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All Journal Community Engagement and Emergence Journal (CEEJ) Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Jurmas Azam Insan Cendikia Jurnal Ekonomi, Manajemen Bisnis, Syariah dan Teknologi Community Service Journal Of Economic Education BATIK: Jurnal Pengembangan dan Pengabdian Masyarakat Multikultural Research in Accounting Journal Hawa : Jurnal Pemberdayaan Dan Pengabdian Masyarakat (HAWAJPPM) Secretary Administration Journal Al-Manar Journal of Accountancy and Business Studies Al-Manar Journal of Economic and Social Studies
Nirmala, Ade Ria
Universitas Islam Negeri Sultan Syarif Kasim Riau
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Law, Crime, Criminology & Criminal Justice Library & Information Science Medicine & Pharmacology Social Sciences Other

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Ketahanan Diri Pengusaha Pada Sektor Usaha Penginapan Wina Diana Sari; Erika Desvianti; Ade Ria Nirmala; Umi Rachmah Damayanti; Ratna Nurani
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 3 No. 6 (2022): MSEJ : Management Studies and Entrepreneurship Journal
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v3i6.1330

Abstract

Ketahanan diri entrpereneur sangat penting untuk keberlangsungan suatu usaha, termasuk pada bidang usaha penginapan yang berlokasi di sekitar universitas. Sebelumnya, sektor ini merupakan bisnis yang menguntungkan, namun di masa pandemi mengalami tantangan yang sangat besar karena regulasi pembelajaran daring. Pengusaha berada di bawah tekanan berat dan periode pasca pandemi tidak kalah kritisnya dalam menghidupkan kembali semangat bisnis. Kajian ini bertujuan untuk melihat dinamika yang terjadi dalam resiliensi yang dialami pengusaha dalam menghadapi perubahan pasar. Selain itu, bertujuan untuk mengidentifikasi dampak ketahanan wirausaha terhadap keberhasilan kebangkitan bisnis. Peneliti menggunakan metode kualitatif melalui wawancara semi terstruktur yang dilaksanakan dengan analisis tematik. Subyek diperoleh secara purposive dengan 11 responden melalui wawancara mendalam yang menjalankan usaha kost minimal 3 tahun di dekat salah satu perguruan tinggi di Indonesia yang terdampak pandemi. Pengumpulan data dilakukan secara acak dari bulan Februari hingga Maret 2022. Studi ini menemukan bahwa ketahanan diri berdampak besar terhadap ketahanan bisnis. Tema-tema yang muncul: (1) Bisnis rumah kos sangat dipengaruhi oleh kebijakan pemerintah dan universitas. (2) Wirausaha mengambil langkah strategis dalam menghadapi perubahan. (3) Aspek-aspek ketahanan kewirausahaan yang dapat mendorong keberhasilan usaha: ketenangan, ketekunan, pengaruh, kemandirian, inisiatif, dan kreativitas. Ringkasnya, ketahanan pengusaha tentunya akan berdampak positif bagi ketahanan bisnis di masa krisis dan pertumbuhan ketika semua aspek terpenuhi, dan pengusaha dapat menentukan langkah yang tepat sebagai strategi yang digunakan. Kata Kunci: Entrepreneur, Resiliensi Diri, Psikologi, Usaha Kost
Literasi Sistem Pembayaran Quick Response Code Indonesian Standard (QRIS) pada Siswa Sekolah Menengah Atas di Pekanbaru Umi Rachmah Damayanti; Ade Ria Nirmala; Ratna Nurani; Chelly Natalia Kuswara
Jurnal Pengembangan dan Pengabdian Masyarakat Multikultural Vol 1 No 1: BATIK April 2023
Publisher : Institut Riset dan Publikasi Indonesia (IRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57152/batik.v1i1.703

