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All Journal Studia Economica: Jurnal Ekonomi Islam Economica: Jurnal Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Jurnal Hukum Ekonomi Syariah Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Al-bank: Journal of Islamic Banking and Finance International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) Al-Hisbah Jurnal Ekonomi Syariah Al-bank: Journal of Islamic Banking and Finance
Rizal Fahlefi
Universitas Islam Negeri Mahmud Yunus Batusangkar
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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Analisis Penyebab Pengusaha Peron Kelapa Sawit Tidak Membayar Zakat Di Kecamatan Tigo Nagari Kabupaten Pasaman Perspektif Ekonomi Islam Asrul Gustomi; Rizal Fahlefi; Nil Firdaus
Al-Hisbah Jurnal Ekonomi Syariah Vol 5 No 2 (2025): Jurnal Alhisbah
Publisher : Institute Agama Islam Tafaqquh Fiddin Dumai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57113/his.v5i2.473

Abstract

This study aims to analyze the factors causing palm oil platform entrepreneurs not to pay zakat from an Islamic economic perspective, analyze the obstacles and challenges of palm oil platform entrepreneurs in paying zakat and to describe how religious leaders socialize the importance of paying zakat in palm oil platform businesses. This study was conducted on Palm Oil Platform entrepreneurs in Tigo Nagari District, Pasaman Regency. This type of research is field research with a qualitative approach. Data sources in this study are primary data sources and secondary data sources. The techniques used in data collection are observation, interviews and documentation. The techniques for analyzing data in this study are data reduction, data presentation and conclusions. The techniques for guaranteeing the validity of data in this study are source triangulation and time triangulation. The results of this study reveal that the factors causing palm oil platform entrepreneurs in Tigo Nagari District, Pasaman Regency not to pay zakat are understanding, low trust in amil zakat, excessive lifestyle, religiosity, social environment and the absence of sanctions by the government. Obstacles and challenges in the palm oil platform business are caused by unstable palm oil harvests and price fluctuations, difficulties in financial record-keeping, and high competition among platform owners. Religious leaders have been promoting the importance of paying zakat for palm oil platform businesses by visiting the homes of platform owners and holding lectures and religious studies.
Energy Waqf and the Environmental Crisis: Advancing Islamic Philanthropy for Sustainability Mohammad Aliman Shahmi; Muhammad Deni Putra; Rizal Fahlefi; Lidyana Arifah; Muhammad Mansur
Economica: Jurnal Ekonomi Islam Vol. 16 No. 1 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2025.16.1.23549

Abstract

This study examines energy waqf as an innovative Islamic philanthropic approach to addressing the growing environmental crisis. Using a literature review methodology, the research explores how religious beliefs, cultural values, and institutional trust influence community acceptance and participation in energy waqf initiatives. The findings reveal that strong religious commitment and cultural norms significantly motivate individuals to engage in such projects, which are widely perceived as acts of environmental stewardship and community service. Additional drivers of participation include emotional and psychological factors, awareness of waqf benefits, and confidence in the credibility of managing institutions. The study highlights the importance of public education and transparent governance in strengthening community involvement and ensuring the sustainability of energy waqf programs. These insights offer valuable guidance for policymakers, religious leaders, and development practitioners aiming to promote climate action through Islamic social finance. Energy waqf emerges not only as a philanthropic tool rooted in Islamic principles but also as a viable strategy for advancing renewable energy adoption and fostering environmentally conscious communities.
RESEARCH TRENDS ON SCARCITY IN ISLAMIC ECONOMICS: A BIBLIOMETRIC STUDY AND SYSTEMATIC LITERATURE REVIEW FOR THE PERIOD 2015–2025 Asri Tesi Ramadhani; Gilang Ahdi Ramadhan; Rifki Ramadhan; Rizal Fahlefi
Ad Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 10 No 02 (2026): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v10i02.10421

