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All Journal Edu Sains: Jurnal Pendidikan Sains dan Matematika HISTOGRAM: Jurnal Pendidikan Matematika JURNAL ILMIAH AKUNTANSI UNIVERSITAS PAMULANG JURNAL MATHEMATIC PAEDAGOGIC JURNAL PENELITIAN Jumat Pertanian: Jurnal Pengabdian Masyarakat Journal of Islamic Economics Jurnal Ekonomi dan Bisnis Islam (JEBI) Journal of Management and Islamic Finance Circle: Jurnal Pendidikan Matematika ABNA : Journal of Islamic Early Childhood Education Journal Focus Action of Research Mathematic (Factor M) Circle: Jurnal Pendidikan Matematika Jurnal Penelitian Sahmiyya: Jurnal Ekonomi dan Bisnis Journal of Islamic Economics and Finance Velocity: Journal of Sharia Finance and Banking Bisma : Business and Management Journal
Drajat Stiawan
UIN K.H. Abdurrahman Wahid Pekalongan
Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Pengaruh Flash Sale, Kemudahan, dan Customer Review Terhadap Keputusan Pembelian Produk Pada Platform Marketplace Hilmi Dzaki; Robiah, Siti; Drajat Stiawan
BISMA : Business and Management Journal Vol. 1 No. 01 (2023): Bisma : Business and Management Journal
Publisher : CV. Kalimasada Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59966/bisma.v1i01.162

Abstract

The relationship between seller and buyer previously had limitations, mainly by distance and time. However, as more and more people use the internet, it opens up great opportunities for businesses who can take advantage of this digital marketing trend. Digital advancements provide an opportunity for them to advertise their goods through online marketplaces and be able to generate income for life. The purpose of this study is to analyze the effect of flash sales, convenience and customer reviews on product purchasing decisions on the marketplace platform. The research instrument uses data from the results of a questionnaire using a quantitative approach. Classical assumption test analysis, multiple linear regression analysis, and analysis of the coefficient of determination were all used in analyzing the data. Data analysis used SPSS software version 25. The findings of the study show that flash sales, convenience and customer reviews all have an impact on consumer decisions to buy products on the marketplace platform. These three variables have the power to influence 81.8% of the decision making process when buying a product.
Al-Qur'an Reception with Local Culture Environmental Tradition at The Banyumudal Mosque Kebumen Widodo, Makruf; Stiawan, Drajat
JURNAL PENELITIAN Vol. 18 No. 2 (2021)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/jupe.v18i2.4280

Abstract

The Neighborhood/Syuran tradition is not a mere socio-cultural phenomenon, but there is a deep philosophical meaning behind this annual event. The Banyumudal Panjer Kebumen Environmental Tradition places culture and local wisdom as the locus of faith in communicating with God. So that the actualization of culture is created that not only reflects syncretism and aculturalism but is also full of sacredness and nuances of Islam and faith. The encounter between Islamic values and local culture is evidence of a reception between religion and culture. This study aims to determine the process and results of the interaction between the teachings in the Qur'an and the culture of the Banyumudal Panjer Kebumen Society. This study uses a field research method, using Malinowski's theory of functionalism. Through this theory, researchers can uncover and examine more deeply the meaning and function of Syuran rituals. The results of this study show that 1) there are four forms of reception of the Qur'an in the environment/Syuran culture: symbolic receptions, historical receptions, aesthetic receptions and exegesis receptions. 2) Environment/Syuran is a socio-religious phenomenon that combines three important elements, namely religion, culture and economy. The integration of these three elements is represented by three important symbols of civilization for the people of Banyumudal, namely the triangle formed between the Environment/Syuran as a culture, the Banyumudal Mosque as a religious center and slaughtering chickens as part of the community's economy.
Meningkatkan Kecerdasan Keuangan Anak TK Muslimat : Sosialisasi Celengan Target Dengan Metode SISCA Rahmawati, Diah; Zahidah, Saifty Rahma; Agustina, Prafasta Vika; Adinugraha, Hendri Hermawan; Stiawan, Drajat
Jumat Pertanian: Jurnal Pengabdian Masyarakat Vol. 5 No. 3 (2024): December
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/abdimasper.v5i3.4240

