Article Per Year (5 Year)
p-Index From 2020 - 2025
2.286
P-Index
This Author published in this journals
All Journal Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Jurnal Tabarru': Islamic Banking and Finance Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Journal of Enterprise and Development (JED) Jurnal Edukasi (Ekonomi, Pendidikan dan Akuntansi) GANESHA: Jurnal Pengabdian Masyarakat Jurnal Arastirma Jurnal Perbankan Syariah Darussalam (JPSDa) Innovative: Journal Of Social Science Research Tasyri' El-Mujtama: Jurnal Pengabdian Masyarakat BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
Miko Polindi, Miko
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

Published : 15 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 15 Documents
Search

 1   2 
Benefit and harm of cryptocurrency as the official currency of a state Darmawansyah, Trisna Taufik; Polindi, Miko; Fitriani, Putri Diesy; Aguspriyani, Yani; Setiadi, Rezky Mehta; Sanawi, Sanawi
Journal of Enterprise and Development (JED) Vol. 5 No. Special-Issue-1 (2023): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Purpose — The paper highlights two different opinions among scholars regarding the permissibility of cryptocurrency and explores the factors that contribute to these opinions. Additionally, the article discusses the potential risks associated with cryptocurrency, such as the lack of intrinsic value and the potential for use in illegal activities. Overall, the article seeks to provide insights into the Shariah perspective on cryptocurrency and its potential impact on the financial industry.Method — In conducting a SWOT (strengths, weaknesses, opportunities, and threats) analysis on cryptocurrency, the author gathered data from previous studies, literature in English, Indonesian, and Arabic. Then, the data collected through the SWOT analysis was analyzed using the principles of mashlahah and mafsadah and the principles of maqasid al-shariah. The appropriate method for analyzing data in this study is secondary data analysis.Result — Cryptocurrency is an innovation that has never happened before, especially in the financial world. Cryptocurrency brings many benefits but also brings losses, as evidenced by the weakness of the system and external activities. Based on the SWOT analysis, it appears that the losses or mafsadah tend to be more than the mashlahah, meaning that problems and conflicts will arise if cryptocurrency is used as the official currency of a country.Contribution — The paper makes an important academic contribution by using the Islamic concept of Maqashid al-Sharia, specifically the analysis of mashlahah (benefits) and mafsadah (harms), to evaluate the potential use of cryptocurrencies as national currencies.
Implementasi Kebijakan Pengelolaan Barang Milik Negara Berdasarkan Prinsip Hukum Islam di UIN Sultan Maulana Hasanuddin Banten Azim, Muhamad Fadli; Tejasunarya, Jaka Laksana; Ardiani, Mila Ayu; Efriyanah, Ernah; taufik, Trisna; Polindi, Miko; Diesy, Putri
Tasyri' : Journal of Islamic Law Vol. 4 No. 1 (2025): Tasyri'
Publisher : STAINI Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53038/tsyr.v4i1.148

Abstract

This study aims to describe in detail the implementation of the State Property Management Policy (BMN) at UIN Sultan Maulana Hasanuddin Banten. The method used in this study is a qualitative descriptive method with data collection techniques through interviews, observations, and documentation related to BMN management. This study uses the policy implementation theory approach proposed by Donald Van Meter and Carl Van Horn, with six indicators as a reference. The results of the study show that the management of BMN at UIN Sultan Maulana Hasanuddin Banten is in accordance with Government Regulation Number 28 of 2020 concerning BMN/Regional Management and is in line with the implementation indicators developed by Van Meter and Van Horn. However, this study suggests that institutions review the Standard Operating Procedures (SOPs) for each type and category of BMN to improve management effectiveness. In addition, in Rector's Decree Number 180 of 2023 which regulates service rates at UIN SMH Banten, rental rates for laboratories, campus vehicles, and several other campus facilities have not been listed.
Cryptocurrency Analysis as an Investment Asset for Wiser Investment Decisions Darmawansyah, Trisna Taufik; Aguspriyani, Yani; Raya, Fitri; Polindi, Miko
Jurnal Edukasi (Ekonomi, Pendidikan dan Akuntansi) Vol 12, No 2 (2024): November
Publisher : Universitas Galuh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/je.v12i2.14497

