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TRANSFORMASI DIGITAL UMKM: STUDI EKSPLORATIF PENGUATAN BISNIS UMKM TERDAMPAK COVID-19 DI SUMATERA BARAT BERRI BRILLIANT ALBAR; ARES ALBIRRU AMSAL; YULIA HENDRI YENI
Maqdis: Jurnal Kajian Ekonomi Islam Vol 6, No 1 (2021): Januari - Juni 2021
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/maqdis.v6i1.557

Abstract

A Comparative Study: The Banking Reforms in Indonesia, Thailand, the US, and the UK, and How it Affected the Banking Performance and the Economic dhanny dhanny; Berri Brilliant Albar
AMAR (Andalas Management Review) Vol 7 No 1 (2023)
Publisher : Management Institute Faculty of Economics Universitas Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25077/amar.7.1.91-104.2023

Abstract

The banking crisis occurred as a result of the massive financial deregulation that lead the banks to expand their businesses on the large-scale and tends to increase the risk their portfolio, such as in the Asian and the US crisis. The aftermath of the crisis became the challenge for the government and regulators, as it required a tremendous amount of liquidity injection either from the international lender of last resort such as the IMF, or from the government (by using taxpayers money), undeniably it remains painful for the economic recovery. The banking reforms aim to strengthen the banks and the financial industry. There are numerous reforms agenda in every crisis, however this study focus on several issues that most often arises in every crisis. The most common issues are; (1) the presence of deposit insurance institution protecting the depositor's money to reducing public panics, and bank runs, (2) ensuring sufficient capital as a buffer to the crisis and liquidity management by adopting the Basel requirements. By comparing the banking reforms in the US, the UK, Indonesia, and Thailand, this study aims to give insight which reforms were the most effective to address the crisis and had an impact to the bank's performance, particularly in the profitability and also the economic performance, by measuring loan to GDP ratio. The result of this research are the banking reforms to some extent, have had a positive impact on the banking profitability in emerging countries. However, in the developed countries, the financial crisis and the banking reforms were not necessarily affected the recovery of the industry. Meanwhile, the banking reforms that focus on strengthening the regulation could slow down the economic growth as the banks become more prudent in giving the new loan. However, lowering the net interest margin could boost the lending growth. In the end, the policies recommendation are implementing the risk-based premium scheme on deposit insurance institution, and the implementation of counter-cyclical capital variation on the capital requirement.
Sosialisasi dan Pelatihan Akuntansi untuk Penyusutan Aset Tetap pada BUMDes Amanah Desa Bukit Gajah Kecamatan Ukui Kabupaten Palalawan Riau Sanda Patrisia Komalasari; Fitriyeni Oktavia; Berri Brilliant Albar; Ares Albirru Amsal
Warta Pengabdian Andalas Vol 30 No 2 (2023)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM) Universitas Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25077/jwa.30.2.314-320.2023

Abstract

This activity aims to provide socialization and training regarding the depreciation of fixed assets to village-owned enterprises called BUMDes Amanah Bukit Gajah, Palalawan Regency, Riau. It was due to that BUMDes have never depreciated their fixed assets at all. Depreciating fixed assets owned by BUMDes will improve the current quality of financial reporting. This activity began with understanding the business of BUMDes. Then it continues with the provision of training and pilots following existing cases in BUMDes, including compiling tables and making sheets of Microsoft Excel-based depreciation calculators needed by BUMDes. This activity was attended by 5 BUMDes employees responsible for financial reporting. The depreciation method and useful life of fixed assets will be adjusted to tax regulations. The result of this activity was in the form of the socialization of fixed assets and their depreciation.
Pelatihan Penyusunan Laporan Arus Kas pada BUMDes Bintang Muda Mandiri Desa Sialang Kubang, Kecamatan Perhentian Raja, Kabupaten Kampar Fitriyeni Oktavia; Sanda Patrisia Komala Sari; Berri Briliant Albar; Ares Albirru Amsal
Warta Pengabdian Andalas Vol 30 No 2 (2023)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM) Universitas Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25077/jwa.30.2.238-244.2023

