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Islamic Sustainable Financial Literacy: Offering the Concept of Sustainable Financial Literacy Based on Maqashid Shariah Emiliyani Wahyuni; Rizal Rizal; Chitra Indah Sari
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 12, No 1 (2026)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v12i1.9039

Abstract

Purpose:This study develops a conceptual framework of Islamic Sustainable Financial Literacy (ISFL) by integrating Maqashid Shariah principles with sustainability perspectives. Existing financial literacy models largely focus on technical and cognitive aspects, with limited attention to ethical, social, and environmental dimensions. This research addresses this gap by proposing a holistic literacy model aligned with Islamic values and sustainable development.Design/Methodology:The study employs a qualitative conceptual approach using a systematic literature review. Academic articles, Islamic economic literature, and relevant policy documents were analyzed. Thematic content analysis was applied to identify and synthesize key concepts related to financial literacy, sustainability, and Maqashid Shariah.Findings:The results show that sustainable Islamic financial literacy extends beyond knowledge of Sharia-compliant products. The ISFL framework consists of four dimensions: cognitive, affective, behavioral, and socio-ecological. Key indicators include Sharia knowledge, financial capability, eco-social awareness, Islamic ethical orientation, and active economic participation. These dimensions are conceptually linked to Maqashid Shariah objectives and the Sustainable Development Goals (SDGs)..Practical Implications:The proposed framework provides guidance for policymakers, Islamic financial institutions, and educators in designing financial literacy programs that integrate ethical, social, and environmental considerations. It also supports the development of more comprehensive literacy measurement tools and sustainability-oriented financial education.Originality/Value:This study offers a novel integrative model of Islamic Sustainable Financial Literacy by explicitly combining Islamic financial literacy, Maqashid Shariah, and sustainability principles. The framework enriches the financial literacy literature and contributes to the advancement of Islamic finance and sustainable development discourse..
Analisis Dampak Alih Fungsi Lahan Pertanian Terhadap Kesejahteraan Petani Dalam Perspektif Maqasid Al-Syariah Rahmat Firdaus; Rizal Rizal; Febria Rahim; Muhammad Tsaqif Aliva
Islamika : Jurnal Ilmu-Ilmu Keislaman Vol. 26 No. 1 (2026): Islamika: Jurnal Ilmu-Ilmu Keislaman (In Press)
Publisher : Lembaga Penelitian dan Pengabdian pada Masyarakat, Institut Agama Islam Negeri (IAIN) Kerinci, Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/islamika.v26i1.6717

Abstract

The conversion of paddy fields into fish farming ponds in Tanjung Raya District, Agam Regency, has increased significantly in recent years, generating economic, social, and agricultural sustainability implications. Previous studies have predominantly examined this phenomenon from economic and environmental perspectives, while research integrating the Maqasid al-Shariah framework remains limited. This study aims to analyze the impact of agricultural land conversion on farmers' welfare from the perspective of Maqasid al-Shariah. This research employed a qualitative field-study approach. Data were collected through in-depth interviews, observations, and documentation involving 15 purposively selected informants, including farmers who had converted their agricultural land, community leaders, and other relevant stakeholders. The data were analyzed using an interactive analysis model consisting of data reduction, data display, and conclusion drawing. The findings reveal that land conversion is driven by two primary factors. First, economic considerations, as fish farming offers higher income potential than rice cultivation. Second, natural conditions, particularly the availability of abundant and sustainable water resources that support aquaculture activities. The positive impacts experienced by farmers include increased household income, greater efficiency in labor and time utilization, and the emergence of new business opportunities. From the perspective of Maqasid al-Shariah, these outcomes reflect the realization of hifz al-mal (protection of wealth) and hifz al-nafs (protection of life). However, land conversion also generates negative consequences, including the reduction of productive agricultural land, declining rice production, fewer employment opportunities for agricultural laborers, and the erosion of social values such as mutual cooperation and community solidarity. Therefore, sustainable land management policies are required to maintain a balance between economic welfare, food security, and public welfare (maslahah).  
PENGABDIAN MASYARAKAT INTERNASIONAL UNTUK PENGUATAN EKOWISATA RELIGI, PERTANIAN, DAN EKONOMI KREATIF BERBASIS BUDAYA LOKAL DI ALAHAN PANJANG Nil Firdaus; Chitra Indah Sari; Rizal Rizal; Diva Fadillah Ramika; Wahidah Fitriani; Lidyana Arifah; Muhammad Aliman Shahmi; Yarman Yarman
BHAKTI NAGORI (Jurnal Pengabdian kepada Masyarakat) Vol. 5 No. 2 (2025): BHAKTI NAGORI (Jurnal Pengabdian kepada Masyarakat) Desember 2025
Publisher : LPPM UNIKS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36378/bhakti_nagori.v5i2.4902

