Article Per Year (5 Year)
p-Index From 2021 - 2026
5.459
P-Index
This Author published in this journals
All Journal Jurnal Ekonomi & Bisnis PNJ (JEKBIS PNJ) E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Manajemen Journal of Accounting Science Journal of Economic, Bussines and Accounting (COSTING) Primanomics : Jurnal Ekonomi & Bisnis MABIS: Manajemen dan Bisnis Jurnal Sistem Informasi, Manajemen, dan Akuntansi (SIMAK) JMB : Jurnal Manajemen dan Bisnis Creative Research Management Journal JOURNAL OF BUSINESS AND ECONOMICS RESEARCH (JBE) Bisnis Net : Jurnal Ekonomi dan Bisnis Jurnal Ilmiah Ekonomi Manajemen : Jurnal Ilmiah Multi Science ARBITRASE: JOURNAL OF ECONOMICS AND ACCOUNTING Jurnal Simki Economic Dynamic Management Journal Journal of Economics and Business Letters Rengganis Jurnal Pengabdian Masyarakat Journal of Applied Management Studies Journal of Trends Economics and Accounting Research Jurnal Manajemen dan Perbankan (JUMPA) Jurnal Cakrawala Ilmiah Economic Reviews Journal Jurnal Ekonomi Manajemen Akuntansi Keuangan Bisnis Digital ARZUSIN: Jurnal Manajemen dan Pendidikan Dasar Gemilang: Jurnal Manajemen dan Akuntansi Co-Creation : Jurnal Ilmiah Ekonomi Manajemen Akuntansi dan Bisnis Journal of Artificial Intelligence and Digital Business Jurnal Administrasi Bisnis Nusantara Jurnal Economic Edu Jurnal Signaling
Idham Lakoni
Manajemen, Universitas Prof. Dr. Hazairin, SH, Bengkulu, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

Published : 45 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 45 Documents
Search

 1   2   3   4   5 
Pengaruh Literasi Keuangan dan Pengetahuan Investasi terhadap Minat Investasi dengan Perilaku Keuangan Sebagai Variabel Intervening pada Gen Z di Kota Bengkulu. Estu Maha Nanik; Idham Lakoni; Sintia Safrianti
Economic Reviews Journal Vol. 3 No. 3 (2024): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v3i3.385

Abstract

This study aims to determine whether financial literacy and investment knowledge have a direct influence on investment interest, and to determine the effect of financial literacy and investment knowledge on investment interest through mediation of financial behavior. The research approach used in this research is associative. The type of data used in this research is quantitative data and the data source using primary data, namely research data obtained directly from the original source (respondents). The population in this study is generation Z in Bengkulu City. From the calculation using the formula (Hair et al, 2014) with a total of 150 respondents. This research data was processed using the smartPLS version 4 analysis tool and Smart-PLS is an alternative method of SEM analysis using partial least squares or partical last square (PLS). Dirrect Effect research results conclude that the first hypothesis of financial literacy affects investment interest, the second hypothesis of investment knowledge has a significant positive effect on investment interest, the third hypothesis of financial literacy has a significant positive effect on financial behavior, the fourth hypothesis is not supported because investment knowledge has no significant effect on financial behavior, the fifth hypothesis is not supported because investment interest has no significant effect on financial behavior. The research results of the indirect effect resulted in the sixth hypothesis not supported because, financial literacy directly has no effect on investment interest through financial behavior as an intervening variable, the seventh hypothesis is not supported because, investment knowledge directly has no effect on investment interest through financial behavior as an intervening variable.
Relationship of financial literacy to stock market participation Lakoni, Idham; Nurazi, Ridwan; Aziza, Nurna; Novitasari, Novitasari
Journal of Economics and Business Letters Vol. 3 No. 6 (2023): December 2023
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/jebl.v3i6.270

