Articles
DEMOGRAPHY-BASED DEVELOPMENT: THE CHALLENGES OF CIVIL REGISTRATION TO REDUCE POVERTY IN INDONESIA
Kharisma, Dona Budi;
Yulianti, Sri Wahyuningsih
Yustisia Vol 7, No 2: August 2018
Publisher : Faculty of Law, Universitas Sebelas Maret
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DOI: 10.20961/yustisia.v7i2.15048
The present study seeks to analyze the functions of civil registration in poverty reduction and to identify various problems encountered in civil registration in Indonesia. This study was conducted by using an empirical law research. Primary data and legal materials are analyzed qualitatively with empirical juridical approach. The results conclude that civil registration yields demographic data that play a strategic role in the utilization of public services and development planning. Improving the quality of human life, either in the field of education, health or revenue requires demographic data as the policy focus. This gives implications that the basis of development program interventions in the three sectors refer to the aforementioned demographic data. Therefore, the use of demographic data and expansion of the coverage of ownership of demographic documents present as strategic steps for poverty reduction. However, the low attainment of document ownership in some regions and the limited number of civil registration apparatuses become an indicator of the absence of roles of demographic data in development. This has an impact on improperly targeted development planning. Several strategies that need to be implemented include: (1) Strengthening regulations at the regional level that regulate the utilization of demographic data in development planning; (2) establishing study program of civil registration law as an attempt of population-based development in Indonesia.
Challenges to Independence and Overlapping Authorities of Deposit Insurance Institutions in Banking Resolution after Law No. 4 of 2023 on Financial Sector Development and Strengthening
Tuhana, Tuhana;
Kharisma, Dona Budi;
Oveno Shannon, Vincentius Farel
HUKUM PEMBANGUNAN EKONOMI Vol 13, No 2 (2025): Jurnal Hukum dan Pembangunan Ekonomi
Publisher : Program Pascasarjana Fakultas Hukum Universitas Sebelas Maret Surakarta
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DOI: 10.20961/hpe.v13i2.110624
Indonesia's financial system is entering a new phase, particularly its deposit insurance system, with the enactment of Law No. 4 of 2023 on the Development and Strengthening of the Financial Sector. The Deposit Insurance Corporation (LPS), as the deposit insurance and bank resolution authority, has seen its mandate expanded from a paybox model to a risk minimizer, posing new legal challenges. including the potential erosion of the LPS's independence in decision-making due to the requirement for operational budget approval by the Minister of Finance, as well as overlapping authorities with the Bank of Indonesia (BI) and the Financial Services Authority (OJK) during the resolution phase and the placement of funds in troubled banks. This study is a normative legal research conducted using a legal and conceptual approach that examines the involvement of various laws. The legal materials used include primary and secondary legal materials obtained through literature review. Based on the research findings, legal issues faced by the deposit insurance institution were identified, including institutional independence due to the requirement for the Minister of Finance's approval of the LPS's work plan and annual budget, potential overlapping authority with Bank Indonesia's role as the lender of last resort, and the potential weakening of the OJK's position in the bank recovery phase.
PROBLEMATIKA PENGGUNAAN TEKNOLOGI BLOCKCHAIN DI SEKTOR INDUSTRI JASA KEUANGAN INDONESIA
Putri, Livia Azzura;
Kharisma, Dona Budi
Jurnal Privat Law Vol 12, No 2 (2024): AGUSTUS-DESEMBER
Publisher : Fakultas Hukum Universitas Sebelas Maret
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DOI: 10.20961/privat.v12i2.48967
This articles aim to identify legal problems in the use of Blockchain technology in the financial services industry in Indonesia. In addition, this study also analyzes theurgency of forming laws and regulations on Blockchain technology in the Indonesian financial services industry sector. This type of research is normative legal research. The research approach used in this research is the statute approach. Legal materials used in this research are primary and secondary legal materials. The data collection technique used is literature study. The results showed that Blockchain technology has been utilized in several sectors of the financial services industry in Indonesia. However, the use of Blockchain technology still leaves some room for problems. From the legal aspect, some of these problems include the absence of laws and regulations governing Blockchain, risk and legal issue the using Blockchain technology for Financial Crime and not optimal monitoring of the use of Blockchain technology. This condition certainly creates serious risks related to transaction security, data breaches and monetary system stability. In this regard, the use of Blockchain technology has an urgency to be regulated in the laws and regulations in Indonesia.
