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All Journal JURNAL PENDIDIKAN TAMBUSAI Jurnal Riset Manajemen dan Akuntansi (JURIMA) Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Profit: Jurnal Manajemen, Bisnis dan Akuntansi Journal of Student Research Jurnal Publikasi Ilmu Manajemen Jurnal Manajemen dan Ekonomi Kreatif Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Jurnal Riset Ekonomi dan Akuntansi Jurnal Kajian Dan Penalaran Ilmu Manajemen Lokawati: Jurnal Penelitian Manajemen dan Inovasi Riset Muqaddimah: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Maslahah: Jurnal Manajemen dan Ekonomi Syariah Moneter : Jurnal Ekonomi dan Keuangan Santri : Jurnal Ekonomi dan Keuangan Islam JIMEB: Jurnal Ilmiah Manajemen, Ekonomi dan Bisnis JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Global Leadership Organizational Research in Management
Efni Anita
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Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Public Health Social Sciences Other

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PENGARUH SOSIAL MASYARAKAT TERHADAP MINAT MENABUNG DI BANK SYARIAH INDONESIA (Studi Pada Masyarakat Desa Sido Mulyo Kecamatan Tungkal Jaya) Novi Yuni Putri; Efni Anita; G.W.I. Awal Habibah
Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Vol. 3 No. 3 (2023): Oktober : Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimbik.v3i3.532

Abstract

At this time, as we know, there is low public interest in saving at Bank Syariah Indonesia, where based on preliminary observations, it shows that most people still save their own money and do not fully trust Bank Syariah Indonesia. It is hoped that sharia banking can form socialization associations in religious activities so that they can understand better so that they are in accordance with Islamic teachings towards sharia banking so that they can attract the attention of the people of Sido Mulyo Village to Indonesian sharia banks, so that they become good and more concrete behavior. This study aims to determine whether there is social influence on the interest in saving at Bank Syariah Indonesia. This study uses a quantitative method by obtaining primary data from a questionnaire by taking as many as 100 respondents using a non-probability sampling technique, namely purposive sampling by choosing people who have never saved at Bank Syariah Indonesia. Simple regression analysis is used as a data analysis technique. The results of this study indicate that social community has a positive and significant effect on the intention to save at Bank Syariah Indonesia. Based on data analysis in this study, these variables are valid and reliable. In testing the classical assumption with a normal distribution, heteroscedasticity does not occur. The results of the positive regression coefficient mean that the direction of the relationship is unidirectional, the magnitude of the effect is 5.7% and the rest is influenced by other variables
Analisis Efikasi Diri Dan Pengembangan Usaha Pada Mahasiswa Fakultas Ekonomi Dan Bisnis Islam UIN Jambi Nora Rahmayani; Efni Anita; Ahmad Syukron Prasaja
Moneter : Jurnal Ekonomi dan Keuangan Vol. 2 No. 1 (2024): Januari : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v2i1.134

Abstract

Until now, there are still many who are afraid to start a business, including online business, so a real manifestation of a successful businessman has high self-efficacy/ability in starting a business. Apart from having the ability, a businessman must also be able to understand marketing planning and strategy. well in developing a business so that the business succeeds as expected, therefore the purpose of this research is to find out: 1) How is the self-efficacy of entrepreneurs in online business for FEBI students, 2) What is the strategy for developing entrepreneurship in online business for FEBI students, 3) What are the obstacles faced in developing entrepreneurs in the online business of FEBI students. This type of research is qualitative with a descriptive approach, and the methods used in data collection are observation, interviews and documentation. The subjects in this study were students who had been running their online business for more than 3 years. The number of subjects in this study were 10 people. The results of this study note that FEBI students have high self-efficacy in online business or entrepreneurship, students are confident in their abilities and have expectations for their abilities in doing business online, in building confidence students obtain from several sources, namely personal experience, other people's experiences, verbal persuasion and emotional state. In the student business development strategy it is still not running well and efficiently, and there are obstacles to student businesses such as suppliers, competitors, capital and customers.
Pengaruh Pengetahuan, Promosi Dan Lokasi Terhadap Minat Menabung Pada Bank Syariah di Kelurahan Pandan Jaya Kabupaten Tanjung Jabung Timur Lingga Kumala; Nazori Nazori; Efni Anita
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 2 (2024): April : SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v2i2.464

