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Persepsi Terhadap Investasi Sebagai Respon Kasus Investasi Bodong Pada Mahasiswa Febi Uin Sts Jambi Meri Yanti; Efni Anita; Aztyara Ismadharliani
Jurnal Manajemen dan Ekonomi Kreatif Vol. 1 No. 2 (2023): April : Jurnal Manajemen dan Ekonomi Kreatif
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1001.773 KB) | DOI: 10.59024/jumek.v1i2.76

Abstract

Tujuan: untuk mengetahui kecenderungan persepsi mahasiswa Fakultas Ekonomi dan Bisnis Islam terhadap investasi sebagai respon kasus investasi bodong, Persepsi dan minat terhadap produk investasi, serta pengaruh persepsi terhadap keputusan investasi mahasiswa. Metode: penelitian ini menggunakan penelitian kualitatif deskriptif dengan metode pengumpulan data dengan melakukan observasi, wawancara, dokumentasi dan penarikan kesimpulan. Hasil: Hasil penelitian ini menemukan bahwa persepsi mahasiswa terhadap investasi lebih kecenderung ke persepsi positif yaitu sebesar 67,14% dalam artian maraknya kasus investasi bodong tidak membuat mahasiswa memiliki respon yang buruk terhadap investasi. Hal tersebut dipengaruhi oleh faktor dalam diri seperti pengetahuan dan literasi, motivasi, sikap, minat dan harapan. Sedangkan persepsi negatif sebesar 32,86%, sedikit banyak masih terdapat mahasiswa yang memiliki persepsi yang buruk terhadap investasi sebagai respon dari kasus investasi bodong. Persepsi tersebut dipengaruhi oleh faktor suasana emosional, dan faktor internal seperti sikap, motivasi, minat, dan pengalaman. Rata-rata mahasiswa masih memiliki persepsi yang positif dan berminat terhadap produk-produk investasi baik bentuk investasi pada aset riil maupun pada aset finansial. Namun terdapat fakta bahwa maraknya kasus investasi bodong membuat beberapa mahasiswa memiliki ketidakpercayaan dan image negatif terhadap produk keuangan sehingga lebih menyukai dan berminat pada bentuk investasi riil dibandingkan bentuk investasi finansial seperti investasi tanah, properti, emas dan lain sebagainya. Kemudian ditemukan pula hasil penelitian bahwa terdapat pengaruh persepsi terhadap keputusan investasi mahasiswa namun sedikit banyak tidak terdapat pengaruh persepsi terhadap keputusan investasi. Kesimpulan: Setelah dilakukan penelitian hasil penelitian menunjukkan bahwa maraknya kasus investasi bodong yang terjadi tidak membuat mahasiswa memiliki persepsi negatif terhadap investasi hal tersebut dipengaruhi oleh faktor pengetahuan, keyakinan, harapan, dan minat.
Peran Usaha Mikro Kecil Menengah (UMKM) Tahu Dalam Meningkatkan Kesejahteraan Masyarakat (Studi UMKM TAHU Desa Mendis Kabupaten Musi Banyuasin) Arsyi Anistia Safari; Efni Anita; Ahmad Syahrizal
MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Vol. 1 No. 4 (2023): Oktober : Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Publisher : Sekolah Tinggi Ilmu Syariah Nurul Qarnain Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/muqaddimah.v1i4.430

Abstract

The number of MSMEs in Musi Banyuasin Regency has reached hundreds, it is hoped that this will increase the economy through opening business fields for the local community. The purpose of this study 1) to determine the role of Mendis in improving the community's economy. 2) to find out the supporting and inhibiting factors of Mendis in an effort to improve the community's economy. This study uses a qualitative method. The results of this study indicate 1) Mendis in Mendis Village, Musi Banyuasin Regency have a positive impact on society, including opening up job opportunities and employment opportunities, increasing people's welfare. 2) The supporting factors for Mendis are government support and enthusiasts from the results of Mendis which are food (tofu) itself. 3) The inhibiting factors for Mendis are capital, limited raw materials, weather, number of employees and business networks. The government is expected to pay more serious attention in efforts to support the progress of Mendis, to provide guidance, assistance, and training for Mendis so that they can compete in market competition. It is hoped that Mendis actors will be more innovative and able to adapt to the use of more sophisticated technology in order to obtain more effective and efficient results.
Analisis Manajemen Keuangan Syariah Pada Usaha Coffe Janji Jiwa Kota Jambi Meisy Risna Yeni; Miftah Miftah; Efni Anita
MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Vol. 2 No. 2 (2024): April : Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Publisher : Sekolah Tinggi Ilmu Syariah Nurul Qarnain Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/muqaddimah.v2i2.762

