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Effectiveness Of Danantara Policy In Creating Golden Indonesia 2045 Hardiansyah; Ahmad Hidayat; Bambang Amir Alhakim; Jacomina Vonny Litamahuputty; Junus Paulus Patty
Jurnal Teknologi dan Manajemen Industri Terapan Vol. 4 No. I (2025): Jurnal Teknologi dan Manajemen Industri Terapan
Publisher : Yayasan Inovasi Kemajuan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55826/jtmit.v4iI.715

This study is a qualitative study with a descriptive approach, namely an approach to describing in detail one by one, which is the main object of this study. The main objects that the researcher means are around Investment, Danatara, Indonesia EMAS 2045, and Effectiveness. One by one, the objects the researcher mentioned above will be described and then connected to the main topic in this study. The data used in this study is secondary data that the researcher obtained from credible sources indirectly, namely Books, Scientific Articles, Magazines, and various other sources commonly used in each study. The researcher's sources were analysed using data collection, reduction, selection, and conclusion stages. The result in this article shows that the understanding of the effectiveness of utilising all available infrastructure to achieve a desired goal, the presence of Danatara, can help achieve that goal, namely Indonesia EMAS 2045. The demographic bonus and industrialisation targeted in 2045 must be slowly supported by policies that support them. Suppose Danatara can utilise Dividends from the 7 BUMN assets mentioned above to support government policies related to industrialisation and creating the EMAS 2045 generation. In that case, the presence of Danatara can certainly help create Indonesia EMAS 2045. If, on the contrary, Danatara cannot utilise Dividends from the 7 BUMN assets, then the presence of Danatara can hinder the creation of Indonesia EMAS 2045. To solve this problem, the researcher proposes that Danatara have its own more specific master plan to help create Indonesia EMAS 2045. In addition, Danatara must also have a strict supervisor to avoid the creation of collusion, corruption, and nepotism practices in Danatara.

Effectiveness Of Danantara Policy In Creating Golden Indonesia 2045 Hardiansyah; Ahmad Hidayat; Bambang Amir Alhakim; Jacomina Vonny Litamahuputty; Junus Paulus Patty
Jurnal Teknologi dan Manajemen Industri Terapan Vol. 4 No. I (2025): Jurnal Teknologi dan Manajemen Industri Terapan
Publisher : Yayasan Inovasi Kemajuan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55826/jtmit.v4iI.715

This study is a qualitative study with a descriptive approach, namely an approach to describing in detail one by one, which is the main object of this study. The main objects that the researcher means are around Investment, Danatara, Indonesia EMAS 2045, and Effectiveness. One by one, the objects the researcher mentioned above will be described and then connected to the main topic in this study. The data used in this study is secondary data that the researcher obtained from credible sources indirectly, namely Books, Scientific Articles, Magazines, and various other sources commonly used in each study. The researcher's sources were analysed using data collection, reduction, selection, and conclusion stages. The result in this article shows that the understanding of the effectiveness of utilising all available infrastructure to achieve a desired goal, the presence of Danatara, can help achieve that goal, namely Indonesia EMAS 2045. The demographic bonus and industrialisation targeted in 2045 must be slowly supported by policies that support them. Suppose Danatara can utilise Dividends from the 7 BUMN assets mentioned above to support government policies related to industrialisation and creating the EMAS 2045 generation. In that case, the presence of Danatara can certainly help create Indonesia EMAS 2045. If, on the contrary, Danatara cannot utilise Dividends from the 7 BUMN assets, then the presence of Danatara can hinder the creation of Indonesia EMAS 2045. To solve this problem, the researcher proposes that Danatara have its own more specific master plan to help create Indonesia EMAS 2045. In addition, Danatara must also have a strict supervisor to avoid the creation of collusion, corruption, and nepotism practices in Danatara.

