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FINANCIAL RATIOS PREDICTORS OF FINANCIAL SUSTAINABILITY OF THE BANKING SECTOR IN INDONESIA Sanfa, Adiska Shabrina; Ida, Ida
JURNAL AKUNTANSI FINANCIAL STIE SULTAN AGUNG Vol 9 No 1 (2023)
Publisher : Sekolah Tinggi Ilmu Ekonomi Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37403/financial.v9i1.491

Abstract

This study was conducted to predict the effect of financial ratios on the Financial Sustainability Ratio (FSR). The financial ratios used include Non-Performing Loan (NPL), Loan Deposit Ratio (LDR), Net Interest Margin (NIM), Return on Assets (ROA), Capital Adequacy Ratio (CAR), and Operating Expenses to Operating Income (BOPO). Sampling using purposive sampling of as many as 36 Conventional Commercial Bank companies in Indonesia with a research period of 2019-2021 so that 108 observation data were obtained. The analysis method used is multiple linear regression analysis, and the test results show that NPL, LDR, NIM, CAR, and BOPO do not affect FSR. Meanwhile, ROA has a positive influence on FSR. The prediction results of this study estimate that NPL, LDR, NIM, ROA, CAR, and BOPO can influence 6.7% of FSR changes. Meanwhile, 93.3% is influenced by other variables not included in the research model. Therefore, the suggested implication for the company is the company needs to maintain bank performance to increase customer confidence in banks, and banks must have the ability to manage funds to increase ROA.Keywords: FSR, NPL, LDR, NIM,  ROA, CAR, BOPO
The Relationship Between Health Service Quality And General Poly Patient Satisfaction At Uptd Tipar Health Center In Sukabumi City Ida, Ida
Journal of Midwifery and Nursing Vol. 7 No. 1 (2025): January: Health Science
Publisher : Institute Of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/jmn.v7i1.5619

Abstract

Health is a basic need for everyone, a person certainly needs good health in his life to be able to carry out his daily activities without problems. Factors that affect patient satisfaction are the Tipar Health Center in Sukabumi City's patient satisfaction rate and the quality of its medical services. Service quality Is the standard of quality required to satisfy client requests. Patient satisfaction is the level of feeling a patient feels arising from the effectiveness of medical care received following comparing with what he expected. This type of research is collerational research. The population is General Poly patients who visit the Tipar Health Center in Sukabumi City with a sample of 340 people. Sampling using axial sampling. The results of the validity and reliability test of the Service Quality variable which has 25 question items and Patient Satisfaction which has 25 questions are declared valid and reliable. Hypothesis analysis using somers'd test. The results show that the quality of health services is generally good and patients are satisfied. The p value obtained in the Somers'd test is 0.001, which means that H0 is rejected that there is a relationship between the quality of health services and patient satisfaction. The study determined a relationship between the quality of health services and patient satisfaction at the UPTD Tipar Community Health Center, Sukabumi City. It is hoped that the Puskesmas will be a strategy to improve the quality of health services and will be a review resource for the satisfaction of the patient in receiving health services
Peluang Bisnis melalui Peningkatan Pengetahuan dan Kreativitas Pembuatan Batik Gutta Ida, Ida; Yulianti, Diana Trivena; Tan, Indra Janty; Aryani, Dewi Isma
Jurnal ABDINUS : Jurnal Pengabdian Nusantara Vol 9 No 2 (2025): Volume 9 Nomor 2 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/ja.v9i2.23403

Abstract

Batik as a cultural heritage of the Indonesian nation has high aesthetic value and economic potential. Limited knowledge regarding batik techniques with gutta and restricted access to non-formal education that teaches practical skills among the women’s congregants of the Gereja Utusan Pantekosta is a problem in empowering women to use their free time productively as a business opportunity that can improve family welfare. The empowerment of women’s congregants of the Gereja Utusan Pantekosta through batik-making training using the gutta technique to enhance practical skills that are easy to learn and apply was conducted on March 23, 2024. This initiative was a collaboration between the Faculty of Digital and Law Business, the Faculty of Humanities and Creative Industries, and the Faculty of Intelligent Technology and Engineering at Maranatha Christian University, along with Universitas Komputer Indonesia and the industrial partner Istana Kaen. The training involved 21 participants aged between 19 and 66 years. The implementation method included explanations, demonstrations, practical sessions, and mentoring. Participants gained increased knowledge and could create batik designs after the training.
Perilaku keuangan Generasi Z: Peran penerapan financial technology, literasi keuangan, dan efikasi diri Elsalonika, Agnes; Ida, Ida
Jurnal Manajemen Bisnis dan Kewirausahaan Vol 9 No 2 (2025): Jurnal Manajemen Bisnis dan Kewirausahaan
Publisher : Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jmbk.v9i2.32838