Abstract

This study aims to analyze Islamic Financial Management in the Promise Jiwa Coffee Business in Simpang IV Sipin Village, Jambi City. Sources of data used in this study are primary data through direct informants from the place to be studied, secondary data through documentation, interviews, and literature. While the technique of collecting through observation, interviews and documentation. The approach used is a qualitative approach.Based on the results of this study indicate that financial management that is applied to increase income is Planning which plans a strategic and spacious place for a sense of comfort to consumers, as well as opening many branches, especially in the city of Jambi, Organizing at Promise Jiwa coffee only wants a simple but strong organization, in increasing cooperation and optimizing income, Leading which is seen as friendly and firm to every employee, and finally Controlling which is strong enough to supervise every time facing problems that occur in the business place. The obstacles that affect financial management during the COVID-19 pandemic are the lack of reserve funds, increasingly fierce business competition, as well as the prolonged covid 19 and can experience losses in the life promise coffee business. And also as for the impact of income on the coffee business, this promise of the soul of the city of Jambi resulted in delays in employee salaries and reductions in employees. For this reason, one of the efforts of the Promise Jiwa coffee owner is to keep trying and praying and correcting mistakes that are not good in terms of financial management that have not been maximized.
Studi Kelayakan Bisnis pada Usaha Pembuatan Batu Bata dari Bekas Tanah Galian di Desa Muara Pijoan Kabupaten Muaro Jambi Hadi Pratama Ariansyah; Efni Anita; Neneng Sudharyati
Jurnal Riset Ekonomi dan Akuntansi Vol. 3 No. 1 (2025): JURNAL RISET EKONOMI DAN AKUNTANSI
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jrea-itb.v3i1.3096

Abstract

This research, titled Business Feasibility Study of Brick Manufacturing from Excavated Soil in Muara Pijoan Village, Muaro Jambi Regency, is motivated by the challenges faced by craftsmen in managing brick production, particularly concerning the diminishing availability of clay raw materials and the necessity for products to comply with Indonesian National Standards (SNI). The study aims to comprehensively analyze the management of the business, operational costs, and the potential profits that can be obtained from brick manufacturing in the village. To achieve this objective, the research employs methods that include field observations and interviews with business operators, allowing the researcher to understand the production processes and management practices implemented in this venture. The research results show that the brick-making business in Muara Pijoan Village is managed efficiently, producing 20,000-40,000 bricks per cycle with a net profit of around 30%. Monthly operational costs reach Rp 10,000,000, including excavator rental and employee meals. This business is considered feasible, with the initial capital of Rp 40,000,000 already paid off, and its strategic location supports easy access. The production and quality of the bricks meet market demand, making this business have good prospects for future growth.
Analisis Pengelolaan Keuangan Syariah Pedagang Sayur Wanita di Pasar Muara Tembesi Dilla Pinanti; Efni Anita; Rohana Rohana
Jurnal Publikasi Ilmu Manajemen Vol. 4 No. 3 (2025): September: Jurnal Publikasi Ilmu Manajemen
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupiman.v3i1.3308