Abstract

The cash flow statement provides relevant information regarding cash receipts and payments of a company in one period. The information presented on it assists the company in making decisions on using available cash. It serves as the basis for evaluating the performance of receiving and cash disbursement in a period. Decision errors can result in several circumstances, such as debt accumulation, jammed cash inflows, uncollectible customer receivables, and BUMDes' failure to pay for daily operational needs. BUMDes Bintang Muda Mandiri is one of the best BUMDes from the Deepening Program of Bank BRI Brilian Village, a village incubation program organized by PT Bank Rakyat Indonesia, Tbk. in 2022. BUMDes Bintang Muda Mandiri has also reported profits in the last three years, which reflects the potential for future growth. This community service activity provided training in preparing a Statement of Cash Flow using Excel worksheets prepared by the Andalas University Community Service Team. The method used in this activity was the delivery of material and training. The benefit of this activity was the realization of independent BUMdes human resources who can prepare the cash flow statement and analyze it as a financial report for decision-making.
Sosialisasi Rempah Bahan Bumbu Rendang yang Terstandarisasi untuk Pemenuhan Kebutuhan di Sentra Rendang Kota Padang Novri Nelly; Eka Candra Lina; Ardi Ardi; Indra Dwipa; Prima Fithri; Berri Brilliant Albar; Muhammad Makky; Astri Harnov Putri
Warta Pengabdian Andalas Vol 30 No 3 (2023)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM) Universitas Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25077/jwa.30.3.379-385.2023

Abstract

Spices or seasonings are something that determines the taste of Rendang. Standardization of spices as seasoning ingredients is needed to get Rendang with standardized quality and taste. Rendang entrepreneurs who are members of UMKM (Small Entrepreneurs) need knowledge about spices and seasonings. The Cooperative in Padang City accommodates the rendang entrepreneur group. Community service activities have been carried out to increase the knowledge of Rendang entrepreneurs. The activity aims to socialize the importance of standardized spices and seasonings. Socialization has been carried out as a community service activity with the community development approach method. A presentation of the material by the speaker and a discussion was held with the participants. The speakers are food experts, plant cultivation, and rendang entrepreneurs whose businesses have developed. The socialization was held at the Truntum Padang Hotel. The results are that making a standardized rendang product requires quality spices and seasoning ingredients. The speaker's presentation informs Rendang entrepreneurs about quality ingredients for Rendang production. The essential ingredients of spices and suitable processing methods will produce quality seasoning products.
Pelatihan Pengendalian Internal pada Siklus Penjualan dan Dasar Pencatatan Akuntansi pada BUMDes Mitra Mandiri Fitriyeni Oktavia; Sanda Patrisia Komala Sari; Berri Briliant Albar; Ares Albirru Amsal
Warta Pengabdian Andalas Vol 30 No 3 (2023)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM) Universitas Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25077/jwa.30.3.504-511.2023

Abstract

BUMDes is a village-owned enterprise that aims to strengthen the village economy. In order to realize the goals, a system is needed to prevent, reduce and correct errors and fraud that can hinder the goals and sustainability of BUMDes. According to COSO (Committee of Sponsoring Organization of Treadway), internal control is a method or system used to achieve company goals effectively and efficiently. The Community service team from Universitas Andalas conducted training on internal control to increase BUMDes teams' understanding of the importance of internal control in business operations. BUMDes Mitra Mandiri owns business units engaged in buying and selling fuel and building materials, so the training focuses on the scope of the sales cycle. This activity aims to provide BUMDes managers with an understanding of the importance of internal control in operations and to assist and guide managers in implementing reasonable internal control in the sales cycle and keeping correct accounting records. This activity was carried out through practical training and coaching. The benefit of this activity was that BUMDes teams understand the importance of internal control in the sales cycle to increase operational effectiveness and efficiency, maintain assets and prevent and repair errors and damage that can collapse the BUMDes businesses.
Pelatihan Penyusunan Laporan Keuangan BUMDes Bintang Muda Mandiri, Desa Sialang Kubang, Kecamatan Perhentian Raja, Kampar, Riau Sanda Patrisia Komalasari; Fitriyeni Oktavia; Berri Brilliant Albar; Ares Albirru Amsal
Warta Pengabdian Andalas Vol 30 No 3 (2023)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM) Universitas Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25077/jwa.30.3.396-404.2023

Abstract

This financial report training activity aims to improve the quality of Bintang Muda Mandiri BUMDes financial reporting. Training in preparing financial reports is necessary because, based on the observations made, many accounts still need to be by the transactions. In addition, the format of the report also still needs improvement. Observations of the existing financial reports and interviews regarding the accounts in the financial statements were first carried out. The training content was compiled, and the training was carried out. This activity was attended by BUMDes employees, especially those who have an interest in financial reporting. Mistakes found during observations were corrected to achieve the appropriate financial statements. The financial statements to be prepared consist of an income statement, a statement of changes in equity, and a statement of financial position. This community service activity results in an increase in the quality of the Bintang Muda Mandiri BUMDes financial reports.
Sosialisasi dan Bimbingan Penyusunan Laporan Keuangan sesuai dengan Standar Akuntansi Keuangan Entitas Mikro, Kecil, dan Menengah (SAK EMKM) kepada Pengelola UMKM Silmi Silmi; Laura Amelia Triani; Berri Brilliant Albar; Indah Permata Suryani
Warta Pengabdian Andalas Vol 30 No 3 (2023)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM) Universitas Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25077/jwa.30.3.492-497.2023

