Article Per Year (5 Year)
p-Index From 2020 - 2025
6.07
P-Index
This Author published in this journals
All Journal Signifikan : Jurnal Ilmu Ekonomi JURNAL AKUNTANSI DAN AUDITING Jurnal Indo-Islamika Kinerja EQUILIBRIUM Jurnal Ushuluddin Jurnal Pengabdian Kepada Masyarakat (Indonesian Journal of Community Engagement) Falah : Jurnal Ekonomi Syariah Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah Prosiding SI MaNIs (Seminar Nasional Integrasi Matematika dan Nilai-Nilai Islami) Jurnal Ilmiah Ekonomi Islam Journal of Management Review Jurnal Pengabdian Pada Masyarakat International Journal of Islamic Economics and Finance (IJIEF) Jurnal SIKAP (Sistem Informasi, Keuangan, Auditing Dan Perpajakan) Jurnal Organisasi Dan Manajemen Jurnal Agrotek UMMat JCES (Journal of Character Education Society) MATAPPA: Jurnal Pengabdian Kepada Masyarakat Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam International Journal of Islamic Business and Economics (IJIBEC) E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis Jurnal Online Insan Akuntan SULTANIST: Jurnal Manajemen dan Keuangan Jurnal Ilmiah Edunomika (JIE) JURNAL EKONOMI SYARIAH Jurnal Riset Entrepreneurship IJECA (International Journal of Education and Curriculum Application) Jurnal Pasar Modal dan Bisnis Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Nusantara Science and Technology Proceedings Jurnal Pasca Dharma Pengabdian Masyarakat Al Mashaadir : Jurnal Ilmu Syariah JENTRE JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) JENTRE: Journal of Education, Administration, Training and Religion Wadiah : Jurnal Perbankan Syariah JAMAIKA: Jurnal Abdi Masyarakat Journal of Innovation Research and Knowledge Amal: Jurnal Ekonomi Syariah Equilibrium: Jurnal Ekonomi Syariah IIJSE Jurnal Kajian Ekonomi dan Perbankan Syariah
Roikhan Mochamad Aziz, Roikhan Mochamad
Universitas Islam Negeri Syarif Hidayatullah Jakarta
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Medicine & Pharmacology Social Sciences Other

Published : 55 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 55 Documents
Search

 2   3   4   5   6 
Ekonomi pertanian era pandemi dengan metafora kupu-kupu berkode R12 dan R47 dalam ibadah Aziz, Roikhan Mochamad
Jurnal Agrotek Ummat Vol 9, No 2 (2022): April
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jau.v9i2.8236

Abstract

The aim of this research is to analyze agricultural economic development in the pandemic era with the function of butterflies as agricultural pollinating insects with codes R12 and R47 in symbols of worship. The object of this research is agricultural pollinating insects, namely Butterflies. The research was carried out from literacy studies of journals, books, scriptures, and electronic media. The methodology used is descriptive analysis. The methods used include reflexivity, dynivity, and similarity. The results obtained that the Butterfly motif stores codes R12 and R47 which are the unification of religion and science. There is a natural morphology on the butterfly's upper wings in the form of seven individual lines (7). The bottom wing motif shows a pattern of three (3) small circles like the letter sin, there is also a protrusion of the inner wing that has a long motif with the pattern of the number one (1) like the letter lam, and the largest circle pattern with the number nine (9) on the inside like the letter mim, so it looks like 319 and sinlammim. The source of my reflexivity comes from the R12 which is positioned at the bottom. The number 19 out of 319 is also found in Covid-19 which has an economic impact. The butterfly carries the message of the formula resulting from the structure of creation on the wings with the Hahslm 472319 pattern. This formula gives the meaning of dynivitas (unification) in the Butterfly that religion and science are one unit. Besides that, there is also meaning in the life of a pandemic in the form of a link between the existence of butterflies that the agricultural process is carried out in a worship way through insects with a wing motif which shows that humans turn to God for worship. The novelty of this research is that the dynivtas formula stored in the butterfly's wings can be used as a lesson in agricultural ecosystems in the current pandemic economic era.
Analisis Faktor-Faktor Yang Mempengaruhi Fungsi Intermediasi Serta Dampaknya Terhadap Kinerja Keuangan BUS Di Indonesia Almi, Ridho Fikri; Aziz, Roikhan Mochamad
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.6843

