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Iriani, Nisma
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Development of an Inclusive Economic Education Program Based on Sustainable Management to Improve the Financial Resilience of Urban Families in Makassar Iriani, Nisma; Ismail, Ismail; Kurnia, Ady; Utomo, Jepri; Mutmainnah, Inayatul; Ibadurrahman, Ibadurrahman
Jurnal Economic Resource Vol. 8 No. 1 (2025): March-August
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i1.1764

Abstract

This study aims to develop an Inclusive Economic Education Program based on Sustainable Management to improve the financial resilience of urban families in Makassar. The research method uses a quantitative approach with a pre-test and post-test design, involving target families who participate in training and mentoring programs. The results show a significant improvement in financial literacy and behavior, including understanding needs and wants, budgeting, saving habits, utilization of formal financial services, and adoption of fintech. These findings imply that similar programs are worth replicating to strengthen the economic resilience of families in urban areas in a sustainable manner.
Understanding Risk and Uncertainty Management: A Qualitative Inquiry into Developing Business Strategies Amidst Global Economic Shifts, Government Policies, and Market Volatility Iriani, Nisma; Agustianti, Andi; Sucianti, Riska; Rahman M, Abdul; Putera, Wahyudi
Golden Ratio of Finance Management Vol. 4 No. 2 (2024): April - September
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grfm.v4i2.444

Abstract

This research aims to investigate the management of risk and uncertainty within the context of developing business strategies amidst global economic shifts, government policies, and market volatility. The study employs a qualitative inquiry approach, utilizing systematic literature review and thematic analysis to identify emerging themes and patterns in contemporary business environments. The research findings reveal several key insights regarding adaptive strategies, scenario planning, and technological advancements in risk management. Firstly, adaptive strategies are crucial for organizational competitiveness and sustainability, emphasizing agility, innovation, and dynamic capabilities. Secondly, scenario planning facilitates strategic foresight, resilience, and preparedness by exploring alternative futures and assessing their potential impacts. Thirdly, technological advancements, particularly in AI and data analytics, revolutionize risk assessment capabilities and strategic decision-making processes, enabling proactive risk management and enhanced resilience. The study underscores the importance of fostering a culture of innovation, investing in technological capabilities, and integrating scenario planning into strategic planning processes to navigate uncertainties effectively. Moreover, future research directions include comparative analysis, longitudinal studies, cross-disciplinary research, technological innovation, crisis management, and ethical considerations to deepen understanding and promote effective strategies for organizational resilience and sustainability.
Co-Authors Abd Rahman Agustianti, Andi Andi Agusniati Arjang, Arjang Bakri, Risna Melati Sukma Charatwattananich, Monparath Djaya, Andi Amrullah Goeliling, Ardhi Hamidin, Fachrul Hidayah, Rahmat Ibadurrahman Ibadurrahman Ismail Ismail Julian, Sanny Feria Kareth, Antoneto Kurnia, Ady M, Abdul Rahman Mardia Mardia Memang, Raja Moh. Ismail Mutmainnah, Inayatul Nadaruddin, Nadaruddin Nurgalia, Nurgalia Nurmillah Nurmillah, Nurmillah Putera, Wahyudi Rahman M, Abdul Riska Sucianti Rostini, Rostini Samuddin, Syurwana Farwita Saripuddin, Saripuddin Sucianti, Riska Syahribulan Syahribulan, Syahribulan Taaha, Yulian Rinawaty Ulmi Qalsum, Andi Tenri Utomo, Jepri Wahyuti, Wahyuti