Abstract

Financial reports are financial information about a business entity that must be prepared by business entity managers, including managers of Micro, Small and Medium Enterprises (MSMEs). The Indonesian Accountants Association sets two standards that MSMEs can use as guidelines in preparing their financial reports. The two standards are the Financial Accounting Standards for Entities Without Public Accountability (SAK ETAP) and the Financial Accounting Standards for Micro, Small and Medium Entities (SAK EMKM). MSME managers are free to choose both standards with the condition that they must be consistent in each report. Therefore, a webinar activity was needed for MSME managers regarding SAK ETAP and SAK EMKM. This webinar was attended by 52 participants from various MSMEs in Indonesia. The webinar implementation method consisted of 3 stages; (1) introduction of SAK EMKM, (2) applied of SAK EMKM, and (3) discussions. This webinar provided knowledge and information to MSMEs managers to be developed and applied in preparing financial reports for their MSMEs.
Inkubasi Pemasaran dan Digitalisasi Bisnis pada Badan Usaha Milik Desa Pemenang Desa Brilian di Provinsi Riau Berri Brilliant Albar; Ares Albirru Amsal
Warta Pengabdian Andalas Vol 31 No 4 (2024)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM) Universitas Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25077/jwa.31.4.774-780.2024

Abstract

The Deepening Desa Brilian Program is an initiative aimed at enhancing rural economies through mentoring in marketing and business digitalization for Village-Owned Enterprises (BUMDes). The objective of this program is to maximize the economic potential of villages by increasing financial literacy and applying digital technologies in local business management. The program involved 72 villages in Riau and West Sumatra provinces, with direct mentoring focused on the three best-performing villages: Bukit Gajah, Pasir Baru, and Sialang Kubang. The methodology utilized in this program included an e-learning and community development approach, where participants received mentoring on modern marketing strategies and digital business management. The mentoring was conducted through 8 weeks of online sessions and 5 direct mentoring sessions in the field. The results indicate that implementing consumer-oriented marketing strategies and optimizing the use of digital technologies significantly improved the efficiency of BUMDes business operations. These villages were able to develop more strategic and innovative marketing plans, while also managing their businesses more effectively through digital platforms. Overall, the program successfully enhanced financial literacy, operational efficiency, and economic potential in the participating villages. In conclusion, the Deepening Desa Brilian Program has had a significant impact on strengthening the economic capacity of villages through modern marketing approaches and business digitalization. The outcomes of this mentoring program can serve as a model for other villages across Indonesia to maximize their local economic potential.
Itu Analisis SWOT: Strategi Pemasaran untuk Meningkatkan Penjualan Larasati, Mayang; Albar, Berri Brilliant; Sari, Junia Mayang
JURISMA : Jurnal Riset Bisnis & Manajemen Vol. 15 No. 1: April 2025
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jurisma.v15i1.14193

Abstract

This research aims to identify effective marketing strategies to increase sales. Thus, leads to business existence and sustainability. This research is classified as field research with a descriptive qualitative approach and has selected 14 food vendors at Pantai Padang as a sample group using nonprobability sampling, namely snowball sampling. Previous research explores strategies to increase sales for various businesses, but there is a dearth of research focusing on marketing strategies tailored to traders operating within a specific environment. To address this gap, a SWOT analysis was conducted to assess the strengths, weaknesses, opportunities, and threats facing the merchants. This study uses IFAS (Internal Factor Analysis Summary) and EFAS (External Factor Analysis Summary) to assess the internal and external factors that influence the sustainability and performance of their businesses. The results of the IFAS analysis showed strong internal environmental conditions. The EFAS analysis shows that the traders are effectively capitalizing on opportunities while mitigating threats. In the Cartesian diagram, the SWOT analysis is in the first quadrant, known as the aggressive strategy quadrant, which is favorable for the business. The analysis performed will influence the long-term viability of the business, encompassing continuous operations, growth, strategic development to ensure business continuity, and expansion efforts, all of which contribute to the sustainability and ongoing existence of the business. Keywords: Marketing Strategy; MSMEs; SWOT; IFAS; EFAS