Abstract

Business in the world of Cryptocurrency can be done in various ways, starting from coin mining (crypto mining), physical trading of crypto assets, long-term investment, crypto trading, crypto business consulting services, and so on. Because of the many business opportunities in the crypto world, the author needs to choose a crypto business that meets the criteria for a safe investment. The problem of this research is to identify and analyze factors that influence cryptocurrency investments' security and profit potential through a weighted SWOT approach. This research aims to analyze the use of weighting in a SWOT analysis of Cryptocurrency as an investment asset. The research method used is a qualitative descriptive method. This research was carried out by theoretically studying Cryptocurrency's development through documents and the cryptocurrency market. Researchers explore information obtained from expert sources through interviews. The research results show that Cryptocurrency as an investment asset has the advantage of high return potential, with a weight of 5, making it an attractive choice for investors. However, the lack of regulatory oversight and limited market liquidity are significant weaknesses, with weights of 4 and 3, respectively. The novelty of this study lies in the weighting approach in SWOT analysis, which provides a quantitative assessment of the factors influencing cryptocurrency investment. In addition, this research reveals that cryptocurrency investment from a global business perspective has yet to be widely implemented in Indonesia.
ANALISIS IMPLEMENTASI GCG DAN FUNGSI DPS SEBAGAI INTERNAL AUDITOR DI BANK MUAMALAT INDONESIA Aten, Nurul; Setiawan, Romi Adetio; Polindi, Miko
Jurnal Tabarru': Islamic Banking and Finance Vol. 7 No. 2 (2024): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2024.vol7(2).19811

Abstract

Penelitian ini bertujuan untuk mengkaji penerapan konsep Good Corporate Governance (GCG) dan peran Dewan Pengawas Syariah (DPS), serta dampaknya terhadap kinerja Bank Muamalat KCP Manna Bengkulu Selatan. Metode yang digunakan adalah kualitatif dengan pendekatan deskriptif, yang menekankan pada pemahaman mendalam terhadap fenomena yang diteliti. Hasil penelitian menunjukkan bahwa penerapan GCG di Bank Muamalat telah dilakukan dengan baik, sebagaimana tercermin dalam laporan GCG yang menunjukkan kepatuhan terhadap prinsip-prinsip GCG yang telah ditetapkan. DPS memainkan peran penting dalam pengawasan tata kelola, penghimpunan dana, penyaluran dana, layanan, serta usulan produk atau aktivitas baru. Bukti pengawasan DPS terlihat dari laporan tahunan yang diterbitkan oleh bank. Dampak penerapan GCG dan fungsi DPS terhadap kinerja Bank Muamalat adalah peningkatan stabilitas, keberlanjutan, dan pertumbuhan bisnis jangka panjang. Penerapan prinsip-prinsip syariah pada produk-produk bank berkontribusi positif terhadap kinerja dan citra perusahaan di masyarakat. Jika ada produk yang melanggar prinsip syariah, DPS akan mengambil tindakan yang diperlukan. Implementasi GCG dan pengawasan oleh DPS yang sesuai dengan prinsip-prinsip syariah terbukti meningkatkan kinerja dan reputasi Bank Muamalat.
PENDAMPINGAN BERKELANJUTAN SISTEM JAMINAN PRODUK MAKANAN HALAL BAGI UMKM Paramida, Cici; Rahmania, Siti; Bunhatika, Lesta Kurnia; Polindi, Miko
GANESHA: Jurnal Pengabdian Masyarakat Vol 5 No 2 (2025): Juli 2025
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Tunas Pembangunan Surakarta (UTP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36728/ganesha.v5i2.5026

Abstract

Pendampingan berkelanjutan dalam sistem jaminan produk halal bagi UMKM sangat penting untuk meningkatkan keinginan dan kualitas produk. Jurnal ini mengkaji model pendampingan yang efektif dalam mendukung UMKM dalam membangun dan mempertahankan Sistem Jaminan Produk Halal (SJPH). Pendekatan Pengembangan Komunitas Berbasis Aset (ABCD) digunakan sebagai kerangka utama, yang menekankan pemanfaatan aset lokal seperti sumber daya manusia, jaringan sosial, dan institusi untuk pemberdayaan. Melalui tahapan Discovery hingga Delivery, model ini mampu mengatasi hambatan umum seperti keterbatasan pengetahuan, keterbatasan teknologi, dan akses terhadap regulasi halal. Studi kasus UMKM Pisang Keju 88 Bude menunjukkan bahwa penerapan model ini meningkatkan literasi digital, akuntabilitas usaha, serta citra profesional produk, sehingga UMKM menjadi lebih siap menghadapi audit halal dan persaingan pasar digital. Selain itu, pengembangan modul pelatihan dan pembentukan komunitas belajar berbasis kolaborasi diyakini mampu memperkuat ekosistem halal nasional yang berkelanjutan. Rekomendasi dari tulisan ini menekankan pemerintah daerah, institusi pendidikan tinggi, dan mitra strategis dalam mengintegrasikan dan memperluas sistem pendampingan berbasis komunitas yang digital dan inklusif, agar UMKM mampu berdaya dan berkelanjutan dalam ekosistem halal global.
PENDAMPINGAN STRATEGI PEMASARAN PISANG KEJU 88 BUDE MENGGUNAKAN SISTEM DIGITAL MARKETING Berlianti, Amini; Rahmadani, Femmy Aisyah; Putri, Rozanda Anjenia; Saputra, Rizky Aditya; Polindi, Miko
GANESHA: Jurnal Pengabdian Masyarakat Vol 5 No 2 (2025): Juli 2025
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Tunas Pembangunan Surakarta (UTP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36728/ganesha.v5i2.5027

