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All Journal AT-Tahdzib: Jurnal Studi Islam dan Muamalah Journal AL-MUDARRIS MALIA Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Widya Balina :Jurnal Ilmu Pendidikan dan Ekonomi Proceedings of Annual Conference for Muslim Scholars Jurnal Mu'allim Soeropati: Journal of Community Service Jurnal Dinamika Ekonomi Syariah GUYUB: Journal of Community Engagement Al-Iqtishod : Jurnal Ekonomi Syariah Ekosiana : Jurnal Ekonomi Syariah Jurnal Iqtisaduna ICO EDUSHA Jurnal Ekonomi Syariah dan Hukum Islam Jurnal Perbankan Syariah Darussalam (JPSDa) Kartika: Jurnal Studi Keislaman Jurnal Ekonomi Syariah Journal of Economic, Management and Entrepreneurship Dalwa Islamic Economic Studies: Jurnal Ekonomi Syariah Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam At-Tahdzib: Jurnal Studi Islam dan Muamalah Jurnal Maisyatuna FIKROTUNA: Jurnal Pendidikan dan Manajemen Islam Journal of Ekonomics, Finance, and Management Studies Alkasb: Journal of Islamic Economics As-Syirkah: Islamic Economic & Financial Journal
Abdillah Mundir
Universitas Yudharta Pasuruan
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mechanical Engineering Social Sciences Other

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Pengaruh Komitmen Organisasi, Motivasi Kerja dan Kepuasan Kerja Terhadap Kinerja Sumber Daya Insani (SDI) pada PT. Karya Maju Sejahtera Bersama Liana Nanda Lestari; Alimatul Farida; Abdillah Mundir
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.3147

Abstract

The purpose of this research is to determine the influence of organizational commitment, work motivation, and job satisfaction on human resource performance. This research is quantitative using a survey type and data analysis techniques using SPSS 25. The respondents for this research were 67 employees of PT. Karya Maju Sejahtera, Gudang B. The results of this research show that organizational commitment partially has no effect on human resource performance. Meanwhile, simultaneously these variables have no effect on the performance of PT. Karya Maju Sejahtera Bersama.
Pengaruh Penerapan Prinsip Syariah terhadap Loyalitas Pelanggan di Hotel Dalwa Syariah Pasuruan Miftakhul Arif Saifuddin Islami; Abdillah Mundir; Alimatul Farida
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.3395

Abstract

This article discusses the importance of implementing sharia principles in the hotel industry, especially in the context of sharia dalwa hotels, with a focus on aspects of customer loyalty. Sharia principles provide a framework that is in accordance with Islamic values, such as justice, transparency and shared prosperity. This research identifies whether there is an influence between customer loyalty at Dalwa Syariah hotels on sharia principles and trust. Through analysis of primary and secondary data, the findings show that consistent application of sharia principles increases customer trust and satisfaction, which in turn strengthens their loyalty.
Peran Good Corporate Governance dalam Meningkatkan Kualitas Pelayanan dan Loyalitas Nasabah Koperasi Syariah Madinah, Salsabilatul; Farida, Alimatul; Mundir, Abdillah
Kartika: Jurnal Studi Keislaman Vol. 5 No. 3 (2025): Kartika: Jurnal Studi Keislaman (November)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v5i3.235

Abstract

This study aims to analyze the role of Good Corporate Governance (GCG) in enhancing service quality and customer loyalty at BMT UGT Nusantara, a Sharia-based microfinance institution that upholds the principles of transparency, accountability, and fairness. The implementation of GCG is considered a key factor in building public trust and fostering long-term relationships between the institution and its members. Using a quantitative approach, primary data were collected through Likert-scale questionnaires administered to 100 active customers of BMT UGT Nusantara, supported by secondary data from financial reports and institutional documents. The findings reveal that GCG has a positive and significant effect on service quality, which subsequently strengthens customer loyalty. The assurance and reliability dimensions emerged as the most influential aspects in shaping customers’ positive perceptions of service performance. These results demonstrate that sound governance practices not only improve internal efficiency and compliance with Sharia principles but also enhance customer trust and satisfaction. The study concludes that consistent application of GCG principles across all operational activities is essential for improving competitiveness and ensuring the long-term sustainability of Sharia microfinance institutions.
Implementasi Manajemen Risiko Pembiayaan Syariah dalam Upaya Menjaga Likuiditas Koperasi Syariah di BMT Maslahah Cabang Sukorejo Kabupaten Pasuruan Ulfatul Islamiyah; Abdillah Mundir; Alimatul Farida
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 4 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i4.7433