Abstract

The current problem is a decline in the intermediation function of Islamic commercial banks (BUS), which is reflected in the FDR ratio. The purpose of this study is to determine the factors that affect the intermediation function of tangible assets and intangible assets that exist in the BUS and how the impact on the financial performance of the BUS. The study was conducted on 8 BUS. This research method uses path analysis with trimming model. The results of the study state that partially TPF, NPF, CAR have an effect on FDR, partially there is no significant effect between BOPO and iB-VAICTM on FDR. Partially there is a significant effect between TPF, NPF, CAR, iB-VAICTM and FDR on ROA and partially there is no significant effect between BOPO on ROA. Simultaneously there is the influence of TPF, NPF, CAR, BOPO, and iB-VAICTM there is an intermediation function proxied by FDR and simultaneously there is the effect of TPF, NPF, CAR, BOPO, iB-VAICTM and FDR on the financial performance of Islamic commercial banks proxied with ROA. This study is expected to be used as an evaluation material for the decline in the intermediation function in the BUS. BUS is expected to optimize the promotion of services/products, in order to increase public inclusion of Islamic banks and also increase the capacity of human resources in banking (intangible assets), conduct call center training, and recruit quality human resources
Understanding Consumer Behavior In Murabahah Financing Choices: The Role Of Knowledge Ariyanti, Rini; Aziz, Roikhan Mochamad; Nurrokhim, Isma; Maghfiroh , Fachrial Lailatul; Subandono, Agus
WADIAH Vol. 9 No. 1 (2025): Wadiah: Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/wadiah.v9i1.1844

Abstract

This study aims to understand consumer behavior in choosing murabahah financing at BMT Beringharjo Nganjuk Branch, focusing on the role of consumer knowledge as the main factor influencing decision-making. This study uses a quantitative method with a simple linear regression analysis technique. Data were collected through questionnaires for 66 respondents who are BMT customers. The results of the study indicate that consumer knowledge has a significant influence on murabahah financing decision-making, with a correlation coefficient of 0.796 (strong relationship) and an R² value of 63.4%. This indicates that 63.4% of the variability in consumer decisions can be explained by their level of knowledge, while 36.6% is influenced by other factors. Education through family and friends is the main source of information (60.6%), while electronic media and brochures are less effective. In conclusion, increasing consumer knowledge, especially through product education, can encourage more informed decisions and strengthen trust in sharia financing. This study is relevant in formulating marketing and education strategies to improve consumer understanding and BMT competitiveness in the sharia financial sector.
The Digital Economy Acceleration to Increase Economic Growth in the Pandemic Era Lubis, Mhd Rafki; Aziz, Roikhan Mochamad; Yarham, M.
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.4019