Abstract

This study analyzes the influence of Financial Literacy, Financial Technology, and Financial Self-Efficacy on Financial Behavior among Generation Z. As a digital generation, Generation Z increasingly relies on fintech solutions for financial transactions and management. A quantitative method is employed through an online survey with 218 respondents from Generation Z. Data is analyzed using Partial Least Square (PLS) with SmartPLS software. The study shows that Financial Literacy has the strongest impact on financial behavior. Financial Technology and Financial Self-Efficacy also show significant impacts. The study concludes that enhancing financial literacy and integrating fintech can improve financial behavior. The findings contribute to understanding the financial behavior of Generation Z and highlight the need for targeted financial education programs. Penelitian ini menganalisis pengaruh Literasi Keuangan, Teknologi Keuangan, dan Efikasi Diri Keuangan terhadap Perilaku Keuangan di kalangan Generasi Z. Generasi Z sebagai generasi digital, mereka semakin mengandalkan solusi fintech untuk transaksi dan pengelolaan keuangan. Metode kuantiatif digunakan dengan survei daring bagi 218 responden dari Generasi Z. Data dianalisis menggunakan Partial Least Square (PLS) dengan perangkat lunak SmartPLS. Hasil penelitian menunjukkan bahwa Literasi Keuangan memiliki pengaruh yang paling kuat terhadap perilaku keuangan. Teknologi Keuangan dan Efikasi Diri Keuangan juga menunjukkan pengaruh yang signifikan. Penelitian ini menyarankan bahwa peningkatan literasi keuangan dan integrasi fintech dapat meningkatkan perilaku keuangan. Temuan ini berkontribusi pada pemahaman perilaku keuangan Generasi Z dan menunjukkan perlunya program edukasi keuangan yang terarah.
Peningkatan kesejahteraan tenaga outsourcing melalui program bantuan sembako berbasis semangat kebersamaan Ida, Ida; Manurung, Rosida Tiurma; Pandanwangi, Ariesa; Pattipawaej, Olga Catherina
Jurnal Pembelajaran Pemberdayaan Masyarakat (JP2M) Vol. 6 No. 2 (2025)
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33474/jp2m.v6i2.23592

Abstract

Kesejahteraan sosial dan solidaritas tenaga outsourcing di tengah dinamika masyarakat yang terus berkembang, perlu ditingkatkan. Permasalahan mereka adalah kondisi kerja yang tidak stabil, upah rendah, dan minimnya jaminan sosial. Mereka sering kali tidak memiliki status kerja tetap meskipun bekerja bertahun-tahun di institusi yang sama. Tujuan pengabdian ini untuk meningkatkan kesejahteraan mereka sebagai bentuk bantuan sosial. Metode yang digunakan participation action research (PAR) dengan tahapan utama kegiatan adalah pembagian sembako untuk 38 orang peserta dari tenaga outsourcing PT Danamartha Sejahtera Utama dan mitra pujasera Eureka di Universitas Kristen Maranatha Bandung bersama mitra Pusat Bahasa Korea. Kegiatan dilaksanakan pada tanggal 4 April 2024. Bantuan sosial diberikan kepada tenaga outsourcing PT Danamartha Sejahtera Utama dan mitra pujasera Eureka di Bandung. Hasil pengabdian peserta dari tenaga outsourcing PT Danamartha Sejahtera Utama (DSU) sebanyak 8 orang (21%), Pegawai Tenant Food Court Eureka sebanyak 30 orang (79%) dengan rentang usia 18-53 tahun dan sebanyak 9 orang (24%) berjenis kelamin laki-laki dan sebanyak 29 orang (76%) berjenis kelamin perempuan. Jumlah terbesar karyawan perempuan, berarti mereka adalah garda terdepan dalam menyelamatkan perekonomian keluarga, sehingga kegiatan ini dapat membantu mereka. Evaluasi menyatakan bahwa kegiatan ini sebanyak sebanyak 22 peserta (58%) menyatakan berhasil dan dapat dilanjutkan dengan kegiatan serupa. Kegiatan ini menunjukkan bahwa pendekatan partisipatif dapat memperkuat keterlibatan komunitas dalam program pemberdayaan dan menjadi model replikasi di wilayah lain.
Peningkatan Edukasi Lokalitas dan Cinta Ibu dalam Lomba Baca Puisi Usia Sekolah Dasar Manurung, Rosida Tiurma; Pandanwangi, Ariesa; Ida, Ida
Jurnal Mandala Pengabdian Masyarakat Vol. 6 No. 1 (2025): Jurnal Mandala Pengabdian Masyarakat
Publisher : Progran Studi Farmasi Universitas Mandala Waluya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35311/jmpm.v6i1.589