PENINGKATAN LITERASI KEUANGAN MASYARAKAT MELALUI PROGRAM EDUKASI DAN PELATIHAN KEUANGAN Litamahuputty, Jacomina Vonny; Sipakoly, Selly
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 2 (2024): Volume 5 No. 2 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i2.27390

Literasi keuangan masyarakat memiliki peran yang krusial dalam meningkatkan kesejahteraan finansial dan stabilitas ekonomi suatu negara. Namun, tingkat literasi keuangan yang rendah masih menjadi tantangan di banyak negara, termasuk Indonesia. Oleh karena itu, diperlukan upaya nyata untuk meningkatkan literasi keuangan masyarakat melalui program edukasi dan pelatihan keuangan yang efektif. Tujuan pengabdian ini untuk meningkatkan literasi keuangan masyarakat melalui program edukasi dan pelatihan keuangan dengan fokus pada peningkatan pengetahuan, keterampilan, dan sikap yang bijak terhadap keuangan. Metode yang digunakan dalam pengabdian ini menggabungkan pendekatan Partisipatoris Action Research (PAR) dan Community-Based Research (CBR). Pendekatan PAR memungkinkan kolaborasi dengan masyarakat dalam merancang dan melaksanakan program literasi keuangan, sementara pendekatan CBR memungkinkan keterlibatan langsung dalam kehidupan masyarakat target untuk memahami tantangan-tantangan yang dihadapi. Hasil pengabdian menunjukkan peningkatan yang signifikan dalam literasi keuangan masyarakat, terutama dalam pemahaman konsep dasar keuangan, perubahan perilaku keuangan yang lebih bijak, serta peningkatan akses dan partisipasi dalam layanan keuangan formal. Dengan demikian, program edukasi dan pelatihan keuangan ini memiliki dampak positif yang dapat membantu masyarakat mencapai kesejahteraan finansial yang lebih baik. Kesimpulannya, upaya peningkatan literasi keuangan melalui program-program seperti ini membutuhkan kerjasama yang erat antara peneliti, pemangku kepentingan, dan masyarakat untuk mencapai hasil yang berkelanjutan dan signifikan.

IDENTIFICATION OF ASSET MANAGEMENT AND FINANCIAL PERFORMANCE ON MARKET VALUE OF PROPERTY COMPANIES LISTED ON THE INDONESIA STOCK EXCHANGE Clara Neltje Meini Rotinsulu; Jacomina Vonny Litamahuputty; Agnes Soukotta; PA. Andiena Nindya Putri
GEMILANG: Jurnal Manajemen dan Akuntansi Vol. 3 No. 2 (2023): Jurnal Manajemen dan Akuntansi
Publisher : BADAN PENERBIT STIEPARI PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/gemilang.v3i2.448

The purpose of this study was to analyze how much influence asset management and financial performance have on the market value of property companies listed on the Indonesia Stock Exchange. The design of this study uses secondary data, with a purposive sampling technique, namely property sector companies, with the property and real estate and building construction sub-sectors, which are listed on the Indonesia Stock Exchange, as many as 67 observations. The operational variable of this research is Asset Management measured based on Fixed Asset Turnover (FAT) and Inventory Turnover (IT); and Financial Performance is measured based on Return On Assets (ROA) and Return on Equity (ROE) to Market Value which is measured based on the Closing Share Price (HSP). The analysis of this study uses the classical assumption test and hypothesis testing.

STRATEGI PENGEMBANGAN FINTECH DI INDONESIA DENGAN PENDEKATAN BUSINESS MODEL CANVAS Anita, Siska Yuli; Burhanuddin, Burhanuddin; Litamahuputty, Jacomina Vonny; Sipakoly, Selly; Nurchayati, Nurchayati
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.13136