Abstract

Background: Scarcity ranks among the most foundational concepts in economic thought, yet its meaning is far from settled. Islamic economics offers a contrasting view: rather than treating scarcity as a fixed feature of the human condition, it understands scarcity as a social pathology a consequence of distributional breakdown and morally deviant conduct. Purpose: This study traces the development of scarcity research within Islamic economics across the period 2015 to 2025. Methods: The study combines bibliometric analysis with a systematic literature review (SLR). Following PRISMA procedures, 57 articles were drawn from Scopus, DOAJ, Google Scholar, Dimensions, and SINTA Indonesia; of these, 30 were selected for in depth SLR examination. Results: Publication output rose markedly from 2020 onward, reaching its peak in 2022–2023. Keyword co occurrence analysis reveals five thematic clusters: (1) conceptual normative scarcity, (2) ihtikar and monopoly, (3) distribution and social justice, (4) consumption behaviour and panic buying, and (5) supply chains and geopolitics. Indonesia accounts for the largest share with 39 articles (68.4%), though its international collaboration rate stands at 18% (7 of its 39 articles involve cross border co authorship); across the full corpus of 57 articles, international co authorship accounts for 12%. Conclusions: Three research gaps stand out most urgently: the scarcity of quantitative empirical work, inadequate examination of how hisbah operates within contemporary regulatory settings, and the near absence of systematic cross regional research collaboration.
Analisis Konsep Uang Menurut Ulama Salaf Dan Khalaf Serta Implikasinya Dalam Perbankan Syariah Rizal Fahlefi; Alimin Alimin; Rivian Anda Sari; Widi Nopiardo
Al-bank: Journal of Islamic Banking and Finance Vol. 3 No. 2 (2023): July - Desember 2023
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v3i2.9758

Abstract

Penelitian ini bertujuan untuk menganalisis tentang konsep uang dalam Islam menurut ulama salaf dan khalaf serta implikasinya dalam dunia perbankan syariah. Penelitian ini menggunakan metode penelitian studi pustaka dimana peneliti berupaya menggali dan menemukan konsep yang diteliti melalui penelusuran berbagai sumber-sumber kepustakaan yang relevan. Hasil penelitian menunjukkan bahwa para ulama, baik dari kalangan Salaf maupun Khalaf, berbeda pendapat mengenai penggunaan emas dan perak sebagai mata uang, pendapat pertama menyatakan mata uang hanya terbatas pada emas dan perak sedangkan pendapat kedua menyatakan sebaliknya bahwa boleh juga dalam bentuk lain. Pencetakan uang kertas secara berlebihan akan mempengaruhi kestabilan nilai mata uang. Sistem penganggaran dalam Islam sebenarnya tidak memerlukan untuk berutang atau mencetak uang lebih banyak guna membiayai defisit, namun jika terdapat kondisi yang mengharuskan mencetak uang baru maka hak prerogatif pemerintah tersebut harus tunduk pada batasan untuk menjaga keseimbangan antara mencetak uang dan menjaga inflasi dalam 'batas yang wajar'. Oleh karena itu, perbankan syariah komersial merupakan perpanjangan tangan dari bank sentral untuk menstabilkan nilai mata uang dengan cara-cara yang Islami pula
Saving Dan Investasi Dalam Produk Mudharabah Pada Lembaga Keuangan Syariah Analisis Komparatif Dengan Produk Konvensional Santi Yulia Kasih; Rizal Fahlefi
Al-bank: Journal of Islamic Banking and Finance Vol. 4 No. 2 (2024): July - Desember 2024
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v4i2.13179

Abstract

This research aims to determine the application of saving and investment inIslamic financial institutions and their comparison with conventional institutions. The method used in this research is qualitative research with an in-depth interview approach. In-depth interview approach. The results showed that saving products at LKS. LKS offers mudharabah savings, wadiah savings, and sharia current accounts with profits for customers calculated based on the profit-sharing ratio proportionally from the profit-sharing ratio. proportionally from bank's operating profit in accordance with the initial agreement. While in LKK the products offered are products offered are savings, deposits, and current accounts with benefits for customers calculated based on the interest rate determined by the bank. Investment products at LKS offer suku', shares, and musyarakah with profits derived from profit sharing, company profits and asset rents. asset rent. Investment products in LKK offer mutual funds, stocks, and bonds with customer profits derived from rising asset prices, dividends and interest. 
Perbandingan Konsep Sistem Lembaga Keuangan Sosial Syariah : Bank Wakaf Mikro, Baznas Microfinance Desa, dan Bank Infak Alimin Alimin; Rizal Fahlefi; Husni Shabri; Zulkifli Zulkifli
Al-bank: Journal of Islamic Banking and Finance Vol. 5 No. 1 (2025): January - June 2025
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v5i1.14756