Abstract

Quick Response Code Indonesia Standard (QRIS) stands for QR Code Indonesia Standard, QRIS is the first step of the digital transformation of the Indonesian Payment System (SPI), which is believed to support the acceleration of economic development and digital finance in Indonesia. Bank Indonesia made QRIS easier for people to make non-cash payment transactions. Applying QRIS to the people of Indonesia will take a long time, especially in remote areas or small cities. This is because the level of digital financial literacy in Indonesia, especially in regions or small cities, is still shallow. Therefore, it takes constant education and socialization at various levels of Indonesian society so that QRIS can run optimally. High school students are a group of people who are very digitally active. Almost all activities, whether school, community, or consumption, are internet-based. Considering these conditions, it is necessary to conduct socialization activities using QRIS for high school students to manage personal finances, especially in decisions regarding consumption, savings, and investment activities. The community group targeted as a strategic target group is high school students. The consideration for this target group is that high school students are a group of people who are very active in using gadgets and the internet. Almost all activities of these high school students are carried out digitally.
FINANCIAL LITERACY AMONG MILLENNIALS AND ITS RELATIONSHIP WITH FINANCIAL KNOWLEDGE, SKILLS, ATTITUDES AND BEHAVIORS Damayanti, Umi Rachmah; Nirmala, Ade Ria; Nurani, Ratna
Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Vol 6, No 2 (2024): Jurnal Ilmu Akuntansi dan Bisnis Syariah
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/aksy.v6i2.35138

Abstract

This research aims to determine the level of financial literacy among the millennial generation in Pekanbaru City and understand the influence of financial knowledge, attitudes, and skills on financial behavior. The practical implications of this research are significant, as it can provide insights into how financial literacy can be improved among millennials. This research uses multiple linear regression analysis by conducting reliability and validity tests, classical assumption tests, and hypothesis tests. This type of research is quantitative descriptive research with a sample size of 100 respondents from the millennial generation in Pekanbaru City who have met the sample criteria. The research findings show that financial knowledge, attitudes, and skills positively and significantly affect financial behavior among the millennial generation in Pekanbaru. The coefficient of determination (R2) with an adjusted R square value of 0.876 or 87.6% shows that financial knowledge, attitudes, and skills influence 87.2% of financial behavior. In comparison, the remaining 12.4% is influenced by other variables not used in this research. Therefore, it is hoped that the millennial generation can implement their financial behavior well, not just following trends but considering the benefits they get from every financial decision. It is hoped that the government can also provide education regarding financial management behavior through advertising, social media, or outreach to the public, fostering a hopeful and optimistic future.
DISPLACED COMMERCIAL RISK AND ITS EFFECT ON ISLAMIC BANK CUSTOMER LOYALTY: AN ANALYSIS OF SUPPORTING FACTORS Damayanti, Umi Rachmah; Nirmala, Ade Ria; Nurani, Ratna
Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Vol 6, No 1 (2024): Jurnal Ilmu Akuntansi dan Bisnis Syariah
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/aksy.v6i1.31558

Abstract

The purpose of this study is to determine what factors encourage the emergence of Displaced Commercial Risk in Islamic banks and their effect on the loyalty of Islamic bank customers. Displaced Commercial Risk is a risk that occurs due to changes in the level of returns provided by banks to customers, resulting in indications that customers move some of their funds from Islamic banks to conventional banks. This study uses multiple linear regression analysis, by conducting reliability and validity tests, classical assumption tests and hypothesis testing. The sample of this research is Islamic Bank customers who have met the sample determination criteria of 150 respondents. The results showed that there are three factors driving the emergence of Displaced Commercial Risk in Islamic banks, namely the Return Rate, Islamic Bank Operations and Return Expectations. Of the three factors, the Expectation of Yield factor does not have a significant effect on the loyalty of Islamic Bank customers.
THE APPLICATION IMPACT OF WORKPLACE SPIRITUALITY TOWARDS SUSTAINABILITY Nirmala, Ade Ria; Damayanti, Umi Rachmah; Nuran, Ratna
SECAD Vol 3 No 1 (2023): JURNAL SECAD
Publisher : SECAD