Abstrak Pengembangan fintech di Indonesia dan business model canvas menjadi subjek utama dalam penelitian ini. Pendekatan penelitian ini mengumpulkan data melalui studi literatur, yang melibatkan pembacaan literatur dari berbagai sumber termasuk buku, jurnal, dan laporan dengan menggunakan pendekatan kualitatif dan deduktif. Temuan penelitian ini menunjukkan fintech di Indonesia sudah berkembang sangat pesat dan telah merambah ke berbagai sektor, mulai dari pembayaran, peminjaman, perencanaan keuangan, pembiayaan hingga investasi. Hal ini dapat memberikan kemudahan kepada masyarakat dalam memenuhi segala kebutuhannya terutama dalam hal finansial. Selain itu, penerapan business model canvas sangat efektif dalam membantu perusahaan dalam menggambarkan dan memvisualisasikan model bisnis yang diinginkan agar dapat memudahkan dalam melakukan pelayanan kepada masyarakat serta dapat memaksimalkan pendapatan dan keuntungan jangka panjang. Kata Kunci: Strategi Pengembangan, Financial Technology (Fintech), Business Model Canvas

Pelatihan Penyusunan Laporan Keuangan dengan Menggunakan Aplikasi Akuntansiku pada Usaha Kecil Omela Eras Nikijuluw, Allyssia E.J.V.; Manuputty, Rafael K.A.; Litamahuputty, Jacomina Vonny; Patty, Junus Paulus; Sipakoly, Selly; Pariama, Leonardo Stevy
Jurnal Pengabdian West Science Vol 3 No 12 (2024): Jurnal Pengabdian West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jpws.v3i12.1902

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan kemampuan pelaku usaha kecil dalam menyusun laporan keuangan menggunakan aplikasi "Akuntansiku". Pelatihan difokuskan pada Usaha Kecil Omela Eras yang bergerak di bidang produksi kain tenun di Jalan Sirimau RT 02 RW 02 Kayu Putih Soya, dengan pemilik usaha Mama Oke. Metode pelaksanaan mencakup survei awal, workshop dua hari dengan sesi teori dan praktik, serta evaluasi pasca-pelatihan. Hasil kegiatan menunjukkan peningkatan signifikan dalam pemahaman peserta terkait pengelolaan keuangan dan kemampuan menyusun laporan keuangan secara mandiri. Dengan kemampuan baru ini, usaha kecil Omela Eras diharapkan dapat meningkatkan efisiensi operasional, akses ke pembiayaan, dan daya saing di pasar. Program pelatihan serupa diusulkan untuk dilakukan secara berkala untuk mencakup lebih banyak pelaku usaha kecil di wilayah sekitar

The Effect of Accounting Digitalization on the Financial Performance of MSMEs Post-COVID-19 Pandemic Trudy Maryona Nussy; Jacomina Vonny Litamahuputty
Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Vol. 5 No. 1 (2025): Maret : Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jaemb.v5i1.7121

The COVID-19 pandemic has underscored the need for digital transformation, particularly among Micro, Small, and Medium Enterprises (MSMEs), which often lack financial resilience during crises. This study investigates the impact of accounting digitalization on the financial performance of MSMEs in the post pandemic recovery period. It aims to explore how digital accounting tools influence profitability, liquidity, and operational efficiency, and to examine the moderating role of digital maturity in this relationship. A qualitative case study method was employed, utilizing semi structured interviews and document analysis from selected MSMEs that had adopted digital accounting systems for at least one year. Thematic analysis revealed that digitalization led to measurable improvements in financial indicators, including increased net profit margins, better current ratios, and reduced operational costs. Moreover, enterprises with higher digital maturity experienced significantly stronger financial gains, highlighting the role of internal readiness in maximizing the benefits of digital tools. However, common challenges such as poor internet connectivity, limited technical skills, and resistance to change were also identified as barriers to successful implementation. The study concludes that accounting digitalization can serve as a strategic recovery mechanism for MSMEs, provided that adequate digital infrastructure and training support are in place. These findings contribute to the literature by empirically linking digital practices with financial outcomes in a post crisis setting and offer practical insights for policymakers and practitioners aiming to promote digital adoption among MSMEs.