Abstract

This research aims to analyze the comparison of the concept of the operational system of Islamic Social Financial Institutions such as the Micro Waqf Bank, Baznas Microfinance Village, and Infak Bank. The research method uses qualitative Conceptual Comparison Method. Data collection techniques using interviews and documentation. The results showed that the system concepts of three Indonesian Islamic social financial institutions are purely social from the aspects of status as a social institution, funding, financing, and distribution, and have many operational system similarities. However, there are differences in the sources of capital in the form of alms, zakat, waqf, general donations, and CSR which have become the responsibility of the company. In terms of type, the three institutions are classified as ethical banks or non-bank Islamic ethical financial institutions because they emphasize the purpose of their activities on outcomes and impact rather than profit at all. In terms of the cash waqf theory of capital resilience, the three institutions are less efficient from the aspect of business sustainability, because the amount is at risk of decreasing and will always depend on donations, where the funds are channeled to poor businesses that are at risk of inability to repay loans. The researcher recommends a commercial social financial institution model that is commercial in seeking profit, but social in profit distribution
Pengaruh Kompetensi dan Persepsi Mahasiswa Terhadap Fresh Graduate Syndrom Untuk Bekerja di Perbankan Syariah Nita Fitria; Widia Lestari; Husni Shabri; Rizal Fahlefi
Al-bank: Journal of Islamic Banking and Finance Vol. 5 No. 2 (2025): July - Desember 2025
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v5i2.15097

Abstract

This research aims to determine the influence of competence and perception on fresh graduate syndrome working in sharia banking for students of the Sharia Banking Study Program at UIN Mahmud Yunus Batusangkar. The type of research used is quantitative research with data collection techniques using questionnaires. The results of this research show that the competency of sharia banking alumni influences fresh graduate syndrome working in sharia banking. Students need to develop various relevant competencies during the study period to minimize the impact of the syndrome of working in sharia banking. Competencies that new graduates must have include mastery of sharia banking knowledge, technical banking skills, financial analysis skills. Apart from increasing competence, forming a positive perception of the sharia banking industry also plays an important role in preparing students to face the world of work. Simultaneously, the competence and perception of Islamic banking alumni at the State Islamic University Mahmud Yunus Batusangkar influence the fresh graduate syndrome working in sharia banking. By combining competency development and forming positive perceptions, students will be ready to face the challenges of the world of work and can reduce the risk of fresh graduate syndrome and increase opportunities for career success in the sharia banking industry
Urgensi Sumber Daya Alam dalam Perspektif Ekonomi Islam Lara Aziza Putri; Rizal Fahlefi; Erliati Siregar
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 3 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i3.26641

Abstract

Penelitian ini bertujuan untuk mengkaji urgensi sumber daya alam (SDA) dalam perspektif ekonomi Islam melalui pendekatan deskriptif-analitis dan metode kualitatif. Data dikumpulkan melalui studi kepustakaan dari literatur-literatur yang relevan, kemudian dianalisis secara deduktif dan induktif untuk merumuskan konsep-konsep utama pengelolaan SDA dalam kerangka ekonomi Islam. Hasil penelitian menunjukkan bahwa dalam ekonomi Islam, sumber daya alam bukan sekadar aset ekonomi, tetapi merupakan amanah yang harus dikelola secara adil, berkelanjutan, dan berorientasi pada kemaslahatan umat. Pembahasan menekankan bahwa prinsip kepemilikan dalam Islam bersifat terbatas dan kolektif; oleh karena itu, eksploitasi SDA harus memperhatikan nilai keadilan sosial, perlindungan lingkungan, dan keseimbangan antar-generasi. Prinsip maqashid syariah menjadi dasar penting dalam pengelolaan SDA untuk menjamin keberlangsungan hidup manusia dan ekosistem. Penelitian ini memperkuat kajian-kajian sebelumnya bahwa paradigma ekonomi Islam menawarkan alternatif etis dan berkeadilan dalam pengelolaan sumber daya alam di tengah krisis ekologi dan ketimpangan distribusi.
Co-Authors Abhanda Amra Ahmad Lutfi Alimin Alimin Alimin Asri Tesi Ramadhani Asrul Gustomi Azifa Hidayati Desmadi Saharuddin Desmadi Saharudin Ega Saputra Erliati Siregar Fandi Ahmad Marlion Gilang Ahdi Ramadhan HUSNI SHABRI Irwan Irwan Jimmi Saputra Lara Aziza Putri Lidyana Arifah MOHAMMAD ALIMAN SHAHMI Muhammad Deni Putra Muhammad Mansur Nil Firdaus Nita Fitria Rifki Ramadhan Rivian Anda Sari Santi Yulia Kasih Widi Nopiardo Widia Lestari Yogi Saputra Zulkifli Zulkifli