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All Journal Jurnal Pendidikan Transformatif Sepakat : Sesi Pengabdian Kepada Masyarakat Al'Adalah Jurnal Hukum Keluarga Islam Journal of Multidisciplinary Inquiry in Science, Technology and Educational Research Al-Fadilah: Islamic Economics Journal Regulate: Jurnal Ilmu Pendidikan, Hukum dan Bisnis CITAKARYA Jurnal Pengabdian Masyarakat
Sholehuddin
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : Al-Fadilah: Islamic Economics Journal

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Operational Management of Islamic Financial Institutions Sholehuddin
Al-Fadilah: Islamic Economics Journal Vol. 3 No. 1 (2025): Potential and Innovation in Islamic Economic
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/fadilah.v3i1.33

Abstract

Islamic Financial Institutions (IFIs) are financial entities that operate based on sharia principles such as; prohibition of usury, maysir and gharar. This article describes the basic concepts, objectives, operational systems of service delivery, risk management, and fund collection and distribution systems used by IFIs. This study uses a descriptive approach with qualitative analysis methods to obtain patterns and themes in the operational management practices of IFIs. The results show that Islamic financial institutions have unique characteristics that distinguish them from conventional financial institutions with implications for the application of sharia principles to maintain public trust and promote financial inclusiveness and take a different risk management approach. Recommendations for improving operational efficiency through technology adoption reflect IFIs' commitment to facing challenges and taking advantage of future growth opportunities. This study contributes to a deeper understanding of how IFIs manage their operations effectively, maintain integrity and support inclusive economic growth in Indonesia.
Co-Authors Afandi, Nihro Afif Amrullah, Afif Dwi Handayani, Oktarina Islam, Rosikhul Kartika Sari, Pratiwi Kholid MISNANTO Moh. Sueb Mufaizah Muniarti, Dwi Nurullah, Aris Pratiwi Kartika Sari Rosul Latifah, Sunarti Sarli Amri TP Sri Imawati Sularno Yuliastutik