Social Media Applications For Independence Economy Ellina Rienovita; Dian Ariani; Josua Sahala; Jacomina Vonny Litamahuputty; Junus Paulus Patty
JURNAL PENGABDIAN MASYARAKAT INDONESIA Vol. 2 No. 3 (2023): Oktober : Jurnal Pengabdian Masyarakat Indonesia (JPMI)
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jpmi.v2i3.2630

A considerable advancement has been achieved in Indonesia's digitalization process. The increase in internet users after the epidemic has facilitated the world's transition to a digital society. The real-time transfer of information from remote regions of Garut Regency to England is made possible by technological advancements. If this material is shared via social media, it can be promptly accessed by a larger audience. This has led to the creation of new jobs, such as those for content creators who use social media to assist media networks, particularly young people, in becoming financially independent. Since 2022, there has been an increase in internet users in locations like Garut, West Java. Still, the primary industries providing Garut Regency's citizens with money are agriculture, livestock, textiles, and fishing. This project aims to give the younger generation in Garut Regency a new social media paradigm that includes new revenue streams. The first awareness-raising campaigns made the younger generation in Garut Regency aware of the use of social media as a means of encouraging economic independence. Second, the content development sector is expanding in the Garut Regency.

Scientific Paper Writing Training for Students of the Public Sector Accounting Study Program, Ambon State Polytechnic Jacomina Vonny Litamahuputty; Maria Juneferstina P
Konsienti : Community Services Journal Vol. 3 No. 02 (2025): July
Publisher : PT. TAKAZA INNOVATIX LABS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/konsienti.v3i02.299

This community engagement initiative was designed to address the persistent challenge of limited scientific writing proficiency among vocational students, particularly in the Public Sector Accounting Study Program at Ambon State Polytechnic. The program implemented a structured training model grounded in the Participatory Action Research (PAR) approach, encompassing five phases: needs assessment, module development, workshop facilitation, individualized mentoring, and post training evaluation. A total of 21 final year students participated in a series of interactive sessions focusing on IMRAD structure, academic language, referencing techniques, and reflective practice. Quantitative findings revealed a significant improvement in writing scores following the intervention, while qualitative analysis indicated increased academic self efficacy and peer led knowledge exchange. The program not only enhanced technical writing competencies but also catalyzed the emergence of a collaborative academic culture within the vocational setting. This initiative offers a replicable model for embedding scientific writing development into vocational curricula, contributing to institutional goals of research literacy and publication readiness.

Fintech Lending and Financial Inclusion in Indonesia: A National and Regional Perspective Andi Sessu; Sri Hartaty; Jacomina Vonny Litamahuputty
Journal of Economics, Entrepreneurship, Management Business and Accounting Vol 4 No 3 (2026): Volume 4, Issue 3, May 2026
Publisher : CV. Sakura Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61255/jeemba.v4i3.1058

Purpose – This paper examines the role of fintech lending in strengthening national financial inclusion in Indonesia. The topic is important because fintech lending is often promoted as a digital credit channel that can expand access to finance, yet its contribution must be assessed not only from loan growth, but also from regional equity, productive use, borrower inclusion, and credit risk. Design/methodology/approach – This study uses a quantitative descriptive approach with spatial analysis. Secondary data were obtained from OJK’s LPBBTI December 2025 statistics. The analysis covers national and provincial fintech lending indicators, including loan disbursement, borrower accounts, Java and non-Java distribution, productive-sector lending, MSME borrowers, gender distribution, and TWP90. Finding/Results – The findings show that fintech lending has expanded credit access nationally, but its distribution remains concentrated in Java and major economic provinces. Productive-sector lending and MSME participation remain limited, while gender access is relatively balanced. TWP90 also indicates that inclusion must be assessed together with repayment sustainability. Originality/Value – This study contributes by framing fintech lending inclusion through access, equity, productive quality, and risk sustainability. The main implication is that fintech lending policy should move beyond credit expansion toward more productive, regionally balanced, and responsible financial inclusion.

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