PROBLEMATIKA HUKUM PADA KONTRAK STANDAR PT.EXPERIAN DALAM PERJANJIAN PENGADAAN SOFTWARE DITINJAU DARI HUKUM PERJANJIAN DI INDONESIA
Guayadi, Tamariska Febioxicca;
Kharisma, Dona Budi
Jurnal Privat Law Vol 10, No 1 (2022): JANUARI-JUNI
Publisher : Fakultas Hukum Universitas Sebelas Maret
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DOI: 10.20961/privat.v10i1.60473
Artikel ini mendeskripsikan dan mengkaji permasalahanapa sajakah problematika hukum dalam kontrak standar PT. Experian dalam pengadaan software. Artikel ini adalah penelitian hukum empiris bersifat deskriptif. Jenis datapenelitian adalah data primer dan data sekunder. Hasil penelitian menunjukkan bahwa pada umumnya proses pengadaan software oleh Bank dengan Vendor selaku penyedia software melalui 3 tahap besar yaitu, tahap pengadaan/ tender/seleksi umum, tahap implementasi (delivery), dan tahap pemeliharaan (maintenance). Dalam kontrak pengadaan PT. Experian, terdapat problematika hukum dalam kontrak standar PT. Experian dalam pengadaan software yaitu perbedaan persepsi terhadap kebutuhan bisnis dan realisasi jangka waktu. Penyelesaian problematika hukum pada Kontrak Pengadaan software PT Experian dilakukan dengan negosiasi sebagai tahap awal.
PERLINDUNGAN HUKUM TERHADAP KREDITOR SEPARATIS DALAM EKSEKUSI HARTA BOEDEL PAILIT APABILA DIHADAPKAN DENGAN SITA PERKARA TINDAK PIDANA KORUPSI
Mubarak, Hakim Harismawan;
Kharisma, Dona Budi
Jurnal Privat Law Vol 11, No 2 (2023): JULI - DESEMBER
Publisher : Fakultas Hukum Universitas Sebelas Maret
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DOI: 10.20961/privat.v11i2.49272
This article aims to explain the legal position of the state in the confiscation of a criminal act of corruption that is faced with confiscation in bankruptcy, position, and legal protection for separatist creditors in the execution of bankruptcy assets when confronted with confiscation in a criminal act of corruption. The research method used is normative legal research with a statutory approach and a case approach. Based on the results of the research, it can be concluded that the position of creditors is weak in the sense that they do not have legal certainty when the execution of the bankruptcy assets is faced with seizure in a corruption case, so that no party can execute the bankruptcy property which is included in the confiscation in the case of crime. criminal corruption until there is a verdict with permanent legal force, and the loss to the state has been paid off based on the sale of assets included in the assets obtained from the proceeds of the criminal act of corruption as stipulated in the court decision. In the confiscation of a corruption crime case, the principle of public interest applies so that the position of the confiscation in the corruption case is stronger than the seizure contained in the execution of the bankruptcy bailout which in fact is the application of the principle of personal interest. This has resulted in a stronger public interest principle as emphasized in the Preamble to the 1945 Constitution of the Republic of Indonesia (vide paragraph IV) along with its torso in Articles 33 and 44 have outlined that all government officials must carry out activities leading to the implementation. public interest.
KAJIAN INDIKATOR ASAS PROPORSIONALITAS DALAM DRIVER CONTRACT ANTARA PT GOJEK INDONESIA DAN MITRA DRIVER
Az Zahra, Shofwatul Islamia;
Kharisma, Dona Budi
Jurnal Privat Law Vol 12, No 1 (2024): JANUARI-JUNI
Publisher : Fakultas Hukum Universitas Sebelas Maret
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DOI: 10.20961/privat.v12i1.49836
This article is to examine the indicator principle of proportionality of an electronic contract between PT Gojek Indonesia and Driver Partners. This articel is normative legal research conducted with an evaluative approach. The type of data used is secondary data which includes primary and secondary legal materials. The result shows that the characteristics of an electronic contracts based on the principle of proportionality have three aspects, namely the equal rights and obligations, the liberty in establishing the substance of the agreement, and the guarantee of rights’ implementation as well as the distribution of obligations proportionally. The identification of electronic contracts between PT Gojek Indonesia and Driver Partners resulted in the absence of the utilization of the proportionality principle. To even the rights and obligations of the parties involved, an ideal solution proposed is the enforcement of the proportionality principle in standart electronic contracts.
