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The Role of Zakat in North Sumatra Province in Allevating the Poor Muhammad Syafii; Weni Hawariyuni; Arif Rahman; Sukam Hayati Hakim
JKBM (JURNAL KONSEP BISNIS DAN MANAJEMEN) Vol 8, No 1 (2021): JKBM (JURNAL KONSEP BISNIS DAN MANAJEMEN) NOVEMBER
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/jkbm.v8i1.4996

Zakat distribution by BAZNAS is divided into utilization and distribution. The use of zakat for productive business is carried out when the basic needs of mustahik have been met. The Covid-19 pandemic caused the North Sumatra economy to experience growth of -2.37 percent in the 2nd quarter and -2.60 percent in the 3rd quarter. The sizeable economic inequality in North Sumatra is a challenge for BAZNAS in reducing the income gap between communities. The business income of productive zakat recipients before and after the pandemic is indicated to have differences. Asnaf in Medan City is quite representative portraits to see whether there are differences in income or otherwise. This study uses descriptive analysis and the Wilcoxon test model to examine the impact of productive assistance provided by BAZNAS on micro and small businesses. Researchers used net income before and after receiving productive assistance from North Sumatra BAZNAS. It is revealed stated that the provision of Zakat to asnaf could increase the income of asnaf, however during pandemic, the giving of zakat is decreasing as well as the income of asnaf also decreasing in North Sumatra Province

Analisis Faktor-Faktor yang Mempengaruhi penggunaan E-Wallet di Sumatera utara Sukma Hayati Hakim; Arif Rahman; M. Syafii
Owner : Riset dan Jurnal Akuntansi Vol. 6 No. 2 (2022): Artikel Volume 6 Nomor 2 April 2022
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v6i2.566

The COVID-19 pandemic that has hit the world, including Indonesia, has had a very serious impact on all sectors. This also makes a real contribution to the very rapid progress of technological development. All activities that were previously usually carried out in person, but now have to be done virtually or online. So that internet-based technology that is always used by the community is the most efficient to use during this pandemic, including in terms of payment transactions. The increasing number of internet users, which continues to rise from year to year, especially during this pandemic has caused many internet-based applications. The application of digital technology in the economy is very clear, especially in the financial sector, which is called financial technology. One of the products of financial technology is mobile payment or also called e-wallet. The rise of e-commerce on various online platforms has also led to an increase in payments using e-wallet. This research was conducted to determine the extent of the use of e-wallet, among the community and the factors that influence it.

Anomali pengaruh sektor industri terhadap tingkat kemiskinan di Indonesia Arif Rahman; Sirojuzilam Sirojuzilam; Wahyu Ario Pratomo; Inggrita Gusti Sari Nasution; Wahyu Sugeng Imam Soeparno; Sukma Hayati Hakim; Muhammad Syafii
SOROT Vol 17, No 2 (2022)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31258/sorot.17.2.91-103

Kontribusi sektor industri terhadap perekonomian yang cenderung menurun, juga diikuti dengan penurunan kemiskinan dalam pengamatan yang cukup panjang. Tren yang searah ini menjadi salah satu pemantik untuk menelusuri lebih dalam pengaruh sektor industri, dan beberapa variabel prediktor lainnya terhadap kemiskinan. tujuan dari penelitian ini adalah untuk menganalisis pengaruh jangka pendek dan jangka panjang dari sektor industri, pertanian, konsumsi rumah tangga, konsumsi pemerintah, dan PMTB terhadap tingkat kemiskinan di Indonesia tahun 2000-2021. Data diperoleh dari publikasi BPS, dengan metode analisis desktriptif kuantitatif dengan pendekatan Error Correction Model. Berdasarkan uji derajat integrasi diketahui bahwa data stasioner pada orde kedua. Pengujian residual Engle-Granger memperoleh hasil bahwa data pada tingkat level terdapat kointegrasi. Hasil regresi pada sektor industri justru menunjukkan pengaruh yang positif signifikan baik dalam jangka panjang maupun jangka pendek. Konsumsi rumah tangga berpengaruh negatif baik jangka panjang maupun jangka pendek. Kemudian, PMTB memiliki pengaruh signifikan dalam jangka pendek, namun semakin melemah dalam jangka panjang. Sedangkan konsumsi pemerintah dan sektor pertanian tidak berpengaruh signifikan terhadap tingkat kemiskinan di Indonesia.The contribution of the industrial sector to the economy which tends to decline, is also followed by a decrease in poverty in a long period of observation. This unidirectional trend is one of the triggers to explore more deeply the influence of the industrial sector, and several other predictor variables on poverty. The purpose of this study is to analyze the short-term and long-term effects of the industrial sector, agriculture, household consumption, government consumption, and PMTB on the poverty rate in Indonesia in 2000-2021. Data obtained from BPS publications, using quantitative descriptive analysis method with Error Correction Model approach. The regression results in the industrial sector actually show a significant positive effect both in the long and short term. Household consumption has a negative effect both in the long and short term. Then, PMTB has a significant effect in the short term, but weakens in the long term. Meanwhile, government consumption and the agricultural sector have no significant effect on the poverty rate in Indonesia.