Abstract

In general, many people choose to save and borrow money from financial institutions other than sharia banks, such as conventional banks and general cooperatives. In fact, conventional banks are known to adhere to an interest system which according to scholars is prohibited because interest is considered usury. Factors that can influence interest in saving at Islamic banks are knowledge, promotions and location. A person's knowledge about Islamic banks will influence customer interest, each bank tries to promote all the products and services it has, and the location of Islamic banks has easy assets. The aim of this research is to determine the influence of knowledge, promotion and location on the interest of the people of Pandan Jaya subdistrict, Tanjung Jabung Timur district to save in sharia banks. The type of research used in this research is quantitative descriptive research. The sample was selected using Accidental Sampling and the Slovin formula to obtain 98 respondents. The data analysis used is Multiple Linear Regression Analysis. The results of the research concluded that partially the variables knowledge, promotion and location had an influence on interest in saving at Sharia Banks in Pandan Jaya Village, East Tanjung Jabung Regency. Simultaneously, the variables of knowledge, promotion and location influence interest in saving at Sharia Banks in Pandan Jaya Village, East Tanjung Jabung Regency. Based on the coefficient of determination, it indicates that knowledge, promotion and location can influence interest in saving at Sharia Banks by 77.4%. It is hoped that people, especially Muslims, can save in sharia banks considering that sharia banks have used sharia principles in accordance with Islamic recommendations, sharia banks can increase people's interest in saving using Sharia Bank services by considering research variables, namely increasing knowledge, promotion and location, and further research can add other variables which are also thought to influence interest in saving at Sharia Banks.
Pengaruh Celebrity Endorser Dan Word Of Mouth Terhadap Keputusan Pembelian Produk Scarlett Whitening Pada Mahasiswa UIN Sulthan Thaha Saifuddin Jambi Jumianti Jumianti; Efni Anita; Nurrahma Sari Putri
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 2 (2024): April : SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v2i2.471

Abstract

The thesis with the title "The Influence of Celebrity Endorsers and Word of Mouth on the Decision to Purchase Scarlett Whitening Products among UIN Sulthan Thaha Saifuddin Jambi Students" was written by Jumianti with NIM 501190273, Sharia Economics Study Program, Sulthan Thaha Saifuddin Jambi State Islamic University 2023. This research aims to determine: (1) the influence of celebrity endorsers on purchasing decisions for Scarlett Whitening products, (2) the influence of word of mouth on purchasing decisions for Scarlett Whitening products, and (3) the influence of celebrity endorsers and word of mouth on purchasing decisions for Scarlett Whitening products.This research uses quantitative research methods by collecting data or survey methods. The sample in this research was 100 students at UIN Sulthan Thaha Saifuddin Jambi. The data collection technique uses a questionnaire whose validity and reliability have been tested. The data analysis technique used to answer the hypothesis is multiple regression. The results of this research show that: (1) Celebrity Endorser has no influence on purchasing decisions, as evidenced by the calculated t value of 0.191 with a significance value of 0.849 which is greater than 0.01. (2) word of mouth has a positive and significant effect on purchasing decisions, as evidenced by the calculated t value of 9.189 with a significance value of 0.000 which is smaller than 0.01. (3) celebrity endorsers and word of mouth simultaneously influence purchasing decisions, as evidenced by the calculated F value of 80.672 with a significance value of 0.000 which is smaller than 0.01. The adjusted R square value of 0.585 shows that the ability of the independent variable to influence the dependent variable is 58.5% and the remaining 41.5% is influenced by other variables outside this research
TINGKAT PEMAHAMAN MASYARAKAT TERHADAP ASURANSI SYARIAH PADA MASYARAKAT DESA SUKA DAMAI KECAMATAN MESTONG KABUPATEN MUARO JAMBI Siti Nurmala Sari; Sissah Sissah; Efni Anita
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 1 No. 3 (2024): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN 
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v1i3.2352

Abstract

Comprehension is defined as understanding, opinion or absorption of the meaning of the material being studied. However, in this research it was found that peaceful village communities had very little or minimal understanding of sharia insurance. To understand a little about the existence of sharia insurance requires direct outreach from the company. So that there are obstacles and appropriate solutions to deal with this. In this research, a qualitative approach was used with 15 sources to find answers to existing problems. Of the 15 informants in the research, 4 informants understood, 3 informants had little understanding and 8 informants did not understand sharia insurance at all.
PENGARUH PENGETAHUAN, RISIKO, PROMOSI TERHADAP MINAT BERINVESTASI REKSA DANA BAGI GENERASI Z DI KOTA JAMBI Siti Asni Nasution; Efni Anita; Ogi Saputra
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 6 (2024): JURNAL ILMIAH EKONOMI DAN MANAJEMEN (JIEM)
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i6.1772