Abstract

The research objective aimed to understand and analyze stock market participation among the millennial population in Indonesia. Specifically, this study tested stock market participation against the financial literacy variable. It employed a causality research type with a quantitative analysis approach using path analysis method. The sampling technique was purposive sampling, targeting the millennial and Generation Z populations. The model used was Structural Equation Modeling (SEM) Partial Least Square (PLS) through the Smart PLS software. The research variables included Financial Literacy (LF) with indicators (basic financial knowledge, saving and borrowing, protection, investment) and Stock Market Participation (SMP) with indicators (intention to invest in the stock market, motivational, income, reference to social interaction). The results showed that Financial Literacy significantly affects stock market participation. The final recommendation of this study related to investments in the capital market, especially stocks, is that relevant institutions, particularly the Indonesia Stock Exchange and organizations within it, together with the Financial Services Authority, should continue to provide well-organized education to improve investment understanding among millennials and Generation Z, considering the significant potential of these two generations as technology advances rapidly.
Pengaruh Self Efficacy, Budaya Organisasi, dan Soft Skill terhadap Kinerja Karyawan pada Bank BRI Kanca Bengkulu Yudisky, Yudisky; Lakoni, Idham; Fauzan, Fauzan
Jurnal Simki Economic Vol 8 No 2 (2025): Volume 8 Nomor 2 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i2.1203

Abstract

The purpose of this study was to identify the influence of organizational culture, soft skills, and self-efficacy on the performance of employees of Bank BRI Bengkulu Branch Office partially and simultaneously. The research method used is quantitative (explanatory research), namely research that highlights the relationship between variables and tests hypotheses that have been formulated external conflict. The population in this study were all employees of Bank BRI Kanca Bengkulu totaling 80 employees and using saturated sampling techniques. The application of multiple linear regression methods was used because the variables used were more than one that had one dependent variable. This analysis is to determine whether there is an influence of the independent variable on the dependent variable. The results of the study showed that the significance value <0.10 <0.05 and tcount is greater than ttable (2.648 is greater than 1.990), the results of the regression analysis showed that Self Efficacy (X1) had a significant effect on performance (Y). With a sig value of 0.720 > 0.05 and tcount is smaller than ttable ((0.360 is smaller than 1.990), organizational culture X2 does not have a significant impact on employee performance. With a sig value < 0.001 < 0.05 and tcount is greater than ttable (6.206 is greater than 1.990), soft skills (X3) have a significant impact on employee performance. Thus, Fcount 156.031 is greater than Ftable 2.73. Therefore, the performance of Bank BRI Kanca Bengkulu employees is influenced by soft skills, self-efficacy, and organizational culture.
Manajemen Keuangan di Era Digital: Studi Literatur tentang Peran Uang Digital Dalam Pengelolaan Keuangan UMKM di Bengkulu aditya, Mohammad Aditiya; Idham Lakoni
Jurnal Economic Edu Vol. 6 No. 02 (2026): Januari
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36085/jee.v6i02.9690