Economic Development and Convergence In Sumatra Island, Indonesia : English Arif Rahman; Monika Andrasari; Sirojuzilam Sirojuzilam
EcceS (Economics, Social, and Development Studies) Vol 10 No 1 (2023): June
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/ecc.v10i1.37114

The island of Sumatra, one of the largest contributors to the Indonesian economy, has experienced increased economic growth from time to time, but the acceleration of growth from each province has a different pace. This study aims to analyze the development and convergence of real per capita income that occurred on the island of Sumatra from 2011-2020, using panel data from 10 provinces in it. The novelty of this study incorporates Klassen's analysis as an effort to provide more concrete recommendations as well as the calculation of the half-life value per province which illustrates the convergence speed of each region. This can support the strength of the recommendation. We also divide the two observation periods, namely during normal conditions, and include 2020 as the year the economic shock occurred to compare changes in the convergence rate. Klassen's typology of economic development on the island of Sumatra for the 2016-2020 period shows a shift in the Riau Island Province towards being depressed and Bangka Belitung in the lagging zone. Meanwhile, Aceh Province is getting closer to the potential zone line. The level of inequality from the average value of the Williamson index is classified as moderate and during the year of observation shows an increase in value indicating convergence. The Covid-19 pandemic has reduced inequality, But on the other hand, the pandemic has also caused a decrease in real income in all the provinces observed, which means that welfare has decreased. The half-time value of each province implies economic stagnation that will occur in depressed developed regions and opens up opportunities for underdeveloped regions to spur growth in their real per capita income. In measuring the convergence itself, there was a convergence of real income per capita on the island of Sumatra. In other words, the conditional convergence model has a relatively higher convergence speed than the absolute convergence model. As an implication of the study, efforts to equalize per capita income on the island of Sumatra can be accelerated by spurring economic growth, HDI, and the distribution of gross fixed capital in areas that are in quadrants 3 and 4. Policies in eradicating poverty are a booster in accelerating the convergence process.

Making Hand sanitizer from Eucalyptus citriodora plants as an economic opportunity in the new normal era Muhammad Taufik; M Syafii; Arif Rahman; Hamdi; Sukma Hayati Hakim
ABDIMAS TALENTA: Jurnal Pengabdian Kepada Masyarakat Vol. 5 No. 2 (2020): ABDIMAS TALENTA : Jurnal Pengabdian Kepada Masyarakat
Publisher : Talenta Publisher

The Covid-19 pandemic that occurred in Indonesia, especially in Medan City, made people lose their jobs and had to survive to prevent the transmission of Covid-19. On average, residents who live close to infection-prone areas flock to buy masks and hand sanitizers. The supplies of hand sanitizers at various pharmacies has run out, even though the prices have gone up even ten times. This activity aims to socialize and train the making of hand sanitizers from Eucalyptus citriodora plants as an economic opportunity in the New Normal Era. The solution method is carried out by providing preparation training, extraction, and economic analysis of the availability of raw materials and the feasibility of Hand sanitizer products to the community in Tegal Sari Mandala II Village, Medan Denai District, Medan City. The results that have been achieved are hand sanitizer products made by the community and have high entrepreneurial skills in this New Normal Era. This activity is beneficial for the community, especially in terms of increasing knowledge and skills in making Hand sanitizers that can be applied to improve the economy during the Covid-19 Pandemic.

Library Digitalization Through the Provision of Facilities of Sekolah Indonesia Kuala Lumpur (SIKL)â€™S Library Sirojuzilam Hasyim; Irsad; Muhammad Syafii; Sukardi; Arif Rahman
ABDIMAS TALENTA: Jurnal Pengabdian Kepada Masyarakat Vol. 8 No. 2 (2023): ABDIMAS TALENTA: Jurnal Pengabdian Kepada Masyarakat
Publisher : Talenta Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32734/abdimastalenta.v8i2.12578

The international community service activities carried out at the Sekolah Indonesia KualaLumpur aim to provide real benefits in the effort to create a digital library at SIKL which can increase interest in learning in children attending the Kuala Lumpur Indonesian School, Malaysia and as a learning medium that is more accessible and fun that in the future can create quality human resources and be able to compete in the era to come. KualaLumpur Indonesian School, Malaysia in the end with the international dedication carried out by the Postgraduate Lecturer in Economics through the program "Library Digitization Through Provision of Sekolah Indonesia KualaLumpurLibrary Facilities" can support facilities for digital libraries at SIKL. Library facilities at SIKL are still limited. With the existing conditions, it is necessary to have media that can be used to make it easier to find information and broader knowledge that can increase interest in learning SIKL students. These facilities are in the form of a PC, TV, and speakers. The results of this service are expected to contribute to increasing interest in learning and facilitating the learning process at the Indonesian School of Kuala Lumpur, Malaysia.