Abstract

One of the human activities in meeting daily needs requires a market as a means of support. The market will progress if financial management runs well, but on the other hand, if management does not run well it will result in losses, both in the market and for its partners. This article aims to analyze the knowledge of Vegetable Trader entrepreneurs and how they practice Sharia financial management in the businesses they run. This research was carried out at the Muara Tembesi Market directly and freely using descriptive qualitative research, namely direct interviews conducted in a relaxed manner, without complicating the informants, and the questions asked were not of an interrogative nature but only to obtain the data needed to complete and complete the writing in this research. The research results show Sharia financial management. Using a phenomenological approach, this research observed 15 informants who were vegetable traders at Muara Tembesi Market. The results of this research prove that all informants have knowledge of the concept of Islamic or Sharia financial management. Entrepreneurs have also implemented Islamic financial management through allocating budgets for zakat, infaq and alms. Apart from that, business actors also have savings and investment funds for their businesses. However, the majority of entrepreneurs still implement simple financial management. Regarding budgeting, financial reports and cash management have not been implemented in a structured manner.
Analisis Manajemen Keuangan Syariah Pada Koperasi Syariah Studi Kasus Bmt Al Ishlah Tahun 2021-2022 Kota Jambi Nurwiji Asih; Efni Anita; Victor Diwantara
Jurnal Publikasi Ilmu Manajemen Vol. 2 No. 2 (2023): Juni: Jurnal Publikasi Ilmu Manajemen
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupiman.v2i2.1673

Abstract

This study aims to find out how the Islamic financial management system is at the BMT Al Iishlah Sharia Cooperative, Jambi City, what are the constraints faced in managing Islamic finance at the BMT Al Iishlah Sharia Cooperative, Jambi City.This research is a type of field research that uses a qualitative descriptive approach. Data collection methods used in this research are observation, interviews, and documentation. The data analysis technique used is data reduction, data presentation, verification, and drawing conclusions.Based on the results of research on the manager or managers of BMT Al-Iishlah Jambi City and members of the financing, it shows that the borrower is incompetent, the management is not good or neat, the financial reports are incomplete, the use of funds is not in accordance with planning. , planning is immature, and funds are not sufficient, efforts to anticipate the causes of problematic financing of BMT Al-Ishlah are quite good. The BMT Al-Ishlah Cooperative complies with Islamic guidelines, and complies with the provisions of the Kopeirasii and Peirleimei laws. The management system at BMT Al-Ishlah uses a profit sharing system or mudharabah ratio at the end of each month, so that its financial management activities do not contain elements of usury.
Pengaruh Opini Audit Ukuran Kap Dan Profitabilitas Terhadap Auditor Switching Dengan Financial Distress Sebagai Variabel Moderasi Arbaini Dwi Saputri; Hansen Rusliani; Efni Anita
Jurnal Ilmiah Manajemen, Ekonomi dan Bisnis Vol. 3 No. 2 (2024): :Mei : Jurnal Ilmiah Manajemen, Ekonomi dan Bisnis
Publisher : Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/jimeb.v3i2.854

