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All Journal Signifikan : Jurnal Ilmu Ekonomi JURNAL AKUNTANSI DAN AUDITING Jurnal Indo-Islamika Kinerja EQUILIBRIUM Jurnal Ushuluddin Jurnal Pengabdian Kepada Masyarakat (Indonesian Journal of Community Engagement) Falah : Jurnal Ekonomi Syariah Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah Prosiding SI MaNIs (Seminar Nasional Integrasi Matematika dan Nilai-Nilai Islami) Jurnal Ilmiah Ekonomi Islam Journal of Management Review Jurnal Pengabdian Pada Masyarakat International Journal of Islamic Economics and Finance (IJIEF) Jurnal SIKAP (Sistem Informasi, Keuangan, Auditing Dan Perpajakan) Jurnal Organisasi Dan Manajemen Jurnal Agrotek UMMat JCES (Journal of Character Education Society) MATAPPA: Jurnal Pengabdian Kepada Masyarakat Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam International Journal of Islamic Business and Economics (IJIBEC) E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis Jurnal Online Insan Akuntan SULTANIST: Jurnal Manajemen dan Keuangan Jurnal Ilmiah Edunomika (JIE) JURNAL EKONOMI SYARIAH Jurnal Riset Entrepreneurship IJECA (International Journal of Education and Curriculum Application) Jurnal Pasar Modal dan Bisnis Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Nusantara Science and Technology Proceedings JPDPM Al Mashaadir : Jurnal Ilmu Syariah JENTRE JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) JENTRE: Journal of Education, Administration, Training and Religion JAMAIKA: Jurnal Abdi Masyarakat Journal of Innovation Research and Knowledge Prosiding SNPBS (Seminar Nasional Pendidikan Biologi dan Saintek) Amal: Jurnal Ekonomi Syariah Equilibrium: Jurnal Ekonomi Syariah Jurnal Kajian Ekonomi dan Perbankan Syariah
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Determinant of Professionalism and Religiosity to Increase the Performance of Bank Institution: Case Study on Permata Bank Indonesia Roikhan Mochamad Aziz; Fauziyah Latiefa Salsabila; Ahmad Rodoni
Falah: Jurnal Ekonomi Syariah Vol. 8 No. 1 (2023): FEBRUARY
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v8i1.24144

Abstract

This study aims to analyze the level of efficiency of Permata Bank employees through the Data Envelopement Analysis (DEA) in the current period from 2017-2021 as well as the level of development of Conventional Banks in Indonesia. The research employed quantitative method to examine the relationship between two or more variables. This study examined the efficiency value are Net Income, Cash, and Financial Performance from Conventional Bank Indonesia period 2017–2021. The data collection method used in this study was by collecting financial report data and surveys related to Indonesian Conventional Bank for the 2017-2021 period. This study used definition of data envelopement analysis (DEA). The result found that the level of efficiency of Conventional Banks and the Islamic value of their employees during the analysis period has increased significantly over time and can apply the concept of work-life balance in their daily routines. The result of this study contribute to the improvement of the bank performance by professionalism and religiosity as a determinant variable.  
Analysis of Efficiency and Reflexivity of Bank Syariah Indonesia With Islamic Values Roikhan Mochamad Aziz; Jesyca Lulu Precilia Putri; Rahma Nurcahyani Safitri; Qonita Lutfiah; Mohammad Rafli Syahputra
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 15, No 1 (2023)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v15i1.11962

Abstract

The purpose of this study is to measure the level of efficiency and reflexivity of Bank Syariah Indonesia (BSI) by using sharia values in the city of South Tangerang for the 2019-2021 period. This study used Data Envelopment Analysis (DEA) to measure the efficiency level of each BSI. The input variables in this study used deposits and assets. Meanwhile, the output variables in this study used financing and operating income. The results of this study show that the effectiveness of BSI is volatile. Bank Syariah Indonesia recorded an efficiency level of 60.8% in 2020-2021 and was also inefficient. This study also provides recommendations to overcome the inefficiency of Bank Syariah Indonesia. Sharia values and performance have differences for each Bank Syariah Indonesia
PENGEMBANGAN KEWIRAUSAHAAN SESUAI POTENSI DESA TANJAKAN BANTEN Roikhan Mochamad Aziz
Jurnal Pasca Dharma Pengabdian Masyarakat Vol 1, No 1 (2020): Mei 2020
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/jpdpm.v1i1.23849

