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Pengaruh Utang Luar Negeri Terhadap Perekonomian dan Kemiskinan Dedi Junaedi; Faisal Salistia
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 1 No 2 (2019): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (688.175 KB) | DOI: 10.47467/alkharaj.v1i2.11

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This study aims to: analyze the significance of the effect of foreign debt on economic growth and poverty levels in Indonesia; examine whether different regimes of the Angagran system affect the management of foreign debt in the context of stimulating the economy and alleviating poverty; and explore what budget system is most behind in encouraging the national economy and poverty alleviation. The method used is descriptive-quantitative analysis using a dummy variable multiple regression test, with genus samples and times series data 1949-2018, data taken from Bank Indonesia (BI) , National Development Planning Agency (Bappenas), Central Statistics Agency (BPS), World Bank and other reference sources. The research results show that foreign debt and inflation have a correlation with the condition of the national economy, specifically the value of Indonesia's Gross Domestic Product (GDP) and the level of poverty. Debt and inflation tend to increase the value of GDP and reduce poverty. This applies to all regimes of the government budget system. The difference in the budget system regime has a real and positive effect in terms of debt governance as an economic driver and poverty alleviation, in achieving GDP, performance-based budgeting regimes, integrated budget regimes and balanced budgets have better impacts than better than program-based budgeting regimes. The best budget system sequences are: performance based budgeting, integrated budgeting, budgeting budgeting and program based budgeting. In poverty alleviation, a balanced budget regime, a performance based budget and an integrated budget are more than a program based budget regime. The order of the best budget system to support poverty alleviation is a balanced budget system, a performance based budget, an integrated budget and a program based budget.
Pengaruh Stabilitas Moneter terhadap Perekonomian Nasional: Rio Kartika Supriyatna; Dedi Junaedi; Evi Novita
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 1 No 2 (2019): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (626.698 KB) | DOI: 10.47467/alkharaj.v1i2.57

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Objectives of this research is to analyze: Does monetary stability affect Indonesia's GDP?; Does the difference in governance regimes affect the governance of monetary stability in supporting the achievement of Indonesia's GDP?; Does monetary stability affect Indonesia's per capita income (PCI)?; Does the difference in government regimes affect the management of monetary stability in supporting the achievement of Indonesia's per capita income (PCI)?. The research method uses descriptive-quantitative analysis with saturated sampling techniques and secondary data from Bank Indonesia, the National Development Planning Agency (Bappenas), the Central Statistics Agency (BPS), the World Bank, and other reference sources. The data is in the form of time series data from the period 1990-2019. The dependentvariable is the value of GDP and GDP per capita (ICP). While the independent variable: the exchange rate, the money supply, the inflation rate, direct investment, financing, the state budget, the amount of debt (US $), the number of exports, the number of imports, and the dummy variable period of the reform era government with the era of the New Order Government (Soeharto) as comparison or reference. The processed data were analyzed in quantitative descriptive with multiple regression models with dummy variables. The result is that some indicators of monetary stability (money supply, exchange rate, BI rate, investment, imports, and the state budget) have a significant effect on the economy (GDP). While inflation, financing and foreign debt did not significantly affect GDP achievement. The Reformation government regimes (BJ Habibie, Abdurrahman Wahid, Megawati Sukarnoputeri, Soesilo Bambang Yudhoyono, and Joko Widodo) are different and better than the New Order (Soeharto) government in managing stability towards achieving GDP. The econometrics model is GDP$ = 178,542 + 0.0999 * M1M2 -0.0186 * EXCHANGE $ + 9.5872 * BI_RATE + 1.1935 * INVEST $ - 0.000225 * IMPORT + 0.181 * APBN + 182.488 * REZIM1 + 171.038 * REZIM2 + 199.86 * REZIM3 + REVIMIM3 + 214.599 * REZIM5. Some indicators of monetary stability (money supply, exchange rate, BI rate, investment, import and APBN) also have a significant effect on GDP per capita. While inflation, financing and foreign debt did not significantly affect the achievement of GDP per capita. The Reform era government regime (BJ Habibie, Abdurrahman Wahid, Megawati Sukarnoputeri, Soesilo Bambang Yudhoyono, and Joko Widodo) differed and more better than the New Order era administration (Soeharto) in governance stability. to the achievement of GDP per capita. The econometric model: PCIUS$ = 5.7594 + 0.0032 * M1M2 - 0.0006 * EXCHANGE$ + 0.3092 * BI_RATE + 0.0385 * INVEST$ -0.0000072 * IMPORT + 0.0058 * APBN + 5.8867 * REZIM1 + 5.5173 * REZIM2 + 6.4471 * REZIM3 + 6.ZZ * REZIM5.JEL CLASSIFICATION: E52, E58, E63
Dampak Pandemi Covid-19 terhadap Pasar Modal di Indonesia Dedi Junaedi; Faisal Salistia
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 2 No 2 (2020): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (864.421 KB) | DOI: 10.47467/alkharaj.v2i2.112