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Abstract

Penelitian ini bertujuan untuk menganalisis The Application Impact of Workplace Spirituality Towards Sustainability. Metode penelitian konseptual model yang menggambarkan spiritualitas di tempat kerja secara simultan mampu mengubah organisasi menuju keberlanjutan. Hasil penelitian menunjukkan pemilik organisasi dan karyawan secara bersama harus mampu menciptakan tempat kerja yang sesuai dengan harapan. Gaji dan fasilitas tidak menjadikan karyawan memiliki etos kerja yang baik tapi dibutuhkan keseimbangan dalam hidup manusia secara fisik dan rohani. Spiritualiats di tempat kerja ternyata mampu memberi jawaban atas kebutuhan akan keseimbangan hidup tersebut. Terciptanya spiritualitas di tempat kerja mendorong karyawan menjadi lebih beretika dalam bekerja dengan secara sadar memahami hal yang benar dan salah. Spiritualitas di tempat kerja diharapkan dapat mewujudkan tujuan organisasi menjadi organisasi yang berkelanjutan. Organisasi yang tetap menjaga keseimbangan antara kesehatan organisasi itu sendiri dan kesehatan lingkungan alam di sekitarnya.
Kesejahteraan dan Semangat Kerja: Kajian Kompensasi dan Motivasi pada Paramedis Honorer Amiroh Ulfa; Ade Ria Nirmala
Al-Manar Journal of Accountancy and Business Studies Vol. 2 No. 1 (2025): Al-manar Journal of Accountancy and Business Studies
Publisher : Yayasan Almanar Pujud

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Abstract

This study aims to analyze the effect of compensation and motivation on job satisfaction of honorary paramedics at Bhayangkara Hospital Class III Pekanbaru. The phenomenon of job dissatisfaction among honorary workers, especially those related to limited compensation and low work motivation, is an important background in this study. This study uses a quantitative approach with a survey method, where the entire population of 86 people is sampled through a total sampling technique. Data collection was carried out through a closed questionnaire with a Likert scale, and data analysis was carried out using multiple linear regression with the help of SPSS software version 25. The results of the study indicate that both compensation and motivation partially and simultaneously have a positive and significant effect on job satisfaction of honorary paramedics. The partial test shows a significance value below 0.05 for both variables, while the simultaneous test (F-test) shows that compensation and motivation together affect job satisfaction by 57.7% (R2 = 0.577), the rest is influenced by other factors outside this study. These findings emphasize the importance of improving the compensation system and strengthening work motivation to improve job satisfaction and the quality of hospital health services.
Pengaruh Workplace Sprituality dan Budaya Organisasi Terhadap Work Engagement pada UPT Balai Monitor Spektrum Frekuensi Radio Kelas I Pekanbaru Amanda Putri; Ade Ria Nirmala
Al-Manar Journal of Accountancy and Business Studies Vol. 2 No. 2 (2025): Al-manar Journal of Accountancy and Business Studies
Publisher : Yayasan Almanar Pujud

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Abstract

UPT Pekanbaru Class I Radio Frequency Spectrum Monitoring Center is a technical implementation unit under the Directorate General of SDPPI which is tasked with monitoring and controlling frequencies in the Riau region. This research aims to analyze the influence of workplace spirituality and organizational culture on work engagement. The method used is quantitative with a survey approach, using a questionnaire distributed to 47 employees using a purposive sampling technique. Data were analyzed using SPSS. The research results show that Workplace Spirituality has a significant effect on Work Engagement, while organizational culture does not have a significant effect on Work Engagement. Simultaneously, these two independent variables influence work engagement. These findings emphasize the importance of paying attention to organizational culture and the potential impact of Workplace Spirituality conflict in relation to employee work engagement.
Pengaruh Organizational Change Capability Terhadap Kinerja PT. Permodalan Ekonomi Rakyat Provinsi Riau Putri Anggela Rosadi; Ade Ria Nirmala
Al-Manar Journal of Economic and Social Studies Vol. 1 No. 1 (2024): Al-manar Journal of Economic and Social Studies
Publisher : Yayasan Almanar Pujud

