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All Journal Laa Maisyir Jurnal Ekonomi Islam Jurnal Al-Qardh Ikonomika : Jurnal Ekonomi dan Bisnis Islam Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Inovasi Ekonomi Enrichment : Journal of Management El-Iqtishod: Jurnal Ekonomi Syariah Poros Onim Oikonomika: Jurnal Kajian Ekonomi dan Keuangan Syariah El Mudhorib Jurnal Kajian Ekonomi dan Perbankan Syariah Filantropi: Jurnal Manajemen Zakat dan Wakaf Cross-border Jurnal Penelitian Mahasiswa Ilmu Sosial, Ekonomi, dan Bisnis Islam (SOSEBI) Communicative : Jurnal Komunikasi dan Penyiaran Islam

Abd. Karman

Dosen Fakultas Ekononomi Dan Bisnis Islam, IAIN Fattahul Muluk Papua

Author-ID : 6923399

Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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KEPUTUSAN INVESTASI SAHAM DENGAN MENGGUNAKAN ANALISIS FUNDAMENTAL MELALUI PENDEKATAN PRICE EARNING RATIO (Perusahaan Terdaftar dalam Jakarta Islamic Index 2017-2018) Abd Karman; Citra Meilana Rina Jayanti; M Anang Firdaus
El-Iqtishod: Jurnal Ekonomi Syariah Vol 6 No 1 (2022): Jurnal Ekonomi Syariah EL-IQTISHOD
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar

Setiap investor perlu melakukan penilaian terhadap saham perusahaan yang akan ia beli untuk mencapai keuntungan dan menghindari kerugian di masa yang akan datang, salah satu caranya adalah dengan menganalisis melalui kondisi perusahaan. Dalam penelitian ini lebih mengacu pada analisis penilaian internal perusahaan yang sering disebut dengan analisis fundamental. Hal tersebut juga sesuai dengan rumusan dan tujuan dari penelitian ini yaitu untuk mengetahui gambaran kinerja keuangan perusahaan dan mengetahui kewajaran saham melalui pendekatan price earning ratio. Dalam penelitian ini peneliti memilih sampel penelitian pada perusahaan yang terdaftar di Jakarta Islamic Index pada tahun 2017-2018 dengan metode purposive sampling. dari populasi 39 perusahaan diambil lima sampel perusahaan yaitu PT. Adaro Energy Tbk (ADRO), PT. AKR Comporindo,Tbk (AKRA), PT. Astra Internasional, Tbk (ASII), PT. United Tractors, Tbk (UNTR), PT. Unilever Indonesia, Tbk (UNVR). Adapun metode dalam melakukan analisis perusahaan menggunakan metode pendekatan Price Earning Ratio. Sumber data yang digunakan adalah data sekunder, yaitu data yang telah dikumpulkan dan dipublikasikan oleh lembaga sehingga dapat diakses oleh masyarakat. Hasil dari penelitian menggunakan analisis fundamental dengan pendekatan price earning ratio menunjukkan bahwa saham pada lima perusahaan yang dijadikan sampel penelitian berada dalam kondisi Correctly Valued, yaitu nilai intrinsik saham sama dengan harga pasarnya atau mengalami kestabilan harga sehingga investor dapat menahan saham tersebut.

Optimizing purchasing decisions through marketing strategies: Case studies in housing property Abimanyu Tuwuh Sembhodo; Adya Hermawati; Abd Karman; Jana Siti Nor Khasanah; Endang Fatmawati
Jurnal Inovasi Ekonomi Vol. 7 No. 01 (2022): April
Publisher : Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jiko.v7i01.21071

This study aims to investigate the influence of digital marketing on purchasing decisions. The research sample in this study is prospective buyers of Griya Citra Perdana Malang Housing. In answering the aim of this study, we used 40 respondents and constructed a simple model based on path analysis. The model built shows that personal selling has no significant effect on purchasing decisions; digital marketing significantly affects purchasing decisions; service quality has a significant impact on purchasing decisions. Furthermore, the simultaneous test shows that the three independent variables significantly influence purchasing decisions.

FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT INVESTASI DI PASAR MODAL SYARIAH PADA MAHASISWA FEBI IAIN FATTAHUL MULUK PAPUA Rani Nur Indah Lestari; Miftahul Huda; Abdul Karman
OIKONOMIKA: Jurnal Kajian Ekonomi dan Keuangan Syariah Vol. 1 No. 1 (2020): OIKONOMIKA : Jurnal Kajian Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, IAIN Fattahul Muluk Papua

This study aims to determine the factors that influence the intention of investment namely the encouragement from within individuals, social motive, and emotional factor partially and simultaneously on the intention of students’ investment in Islamic capital markets. This research method is quantitative. The population in this study is students of Islamic Economics and Business Faculty in IAIN Fattahul Muluk Papua which consisted of Islamic economics and Islamic banking study programs from 2016 to 2019. The sample in this study is 76 students. The sampling technique uses simple random sampling. Data collection in this study uses the questionnaire method. Data analysis techniques used in this study is multiple linear regression using SPSS 16.0 application. The results of this study indicate that: (1) Encouragement from within the individual has a significant effect on the intention of investment, with a significance value of 0,000. (2) Social motive significantly influence the intention of investment, with a significance value of 0,000. (3) Emotional factor do not significantly influence the intention of investment, with a significance value of 0.168. (4) Encouragement from within individuals, social motive, and emotional factor simultaneously influence the intention of investment of Islamic Economics and Business Faculty students in IAIN Fattahul Muluk Papua.

PERSEPSI NASABAH TERHADAP PROGRAM TABUNGAN RENCANA BERHADIAH PADA BANK MUAMALAT KCP ABEPURA Abd Karman; Nur Afifah
EL MUDHORIB : Jurnal Kajian Ekonomi dan Perbankan Syariah Vol. 1 No. 1 (2020)
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, IAIN Fattahul Muluk Papua

Sebagai bank umum syariah pertama di Indonesia, sejak tahun 1992 Bank Muamalat selalu mendapat kepercayaan dari masyarakat sebagai bank yang menyediakan program dan layanan yang berdasarkan prinsip syariah salah satunya program BPS TRB (Bank Penerima Setoran Tabungan Rencana Berhadiah) yang dikembangkan pada tahun 2017 dengan jumlah nasabah secara keseluruhan sejak tahun 2017-2020 adalah 306 nasabah. Rumusan masalah dalam skripsi ini adalah Bagaimana mekanisme program tabungan rencana berhadiah pada Bank Muamalat KCP Abepura dan Bagaimana persepsi nasabah terhadap program tabungan rencana berhadiah pada Bank Muamalat KCP Abepura. Skripsi ini bertujuan untuk menganalisis mekanisme tabungan rencana berhadiah dan menganalisis persepsi nasabah terhadap program tabungan rencana berhadiah pada Bank Muamalat KCP Abepura. Dalam penelitian ini, penulis menggunakan jenis penelitian kualitatif deskriptif. Data yang didapatkan akan diintrepresentasikan dan dianalisis sehingga menghasilkan sebuah kesimpulan. Data yang diperoleh berasal dari data primer dan data sekunder.Metode observasi, wawancara dan dokumentasi juga dilakukan untuk memperoleh data yang lengkap. Hasil penelitian ini menunjukkan bahwa mekanisme tabungan rencana berhadiah dilakukan sesuai syarat dan ketentuan yang telah diterapkan, mudah dimengerti oleh nasabah dan akad yang digunakan sesuai syariat Islam yaitu akad mudharabah (bagi hasil) dimana nasabah akan memperoleh nisbah 7,5% setiap bulannya. Persepsi nasabah terhadap program tabungan rencana berhadiah dianggap sangat baik dan menguntungkan, karena program tersebut dapat membantu nasabah untuk mengatur rencana keuangan dikemudian hari dengan tujuan untuk masa depan anak.

Identification of Human Resource Management Best Practices in the MSME Sector Abd. Karman; Purnomo; Akbar Jaya; Teguh Setiawan Wibowo
Enrichment : Journal of Management Vol. 12 No. 2 (2022): Management Science and Field
Publisher : Institute of Computer Science (IOCS)

This study aims to obtain evidence of scientific support from existing publications so that we can answer the problem of this study, namely identifying superior and destructive human resource management in the MSME sector. Then we make the data online from many sources that we believe can answer the problem. We have collected 60 relevant publications from the data and discussion to answer this study, limiting the barrier from 2010 to 2022. Our study was carried out under a phenomenological approach where we wanted to get answers from several existing data so that our findings could get answers. Based on the study and the results of the discussion, we can summarize that some best practices have contributed to the success of MSMEs, including having superior human resources and having the best, which includes understanding how to sell MSME products, having the soul to serve consumers with care and understanding decision-making solutions then placing the customer's face, and having financial and generational governance capabilities following the needs of MSMEs in the era of free competition.