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This study aims to: (1) examine the influence of a pandemic on the development of the stock market (CSPI) in Indonesia; (2) analyzing the effect of externalities on the dynamics of stock market developments in Indonesia; and (3) examine whether differences in social distancing policies affect the dynamics of Indonesian capital market movements. The research method uses quantitative analysis with a dummy variable multiple regression approach. JCI as a bound variable, while the independent variable is the number of Covid-19 pandemic cases in Indonesia, China and Spain, then the movement of the FTSE100 stock indexes (London), Hangseng (Hong Kong) and NASDAQ (New York), as well as differences in social distancing policies in Indonesia (Indonesia) Task Force, WFH and PSBB). The results of the study concluded: The movement of the composite stock index (CSPI) on the Jakarta Stock Exchange is influenced by internal and external conditions. Internally the condition of the Covid-19 pandemic and social distancing (WFH and PSBB) policies in the country have influenced the dynamics of the stock market (indicated by the movement of the IHSG index on the JSX). Externally, the Covid-19 pandemic in China and Spain also influenced the dynamics of the stock market in Indonesia (IHSG index). Likewise, the dynamics of the stock market in Hong Kong (Hangseng), London (FTSE100) and News York (NASDAQ). The coronavirus pandemic in Indonesia, China, the dynamics of the Nasdaq stock market in New York, and the social dintancing (WFH and PSBB) policies had a negative impact on the movement of the JCI stock index. While the pandemic in Spain, the dynamics of the stock market in Hong Kong (Hangseng) and London (FTSE100) actually had a positive impact on stock market conditions in Indonesia (JSX).
Dampak Pandemi Covid-19 terhadap Stabilitas Moneter Indonesia Dedi Junaedi; Muhammad Rizal Arsyad; Efrita Norman; Moh Romli; Faisal Salistia
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 1 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (569.238 KB) | DOI: 10.47467/alkharaj.v3i1.149

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This study aims: (1) to analyze the effects of the pandemic and the differences in policies in handling the Covid-19 pandemic on Indonesia's monetary stability; (2) to analyze the effect of money supply, BI-rate, market operations, stock index on Indonesia's monetary stability. This study uses quantitative analysis methods with multiple dummy variable regression. As a result, the number of pandemic cases and differences in policies had a significant effect on the stability of the rupiah. Simultaneously, the stability of the rupiah exchange rate is influenced by pandemic variables (cases, deaths, recovery and pandemic management policies, money supply (M1, M2), market operations (conventional and sharia), reference interest rates (BI-rate), inflation rate. foreign exchange reserves, financial stock index. These independent variables are correlated with the rupiah exchange rate with a correlation coefficient of R2 0.927073. The pandemic management policy, whatever its name, tends to weaken the rupiah exchange rate position. the exchange rate of the rupiah, meanwhile the formation of a task force had a lighter impact on pressing the rupiah compared to other policies.
Optimalidasi Investasi Dana Haji Era Pandemi Covid-19 Dedi Junaedi; Muhammad Rizal Arsyad; Siti Chaerijah Aurijah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 1 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (514.106 KB) | DOI: 10.47467/alkharaj.v3i1.150

