land ownership, and the financial literacy index. Recommendations from this study include encouraging farmers to seek information about credit financing, advising financial institutions to provide more information and expand credit consultation services, and advising the government to offer guidance on effective financial management.