Analisis Intensi Penggunaan Mobile Banking dengan Pendekatan Unified Theory Of Acceptance And Use Of Technology (UTAUT) Nurfitri Iriani Utami; Abd Karman; Moh Syarifudin
OIKONOMIKA: Jurnal Kajian Ekonomi dan Keuangan Syariah Vol. 3 No. 1 (2022): OIKONOMIKA : Jurnal Kajian Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, IAIN Fattahul Muluk Papua

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53491/oikonomika.v3i1.353

The massive digital transformation was escalating due to the emergence of the Covid-19 Pandemic occurred in almost all industrial sectors including the banking sector. To respond to this challenge, banking presents an innovation that is Mobile Banking. However, using Mobile Banking services in the community is considered not optimal. The data obtained from the Financial Inclusion Insight shows that only 32.2% of adults know about electronic money and Digital Banking. Due to the lack of utilization of Mobile Banking in the midst of the onslaught of essential digital transformation, it is interesting to know what indicators trigger people to be interested in using Mobile Banking. This study employs the Unified Theory of Acceptance and Use of Technology Model to analyze the factors that drive the intention of the students of IAIN Fattahul Muluk Papua to use Mobile Banking. This study is explanatory quantitative research and the type of data used is primary data obtained from the distributed questionnaires that use the Likert scale. The method used to take the samples is the Proportionate Stratified Random Sampling technique and the number of respondents is 100 students of IAIN Fattahul Muluk Papua who use Mobile Banking. The data analysis method used in this study is multiple linear regression using the SPSS 24 version application. This study uses 4 main constructs of the UTAUT Model, namely Performance Expectations, Effort Expectations, Social Influences, and Facilitating Conditions to determine their influence on the Behavioral Interests of the students of IAIN Fattahul Muluk Papua in using the Mobile Banking application. The results of this study indicate that partially Effort Expectations and Facilitating Conditions have a significant influence on Behavioral Interest with the results of each t count is greater than the t table that is 2.851>1.985 and 5.541>1.985. The Performance Expectations have no significant effect with t count is smaller than t table (0.539<1.985) and Social Influence has a negative influence on Behavioral Interest with t count (-0.141<1.985). Meanwhile, simultaneously, the four variables have a significant influence as proven by the f count value that is greater than the f table, which is 38.76>2.47 with a determination coefficient of 0.645. It means that all four aspects influence the Behavioral Interest by 65% and the rest are influenced by variables other than the independent variables in this study.

Analisis Peran Service Quality, Harga Dan Brand Image Terhadap Customer Satisfaction Jasa Pengiriman JNE Sutrisno Sutrisno; Hendy Tannady; Muhammad Hery Santoso; Abdul Karman; Imam Jayanto
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 3 No. 6 (2022): MSEJ : Management Studies and Entrepreneurship Journal
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v3i6.1277

Penelitian ini bertujuan untuk mengetahui pengaruh harga, kualitas pelayanan dan citra merek terhadap kepuasan pelanggan jasa pengiriman JNE diJakarta. Penelitian menggunakan metode kuantitatif melalui penyebaran kuesioner yang disebarkan kepada 160 responden dan diolah menggunakanprogram IBM SPSS Statistic versi 18 dengan teknik pengambilan sampel non- probability sampling. Hasil hipotesis pada uji T menunjukkanbahwa variabel harga berpengaruh terhadap kepuasan pelanggan dengan nilai Thitung>Ttabel=4,785>1,975. Variabel kualitas pelayananberpengaruh terhadap kepuasan pelanggan dengan nilai Thitung>Ttabel=4,573>1,975. Variabel citra merek berpengaruh terhadap kepuasan pelanggan dengan nilai Thitung>Ttabel=3,883 >1,975. Hasil hipotesis pada uji F menunjukkan bahwa variabel harga, kualitas pelayanan dancitra merek secara bersamaan berpengaruh terhadap kepuasan pelanggan dengan nilai Fhitung>Ftabel=62,694>2,66. Hal ini menjelaskan bahwavariabel harga, kualitas pelayanan dan citra merek berpengaruh terhadap kepuasan pelanggan baik secara parsial maupun simultan. Kata Kunci: Harga, Kepuasaan Pelanggan, Citra Merek, Kualitas Pelayanan

Islamic Financial Literacy Level in Jayapura City Muhamad Zainal Abidin; Fachrudin Fiqri Affandy; Ira Eka Pratiwi; Abd. Karman
LAA MAISYIR: Jurnal Ekonomi Islam Vol 9 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v9i2.32283