Abstract

Penguatan terhadap nilai-nilai lokalitas dan kecintaan terhadap ibu merupakan aspek penting dalam pendidikan karakter anak usia dini dan sekolah dasar. Melalui kegiatan lomba baca puisi bertema lokalitas dan cinta ibu dalam peringatan hari Kartini dapat memberikan edukasi sehingga diharapkan anak-anak mampu mengekspresikan rasa bangga terhadap budaya dan ibu mereka. Social service melalui edukasi dalam bentuk pengabdian kepada masyarakat ini bertujuan untuk meningkatkan kesadaran budaya dan nasionalisme peserta didik tingkat Sekolah Dasar (SD). Kegiatan ini dilaksanakan di ruang exhibition Universitas Kristen Maranatha yang diikuti 11 siswa dari beberapa sekolah dasar. Metode yang dilakukan adalah partisipatory, peserta aktif berpartisipasi dalam kegiatan ini. Hasil kegiatan menunjukkan peningkatan minat dan rasa bangga peserta terhadap budaya lokal, kasih sayang keluarga, dan rasa nasionalisme.  Pengabdian ini memaparkan proses, hasil, dan manfaat kegiatan serta merekomendasikan pengembangan karakter pada masa mendatang, khususnya tentang peningkatan edukasi nilai lokalitas dan cinta kepada ibu.
Implementasi Permenkes No 6 Tahun 2022 Tentang Penggunaan Jasa Pelayanan Kesehatan di Puskesmas Tapalang Kab Mamuju: Implementation of Permenkes No. 6 of 2022 concerning the Use of Health Services at Puskesmas Tapalang, Mamuju Regency Ida, Ida; Multazam, Andi Muhammad; Baharuddin, Alfina
Journal of Aafiyah Health Research (JAHR) Vol. 6 No. 2 (2025): JULY-DECEMBER
Publisher : Postgraduate Program in Public Health, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52103/jahr.v6i2.2092