Abstract

The development of Fintech and e-commerce during the Covid-19 pandemic has given its blessing. Fintech and e-commerce can be used as a solution to strengthen the economy. Moved by monetary administrations, changes in individuals' ways of life towards digitalization, and backing from the public authority through clear guidelines and legitimate systems. Animun's high movement of people's activities to gadgets has a positive impact on the country in saving the national economy in the midst of the world's economic downturn. The results of research show e-commerce and fintech have played a role in the Indonesian economy during the COVID-19 pandemic, both for businesses, consumers, and the government.
Analysis of Fintech and Digital Bank Collaboration on the Increase of Third-Party Funds: A Case Study of GoPay and Bank Jago Integration Febriansah, Febriansah; Aziz, Roikhan Mochamad; Terminanto, Ade Ananto; Cahyadi, Ady; Harfian, Muhammad Juang; Sa’diyah, Halimatus
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1: Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The digital transformation of the financial sector has spurred innovative collaborations between financial technology (fintech) firms and digital banks, creating new paradigms for growth. A primary challenge for digital banks is the rapid and cost-effective acquisition of Third-Party Funds (DPK), which is crucial for liquidity and lending capacity. This study addresses the problem of how strategic integration between a super-app's fintech arm and a digital bank can serve as an effective mechanism for accelerating DPK growth. The research objective is to conduct an in-depth analysis of the collaboration model between GoPay, a leading fintech platform in Indonesia, and Bank Jago, a technology-based bank, and its subsequent impact on Bank Jago's DPK accumulation. This research employs a qualitative case study methodology, using secondary data analysis of audited financial statements, official corporate press releases, reputable industry reports, and academic literature. The findings reveal that the seamless integration of Bank Jago's services into the Gojek super-app ecosystem functions as a highly efficient customer acquisition funnel. This model significantly lowers traditional barriers to banking, converting millions of transactional e-money users into formal bank depositors. The analysis of Bank Jago's financial data demonstrates a substantial and sustained increase in its TPF, particularly in low-cost Current Account Savings Account (CASA) funds, following the strategic integration. This study concludes that the embedded finance model, as exemplified by the GoPay-Jago partnership, represents a powerful strategy for digital banks to achieve scalable DPK growth by leveraging the vast user base and high engagement frequency of a super-app ecosystem.
Co-Authors Acep R. Jayaprawira Acep Riana Jayaprawira Ady Cahyadi, Ady Ahmad Rodoni Almi, Ridho Fikri Amanda, Dita Nur Annisa Nur Qaidah Aris Munandar Ariyanti, Rini Asep Saipul Milah Asyari Hasan, Asyari Awaludin Syarif Abdulah Dhiyaul Haq Dita Nur Amanda Ery Yohana Matoenji Fahrudin Fahrudin Falaach, Gilang Fajrul Farhan Syihab Mulyadi Fathimah, Zuni Maulida Fauziyah Latiefa Salsabila Febriansah, Febriansah Fitri Amalia Fitri Amalia Haq, Dhiyaul Harfiahani Indah Rakhma Ningtyas Harfian, Muhammad Juang Helmi Ali Hidayani Syam Hidayat, M Fahmi Ifan Rizky Kurniyanto Intan Agustin Wulandari Irwan Moridu Izzah Corrie Fatihah Jauhara Hana Nabilah Jayaprawira, Acep R. Jesyca Lulu Precilia Putri Kamila, Tazkia Kievo Syah Gusman Latifah, Leti Lubis, Mhd Rafki Luckhy Natalia Anastasye Lotte Lucky Nugroho Lutfi Nur Agustian M. Fathur Rohim Arrozy Maghfiroh , Fachrial Lailatul Meilani Meilani Meilani Meilani, Meilani Mohammad Rafli Syahputra Muhammad Asyep Syam’aeni Muhammad Ronaydi Nisfina Sya’baniyah Nur Ahmad, Nur Nurrokhim, Isma Pandu Priantoro Puji Gita Ario Ilham Puji Hadiyati Purbawati Setyaningsih Qonita Lutfiah Rahma Nurcahyani Safitri Rahmadani, Vivi Ridho Fikri Almi Salsabila, Fauziyah Latiefa Sa’diyah, Halimatus Sekar Aini Zahroh Sen, Hasbi Shafira, Alfina Soeharjoto Soekapdjo Soeharjoto, Soeharjoto Sofyan Rizal, Sofyan Subandono, Agus Sulistyowati Sulistyowati Sulistyowati Sulistyowati Syafnavebiola Syafnavebiola Syahrul Syahrul Syarafina Putri Pratidina Syarifuddin Mabe Parenreng Terminanto, Ade Ananto Tia Fitriyani Venie, Venie Wibowo, Satrio Bayu Yarham, M. Yaumi, Anukhrija Yunie Fitriani Yunie Fitriani, Yunie Yusuf Ronny Edward Zahroh, Sekar Aini