The Impact of QRIS Policy on the Development of Micro Businesses in Medan City, Indonesia Arif Rahman; Rahman, Arif; Hakim, Sukma Hayati; Pratomo, Wahyu Ario
Journal of Economics, Business, and Accountancy Ventura Vol. 26 No. 3 (2023): December 2023 - March 2024
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jebav.v26i3.3585

This study analyzes the impact of the QRIS policy in the early stages of implementation on financial performance and expansion of the market share of micro-businesses in Medan City. Financial performance is observed through changes in turnover and net profit; meanwhile, market share is determined based on changes in the number of new customers before and after the implementation of the QRIS policy. This study employs the Difference in Differences (DiD) method. The type of data used is primary data. Purposive and random sampling was utilized with 50 samples of micro businesses for the treatment group and 50 for the control group. The time difference was found between before and after the implementation of the QRIS policy. The results of this study show that the QRIS policy has a positive and significant effect on the increase in new consumers. On the other hand, the QRIS policy has no significant impact on the net profit and turnover of micro businesses. The COVID-19 pandemic has significantly and negatively impacted micro-enterprises, sharply declining revenue and net profit. However, based on the magnitude of the decline, the control group experienced a relatively greater turnover and net profit decline than the treatment group. The implication of this study is the need for efforts to increase micro-entrepreneurs understanding of the importance of faster adaptation to advances in digital technology, one of which is adjustments to a more flexible payment system so that consumers can get a wider choice of payment schemes. In addition, payment system authorities should address various obstacles in using the system and provide more massive socialization of the products offered.

The Impact of QRIS Policy on the Development of Micro Businesses in Medan City, Indonesia Arif Rahman; Rahman, Arif; Hakim, Sukma Hayati; Pratomo, Wahyu Ario
Journal of Economics, Business, and Accountancy Ventura Vol. 26 No. 3 (2023): December 2023 - March 2024
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jebav.v26i3.3585

This study analyzes the impact of the QRIS policy in the early stages of implementation on financial performance and expansion of the market share of micro-businesses in Medan City. Financial performance is observed through changes in turnover and net profit; meanwhile, market share is determined based on changes in the number of new customers before and after the implementation of the QRIS policy. This study employs the Difference in Differences (DiD) method. The type of data used is primary data. Purposive and random sampling was utilized with 50 samples of micro businesses for the treatment group and 50 for the control group. The time difference was found between before and after the implementation of the QRIS policy. The results of this study show that the QRIS policy has a positive and significant effect on the increase in new consumers. On the other hand, the QRIS policy has no significant impact on the net profit and turnover of micro businesses. The COVID-19 pandemic has significantly and negatively impacted micro-enterprises, sharply declining revenue and net profit. However, based on the magnitude of the decline, the control group experienced a relatively greater turnover and net profit decline than the treatment group. The implication of this study is the need for efforts to increase micro-entrepreneurs understanding of the importance of faster adaptation to advances in digital technology, one of which is adjustments to a more flexible payment system so that consumers can get a wider choice of payment schemes. In addition, payment system authorities should address various obstacles in using the system and provide more massive socialization of the products offered.

Determinants of Income Inequality in a Time Perspective in Indonesia Arif Rahman; Ahmad Albar Tanjung; Ramli Ramli; Muhammad Arif
Economics Development Analysis Journal Vol 12 No 2 (2023): Economics Development Analysis Journal
Publisher : Economics Development Department, Universitas Negeri Semarang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/edaj.v12i2.62755

The development orientation which is more dominant on growth, has been impaled to widen the inequality gap. The purpose of this study is to analyze the short-term and long-term effects of several determinants of income in Indonesia during 1998-2021. Data sourced from the World Bank in a time series format. The study method uses descriptive quantitative analysis with the Error Correction Model approach. The Gini index is used as the dependent variable, while the independent variables include the ratio of the work force graduates above senior high school, urban population growth, the agricultural sector, haunting, and fisheries, and per capita GDP growth. The stationarity test results show that stationarity occurs in the first derivative data. Cointegration test results using the Engle-Granger method show that the model built has cointegration. The results of the long-term regression show that two variables have a significant effect on the Gini index, namely the ratio of the work force graduates above senior high school which has a positive effect, and the urban population growth rate which has a negative effect. In the short term, the ratio of the work force graduates above senior high school contributes significantly to the increase in the Gini index. Meanwhile, other predictor variables have no significant effect on the Gini index in Indonesia. The lack of support from the agricultural sector in pushing the Gini index down, and the positive role of the highly educated work force, reflects the ongoing development process which still seems exclusive.

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