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All Journal Sharing: Journal Of Islamic Economics, Management And Business CARE: Jurnal Pengabdian Multi Disiplin Journal of Economic, Management, Business, Accounting Sustainability Journal Of Community Sustainability Journal Of Legal Sustainability (JOLS) Multidisciplinary Journal of Religion and Social Sciences (MJRS) Journal of Community Service and Empowerment
Muhammad Zakir
Universitas Pahlawan Tuanku Tambusai
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Telaah Literatur Tentang Permintaan Dalam Islam: Integrasi Nilai Syariah Dalam Perilaku Konsumen Muslim Zafia Sarina Yoly; Mohd Winario; Muhammad Zakir; Zubaidah Assyifa
Journal of Economic, Management, Business, Accounting Sustainability Vol. 3 No. 1 (2026): Februari 2026
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/joembas.v3i1.457

Abstract

Demand is a fundamental concept in economics that explains the relationship between consumers' needs, desires, and ability to consume goods and services. From an Islamic economic perspective, the concept of demand is not solely based on material satisfaction but is also framed by Sharia values, which emphasize morality, ethics, and social responsibility. This article aims to review the literature related to the concept of demand in Islam and to examine how the integration of Sharia values ​​influences Muslim consumer behavior. The method used is a literature review of various scholarly sources, including books, journals, and articles relevant to Islamic economics and consumer behavior. The results of the review indicate that demand in Islam is influenced by the principles of halal (permissible) and haram (forbidden), balance (wasathiyah), the prohibition of israf (prohibition of excessive consumption), and an orientation toward the benefit of the community. The integration of these values ​​encourages Muslim consumers to be spiritually rational, moderate in consumption, and consider the social and environmental impacts of every economic decision. Thus, the concept of demand in Islam differs from conventional economics because it places Sharia values ​​as the primary foundation in shaping Muslim consumer behavior.
Strategi Pengembangan Kewirausahaan UMKM di Kecamatan Pelalawan Zubaidah Assyifa; Mifta Hasda; Muhammad Zakir
Journal of Community Service and Empowerment Vol. 1 No. 1 (2024)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jcse.v1i1.24

Abstract

This community service was carried out in Pelalawan District, Pelalawan Regency, Riau Province. The objects were MSMEs in Pelalawan District as partners of the Pelalawan District Religious Affairs Office in collaboration with the Riau Province Baznas in distributing Productive Zakat from BAZNAS Riau Province. This community service aims to develop entrepreneurial skills for MSMEs so that they can develop further than before. The results of this community service indicate that: 1) The success of the target number of training participants. 2) Achievement of activity objectives. 3) Achievement of planned material targets. 4) The ability of participants to master the material. Overall, this community service activity can be said to be successful. This success, in addition to being measured by the four components above, can also be seen from the interactive dialogue between participants and the community service providers where the community service providers provide the opportunity to ask as many questions as possible and provide answers that are quite satisfactory, as can be seen from the satisfaction of the participants after participating in the activity. The benefits obtained by participants are knowledge and understanding of the development of entrepreneurial skills possessed by participants.
Analisis Kesesuaian Syariah Dalam Implementasi Akad Mudharabah Pada Lembaga Keuangan Syariah Habibis Salam; Mohd Winario; Muhammad Zakir; Zubaidah Assyifa
Journal of Economic, Management, Business, Accounting Sustainability Vol. 3 No. 3 (2026): Agustus 2026
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/joembas.v3i3.576