Abstract

ABSTRAK Latar Belakang: Jasa Pelayanan Kesehatan adalah faktor yang sangat prinsip karena dapat menentukan kualitas pelayanan kesehatan. Selain itu terdapat pula faktor lainnya yakni ketersediaan Sumbar Daya Manusia, ketersediaan sarana prasarana serta penerapan peraturan secara optimal. Tujuan: Penelitian ini bertujuan untuk menganalisis capaian Implementasi Permenkes No. 6 tahun 2022 tentang Penggunaan Jasa Pelayanan Kesehatan di Puskesmas Tapalang Kabupaten Mamuju dari segi Input, Proses, dan Output. Metode: Jenis penelitian ini adalah adalah kualitatif dengan Pendekataan deskriptif.  Penentuan informan menggunakan teknik snowball sampling, jumlah infoerman sebanyak 13 orang. Teknik pengumpulan data menggunakan wawancara mendalam dengan menggunakan triangulasi sumber  dan triangulasi Metode, telusur dokumen, dan observasi. Teknik analisis data menggunakan contentan analysis. Hasil pengamatan dan wawancara, kemudian diklasifikasi, diinterpretasikan dan akhirnya membuat kesimpulan yang disajikan dalam bentuk narasi. Hasil:  Semua rekomendasi yang tercantum di Permenkes No 6 Tahun 2022 telah dilakukan dan  diterapkan  di  puskesmas tapalang .  Kerangka kerja masing-masing bidang tugas sudah ada namun belum tersosialisasikan kepada semua staff.   Pola rencana kerja dan kerangka kerja ditetapkan untuk melaksanakan pelayanan kesehatan dan memaksimalkan penggunaan Sarana dan prasarana yang belum lengkap untuk mendukung pelayanan kesehatan. peningkatan kualitas jasa pelayanan kesehatan di Puskesmas Tapalang, namun transparansi maupun akuntabilitas pengelolaan administrasi keuangan bagi seluruh staff masih minim. Kesimpulan: Implementasi Penggunaan Jasa Pelayanan Kesehatan Di Kab Mamuju sudah sesuai dengan Permenkes No 6 Tahun 2022. perbaikan masih perlu dilakukan untuk mengatasi beberapa kendala dalam penggunaan jasa pelayanan.  ABSTRACT Background: Health Services is a very principle factor because it can determine the quality of health services. In addition, there are also other factors, namely the availability of Human Resources, the availability of infrastructure and the optimal application of regulations. Objective: This study aims to analyze the achievement of the Implementation of Permenkes No. 6 of 2022 concerning the Use of Health Services at Puskesmas Tapalang, Mamuju Regency in terms of Input, Process, and Output. Methods: This type of research is qualitative with a descriptive approach. Determination of informants using snowball sampling technique, the number of informants was 11 people. Data collection techniques using in-depth interviews using source triangulation and method triangulation, document searches, and observation. Data analysis techniques using content analysis. The results of observations and interviews were then classified, interpreted and finally made conclusions which were presented in the form of a narrative. Results: All recommendations listed in Permenkes No. 6 of 2022 have been carried out and implemented at Tapalang Health Center.  The framework for each task area already exists but has not been socialized to all staff.   The pattern of work plans and frameworks is set to carry out health services and maximize the use of incomplete facilities and infrastructure to support health services. improving the quality of health services at Puskesmas Tapalang, but transparency and accountability of financial administration management for all staff is still minimal. Conclusion: The implementation of the use of health services in Mamuju district is in accordance with Permenkes No. 6 of 2022. improvements still need to be made to overcome several obstacles in the use of services.
The Effect of Nurse Hand Hygiene Education on Nosocomial Infection Prevention Knowledge in the Inpatient Room, Dahlia Room, Sayang Regional General Hospital, Cianjur Dewi Amir, Mayasyanti; Hikmayati, Ucu; Ida, Ida
Riwayat: Educational Journal of History and Humanities Vol 7, No 4 (2024): October, Social Issue and Education
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jr.v7i4.41295

Abstract

Prevention of HAIs can be done if health facilities consistently implement infection prevention and control programs. The purpose of the study was to determine the Effect of Nurse Hand Hygiene Education on the Knowledge of Nosocomial Infection Prevention. Knowledge is the ability of an individual to recall names, words, inspirations, formulas, and so on. Health education is a way to influence others, whether individuals, groups, or communities, so that they do what the education or health promotion actors expect. The type of research uses a quasi experiment with a prepost test design. The population in this study is 461 people and the sample itself is 18 people with the Cluster Sampling technique. The instrument used in this study is a questionnaire. Data collection technique by observation. The analysis used was univariate and bivariate using the Wilcoxon test. The results of the study showed that most of the respondents had a sufficient level of knowledge with a total of 9 respondents (50%) before being given the intervention, Most of the respondents had a good level of knowledge after being given the intervention with a total of 13 respondents (72.2%) after being given the intervention and there was an effect of hand hygiene education on the knowledge of nosocomial infection prevention with PValue = 0.000 0.05. There is a need to improve human resources, especially nurses through education or trainings to improve skills, especially in the prevention of nasocomial infections.
Determinasi financial distress: Peran profitabilitas, likuiditas, dan leverage pada industri bahan konstruksi Mustamin, Riandi; Ida, Ida
Jurnal Manajemen Bisnis dan Kewirausahaan Vol 9 No 4 (2025): Jurnal Manajemen Bisnis dan Kewirausahaan
Publisher : Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jmbk.v9i4.34662