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View MyStat This study aims to explore the optimal choice of Hajj financial investment through analysis of the relationship between the prospects for gold investment, Islamic stocks and rice agribusiness investment with the dynamics of exchange rates, inflation, BI-rate, pandemic cases and differences in policies in handling the Covid-19 pandemic. The method used is a mixed method between qualitative descriptions and quantitative analysis. The data used are primary and secondary data from January to August 2020. The analysis technique used is multiple regression with summy pandemic policy variables. The result: investing in gold, investing in Islamic stocks and investing in rice agribusiness can become priority options for Hajj financial investments. The prospect of investing in gold is quite bright and is not statistically significantly affected by exchange rate fluctuations, inflation, BI-rate and the case of a pandemic. Sharia stock investment (ISSI and JII indices) has good prospects even though it is influenced by the dynamics of exchange rates, inflation, BI-rate and the Covid pandemic. Likewise, the investment in rice agribusiness is considered prospective considering its greater impact on farmers and national food availability. The analysis shows that gold investment and rice agribusiness investment have a positive correlation and tend to strengthen each other.
Pemulihan Perekonomian Indonesia Melalui Digitalisasi UMKM Berbasis Syariah di Masa Pandemi Covid-19 Moh. Musfiq Arifqi; Dedi Junaedi
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 2 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (362.288 KB) | DOI: 10.47467/alkharaj.v3i2.311

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The Sharia MSME digitization activities are one of the alternatives for recovering Indonesian economy in Covid-19 pandemic. MSME is the community economic activities which are able to provide some opportunities to overcome the community economy. Currently, the MSME activities in Indonesia, which are predominantly by Muslim community, are faced with technological developments in increasing the productivity of their businesses. This requires a lot of strategies and innovations to rise these activities. Library research approach is used by researchers to examine in depth through searches on sources, exactly books, journals, news or other works that are considered. So this research is including to descriptive qualitative research. The results showed that digitizing sharia MSME was one of the efforts to increase the Indonesian economy in Covid-19 pandemic. The digitization of Islamic MSMEs has opportunities and challenges. The opportunity of this activities will be easier to appay it, both in production, distribution and consumption. The challenge is faced with the lack of human resources in accessing technology.
Perbandingan Program Zakat Produktif antara BAZNAS dan LAZISMU Kota Surakarta Lukmanul Hakim; Azhar Alam; M. Mus’ab At-Thariq; Dedi Junaedi; M. Rizal Arsyad
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 3 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (364.197 KB) | DOI: 10.47467/alkharaj.v4i1.348

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This study aims to compare the productive zakat program between Baznas Surakarta City and Lazismu Surakarta City and to study the disadvantages and advantages of these zakat institutions in distributing productive zakat. This research uses descriptive qualitative research methods. Sources of data obtained by in-depth interviews with representatives of zakat and mustahik institutions. Sources of data obtained through literature related to productive zakat. The results of this study indicate that Baznas and Lazismu Surakarta City have differences between the distribution of productive zakat; mustahik criteria; muzakki criteria; zakat fund collection; distribution of zakat funds: and assistance to mustahik. The types of assistance given to the mustahik are both in the form of business capital and means of production. The productive zakat program run by the two zakat institutions has been very effective in helping and increasing the income of the previous mustahik, and some mustahik have become hypocrites. The difference between the two zakat institutions is based on the background of the establishment and the Standard Operating Procedure (SOP) of zakat institutions, so that it becomes the hallmark of the two institutions in the practice of productive zakat funds to mustahik; become a reference for muzakki to distribute their zakat; and guide mustahiks to choose zakat institutions that are suitable for their business.
Implementasi Direct Marketing  pada Bank BPR Datagita Mustika   Wahida Mardhatillah; Dedi Junaedi; Evinovita Evinovita
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 4 No 1 (2022): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (462.862 KB) | DOI: 10.47467/alkharaj.v4i1.374