Abstract

The purpose of this service activity is to provide training and educate students about the benefits and importance of saving. This service activity uses the socialization method. The majority of children in the Muslimat Salafiyah NU Purwosari Kindergarten are not familiar with the culture of saving. Whereas saving literacy and education is very important for early childhood. Therefore, socialization of financial management for children needs to be done to minimize consumptive behavior as well as efforts to educate children to manage their funds effectively. It can be concluded that the children of Muslimat Salafiyah NU Purwosari Kindergarten do not have the habit of saving. With the socialization of the Target Piggy Bank through the SISCA method, it is hoped that it can increase knowledge and saving habits in children.
Research Study of Financial Literacy in Southeast Asia, Especially Indonesia and Malaysia: A Bibliometric Analysis Drajat Stiawan; Ahmad Rosyid; Retno Wahyuningsih; Vanessa Imeldalia
Velocity: Journal of Sharia Finance and Banking Vol 4 No 2 (2024): Vol. 4 No.2 (2024): November 2024
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, Islamic State University K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v4i2.9179

Abstract

This study aims to analyze trends, scientific contributions, and collaborations in financial literacy research in Southeast Asia using bibliometric methods. A total of 635 documents from the Scopus database, published between 2009 and 2024, were analyzed through co-citation, keyword co-occurrence, and bibliographic coupling techniques using VOSviewer. The analysis identified key contributors, leading affiliations, countries, and emerging research themes in the field. Results show a significant increase in publications, particularly after 2021, peaking in 2023. Indonesia and Malaysia emerge as the leading contributors, with Universiti Malaya and Universiti Teknologi MARA being prominent institutions. Malaysian authors, particularly Sabri, MF, dominate the region’s research landscape, while Indonesia leads in overall contributions. Themes such as financial behavior, Islamic financial literacy, fintech, and financial education are prominent, reflecting the growing complexity of financial literacy in the digital age. Notably, international collaborations involving Southeast Asian researchers with counterparts in the United States, the United Kingdom, and Germany underscore the global attention this field is attracting.this study emphasizes the need for enhanced cross-country and multidisciplinary collaboration to address financial literacy disparities in southeast asia. The findings are expected to inform targeted policies, foster innovation, and strengthen regional financial education initiatives, ultimately contributing to economic stability and inclusion in Southeast Asia.
Pengaruh Capital Adequacy Ratio dan Financing Deposite to Ratio Terhadap Return on Assets dengan Net Operating Margin Sebagai Variabel Intervening Khasanah, Siti Awaliyatun; Stiawan, Drajat
Journal of Islamic Economics (JoIE) Vol. 3 No. 1 (2023)
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v3i1.6393

Abstract

Introduction: This study aims to determine the effect of CAR and FDR on ROA with NOM as an intervening variable in Islamic Commercial Banks for the 2017-2022 period. Research Methods: This study used quantitative research methods with a purposive sampling technique. This study used 48 research samples. The type of data used is secondary data in the form of annual financial reports of Islamic Commercial Banks for 2017-2022, which can be accessed via each bank’s website. Results: The results of this study indicate that (1) CAR has no significant effect on NOM while FDR has an effect on NOM, simultaneously CAR and FDR have an effect on NOM. (2) CAR has no significant effect on ROA while FDR and NOM have a significant effect on ROA, simultaneously CAR, FDR, and NOM have effect on ROA. (3) NOM is able to mediate the effect of CAR and FDR on ROA. Conclusion: This study concluded that independent variables have no significant effect on NOM and have a significant effect on ROA. This results can be adopted by the bank for creating the regulation on improving profitability
Peran Start-Up dalam Mengembangkan Industri Halal di Indonesia (Studi Kasus Link Aja Syariah) Falahurida Nur Zulfa; Drajat Stiawan
Sahmiyya: Jurnal Ekonomi dan Bisnis Vol 4, No 1 Mei 2025
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