Abstract

This study aims to investigate the impact of profitability, liquidity, and leverage on financial distress in construction materials companies. The construction industry plays a vital role in national development. Yet, it remains vulnerable to financial pressure due to factors like rising raw material costs and high dependency on imported inputs. This research employs a quantitative approach, utilizing binary logistic regression, based on financial data from 11 companies listed on the Indonesia Stock Exchange during the 2021–2024 period, resulting in 44 observations. Financial distress is defined by operating losses sustained for two consecutive years. The results show that leverage (measured by Debt to Asset Ratio) has a positive and significant effect on financial distress, meaning that a higher proportion of debt in the capital structure increases the likelihood of financial distress. On the other hand, profitability (measured by Return on Assets) and liquidity (measured by Current Ratio) show no significant relationship with financial distress. These findings suggest that poorly managed debt is the primary driver of financial difficulties, while profit and liquid assets alone are insufficient to prevent financial distress. This study highlights the importance of managing capital structure wisely and avoiding excessive reliance on debt, especially in an industry exposed to operational and economic uncertainty. The results are expected to serve as useful input for financial management strategies and contribute to academic literature in corporate finance. Penelitian ini dilakukan untuk melihat bagaimana kondisi keuangan perusahaan bahan konstruksi bisa dipengaruhi oleh profitabilitas, likuiditas, dan leverage. Industri ini dianggap penting karena mendukung pembangunan nasional, tetapi juga rentan mengalami tekanan keuangan, terutama akibat kenaikan harga bahan baku dan ketergantungan pada impor. Penelitian ini menggunakan pendekatan kuantitatif dengan analisis regresi logistik terhadap 11 perusahaan yang terdaftar di BEI selama periode 2021–2024, dengan total 44 observasi. Financial distress diklasifikasikan berdasarkan kondisi rugi operasional selama dua tahun berturut-turut. Hasil analisis menunjukkan bahwa leverage (DAR) berpengaruh positif dan signifikan terhadap financial distress, yang berarti semakin besar proporsi utang dalam struktur pembiayaan perusahaan, maka semakin tinggi pula kemungkinan perusahaan mengalami tekanan keuangan. Sebaliknya, profitabilitas (ROA) dan likuiditas (CR) tidak berpengaruh signifikan terhadap financial distress. Dari sini bisa disimpulkan bahwa utang yang tidak terkelola dengan baik menjadi faktor utama penyebab risiko keuangan, sementara laba dan aset lancar tidak cukup kuat sebagai penyangga terhadap tekanan finansial. Hasil ini memberikan gambaran bahwa perusahaan di sektor konstruksi perlu lebih berhati-hati dalam mengatur struktur modal dan tidak semata-mata bergantung pada utang untuk menjaga keberlangsungan usahanya. Penelitian ini diharapkan dapat menjadi bahan pertimbangan manajerial dan literatur tambahan di bidang keuangan.
SINKRONISASI E-LOGBOOK SEBAGAI INTEGRASI AKTIVITAS KLINIS KEPERAWATAN DALAM IMPLEMENTASI JENJANG KARIR PROFESSIONAL PERAWAT Ida, Ida; Susilaningsih, Sri; Rohayani, Lilis; Inayah, Iin; Oyoh, Oyoh
Jurnal Manajemen Kesehatan Indonesia Vol 13, No 2 (2025): Agustus 2025
Publisher : Magister Kesehatan Masyarakat, Fakultas Kesehatan Masyarakat, Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/jmki.13.2.2025.211-225

Abstract

Research objective to synchronize clinical nurse competency authority items and create an E-logbook documentation design. The research method uses Research and Development (R&D). The sampling technique was based on purposeful sampling with 8 informants. The formation of a grouping list of competency authority items based on the synchronization of several policies which are used as a reference for the implementation of career paths and E-logbook documentation design. Synchronization of nurse competency authority items in logbook documentation grouped based on functional position level which is adjusted to the level of Clinical Nurse (PK) making it easier to document the E-logbook. Ther are need to be support from hospital leaders, the care sector and related stkeholder to follow up on the implementation of research result, the PPNI organization needs to follow up on a form of synchronization of effective points, and further researchers to carry out trials of the synchronization results so that they can used as a basis for synchronization with other nursing areas.