Abstract

The research results show that investment knowledge (X1) does not have a significant effect on investment interest (Y). This is proven by carrying out a statistical test which produces a significant Tcount value of 0.484 < Ttable 1.661 and a sig value of 0.630 > 0.50, which means that H0 is accepted and Ha is rejected. Investment risk (X2) shows that there is a significant influence on investment interest (Y). This can be proven by a Tcount value of 2.988 > Ttable 1.661 and a sig value of 0.004 > 0.50, which means that H0 is rejected and Ha is accepted. Investment promotion (X3) shows that there is a significant influence on investment interest (Y). This can be proven by a Tcount value of 4.538 > Ttable 1.661 and a sig value of 0.001 > 0.50, which means that H0 is rejected and Ha is accepted. Investment knowledge, investment risk and investment promotion together have a significant effect on investment interest. This is known by the significant values for (X1), (X2) and (X3) which simultaneously have an effect on (Y) of 0.001 < 0.05 and the value of fcount > ftable (34.090 > 2.700). The coefficient of determination shows that the influence of the independent variables (X1), (X2) and (X3) on (Y) has an influence of 50.1% and the remaining 49.9% is influenced by other variables outside of those that were not carefully studied in this research. So it can be concluded that there is one variable (X1) where Ha is rejected and H0 is accepted and 2 variables (X2), (X3) where Ha is accepted and H0 is rejected. This means that the higher the knowledge, the risk taken will not affect interest in investing
Pengaruh Operating Leverage Dan Financial Leverage Terhadap Laba Per Lembar Saham: Studi Pada Perusahaan Manufaktur Yang Tercatat Di Jakarta Islamic Index Periode 2018-2022 Ahmad Joki Rustandi; Efni Anita; Firman Syah Noor
Global Leadership Organizational Research in Management Vol. 2 No. 2 (2024): Global Leadership Organizational Research in Management
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/glory.v2i2.1028

Abstract

This research is motivated by the complex relationship between operating leverage, financial leverage, and earnings per share (EPS) in the context of corporate finance. This research aims to analyze the impact of operating leverage and financial leverage on earnings per share in manufacturing companies listed on the Jakarta Islamic Index during the period 2018-2022. Utilizing financial data from the sample companies, the study adopts a quantitative approach with regression analysis using Eviews to evaluate the relationship between operational and financial leverage with the performance of earnings per share. The research results indicate that operating leverage does not have a significant effect on earnings per share, with a partial test probability value of 0.9744 > 0.05. Financial leverage also does not have a significant effect on earnings per share, with a partial test probability value of 0.7368 > 0.05. Simultaneously, operating leverage and financial leverage do not have a significant effect on earnings per share, with a simultaneous test probability value of 0.94578 > 0.05. The calculation of the coefficient of determination shows that the independent variables in the model fail to explain the variation in the dependent variable well. Subsequent research is recommended to increase the sample size of manufacturing companies listed on the JII and replace insignificant independent variables with others that can significantly influence earnings per share.
Persepsi Terhadap Investasi Sebagai Respon Kasus Investasi Bodong Pada Mahasiswa Febi Uin Sts Jambi Meri Yanti; Efni Anita; Aztyara Ismadharliani
Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Vol. 1 No. 2 (2023): April : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan
Publisher : Fakultas Teknik Universitas Maritim AMNI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (987.648 KB) | DOI: 10.58192/wawasan.v1i2.655

Abstract

Tujuan: untuk mengetahui kecenderungan persepsi mahasiswa Fakultas Ekonomi dan Bisnis Islam terhadap investasi sebagai respon kasus investasi bodong, Persepsi dan minat terhadap produk investasi, serta pengaruh persepsi terhadap keputusan investasi mahasiswa. Metode: penelitian ini menggunakan penelitian kualitatif deskriptif dengan metode pengumpulan data dengan melakukan observasi, wawancara, dokumentasi dan penarikan kesimpulan. Hasil: Hasil penelitian ini menemukan bahwa persepsi mahasiswa terhadap investasi lebih kecenderung ke persepsi positif yaitu sebesar 67,14% dalam artian maraknya kasus investasi bodong tidak membuat mahasiswa memiliki respon yang buruk terhadap investasi. Hal tersebut dipengaruhi oleh faktor dalam diri seperti pengetahuan dan literasi, motivasi, sikap, minat dan harapan. Sedangkan persepsi negatif sebesar 32,86%, sedikit banyak masih terdapat mahasiswa yang memiliki persepsi yang buruk terhadap investasi sebagai respon dari kasus investasi bodong. Persepsi tersebut dipengaruhi oleh faktor suasana emosional, dan faktor internal seperti sikap, motivasi, minat, dan pengalaman. Rata-rata mahasiswa masih memiliki persepsi yang positif dan berminat terhadap produk-produk investasi baik bentuk investasi pada aset riil maupun pada aset finansial. Namun terdapat fakta bahwa maraknya kasus investasi bodong membuat beberapa mahasiswa memiliki ketidakpercayaan dan image negatif terhadap produk keuangan sehingga lebih menyukai dan berminat pada bentuk investasi riil dibandingkan bentuk investasi finansial seperti investasi tanah, properti, emas dan lain sebagainya. Kemudian ditemukan pula hasil penelitian bahwa terdapat pengaruh persepsi terhadap keputusan investasi mahasiswa namun sedikit banyak tidak terdapat pengaruh persepsi terhadap keputusan investasi. Kesimpulan: Setelah dilakukan penelitian hasil penelitian menunjukkan bahwa maraknya kasus investasi bodong yang terjadi tidak membuat mahasiswa memiliki persepsi negatif terhadap investasi hal tersebut dipengaruhi oleh faktor pengetahuan, keyakinan, harapan, dan minat.
Analisis Kinerja Keuangan pada PT Lontar Papyrus Pulp dan Paper Industry Miftahur Rezqi; Efni Anita; Mohammad Orinaldi
Lokawati : Jurnal Penelitian Manajemen dan Inovasi Riset Vol. 3 No. 2 (2025): Jurnal Penelitian Manajemen dan Inovasi Riset
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/lokawati.v3i2.1631