Abstract

Usaha Mikro Kecil dan Menengah (UMKM) memegang peran penting dalam pertumbuhan ekonomi lokal, namun masih menghadapi tantangan signifikan dalam hal pemasaran produk, khususnya di era digital. Pisang Keju 88 Bude, sebagai salah satu UMKM kuliner yang berlokasi di jalan raden fatah,pagar dewa,kota Bengkulu, mengalami kesulitan dalam menjangkau pasar yang lebih luas akibat keterbatasan dalam pemanfaatan strategi pemasaran digital. Penelitian ini bertujuan untuk mendampingi dan mengembangkan strategi pemasaran produk tersebut melalui penerapan sistem digital marketing yang terstruktur untuk merancang, mengimplementasikan strategi pemasaran digital yang efektif, dengan mengintegrasikan berbagai platform digital seperti media sosial, layanan pesan antar online, dan desain konten promosi yang menarik. Pelatihan serta praktik langsung penggunaan media digital seperti Instagram, WhatsApp Business, dan integrasi ke aplikasi GoFood dan Maxim Food Delivery, kegiatan pembuatan desain packaging serta evaluasi efektivitas strategi melalui peningkatan jangkauan dan transaksi. Desain promosi digital dibuat secara visual menarik dengan elemen grafis produk, tagline promosi, serta penyesuaian untuk berbagai kanal digital. Hasil menunjukkan peningkatan signifikan dalam keterampilan pelaku usaha dalam mengelola platform digital, termasuk optimalisasi penggunaan GoFood dan Maxim sebagai kanal distribusi modern. Adopsi desain pemasaran visual (poster, feed Instagram, dan katalog digital) turut meningkatkan interaksi konsumen dan memperkuat identitas merek. Strategi ini berhasil mendorong pertumbuhan penjualan dan memperluas jangkauan pasar, sekaligus membuka potensi kolaborasi digital jangka Panjang.
Pengaruh Fintech Payment, Kontrol Diri Dan Literasi Keuangan Syariah Terhadap Manajemen Keuangan Pribadi Pada Komunitas Genbi Bengkulu Tri Oktavia, Laila; B, Idwal; Polindi, Miko
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 5 No. 02 (2025): Juli 2025
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v5i02.3886

