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All Journal JKBM (JURNAL KONSEP BISNIS DAN MANAJEMEN) Jurnal Riset Manajemen dan Bisnis (JRMB) Fakultas Ekonomi UNIAT Surplus: Jurnal Riset Mahasiswa Ekonomi, Manajemen, dan Akuntansi Kalbisocio: Jurnal Bisnis dan Komunikasi Jurnal Pengabdian Masyarakat dan Penelitian Thawalib Universal Journal of Science and Technology Jurnal Keuangan dan Perbankan Journal of Artificial Intelligence and Digital Business Ad-DA’WAH: Dakwah dan Komunikasi Islam Jurnal Hukum Bisnis Jurnal Ilmiah Ekonomi, Manajemen dan Bisnis (EKMABIS) Journal of Community Research & Engagement (JCRE)
Zainuddin, Zulkifli
STIE Ganesha
Religion Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mechanical Engineering Social Sciences

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Journal : Ad-DA’WAH: Dakwah dan Komunikasi Islam

 1 
Pendekatan Maqashid Syari’ah Pada Bisnis Ritel Syari’ah: Studi Pada Mart 212 di Jakarta Zulkifli Zainuddin
Ad-DA'WAH Vol 20 No 1 (2022): Ad-DA’WAH: Jurnal Dakwah dan Komunikasi Islam
Publisher : INSTITUT PEMBINA ROHANI ISLAM JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (296.914 KB) | DOI: 10.59109/addawah.v20i1.22

Abstract

Fokus artikel ini adalah mencermati permasalahan penerapan Maqasid syariah dalam bisnis ritel syariah. Tujuan penelitian adalah untuk mengetahui sejauhmana penerapan prinsip Maqasid syariah pada Ritel 212 Mart sehingga dapat diketahui apakah penerapan Maqasid syariah dapat menjadi solusi bagi permasalahan yang dihadapi oleh retail syariah . Penelitian ini menggunakan metode kualitatif dengan variable mandiri Maqasid syariah. Hasil penelitian menunjukkan bahwa dari lima tujuan dalam Maqasid syariah dapat berjalan sesuai apa yang diharapkan dan tidak ditemui adanya hal yang menyimpang dalam pelaksanaanya. Ritel 212 dapat dijadikan sebagai contoh penerapan prinsip Islam dalam kehidupan yang sesuai dengan tujuan (maqashid) syariah.
Pelaksanaan Pembiayaan Mudarabah dan Musyarakah Syirkatul Milk di Bank Muamalat Zulkifli Zainuddin
Ad-DA'WAH Vol 20 No 2 (2022): Ad-DA’WAH: Jurnal Dakwah dan Komunikasi Islam
Publisher : INSTITUT PEMBINA ROHANI ISLAM JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (315.447 KB) | DOI: 10.59109/addawah.v20i2.24

Abstract

This study is to analyze the focus of the problem on the application of operational principles, implementation of basic concepts, and legal construction in the contract/mudharabah financing contract and musharakah syirkatul milk in the sharia banking system. So that it can be seen whether the application of the two contracts above is applied in accordance with its provisions. This study uses qualitative methods with normative and empirical juridical research types and is descriptive in nature which describes the applicable laws and regulations which are then linked to legal theories in the implementation of mudharabah and musyarakah syirkatul milk financing. The results of the research are from (1) The application of the operating principle of profit sharing in mudharabah financing refers to the agreement between the Bank as shahibul maal and the manager (mudharib) while Musyarakah syirkatul milk financing, namely the bank unionizes with the customer/partner for the purchase of land and building houses, so that the proportion of profits refers to capital based on a balance (2) Mudharabah financing in sharia banking products is a cooperation partner between the Muamalat Islamic Bank and the fund manager (mudharib), namely the Bank prepares capital for the manager (mudharib) to to finance a business/project in which the profits from the said business are divided based on an agreement between the Bank as shahibul mal and the manager as mudharib; Meanwhile, Musyarakah Syirkatul Milk financing is partnership financing in a partnership to buy goods/assets in the form of house ownership between the bank and its customers/partners who each prepare capital. (3) Legal construction of aqad/murabah financing contract and Musyarakah Syirkatul Milk in the Islamic banking system. 'ah refers to the Fatwa of the National Sharia Council of the Indonesian Ulema Council which is then explained through the sharia principles contained in the legislation. Keywords: Mudarabah, Musyarakah Syirkatul Milk and Bank MuamalatThis study is to analyze the focus of the problem on the application of operational principles, implementation of basic concepts, and legal construction in the contract/mudharabah financing contract and musharakah syirkatul milk in the sharia banking system. So that it can be seen whether the application of the two contracts above is applied in accordance with its provisions. This study uses qualitative methods with normative and empirical juridical research types and is descriptive in nature which describes the applicable laws and regulations which are then linked to legal theories in the implementation of mudharabah and musyarakah syirkatul milk financing. The results of the research are from (1) The application of the operating principle of profit sharing in mudharabah financing refers to the agreement between the Bank as shahibul maal and the manager (mudharib) while Musyarakah syirkatul milk financing, namely the bank unionizes with the customer/partner for the purchase of land and building houses, so that the proportion of profits refers to capital based on a balance (2) Mudharabah financing in sharia banking products is a cooperation partner between the Muamalat Islamic Bank and the fund manager (mudharib), namely the Bank prepares capital for the manager (mudharib) to to finance a business/project in which the profits from the said business are divided based on an agreement between the Bank as shahibul mal and the manager as mudharib; Meanwhile, Musyarakah Syirkatul Milk financing is partnership financing in a partnership to buy goods/assets in the form of house ownership between the bank and its customers/partners who each prepare capital. (3) Legal construction of aqad/murabah financing contract and Musyarakah Syirkatul Milk in the Islamic banking system. 'ah refers to the Fatwa of the National Sharia Council of the Indonesian Ulema Council which is then explained through the sharia principles contained in the legislation. Keywords: Mudarabah, Musyarakah Syirkatul Milk and Bank Muamalat
Co-Authors Abdul Kohar Aep Saefullah Akmas, Nabila Aldini Rustandi Farhat Abas Gaffar, Ichsan Haria Saputri Haryono Haryono Idrisi Raliya Putra Martinus Tukiran Moh. Tahang Muhammad Ramdhan Muhammad Ridwan Mulasih, Siti Noviar, Ekky Nugroho, Agung Nurhayati Nurhayati Pagiling, Sarwan Rahman Nurhakim Siti Hamidah Rustiana Sitti Aliyah Azzahra Sukardi Sukardi Sutariyono, Sutariyono Syarif Hidayatullah Tetty Nur Intan Rifia Tohiroh Tohiroh Ujang Kusnaedi Yahya Hamja Yandi Asmana