Abstract

Akademisi sebagai agen perubahan memiliki tiga bakti yang tertuang dalam Tri Dharma Perguruan Tinggi yaitu Pendidikan dan Pengajaran, Penelitian dan pengembangan, Pengabdian Masyarakat yang mana mahasiswa bertugas dalam hal pengabdian bagi masyarakat, Indonesia memiliki banyak perguruan tinggi sebagaimana tugas sebagai agen pembawa perubahan harus melakukan pengabdian bagi masyarakat dari bidang keilmuan , agama, sosial , politik, pendidikan, maupun ekonomi. Yang mana kita ketahui akhir-akhir ini pemerintah sedang mendukung segala jenis usaha kecil menengah. Salah satu pengembangan kewirausahaan masyarakat untuk meningkatkan kemandirian ekonomi masyarakat Indonesia. Kewirausahaan perlulah melakukan cara pemasaran yang modern di era revolusi industri 4.0 yang mana pemasaran berbasis teknologi melalui sosial media maupun belanja online. Masyarakat tentulah pelatihan pemasaran kewirausahannya melalui teknologi agar mampu menjangkau wilayah pemasaran yang tersebar diseluruh Indonesia. Maka mahasiswan dengan pengabdiannya haruslah melakukan pelatihan terhadap masyarakat untuk melakukan pemasaran melalui media teknologi internet di era revolusi industri 4.0 untuk meningkatkan ekonomi masyarakat.  
Electrocardiogram With Sinlammim Heartbeat On R12 And R47 Code In Pandemic Economy Roikhan Mochamad Aziz
Nusantara Science and Technology Proceedings Federation of Islamic Medical Associations
Publisher : Future Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/nstp.2022.2211

Abstract

There are various aspects of human life in the medical field about the heart such as the circulatory system of the heart and heart rate machine with religiosity factor. This research aims to analyze the relationships among medical in the human body, the circular system of the heart, and the religiosity of heart. Materials and method: Data comes from various sources books, journals, the internet, primary data, and secondary data are also from the holy book. Primary data gets from an electrocardiogram (ECG) with the rate of the heart. The methodology uses descriptive analytics. The methods are similarity and reflexivity. The similarity between ECG and sinlammim graph. Results: R12 is the model of heart system and R47 is the physical structure of heart such as circle form, seventy beats per minutes, two chambers, and sinlammim movement. Human heart always praises to Allah and the graph of heart rate in ECG shows the symbols of sequence of prayers order. Heart praises to God with sentence of Exhale, Inhale, Sustain, and Cycle. Heart health needs to be taken care of during the pandemic economy.
Does Financial Technology Increase The Efficiency of Zakat Management Organizations or Other Factors? Aziz, Roikhan Mochamad; Hidayat, M Fahmi; Salsabila, Fauziyah Latiefa
EQUILIBRIUM Vol 11, No 2 (2023): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v11i2.22616

Abstract

The purpose of this research is to analyze the efficiency of Zakat Management Organizations (ZMO) in utilizing financial technology to increase the collection and distribution of Zakat. Data was obtained from 4 social finance organizations that utilize financial technology: National Amil Zakat Agency (NAZA), Nahdathul Ulama (NU Care), Dompet Dhuafa, and Rumah Zakat between 2018-2019. The methodology used an efficiency approach with the Data Envelopment Analysis (DEA) tool. Operational variables are total operating and socialization costs as input variables, while Zakat’s entire collection and distribution are the output variables. The results are the 4 ZMOs based on Financial Technology, such as NAZA, NU Care, Dompet Dhuafa, and Rumah Zakat, indicate that NU Care is the most efficient ZMO with a score of 1.00 throughout 2018-2019 because it can decrease input costs and optimize output due to its large mass base and volunteer programs up to the village level. Meanwhile, other ZMOs experience inefficiency with a score below 0.60, which occurs due to the use of disproportionate inputs and outputs due to ZMOs having multiple roles and a relatively equal ZMO donor base, which causes competition among ZMOs. Hahslm Analysis proves that optimizing ZMO input and output is by using resources in a balanced way by minimizing costs and maximizing income, which is an important factor outside financial technology.
Analisis Faktor-Faktor Yang Mempengaruhi Fungsi Intermediasi Serta Dampaknya Terhadap Kinerja Keuangan BUS Di Indonesia Ridho Fikri Almi; Roikhan Mochamad Aziz
Jurnal Ilmiah Ekonomi Islam Vol 9, No 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.6843

Abstract

The current problem is a decline in the intermediation function of Islamic commercial banks (BUS), which is reflected in the FDR ratio. The purpose of this study is to determine the factors that affect the intermediation function of tangible assets and intangible assets that exist in the BUS and how the impact on the financial performance of the BUS. The study was conducted on 8 BUS. This research method uses path analysis with trimming model. The results of the study state that partially TPF, NPF, CAR have an effect on FDR, partially there is no significant effect between BOPO and iB-VAICTM on FDR. Partially there is a significant effect between TPF, NPF, CAR, iB-VAICTM and FDR on ROA and partially there is no significant effect between BOPO on ROA. Simultaneously there is the influence of TPF, NPF, CAR, BOPO, and iB-VAICTM there is an intermediation function proxied by FDR and simultaneously there is the effect of TPF, NPF, CAR, BOPO, iB-VAICTM and FDR on the financial performance of Islamic commercial banks proxied with ROA. This study is expected to be used as an evaluation material for the decline in the intermediation function in the BUS. BUS is expected to optimize the promotion of services/products, in order to increase public inclusion of Islamic banks and also increase the capacity of human resources in banking (intangible assets), conduct call center training, and recruit quality human resources
PENGARUH KEPERCAYAAN DAN PENGETAHUAN TERHADAP MINAT MEMBAYAR ZAKAT, INFAK DAN SEDEKAH DENGAN PROMOSI SEBAGAI VARIABEL MODERASI Roikhan Mochamad Aziz; M. Fathur Rohim Arrozy; Ifan Rizky Kurniyanto; Muhammad Ronaydi
JURNAL ILMIAH EDUNOMIKA Vol 8, No 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.10306