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This study aims to analyze the implementation, barriers and direct marketing solutions at PT. BPR Datagita Mustika. The method used is descriptive qualitative analysis with an interview approach and a saturated sample survey. The results showed that there were five media for direct marketing activities that were actively carried out by BPR Datagita Mustika, namely catalog media, online channels such as Instagram and Whatsapp, kiosk/office marketing, telemarketing, and face-to-face sales/offers, while the less active was direct post marketing ( direct mail). Marketing through television and online marketing on website and social media has not been done. BPR Datagita Mustika can defend itself and develop because it is able to capture and process business and social phenomena around it. Furthermore, the company has efforts in the field of marketing, namely marketing communications that are more focused on direct marketing elements. Barriers faced by BPR Datagita Mustika related to the implementation of direct marketing on the face-to-face sales dimension, namely the lack of employee skills so that they must be given training and motivation, catalog marketing is constrained by high costs so that an electronic catalog needs to be made to be more efficient and effective. Telemarketing marketing is constrained by an unstable network so that it is more careful in choosing and adapting to the development of e-business technology.
Komunitas Pengusaha Muslim : Pengaruh Motivasi Berwirausaha, Dukungan Finansial dan Peluang Pasar terhadap Niat Berwirausaha Harridhi Mukminin 'Azmi; Sri Herianingrum; Dedi Junaedi; Muhammad Rizal Arsyad; Faisal Salistia
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 4 No 5 (2022): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (857.798 KB) | DOI: 10.47467/alkharaj.v4i5.823

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Penelitian ini bertujuan untuk menganalisis pengaruh motivasi kewirausahaan, dukungan finansial dan ketersediaan pasar terhadap niat berwirausaha. Penelitian ini penting dilakukan karena jumlah pengusaha di Indonesia jauh lebih sedikit dibandingkan dengan negara tetangga, seperti Singapura 7 persen, Malaysia 6 persen dan Thailand 5 persen serta mengetahui hubungan motivasi kewirausahaan, dukungan finansial dan ketersediaan pasar terhadap sikap kewirausahaan pengusaha-pengusaha muslim yang tergabung dalam komunitas Forum Bisnis Gontor. Metode penelitian menggunakan pendekatan kuantitatif dengan data sekunder dan primer. Data sekunder diperoleh dari dari literatur berupa buku dan jurnal yang berkaitan dengan penelitian, sedangkan data primer diperoleh dari dengan menyebarkan kuesioner secara online. Teknik pengumpulan data menggunakan purposive sampling, sedangkan teknik analisa data menggunakan Structural Equation Modeling-Partial Least Square (SEM-PLS). Adapun variabel yang digunakan dalam penelitian ini yaitu motivasi kewirausahaan, dukungan finansial dan ketersediaan pasar, sikap berwirausaha dan niat berwirausaha. Hasil penelitian menunjukkan bahwa motivasi berwirausaha berpengaruh positif terhadap sikap berwirausaha, motivasi berwirausaha tidak berpengaruh terhadap niat berwirausaha, dukungan finansial tidak berpengaruh terhadap sikap berwirausaha, sikap berwirausaha berpengaruh positif terhadap niat berwirausaha, peluang pasar tidak berpengaruh terhadap sikap berwirausaha dan peluang pasar tidak berpengaruh terhadap niat berwirausaha. Temuan penelitian ini memberikan bukti bahwa motivasi berwirausaha memberikan dampak terhadap sikap para pengusaha muslim dalam berwirausaha.
Relasi Tasawuf dengan Pendidikan Karakter Dedi Junaedi; Norcahyono Norcahyono
Al-Liqo: Jurnal Pendidikan Islam Vol. 5 No. 02 (2020): Al-Liqo: Jurnal Pendidikan Islam
Publisher : Program Studi Pendidikan Agama Islam STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/alliqo.v5i02.242

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Sufism means reviving the relationship between man and Allah SWT. Awareness of the sense of connection with Allah SWT will place a person to pleasure and mahabbah and ma'rifat, then he will not be disturbed by the changes of time during his life because the center of attention is no longer on those who change, but on those who remain unchanged, that is Allah SWT. Humans in this life need education as a means of communication with those in need. So, in this case, religious education is a very fundamental foundation in achieving the goals both ethically and aesthetically. Takhalli is a way of purifying oneself from reprehensible traits, such as jealousy or envy, suudzan, kibir, ujub, ria, suma ', bakhul, hubbul mal, tafahur, ghadab, ghibah, namimah, kizib, treachery. Then Tahalli by filling himself with praiseworthy attributes such as repentance, khauf, sincerity, gratitude, asceticism, patience, ridha, tawakal, mahabbah, zikrul maut, and getting closer to Allah SWT with four levels of perfection of Islam among them is the first Shari'ah, the second tariqat, the third fact, the fourth ma'rifat. This study discussed what is Sufism and education, how is the relationship between Sufism and education.