 Industri halal di Indonesia mengalami pertumbuhan pesat seiring dengan meningkatnya kesadaran konsumen terhadap pentingnya produk dan layanan halal. Peran start-up menjadi sangat signifikan dalam mendukung inovasi, digitalisasi, serta perluasan pasar industri halal. Penelitian ini bertujuan untuk menganalisis kontribusi start-up dalam pengembangan industri halal, termasuk peluang dan tantangan yang dihadapi. Menggunakan metode kajian pustaka, penelitian ini menelaah berbagai literatur terkait start-up berbasis syariah dan ekosistem industri halal di Indonesia. Hasil penelitian menunjukkan bahwa start-up berbasis halal berkontribusi melalui inovasi teknologi, peningkatan aksesibilitas produk halal, serta pemberdayaan pelaku usaha mikro, kecil, dan menengah (UMKM). Namun, tantangan seperti regulasi sertifikasi halal, akses permodalan, dan rendahnya literasi digital di kalangan pelaku usaha masih menjadi kendala yang perlu diatasi. Dukungan dari pemerintah, lembaga keuangan syariah, serta penguatan ekosistem digital halal menjadi faktor penting dalam mempercepat pertumbuhan start-up berbasis syariah di Indonesia. Dengan memahami dinamika industri halal, penelitian ini diharapkan dapat memberikan rekomendasi bagi pemangku kepentingan dalam mendukung perkembangan industri halal yang berkelanjutan.
Digitalisasi dalam Ekonomi Kreatif Halal: Peluang dan Tantangan (Studi Kasus Tokopedia Salam) Ningrum, Tiara; Stiawan, Drajat; Yunita Lisnaningtyas Utami
Sahmiyya: Jurnal Ekonomi dan Bisnis Vol 4, No 1 Mei 2025
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

 Digitalisasi mendorong pertumbuhan ekonomi kreatif halal di Indonesia dengan menghadirkan peluang bagi para pelaku usaha untuk memperluas jangkauan pasar dan meningkatkan efisiensi distribusi produk halal. Tokopedia Salam sebagai fitur e-commerce yang berfokus pada produk halal berperan dalam memfasilitasi transaksi yang aman dan sesuai dengan prinsip syariah. Penelitian ini menggunakan metode kualitatif dengan pendekatan studi literatur. Hasil penelitian menunjukkan bahwa digitalisasi memberikan kemudahan akses bagi konsumen terhadap produk halal, meningkatkan transparansi informasi, dan mendukung kegiatan keagamaan melalui fitur ibadah dan sosial. Keaslian sertifikasi halal, pengawasan kualitas produk, dan edukasi konsumen menjadi tantangan yang masih perlu diatasi. Penelitian ini menekankan pentingnya kolaborasi antara pemerintah, pelaku usaha, dan lembaga sertifikasi halal dalam membangun ekosistem digital yang tepercaya dan berkelanjutan.
Stratrgi Pengembangan Ekonomi Kreatif Berbasis Produk Halal: Studi Produk Air Minuman Dalam Kemasan AQUA Amalia Amiza; Stiawan, Drajat
Sahmiyya: Jurnal Ekonomi dan Bisnis Vol 4, No 1 Mei 2025
Publisher : Fakultas Ekonomi dan Bisnis Islam