Abstract

Zakat adalah rukun Islam ketiga yang memainkan peran penting dalam redistribusi kekayaan kepada masyarakat yang kurang mampu untuk memberantas kemiskinan. Islam mengajarkan bahwa harta tidak boleh beredar hanya diantara orang-orang kaya saja. Ada tanggung jawab orang kaya untuk kesejahteraan orang lain sehingga mereka dilarang mengabaikan saudara-saudaranya yang membutuhkan, yaitu orang-orang miskin. Penelitian ini bertujuan untuk mengetahui pengaruh kepercayaan dan pengetahuan terhadap minat membayar zakat, infak dan sedekah dengan promosi sebagai variabel moderasi. Penelitian ini menggunakan pendekatan kuantitatif. Teknik pengumpulan data yang digunakan adalah dengan menyebarkan kuesioner yang diperoleh sebanyak 200 responden. Hasil penelitian menunjukkan bahwa kepercayaan dan pengetahuan berpengaruh terhadap minat membayar zakat, infak dan sedekah. Promosi mampu memoderasi pengetahuan terhadap minat membayar zakat, infak dan sedekah. Namun promosi tidak mampu memoderasi kepercayaan terhadap minat membayar zakat, infak dan sedekah Kata Kunci: Kercayaan, Pengetahuan, Promosi, Minat Membayar ZIS
Good Corporate Governance with Religiosity Approach in Realizing Accountability at Sharia Financial Institution Aziz, Roikhan Mochamad; Salsabila, Fauziyah Latiefa
JURNAL EKONOMI SYARIAH Vol 8, No 2 (2023): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v8i2.8226

Abstract

Introduction to The Problem: The issue of Good Corporate Governance (GCG) develops along with the occurrence of several types of conflicts that occur between groups of stakeholders. So the company encourages business people to present a good corporate management mechanism.Purpose/Objective Study: This research aims to build an efficient corporate governance system, effective management, disclosure in accurate financial reporting, as well as fair and transparent accounting records so as to create accountability to God, Man, and Nature.Design/Methodology/Approach: This study uses a descriptive writing method with a qualitative approach.Findings: The results of this study explain that the concept of Good Corporate Governance (GCG) with the Sharia Enterprise Theory and Hahslm Theory approaches will reflect transparency to achieve harmonious relations related to the interets of the company, people, nature, and Allah SWT.Paper Type: Research Article or General Review
Keterkaitan Indikator Moneter Syariah Terhadap Pendapatan Domestik Bruto Fitriani, Yunie; Aziz, Roikhan Mochamad; Amalia, Fitri
Signifikan: Jurnal Ilmu Ekonomi Vol 1, No. 1, April 2012
Publisher : Faculty of Economic and Business Syarif Hidayatullah State Islamic University of Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v1i1.2595

Abstract

The purpose of this research is to analyze in the short term and long term between the four independent variables including: the financing of Islamic banking, the Jakarta Islamic Index (JII), the Islamic Bank Indonesia certificates (SBIS), and the money supply (JUB) to gross domestic product (GDP). This research uses the test to notice any indications of Granger was awarded a long-term relationship and Error Correction Model to see the existence of a short-term relationship. The result shows that in the short-run only SBIS that have a short-run relationship to GDP. In the long-run all the independent variables can explain the long-run relationship to GDPDOI: 10.15408/sjie.v1i1.2595 
BUSINESS EFFECTIVENESS WITH THE VALUE OF PRAYER ON OPERATING INCOME IN PT. PRAWEDA SARANA INFORMATICS Aziz, Roikhan Mochamad; Rahmadani, Vivi; Wibowo, Satrio Bayu; Ahmad, Nur; Fathimah, Zuni Maulida
Journal of Management Review Vol 7, No 1 (2023)
Publisher : Magister Manajement Studies Program

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/jmr.v7i1.9240

Abstract

ABSTRACT PT. Praweda Sarana Informatika is a company in the field of technology, using the DEA method and Islamic values as reflected in the prayer values of its employees during the 2018-2022 period and seeing the influence of input and output variables on the company's growth rate. The input variables used are the Accumulated Number of New and Renewal Customers and the Number of Leads (Potential Customers) Entering. As for the output variable itself, namely Operating Income. So that its effect on the effectiveness of performance can be seen using the calculation of the reflexivity of worship. The results of the study show the effectiveness of employee performance data, it can be concluded that the increase in the effectiveness of employee performance is in line with the increase that occurs in the value of worship. The peak of the increase in reflexivity values occurs in 2022, where the effectiveness of performance is seen from the output variable (operational income) which reaches a maximum point of 100% in line with a significant increase in the worship value of employees to 90%. So it can be calculated the value of the reflexivity is at a percentage of 90%.