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Abstract

  This study aims to determine the effect of the Organizational Change Capability dimension which has the variables Learning Capability, Process Capability and Context Capability on performance at PT. Permodalan Ekonomi Rakyat Provinsi Riau in Pekanbaru city. This type of research is quantitative descriptive research with a sample of 87 respondents who are all employees of PT. Permodalan Ekonomi Rakyat Provinsi Riau in Pekanbaru city who have met the sample criteria. The results of this study indicate that partially Process Capability and Context Capability have a positive and significant effect on the performance of PT. Permodalan Ekonomi Rakyat Provinsi Riau in Pekanbaru city. The Determination Coefficient (R2) with an adjusted R square value of 0.565 or 56.5% indicates that learning capability, process capability, and context capability have an effect of 56.5% on employee performance, while the remaining 43.5% is influenced by other variables not used in this study.
Mendorong Ambidexterity dalam Jejaring Kebijakan untuk Inovasi UKM di Pekanbaru Ade Ria Nirmala
Al-Manar Journal of Economic and Social Studies Vol. 2 No. 1 (2025): Al-manar Journal of Economic and Social Studies
Publisher : Yayasan Almanar Pujud

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Abstract

SMEs are the main drivers of the local economy in Indonesia. However, limited resources and innovation capacity make it difficult for SMEs to develop in the era of disruption. The concept of ambidexterity—an organization's ability to balance exploration and exploitation—can be a strategic framework in public policy networks to encourage SME innovation. This study aims to conduct a systematic review of the ambidexterity literature in the context of policy networks and its relevance to strengthening SMEs in Pekanbaru. Using the systematic literature review (SLR) method, this article examines more than 50 recent scientific publications to formulate conceptual and practical implications. The results of the study reveal the importance of local institutional capacity, participatory leadership, and actor diversity as drivers of ambidexterity. This article concludes that collaborative network-based policies need to be designed by considering the balance of short-term and long-term strategies to strengthen SME competitiveness at the local level.
Pengaruh Work-Family Conflict dan Motivasi Kerja Terhadap Komitmen Organisasi pada UPT Balai Monitor Spektrum Frekuensi Radio Kelas I Pekanbaru Sephia Prihatin Sisi Wulandari; Ade Ria Nirmala
Al-Manar Journal of Economic and Social Studies Vol. 2 No. 2 (2025): Al-manar Journal of Economic and Social Studies
Publisher : Yayasan Almanar Pujud

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Abstract

UPT Balai Monitor Pekanbaru Class I Radio Frequency Spectrum is a technical implementing unit under the Directorate General of Resources and Equipment of Post and Information Technology (Ditjen SDPPI), responsible for monitoring and controlling radio frequencies in the Riau region. This study aims to analyze the influence of work-family conflict and work motivation on organizational commitment. The research employed a quantitative method with a survey approach, using questionnaires distributed to 35 out of 47 employees through purposive sampling. The data were analyzed using SPSS. The results indicate that work-family conflict does not have a significant partial effect on organizational commitment, while work motivation has a significant effect. Simultaneously, both independent variables influence organizational commitment. These findings underscore the importance of addressing employee motivation and considering the potential impact of work-family conflict on organizational commitment.
Co-Authors Amanda Putri Amiroh Ulfa Chelly Natalia Kuswara Damayanti, Umi Rachmah Dedy Gunawan Desi Fitria Endrianto Ustha Erika Desvianti Hesty Hesty Wulandari Ibrahim Musa M. Sabri Nuran, Ratna Nurani, Ratna Putri Anggela Rosadi Ratna Nuraini Ratna Nurani Ratna Nurani Ratna Nurani Ratna Nurani Ratna Reza Yuliana Sephia Prihatin Sisi Wulandari Siti Intan Nurdiana Wong Abdullah Ustha, Endrianto Wina Diana Sari