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Abstract

 Penelitian ini bertujuan untuk menganalisis strategi pengembangan ekonomi kreatif berbasis produk halal dengan studi kasus pada produk air minum dalam kemasan (AMDK) AQUA. Sebagai negara dengan populasi Muslim terbesar, Indonesia memiliki peluang besar untuk mengembangkan industri halal, terutama seiring meningkatnya permintaan global terhadap produk bersertifikasi halal. Penelitian ini menggunakan pendekatan kualitatif dengan metode studi literatur untuk mengumpulkan data dari jurnal ilmiah, laporan industri, dan publikasi pemerintah terkait strategi inovasi dan kebijakan halal. Hasil penelitian menunjukkan bahwa AQUA telah mengadopsi berbagai inovasi untuk memastikan kepatuhan terhadap standar halal, termasuk implementasi sertifikasi halal digital, penggunaan teknologi Internet of Things (IoT) dalam proses produksi, dan strategi pemasaran berbasis e-commerce. AQUA juga berkomitmen terhadap keberlanjutan melalui penggunaan botol daur ulang dan pengembangan galon guna ulang. Namun, tantangan utama yang dihadapi meliputi ketergantungan pada bahan baku impor, terbatasnya jumlah lembaga sertifikasi halal, serta persaingan dengan produk halal global. Inovasi dan digitalisasi menjadi faktor kunci dalam memperkuat daya saing produk halal di pasar internasional. Dukungan dari pemerintah melalui percepatan proses sertifikasi, penguatan infrastruktur halal, dan pemberian insentif bagi industri halal sangat penting untuk mendukung pertumbuhan sektor ini. Kolaborasi antara pelaku industri, regulator, dan pelaku usaha kecil akan mempercepat pengembangan ekonomi kreatif berbasis halal, menjadikan Indonesia sebagai pemain utama dalam ekosistem halal global.
INOVASI DALAM FASHION MUSLIM SEBAGAI BAGIAN DARI EKONOMI KREATIF HALAL ( Studi Kasus Rabbani Di Batang ) Putriningsih, Saniyah; Drajat Stiawan
Sahmiyya: Jurnal Ekonomi dan Bisnis Vol 4, No 1 Mei 2025
Publisher : Fakultas Ekonomi dan Bisnis Islam

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Abstract

 Penelitian ini bertujuan untuk mengkaji inovasi dalam fashion muslim sebagai bagian dari ekonomi kreatif halal. Dalam perkembangan global yang semakin berkembang, fashion muslim tidak hanya menjadi tren, tetapi juga bagian penting dari industri kreatif yang mendukung ekonomi halal. Tujuan utama dari penelitian ini adalah untuk memahami bagaimana inovasi dalam desain dan produksi fashion muslim dapat memberikan kontribusi pada ekonomi kreatif halal serta dampaknya terhadap pertumbuhan ekonomi lokal dan global. Metode penelitian yang digunakan adalah pendekatan kualitatif dengan studi literatur dan wawancara mendalam terhadap para desainer, pengusaha, dan pelaku industri fashion muslim. Data yang diperoleh dianalisis dengan pendekatan deskriptif analitis untuk menggali peran inovasi dalam pengembangan fashion muslim yang sesuai dengan prinsip-prinsip ekonomi halal. Hasil penelitian menunjukkan bahwa inovasi dalam fashion muslim tidak hanya berkaitan dengan desain dan estetika, tetapi juga penerapan prinsip-prinsip halal dalam pemilihan bahan, proses produksi, dan distribusi produk. Selain itu, kreativitas dalam menggabungkan nilai-nilai agama dengan tren global telah membuka peluang baru dalam pasar fashion muslim internasional. Penelitian ini juga menemukan bahwa pengembangan industri fashion muslim sebagai bagian dari ekonomi kreatif halal berpotensi menciptakan lapangan pekerjaan dan memperkuat perekonomian umat, serta mendorong keberlanjutan industri dengan prinsip-prinsip keberagaman dan etika. Dengan demikian, inovasi dalam fashion muslim memiliki peran strategis dalam mendorong pertumbuhan ekonomi kreatif halal dan menjadi solusi untuk memperkuat ekonomi berbasis nilai-nilai Islam.
Co-Authors Abidatul Kamillah Agustina, Prafasta Vika Ahmad Rosyid Amalia Amiza Amilatu Dzakiroh Anilah, Feti Ayada Ulufal Qolbi Devy, Happy Sista Diah Rahmawati Falahurida Nur Zulfa Hendri Hermawan Adinugraha Hilmi Dzaki Husni Awali Imahda Khoiri Furqon Khasanah, Siti Awaliyatun Mahdiah, Farah Makruf Widodo Mochamad Yusuf Ningrum, Tiara Nur Mustaqimah Putriningsih, Saniyah Retno Wahyuningsih Rizkiana, Rosita Robiah, Siti Tri Anagh Firli Utami, Yunita Lisnaningtyas Vanessa Imeldalia Widodo, Makruf Zahidah, Saifty Rahma