Abstract

His thesis aims to find out how the financial performance of PT Lontar Papyrus Pulp & Paper Industry is. The research here uses qualitative research methods through descriptive analysis methods. as well as collecting information through documentation and discussions with related parties. The results of research on the Financial Performance of PT Lontar Papyrus Pulp & Paper Industry show that the current ratio of PT. LPPPI shows good conditions. Ratio The average current ratio for 3 years is 217.38%. The average value of PT LPPPI's quick ratio for the 2021-2023 period is 198.35%. The average value of PT LPPPI's cash ratio in the 2021-2023 period is 33.76%. The average value of Total Assets to Debt Ratio is 41.69%. The average value of the debt to equity ratio is 70.96%. The average value of PT LPPPI's profit margin for the 2021-2023 period is 24.84%. PT LPPPI's Return On Assets Ratio (ROA) results in the 2021-2023 period averaged 5.72%. PT LPPPI's Return on Assets Equity (ROE) ratio in the 2021-2023 period averaged 7.8%.
ANALISIS KINERJA PENGELOLAAN ZAKAT DALAM ASPEK MANAJEMEN SYARIAH: Pada BAZNAS Kabupaten Tebo Deni Yulia Citra; Efni Anita; Aztyara Ismadharliani
Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Vol. 5 No. 1 (2025): Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimea.v5i1.877

Abstract

This study investigates the performance of zakat management at the National Zakat Amil Agency (BAZNAS) in Tebo Regency, with a focus on alignment with sharia management principles. This research identifies several important factors that contribute to suboptimal management of zakat funds, including a lack of public awareness about BAZNAS, low public participation in zakat distribution, and significant geographic challenges that hinder access to zakat services. Interviews with key stakeholders revealed that many individuals prefer to give zakat directly to recipients, which undermines BAZNAS' effectiveness in managing these funds. This study highlights the need for increased outreach and educational initiatives to increase awareness and encourage community involvement in zakat programs. Additionally, this underlines the importance of establishing regional regulations to promote zakat contributions through BAZNAS. The findings show that overcoming these challenges is critical to improving zakat management and maximizing its benefits to society.
Co-Authors Acok Tang Ahmad Dany Kuslima Ahmad Joki Rustandi Ahmad Syahrizal Ahmad Syukron Prasaja Aldri Frinaldi Arbaini Dwi Saputri Arsyi Anistia Safari Aztyara Ismadharliani Chinta Yurike Utomo Cindy Claudia Deni Yulia Citra Dian Sapitri Dilla Pinanti Elga Belfani Famelia Sari Faturahman, Faturahman Firman Syah Noor Fuji Agustina G.W.I. Awal Habibah Habriyanto Hadi Pratama Ariansyah Handika, Bayu Hansen Rusliani Indanaviah Syalsyabilah Jumianti Jumianti Lingga Kumala Listiani, Tina Lucky Gusriyana M. Nazori Meisy Risna Yeni meri yanti Miftah Miftah Miftahur Rezqi Mohammad Orinaldi Nazori Nazori Neneng Sudharyati Nora Rahmayani Novi Yuni Putri Novita Aulia Nurlia Fusfita Nurrahma Sari Putri Nurwiji Asih Ogi Saputra Putri Wilhelmina Rabiyatul Alawiyah Rian Ade Saputra Rohana Rohana Sissah Sissah Siti Asni Nasution Siti Nurmala Sari Sri Rahma Syahrurromadhon Victor Diwantara