Complete and credible information is of course very much needed by the community. This will affect people's attitudes in making decisions about financial institutions. This study aims to determine the level of financial literacy of the people of Jayapura City, Papua Province. The object of this research is the people of Jayapura City and the subject of research is public knowledge of Islamic financial institutions, financial management, and public confidence in managing finances. The data used in this study is primary data through a questionnaire. A sample of 230 respondents. Data processing with SPSS with a percentage descriptive analysis approach. The results showed that the level of Islamic financial literacy in the Jayapura city community was still low, namely only 41%. This is due to the lack of education about finance to the public, as well as the lack of public interest in using sharia products. The underlying factors are due to gender, income level, education, and occupation. This research is expected to be the basis of reference for policy making by policy makers in the city of Jayapura.

PENGARUH HARGA DAN PROMOSI TERHADAP MINAT BELI KONSUMEN PADA MARKET PLACE SHOPEE Marwati Setiawan; Moh Wahib; Amris Amris; Abd Karman
EL MUDHORIB : Jurnal Kajian Ekonomi dan Perbankan Syariah Vol. 3 No. 1 (2022)
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, IAIN Fattahul Muluk Papua

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53491/elmudhorib.v3i1.439

The Effect of Price and Promotion on Consumer Purchase Interest at Shopee Marketplace (a Case Study on Students of IAIN Fattahul Muluk Papua) is the result of quantitative research which aims to answer the question about the effect of price and promotion on consumer purchase interest at shopee marketplace among students of IAIN Fattahul Muluk Papua. The research method used was quantitative research. The population in this research were students of IAIN Fattahul Muluk Papua academic year 2016 until 2019. The technique of sample selection was simple random sampling and obtained 89 respondents. The data collection technique used a questionnaire. The data analysis technique used multiple linear regression. Data analysis test used SPSS 16.0 application. The research results show that price partially influences consumer purchase interest at shopee marketplace. This is proven by the value of t count in the amount of 2.940 and significance 0.004. Promotion partially influences consumer purchase interest at shopee marketplace. This is proven by t count value 2.846 and the significance 0.006. While based on the result of the simultaneous test of statistic calculation, it can be concluded that price and promotion simultaneously influence consumer purchase interest at shopee marketplace. This is proven by the value of F count 22.736 and significance value 0.000 and determination coefficient 0.346 which means that consumer purchase interest can be explained by price and promotion variables in the amount of 34,6% while the rest is explained by other variables that were not investigated in this research.

SIMULASI IMPLEMENTASI RFID PADA SISTEM PARKIR MOTOR (Studi Kasus: Fakultas Teknik Univ. Muhammadiyah Jakarta) Siti Alwya Syarif; Abd. Karman
Cross-border Vol. 5 No. 2 (2022): Juli-Desember
Publisher : Lembaga Penelitian Dan Pengabdian Masyarakat Institut Agama Islam Sultan Muhammad Syafiuddin Sambas Kalimantan Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar

RFID or Radio Frequency Identification, is a method which can be used to store or remotely retrieving data using devices called RFID tags or transponders. RFID tag is a small object, such as an adhesive sticker, and can be attached to an item or product. RFID tags contain antennas to enable them to receive and respond to a query that is emitted by an RFID transceiver. RFID is a wireless compact that superior technology to transform the commercial world. As the successor of the barcode, RFID can perform automatic control for many things. RFID systems offers improved efficiency in inventory control, logistics, and supply chain management.

Co-Authors Abimanyu Tuwuh Sembhodo Adya Hermawati Affandy, Fachrudin Fiqri Akbar Jaya Amris Amris Arifa, Neswara Alda Candra Prasetyo Citra Meilana Rina Jayanti Endang Fatmawati Fachrudin Fiqri Affandy Hendy Tannady I Ketut Suada Imam Jayanto Imran, Juani Jana Siti Nor Khasanah Lestari, Rani Nur Indah Marwati Setiawan Miftahul Huda Miftahul Huda Moh. Syarifudin Muh. Anang Firdaus Muhamad Zainal Abidin Muhammad Anang Firdaus Muhammad Hery Santoso Nawir, M Syukri Nur Afifah Nur Laily M, Izzatul Nurfitri Iriani Utami Pratiwi, Ira Eka Purnomo Rani Nur Indah Lestari Saputra, Andika Dian Siti Alwya Syarif Teguh Setiawan Wibowo Ulfain, Ulfain

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