Abstract

Tujuan kegiatan Pengabdian Kepada Masyarakat (PKM) ini adalah untuk mengembangkan ekowisata religi berbasis masjid bersejarah melalui integrasi pelestarian budaya lokal dan penguatan ekonomi kreatif masyarakat. Program dilaksanakan di Alahan Panjang, Kabupaten Solok, dalam rangka Pengabdian Masyarakat Internasional yang melibatkan UIN Mahmud Yunus Batusangkar, UCYP Pahang Malaysia, dan mahasiswa Thailand. Metode pelaksanaan meliputi kunjungan, diskusi, dan pelatihan dengan tiga mitra utama, yaitu Kelompok Sadar Wisata (Pokdarwis) Salingka Usak, Kelompok Tani Muaro Danau Diatas, serta Pesantren Dr. Muhammad Natsir. Kegiatan ini dirancang untuk menggali potensi wisata religi, meningkatkan nilai tambah hasil pertanian, serta memperkuat peran pesantren sebagai pusat pendidikan dan pemberdayaan ekonomi umat. Hasil kegiatan menunjukkan adanya peningkatan kesadaran masyarakat dalam menjaga warisan budaya, mengembangkan produk ekonomi kreatif, serta memanfaatkan teknologi digital untuk pemasaran. Masyarakat memperoleh manfaat nyata berupa penguatan kapasitas, perluasan jejaring usaha, dan peningkatan literasi sosial-budaya. Di sisi lain, mahasiswa peserta memperoleh pengalaman lintas budaya, keterampilan kolaborasi internasional, serta penanaman empati sosial melalui interaksi langsung dengan komunitas lokal. Secara keseluruhan, PKM ini membuktikan bahwa kolaborasi antara akademisi, masyarakat, dan mitra internasional mampu menghasilkan dampak berkelanjutan, baik dalam bentuk pelestarian budaya maupun pengembangan ekonomi kreatif. Program ini diharapkan dapat menjadi model pengabdian masyarakat yang mengintegrasikan aspek agama, budaya, dan pemberdayaan ekonomi secara holistik
Deconstructing Anthropocentric Sustainability: A Post-Anthropocentric Critique of Halal Tourism Ecosystem Mohammad Aliman Shahmi; Yuliza Zen; Rizal Rizal; Chitra Indah Sari
Imara: Jurnal Riset Ekonomi Islam Vol. 9 No. 2 (2025): IMARA:JURNAL RISET EKONOMI ISLAM
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v9i2.16167

Abstract

Background: Halal tourism has expanded rapidly, often adopting the narrative of "sustainable economics" as part of its value proposition. However, the dominant global sustainability paradigm—including that implicit in many Sustainable Development Goals (SDGs) frameworks—is fundamentally anthropocentric, prioritizing human economic and social interests above all else. A conceptual paradox arises when this anthropocentric framework is applied to "halal" ecosystems, which are essentially theocentric, positioning humanity as khalifah (steward), not owner, of nature. Purpose : The purpose of this study is to deconstruct the "anthropocentric sustainability" concept that has permeated halal tourism models. This research aims to provide a post-anthropocentric critique of how contemporary halal tourism ecosystems operate, highlighting the tensions between human-centric sustainability rhetoric and the imperatives of Maqashid al-Shariah (particularly Hifz al-Bi'ah or environmental protection). Method : This study  uses a library research utilizing a critical conceptual analysis approach. This study systematically reviews, analyzes, and synthesizes interdisciplinary literature across three domains: (1) critical sustainability theory and anthropocentrism, (2) tourism economics, and (3) Islamic economic philosophy and halal tourism.. Result : Findings (Arguments) indicate that the adoption of anthropocentric sustainability models often results in "greenwashing" or "halal-washing," where nature remains exploited as a "resource" for human profit, contradicting the principle of amanah. As an alternative, this paper proposes a shift towards a post-anthropocentric (theocentric) framework for halal tourism, one that authentically integrates ecological preservation as a spiritual and ethical objective, not merely an economic instrument. This research contributes to a reconceptualization of halal tourism that moves beyond anthropocentrism toward a holistic and theologically authentic sustainability model