Abstract

This study aims to determine how the effect of audit opinion, KAP size and profitability on auditor switching with financial distress as a moderating variable. This research was conducted on companies registered on the Jakarta Islamic Index (JII) for 2019-2021. The theory used in this research is agency theory. The method of determining the sample using purposive sampling which consists of 11 companies. This study used a quantitative method with data analysis methods, namely using logistic regression which was processed with the SPSS Ver. application. 26. The results of this study indicate that audit opinion has a significant negative effect on auditor switching. KAP size and profitability has no effect on auditor switching. Financial distress is not able to moderate the effect of audit opinion, KAP size and profitability on auditor switching in companies listed on the Jakarta Islamic Index (JII) in 2019-2021.
Analisis Strategi Bisnis Islam Dalam Meningkatkan Pendapatan (Studi Pada Penjahit Azzahra Desa Pandan Sejahtera Kecamatan Geragai Kabupaten Tanjung Jabung Timur) Efni Anita; Faturahman, Faturahman; Listiani, Tina
Jurnal Pendidikan Tambusai Vol. 8 No. 2 (2024)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengetahui strategi bisnis islam penjahit Azzahra dalam meningkatkan untuk mengetahui strategi bisnis Islam, kendala yang dihadapi, dan upaya yang dilakukan dalam meningkatkan pendapatan. Penelitian ini menggunakan jenis penelitian lapangan (field research), metodologi deskriptif kualitatif. Data yang dikumpulkan menggunakan observasi, wawancara, dan dokumentasi. Hasil penelitian menunjukkan bahwa penjahit Azzahra menggunakan empat strategi utama: menjaga kualitas dan ketepatan waktu jahitan, menetapkan harga bersaing, promosi, dan lokasi. Kendala yang dihadapi termasuk persaingan dengan penjahit baru, perbedaan tarif, keluhan konsumen, dan keterbatasan teknologi yang membatasi pemasaran. Upaya yang dilakukan untuk mengatasi kendala ini meliputi pemanfaatan bahan sisa untuk membuat produk bernilai ekonomis seperti masker dan aksesoris, memberikan pelayanan ramah dan santun, serta memberikan bonus untuk pelanggan yang memesan dalam jumlah besar.
Pengaruh Promosi Melalui Media Sosial Instagram dan Online Customer Review di Aplikasi Pesan Antar Makanan Terhadap Minat Beli Konsumen UMKM Eloka Corndog Kota Jambi Chinta Yurike Utomo; Efni Anita; Nurrahma Sari Putri
Profit: Jurnal Manajemen, Bisnis dan Akuntansi Vol. 3 No. 2 (2024): Mei : Profit: Jurnal Manajemen, Bisnis dan Akuntansi
Publisher : UNIVERSITAS MARITIM AMNI SEMARANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/profit.v3i2.2090

Abstract

This research aims to determine and analyze the influence of the independent variable on the dependent variable. The method used in this research is a quantitative method. The sample in this study was 100 active Instagram users around the MSME Eloka Corndog, Jambi City. The research results show that social media (X1) has a significant effect on consumer buying interest (Y) with a Tcount value of 3.176>Ttable 1.984 and a Sig value of 0.002<0.05, which means Ho is rejected and Ha is accepted. Online Customer Review (X2) shows that there is a significant influence on Consumer Purchase Interest (Y). with a calculated T value for the Online Customer Review variable of 7,736>1.984 with a significance value of 0.001<0.05. So it can be concluded that Ho is rejected and Ha is accepted. Simultaneously (X1), (X2) and (X3) simultaneously influence (Y) by 0.000<0.005 and the value of Fcount > Ftable 163,368>3.10.
ANALISIS SISTEM BAGI HASIL ANTARA SHAHIBUL MAAL DAN MUDHARIB PADA PETANI PENGGARAPAN PADI DI DESA SENAUNG KEC JALUKO KAB MUARO JAMBI Ahmad Dany Kuslima; Efni Anita; Rohana Rohana
Jurnal Kajian dan Penalaran Ilmu Manajemen Vol. 1 No. 4 (2023): Oktober : Jurnal Kajian dan Penalaran Ilmu Manajemen
Publisher : CV. Aksara Global Akademia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59031/jkpim.v1i4.229

Abstract

The purpose of this study was to find out the profit sharing system carried out by rice field owners with rice cultivators in Senaung Village, Jaluko District, Muaro Jambi Regency and to find out the rights and obligations carried out by Shahibul Maal and Mudharib to rice cultivating farmers in Senaung Village, Jaluko District, Muaro Jambi Regency. As well as to find out the constraints faced by Shahibul Maal and Mudharib on rice cultivating farmers in Senaung Village, Jaluko District, Muaro Jambi Regency. The analytical approach used in this research is qualitative-descriptive. The results showed that the profit-sharing system that occurred in Senaung Village between Shahibul Maal and Mudharib was based on an agreement between the two parties according to local customary law that applies for generations, where custom is used as a source of law that can be obeyed by the local community and Profit sharing agreements that occur are generally carried out verbally with mutual trust among members of the community. Farmers' obligations that must be carried out to support production results are starting from the management preparation stage, the rice seed preparation stage, the next stage is starting to transfer the seedlings, the planting season preparation stage, rice planting, after the rice plants are 15, 25 and 45 days old, fertilization is carried out. After fertilization is carried out grazing between the rice fields, when the rice is 60 days old, pest control is carried out, the final stage is harvesting.