Abstract

Perkembangan teknologi digital telah membawa perubahan besar dalam berbagai aspek, termasuk manajemen keuangan Usaha Mikro, Kecil, dan Menengah (UMKM). Penggunaan uang digital dan instrumen finansial berbasis teknologi (fintech) menjadi salah satu solusi untuk meningkatkan efisiensi transaksi, memperbaiki pencatatan keuangan, serta memperluas akses UMKM terhadap layanan keuangan formal. Penelitian ini menggunakan metode studi literatur untuk mengidentifikasi manfaat, tantangan, serta implikasi strategis dari adopsi uang digital bagi UMKM, khususnya di wilayah Bengkulu. Hasil kajian menunjukkan bahwa uang digital, seperti e-wallet, QRIS, dan BI-FAST, berkontribusi pada peningkatan efisiensi, transparansi, dan struktur manajemen keuangan UMKM. Namun, beberapa hambatan masih ditemukan, antara lain rendahnya literasi digital dan keuangan, isu keamanan serta kepercayaan, serta ketimpangan infrastruktur teknologi. Temuan ini menegaskan bahwa strategi pengembangan yang melibatkan peningkatan literasi keuangan, pemerataan infrastruktur digital, serta kolaborasi pemerintah, penyedia fintech, dan pelaku UMKM sangat diperlukan. Dengan langkah-langkah tersebut, digitalisasi keuangan diharapkan mampu memperkuat daya saing UMKM sekaligus mendukung terwujudnya inklusi keuangan dan ekosistem ekonomi digital yang berkelanjutan. Kata Kunci: Manajemen Keuangan, Uang Digital, UMKM, Literasi Keuangan
The mediation role of peer-to-peer lending: the impact of inclusion and self-efficacy on MSMEs financial performance Safrianti, Sintia; Lakoni, Idham; Yulianasari, Nina; Angel, Frenita Claudia; Perdiansyah, Perdiansyah; Ismiyanti, Fitri
Manajemen dan Bisnis Vol 25, No 1 (2026): March 2026 - Online First
Publisher : Department of Management - Faculty of Business and Economics. Universitas Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24123/mabis.v25i1.1027

Abstract

This study aims to examine the role of peer to peer lending (P2P) in mediating the influence of financial self-efficacy, financial literacy, and financial inclusion on the financial performance of MSMEs in Bengkulu City. A study design that was quantitative and explanatory was applied using a survey method involving 108 MSMEs selected through probability sampling across nine districts. Data were collected using questionnaires and analyzed using PLS-SEM with SmartPLS 4.1. The results indicate that financial inclusion and financial self efficacy have a major impact on the adoption of peer to peer lending, while financial literacy does not. Furthermore, peer to peer lending significantly improves financial performance and mediates the effect of financial self efficacy and financial inclusion on performance. Although financial self efficacy, financial literacy, and financial inclusion do not statistically significantly correlate with financial performance. This study is original in integrating behavioral finance constructs with digital peer to peer lending adoption using the Theory of Planned Behavior, contributing empirical evidence to the growing literature on MSME financial performance in underdeveloped regions.
Co-Authors aditya, Mohammad Aditiya Agus Sanjaya Rumahorbo Angel, Frenita Claudia Ardiano Saputra, Bayu Fajar Arifah Hidayati Arifah Hidayati Army, Noor Aziza, Nurna azwir azwir wahyudi bayu saputra Bedi Agus Yanto Christian Nano Putra Dina Karadita Putri Dwi Lestari Echi Susanti Eriska Putri Estu Maha Nanik Ezzi Liska Putri Fachry Abda El Rahman Fandra Rachma Eka Safitri Fauzan . Fauzan Fauzan Fero Dela Kelvin Fitri Ismiyanti, Fitri Hafiz Akbar Hafiza Tri Murti Haryanto, dodi Hidayati, Arifah Indah Parastika Iqbal Andrian Janusi Waliamin Jepri Apizal Karnadi Karnadi M Noor Armi M. Noor Army M.Noor Armi MARKONI ., MARKONI Markoni Markoni Markoni Markoni Markoni Markoni Marsalena Melvi Yansi Meri Hartati Muhammad Sidik Mutiara Oktaviani Syahputri Nia Monica Putri Novitasari Novitasari Nugroho, Jatra Hari Pedi Riswandi, Pedi Perdiansyah, Perdiansyah Pratama, Fadli Wahyu Puspita, Veny Ramadan, Muhammad Fajar Reza Saputra Sihotang Ridwan Nurazi, Ridwan Rizal, Aef Rofidah Silitonga, Lydia Santy, Kenia Putri Arie Sari, Lingga Seventeen, Winny Lian Sintia Safrianti Stiawan, Royen Syofian syofian Tiza Tania Victoria Monica Rosana Yola, Tasya Yudisky, Yudisky Yulianasari, Nina