Abstract

This study aims to analyze the influence of Fintech Payment, self-control, and Islamic financial literacy on personal financial management within the Generasi Baru Indonesia (GenBI) community in Bengkulu. The research employs a quantitative approach, with data collected through questionnaires distributed to 175 respondents. The data were analyzed using multiple linear regression with the assistance of SPSS version 25. The analysis results show that, partially, Fintech Payment has a positive and significant effect on personal financial management with a significance level of 0.042. The self-control variable also has a significant influence, with a significance value of 0.003, while Islamic financial literacy demonstrates the most significant impact, with a value of 0.000. Simultaneously, the three variables have a positive and significant effect on personal financial management, as evidenced by a significance value of 0.000 (< 0.05). Therefore, these variables contribute significantly to improving the personal financial management skills of GenBI Bengkulu members.
Benefit and harm of cryptocurrency as the official currency of a state Darmawansyah, Trisna Taufik; Polindi, Miko; Fitriani, Putri Diesy; Aguspriyani, Yani; Setiadi, Rezky Mehta; Sanawi, Sanawi
Journal of Enterprise and Development (JED) Vol. 5 No. Special-Issue-1 (2023): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Purpose — The paper highlights two different opinions among scholars regarding the permissibility of cryptocurrency and explores the factors that contribute to these opinions. Additionally, the article discusses the potential risks associated with cryptocurrency, such as the lack of intrinsic value and the potential for use in illegal activities. Overall, the article seeks to provide insights into the Shariah perspective on cryptocurrency and its potential impact on the financial industry.Method — In conducting a SWOT (strengths, weaknesses, opportunities, and threats) analysis on cryptocurrency, the author gathered data from previous studies, literature in English, Indonesian, and Arabic. Then, the data collected through the SWOT analysis was analyzed using the principles of mashlahah and mafsadah and the principles of maqasid al-shariah. The appropriate method for analyzing data in this study is secondary data analysis.Result — Cryptocurrency is an innovation that has never happened before, especially in the financial world. Cryptocurrency brings many benefits but also brings losses, as evidenced by the weakness of the system and external activities. Based on the SWOT analysis, it appears that the losses or mafsadah tend to be more than the mashlahah, meaning that problems and conflicts will arise if cryptocurrency is used as the official currency of a country.Contribution — The paper makes an important academic contribution by using the Islamic concept of Maqashid al-Sharia, specifically the analysis of mashlahah (benefits) and mafsadah (harms), to evaluate the potential use of cryptocurrencies as national currencies.
Pengaruh Inovasi Teknologi, Literasi Keuangan, Dan Lingkungan Sosial Terhadap Minat Berinvestasi Di Pasar Modal Secara Komparatif Dini, Dini Putri Pebriani; Arisandy, Yosy; Polindi, Miko
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 5 No. 02 (2025): Juli 2025
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v5i02.4034

Abstract

This study aims to compare the influence of technological innovation, financial literacy, and social environment on students’ interest in investing in the sharia capital market at three universities: UIN Fatmawati Sukarno Bengkulu, Universitas Muhammadiyah Bengkulu, and Universitas Bengkulu. The background of this research is the rising trend of interest among Generation Z, particularly university students, in technology-based investments, financial awareness, and the influence of their social environment. This research used a quantitative approach with a survey method by distributing questionnaires to 112 respondents. The data were analyzed using multiple linear regression with the help of SPSS version 25. The findings indicate that, individually, technological innovation, financial literacy, and social environment positively and significantly affect interest in investing in the Islamic capital market. Collectively, these three variables also have a significant impact. These findings highlight the importance of enhancing financial literacy, optimizing the use of technology, and strengthening the role of the social environment in fostering investment interest among students, as well as creating a supportive social climate to encourage student participation in investment activities.
Analisis Perkembangan Financial Technology Peer To Peer (P2P) Lending Syari’ah Di Indonesia Dalam Perspektif Maqasid Syari’ah Polindi, Miko; Darmawansyah, Trisna Taufik; Yanti, Elsa April
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 7, No 2 (2022): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v7i2.3912

Abstract

Peer to Peer (P2P) sharia lending is a type of fintech used by sharia fintechs that utilize technology services. This research aims to analyze the development of fintech peer to peer lending sharia using the maqashid sharia approach. The method used in this research is a qualitative method with a qualitative descriptive approach, through three stages, namely orientation, exploration and focused literature study. The results of this research show that there are seven types of sharia peer to peer lending registered at the OJK, and of the seven P2P lending fintech, the mechanism used is by the MUI DSN Fatwa No: 117/DSN-MUI/II /2018 regarding information technology-based financing services based on sharia principles, this shows that fintech P2P Sharia Lending in Indonesia has fulfilled the maqasid of sharia and has clear legal protection. However, what is needed now is efforts to increase literacy about P2P Sharia Lending in the community.
Co-Authors Aguspriyani, Yani Ardiani, Mila Ayu Arisandy, Yosy Asnaini Asnaini, Asnaini Aten, Nurul Azim, Muhamad Fadli B, Idwal Berlianti, Amini Bunhatika, Lesta Kurnia Darmawansyah, Trisna Taufik Diesy, Putri Dini, Dini Putri Pebriani Efriyanah, Ernah Fitriani, Putri Diesy Isnaini, Desi Mulya Rasyid, Leonardo Duarsie Oktaviani oktaviani Paramida, Cici Putri, Rozanda Anjenia Rahmadani, Femmy Aisyah Rahmania, Siti Raya, Fitri Sanawi, Sanawi Saputra, Rizky Aditya Setiadi, Rezky Mehta Setiawan , Romi Adetio Setiawan, Romi Adetio Taufik, Trisna Tejasunarya, Jaka Laksana Tri Oktavia, Laila Triyana, Triyana Wulandari, Fenny Vebry Yanti, Elsa April Yutina, Iwit