Abstract

This study discusses the implementation of Islamic financing risk management in maintaining the liquidity of Islamic cooperatives at BMT Maslahah Sukorejo Branch Pasuruan Regency. Risk management is a crucial aspect of the operational activities of Islamic cooperatives to ensure business continuity and minimize problematic financing risks that could disrupt liquidity stability. This study employs a qualitative descriptive method, with data collected through interviews, observations, and documentation. Data analysis is conducted using data reduction, data presentation, and conclusion drawing. The findings indicate that BMT Maslahah implement risk management through identification, measurement, monitoring, and risk control stages. The main strategies involve appliying the 5C principles (Character, Capacity, Capital, Condition, and Collateral) in financing analysis, strict supervision by Account Officer (AO) and Recovery Officer (RO), as well as restructuring policies for customers facing payment diffficulties. The effectiveness of risk management implementation at BMT Maslahah Sukorejo Branch is reflected in the controlled Non-Performing Financing (NPF) rate, maintained liquidity stability, and increased efficiency in financing management. However, challenges remain, such as limited resources for customer assistance, external economic conditions, and the need for innovation in risk mitigation strategies. Therefore, strengthening policies and adopting a more adaptive approach are necessary for the cooperative to continue sustainable growth in accordance with Islamic principles.
Peran Literasi Keuangan Islam terhadap Perilaku Keuangan Siswa Evi Nailur Rokhmah; Abdillah Mundir; Sukamto Sukamto; Fateemah Aleemama
Jesya Vol 9 No 2 (2026): FORTHCOMING ARTICLES : JUNI 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v9i2.2705

Abstract

Penelitian ini dilatarbelakangi oleh pentingnya literasi keuangan Islam dalam membentuk perilaku keuangan siswa pada lingkungan pendidikan berbasis Islam, di tengah masih adanya kecenderungan perilaku konsumtif meskipun siswa telah memiliki pemahaman dasar mengenai pengelolaan keuangan. Penelitian ini bertujuan untuk menganalisis peran literasi keuangan Islam dalam membentuk perilaku keuangan siswa di Muslimeen Suksa School Hat Yai, Thailand, serta mengidentifikasi kesenjangan antara pemahaman dan praktik keuangan siswa. Penelitian menggunakan pendekatan kualitatif dengan desain studi kasus melalui teknik wawancara mendalam, observasi, dokumentasi, dan kuesioner pendukung. Hasil penelitian menunjukkan bahwa literasi keuangan Islam berperan dalam membentuk perilaku keuangan siswa, terutama dalam kemampuan membedakan kebutuhan dan keinginan, membiasakan menabung, serta menghindari perilaku konsumtif. Nilai-nilai Islam seperti amanah, kesederhanaan, dan tanggung jawab juga terinternalisasi dalam praktik keuangan sehari-hari. Namun, temuan utama penelitian ini menunjukkan adanya cognitive-behavioral gap, yaitu kesenjangan antara pemahaman normatif siswa terhadap prinsip keuangan Islam dengan praktik nyata pengelolaan keuangan sehari-hari. Sebagian siswa telah memahami pentingnya menabung, pengendalian konsumsi, dan larangan israf, tetapi belum mampu menerapkannya secara konsisten akibat pengaruh lingkungan sosial, gaya hidup, dan lemahnya kontrol diri. Penelitian ini menegaskan bahwa efektivitas literasi keuangan Islam tidak hanya ditentukan oleh aspek pengetahuan, tetapi juga oleh keberhasilan internalisasi nilai syariah menjadi kebiasaan finansial yang berkelanjutan. Temuan ini memberikan kontribusi ilmiah melalui penegasan konsep cognitive-behavioral gap sebagai faktor utama dalam menjelaskan ketidaksesuaian antara pemahaman dan perilaku keuangan siswa.
Co-Authors A. Rafi Maulana Achmad Febrianto Aini, Anifatul Ajeng Rima Mustaqimah Akhmad Alifan Akil, Ahmad Ibnu Alimatul Farida Anita Agustining Rahayu Dewi Rosyiqoh Athiroh Durrotul Ilmiyah Duryatun Nafi’ah Evi Nailur Rokhmah Fadli Hidayat, M. Noer Faiqotul Himmah Farida, Alimatul Fateemah Aleemama Fatimah, Dian Faujiah, Ani Hilmi Hasbulloh Ifdlolul Maghfur, Ifdlolul Maghfur Iltiham, Muhammad Fahmul Islamiyah, Ulfatul Khoifah, Siti Lailatus Sa’adah Liana Nanda Lestari M. Ridwan Alviansyah M. Ryan Hidayat Madinah, Salsabilatul Mayang Sari Mufida Miftakhul Arif Saifuddin Islami Muhammad Aris 'Alwan Muhammad Nizar Muhammad Nizar Muhammad Saidi Muhsinin Syu'aibi Nabila, Uyun Nazilah, Nur Rahmatun Nazilah Nisa', Chairun Noer Mochammad Fadli Robby Nur Maisaroh Rahayu, Anita Agustining Silfiyah Siti Helmyati Sukamto . Sulhan, M. Suwaibatul Islamiyah Syaiyidatun Nadzifa Syarwani, Muhammad Syu’aibi, Moch. Muhsinin Titin Musarofa Tomiyadi Tomiyadi Tomiyadi Ulfatul Islamiyah Ummi Aminatuz Zuhriyah Uyun Nabila Warda, Alwiatul Wiwin Fachrudin Yusuf Yanuar, Rizqi Alif