IMPLIKASI HUKUM DALAM LEGALITAS JUAL BELI AKUN DRIVER ONLINE PADA LAYANAN JASA TRANSPORTASI ONLINE
Atmaji, Mahatma Dwi Nugraha;
Kharisma, Dona Budi
Jurnal Privat Law Vol 10, No 1 (2022): JANUARI-JUNI
Publisher : Fakultas Hukum Universitas Sebelas Maret
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DOI: 10.20961/privat.v10i1.60467
Penulisan hukum ini didasarkan pada semakin berkembangnya praktik jual beli akun driver online yang terjadi pada layanan jasa transportasi online. Penulisan ini menggunakan metode penelitian hukum normatif bersifat preskriptif. Hasil penulisan ini menyimpulkan bahwa praktik jual beli akun driver online yang sedang marak ini. Dapat mengakibatkan terjadinya celah tindakan kriminal seperti pencurian, perampokan, pelecehan seksual dan tindakan kriminal lainya yang dapat merugikan Pengguna alias masyarakat luas. Hal ini dikarenakan identitas yang tertera pada aplikasi bukan identitas asli Pengemudi. Terkait demikian, apabila ada pelanggaran atau hal-hal yang menyebabkan Pengguna tidak nyaman, Pengguna tidak dapat melaporkan kinerja Pengemudi. Berdasarkan hal tersebut, maka dalam praktik jual beli akun driver online pada layanan jasa tranportasi online ini merupakan praktik yang ilegal. Hal tersebut didasarkan pada ketentuan yang ditegaskan dalam KUHPerdata dan peraturan perundangundagan lain yang berlaku terkait informasi dan transaksi elektronik.
URGENSI PENGATURAN JAMINAN KREDIT DALAM SEKTOR PEER TO PEER (P2P) LENDING DI INDONESIA
Shania, Amalia Vanny;
Kharisma, Dona Budi
Jurnal Privat Law Vol 11, No 2 (2023): JULI - DESEMBER
Publisher : Fakultas Hukum Universitas Sebelas Maret
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DOI: 10.20961/privat.v11i2.48947
This articles aims to analyse and examine the importance of implementing credit guarantee on peer to peer (p2p) lending mechanism in Indonesia as a form of prevention of Non Perfroming Loan Risk and the ideal type of credit guarantee to be applied on peer to per (p2p) lending mechanism. This research is a normative legal research with a perspective character with a consepual approach. The type of data used is secondary data which includes primary dan secondary legal materials. Meanwhile, the thechnique of collecting data in examining these problems use a literature study technique which is then carried out by technical analysis using the deductive method. The results show that there is urgency for the application of credit guarantee on peer to peer (p2p) lending sector based on 3 important aspects, namely philosophical, juridical, and sociological foundations. The urgency is related to the risk of non performing loan or default by the borrower which must be borne by the the lender. Implementing fiduciary security into peer to peer (p2p) lending mechanism can be an ideal solution to provide protection and legal certainty for lenders while minimizing the potentional risk of non performing loan.
TANGGUNG JAWAB PERDATA PARA PIHAK DALAM PERDAGANGAN MELALUI SISTEM ELEKTRONIK PADA STARTUP MULTINASIONAL LAZADA DALAM PERSPEKTIF HUKUM E-COMMERCE DI INDONESIA
Pisarta, Clara Beatrice;
Kharisma, Dona Budi
Jurnal Privat Law Vol 11, No 2 (2023): JULI - DESEMBER
Publisher : Fakultas Hukum Universitas Sebelas Maret
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DOI: 10.20961/privat.v11i2.49823
This article aims to analyze the civil liability of the parties at Lazada if there is default in the online sale and purchase agreement in relation to the law of e-commerce in Indonesia. And to see the legal protection of Lazada's online buying and selling agreements with e-commerce laws in Indonesia. This research is a descriptive normative legal research. The approach used is a statue approach. The materials used in the study were selected from primary legal materials and secondary legal materials using techniques and data in the form of literature study. In analyzing legal materials and in data analysis techniques used the syllogism method. Based on the research results, there is still a lack of explanation in the electronic contracts at Lazada about civil liability and existing repressive legal protections. It is hoped that the government will provide assertiveness through good preventive legal protection and for Lazada to tidy up the class and the contents of the agreement.
INTELECTUAL PROPERTY RIGHTS IN THEORY OF ECONOMICS ANALYSIS OF LAW PERSPECTIVE
Sudarwanto, AL Sentot;
Sulistiyono, Adi;
Asrori S, M. Hudi;
Suryono, Arief;
Muryanto, Yudho Taruno;
Cahyaningsih, Diana Tantri;
Kharisma, Dona Budi
Jurnal Privat Law Vol 11, No 2 (2023): JULI - DESEMBER
Publisher : Fakultas Hukum Universitas Sebelas Maret
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DOI: 10.20961/privat.v11i2.77462
This article aims to describe the relevance of the protection of intellectual property rights (IPR) in the perspective of the theory of economic analysis of law. The approach used is a historical approach (historical approach) using primary legal materials and secondary legal materials. The data collection technique used is the literature study technique. Based on the research results, it can be concluded that so far the focus of traditional economic analysts has only highlighted that inventors or holders of exclusive IPR are entitled to incentives or rewards for their findings. Apart from that, giving incentives is also to encourage people to make discoveries that are beneficial to human life. However, they did not highlight the high cost of accessing or using their findings. Even the cost of accessing IP exceeds the cost of the production margin of IP itself. In the perspective of the theory of economic analysis of law, the condition of unbalanced margins can cause injustice.