Abstract

This study aims to analyze Sharia compliance in the implementation of mudharabah contracts within Sharia financial institutions, based on Islamic muamalah principles and applicable Sharia regulations. It employs a qualitative approach with a descriptive-analytical design. Data were gathered through observation, interviews, and documentation, and supplemented by a review of DSN-MUI fatwas, fiqh muamalah literature, Sharia accounting standards, books, journals, and relevant prior research. Data analysis involved data reduction, data presentation, and conclusion drawing, while data validity was verified through source and technique triangulation. The findings indicate that Sharia compliance in mudharabah contract implementation is not determined solely by the formal use of the contract; rather, it must be reflected in the fulfillment of the contract's essential elements (rukn) and conditions (syarat), capital clarity, the halal nature of business activities, agreement on the profit-sharing ratio, profit and loss distribution, transparency, and Sharia supervision. Implementation still faces challenges such as information asymmetry, moral hazard, business risk, and potential gaps between normative regulations and operational practices. Therefore, strengthening supervision by the Sharia Supervisory Board, enhancing reporting transparency, improving the parties' understanding, and ensuring consistent application of DSN-MUI fatwas are essential to ensure that mudharabah contracts operate in accordance with the principles of justice, trustworthiness, partnership, and risk-sharing within the Sharia economy.
Edukasi Wakaf sebagai Strategi Penguatan Literasi Filantropi Islam bagi Siswa SMK IT Al Izhar Muhammad Zakir; Paisal Paisal; Rahmawati Rahmawati; Irmawanti Irmawanti; Nurmaini Nurmaini
Journal of Community Sustainability Vol. 3 No. 3 (2026): September 2026
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v3i3.604

Abstract

This community service activity was conducted at SMK IT Al-Izhar in Pekanbaru with the aim of enhancing Islamic philanthropy literacy specifically regarding the concept of waqf (endowment)—among the school's students. The younger generation's limited understanding of the concepts, legal rulings, types, and benefits of waqf poses a challenge to optimizing its potential as an instrument for community empowerment. Consequently, this educational initiative was designed to provide a comprehensive understanding of waqf covering both immovable assets and cash endowments as well as its role in supporting social, economic, and educational development. The implementation methods included outreach sessions, interactive lectures, and discussions. The program covered the fundamental concepts of waqf, relevant regulations in Indonesia, the management of productive waqf, and its practical application in daily life. The activity also sought to foster awareness and a sense of care regarding Islamic philanthropic practices among the students from an early age. The program was executed successfully and proceeded according to the established plan. The conclusions drawn from this activity are twofold: First, it provided an understanding of the Sharia economy; Second, the program's objectives—achieved through collaboration between the Islamic boarding school and the service team were fully met in accordance with the scheduled agenda and timeline.
Sosialisasi Tentang Produk Bank Syariah Pada Siswa SMKN 1 Tapung Rifqil Khairi; Saru Reza; Hidayat Hidayat; Wahyu Febri Ramadhan Sudirman; Muhammad Zakir; Irmawanti Irmawanti; Elen Sri Ega Putri
Journal of Community Sustainability Vol. 3 No. 3 (2026): September 2026
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v3i3.605

Abstract

This Community Service (PKM) activity aimed to introduce the concept of Sharia financial management to students at the State Vocational High School (SMKN 1 Tapung) as a solution for Islamic financial management. The activity began with preparatory steps, including coordination with the *pesantren* (Islamic boarding school) administration, material development, and the creation of supporting media such as presentations. On the day of the event, 12th-grade students participated in the program. The material was delivered via lectures tailored to the specific theme. Following the presentation, a discussion session was held, allowing students to ask questions and gain a deeper understanding of the concepts taught. The results demonstrated an increased understanding among the students regarding the importance of Islamic financial management, as well as enthusiasm for applying Islamic financial principles in their daily lives. This activity is expected not only to benefit the students directly but also to inspire them to become agents of change within their communities—promoting Sharia finance and supporting the creation of a more Islamic and prosperous society.
Co-Authors Berliana Putri Elen Sri Ega Putri Habibis Salam Hairullah Efendi Hidayat Hidayat Irmawanti Irmawanti Lismawati Lismawati Mifta Hasda Mohd. Winario Nala Amelia Novriavani Novriavani Nur Amelia Nurmaini Nurmaini Paisal Paisal Rahmawati Rahmawati Rifqil Khairi Rinda Fitriyana Saru Reza Tutia Saputri Wahyu Febri Ramadhan Sudirman Zafia Sarina Yoly Zubaidah Assyifa ZULFAN EPENDI