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All Journal Briliant: Jurnal Riset dan Konseptual Journal of Economic, Bussines and Accounting (COSTING) Jurnal Informasi dan Teknologi Jurnal Akuntansi Universitas Muhammadiyah Kupang Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Darma Agung Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Jurnal Ekonomi Journal of Innovation Research and Knowledge Jurnal Manajemen
Upik Djaniar
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Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Public Health Social Sciences Other

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Analisis Kondisi Likuiditas BPR di Provinsi NTT Pada Masa Pandemi COVID-19 Ni Nyoman Ayu Oktarini Utami; Abdul Malik Hasyim; Fitriningsih Amalo; Upik Djaniar
Jurnal Akuntansi Universitas Muhammadiyah Kupang Vol. 8 No. 2 (2021): JURNAL AKUNTANSI (JA)
Publisher : PROGRAM STUDI AKUNTANSI - UNIVERSITAS MUHAMMADIYAH KUPANG

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Abstract

Tujuan Penelitian yaitu untuk mengetahui kondisi likuiditas melalui Cash Ratio dan Loan to DepositRatio Bank Perkreditan Rakyat di Provinsi Nusa Tenggara Timur pada masa Pandemi CoronavirusDisease (COVID-19). Metode Penelitian dengan menggunakan teknik analisis data yang digunakanyaitu teknik analisa data kualitatif data kuantitatif. Hasil Penelitian yaitu kondisi Loan to DepositRatio (LDR) BPR pada periode bulan Agustus 2019 s.d. Agustus 2020 masih tergolong SEHATmeskipun terdapat peningkatan nilai rasio LDR pada bulan Maret dan April 2020 yaitu masing-masingsebesar 2,02% dan 1,97% bertepatan dengan masa awal penyebaran pandemi COVID-19 di Indonesia.Kondisi Cash Ratio BPR pada periode bulan Agustus 2019 s.d. Agustus 2020 masih tergolongSEHAT meskipun terdapat penurunan nilai Cash Ratio pada bulan Maret dan April 2020 yaitu masing-masing sebesar 2,04% dan 0,96% bertepatan dengan masa awal penyebaran pandemi COVID-19 diIndonesia.
THE EFFECT OF THE COVID 19 VIRUS AND ONLINE LEARNING ON ENGLISH SUBJECTS IN SENIOR HIGH SCHOOL Susan Rachmawati; Upik Djaniar; Arman Syah Putra; Nurul Aisyah
Journal of Innovation Research and Knowledge Vol. 1 No. 3: Agustus 2021
Publisher : Bajang Institute

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Abstract

The background of this research is to find out the effect of the covid-19 virus and variables related to English subject matter and online learning systems in high schools. With the variables above, can these variables affect the teaching and learning system in senior high school. This study uses quantitative methods which are considered appropriate in this study because by using the survey method and conducting questionnaires to 100 people who were randomly selected by the survey, it can produce valid data and can be used for future research. The problem raised in this study is how to find out the effects of the covid 19 pandemic, even though the effects of the covid 19 pandemic are felt in all fields. This research is only limited to the field of education, especially high school education. and can know the effects of the covid 19 pandemic. this study produces new data that can find out the effects of the covid 19 pandemic on the world of education, especially in high school in English subjects, with the results of this research can produce data that can be used as references and future research.
THE INFLUENCE OF TRUST, BRAND IMAGE, AND SECURITY ON THE INTENTION TO BUY TICKETS ON THE TOKOPEDIA WEBSITE Sutrisno Sutrisno; Upik Djaniar; Rosdiana Rosdiana; Wahyudiyono Wahyudiyono; Suliantoro Suliantoro
Jurnal Ekonomi Vol. 11 No. 02 (2022): Jurnal Ekonomi, Periode September 2022
Publisher : SEAN Institute

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Abstract

This study aims to examine the effect of trust, brand image, and security on ticket buying interest on the Tokopedia site (a case study of UST Yogyakarta students). The population in this study used students of the economics faculty majoring in accounting and management at Bachelor of Science Tamansiswa University Yogyakarta. The type of data in this study uses quantitative data types. The sample method in this study is non-probability and the sampling technique uses purposive sampling. The results of the research simultaneously show a significant value of 0.000 <0.05, which can be concluded that the variables of trust, brand image, and security simultaneously or together have an effect on purchase intention. While the results of the research are partially from each variable, there are 2 variables that do not affect, namely the trust variable with a significant value of 0.653> 0.05, it can be concluded that trust has no effect on purchase intention and the security variable with a significant value of 0.070> 0.05 can be concluded that security has no effect on purchase intention. While the brand image variable has a significant value of 0.000 <0.05, it can be concluded that brand image has an effect on purchase intention.
PERAN ENDORSEMENT DAN PROMO MEDIA SOSIAL TERHADAP KEPUTUSAN MINAT BELI BARANG: LITERATURE REVIEW Upik Djaniar; Zulfiah Larisu; Khamaludin Khamaludin; Muh. Indra Fauzi Ilyas; Muhammad Rajab
JURNAL DARMA AGUNG Vol 31 No 2 (2023): APRIL
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Darma Agung (LPPM_UDA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46930/ojsuda.v31i2.2866

Abstract

Dengan meluasnya penggunaan internet, perkembangan teknologi menjadi semakin canggih, membuat pemasaran produk menjadi mudah. Sistem internet atau dikenal juga dengan e-marketing dapat dimanfaatkan untuk berbagai kegiatan pemasaran produk. Artikel ilmiah ini ditulis menggunakan pendekatan studi literatur yang berusaha mengidentifikasi faktor-faktor yang mempengaruhi hasil. Mendeley dan Google Scholar adalah sumber dari semua artikel ilmiah yang dikutip. Penelitian Ini mampu mengidentifikasi masalah dengan membangun hubungan sebab akibat antara dua atau lebih variabel. Hasil penelitian (1) Endorsment berpengaruh terhadap keputusan minat beli barang, melalui Endorsement maka membuat banyak orang mengetahui tentang suatu barang yang akan dijual. (2) Peran media sosial mempengaruhi minat beli barang. Karena jangkauan dan aksesibilitasnya yang luas, media sosial adalah alat promosi yang sangat baik. Media sosial memiliki banyak sekali platform yang bisa digunakan untuk promosi. Media digital juga sangat mudah kita gunakan sebagai alat untuk promosi karena jangkauannya yang luas dan kemudahan penggunaannya.
PELATIHAN MANAJEMEN USAHA KECIL DAN MENENGAH (UKM) UNTUK MENDORONG PERTUMBUHAN EKONOMI Rihfenti Ernayani; Eni Rakhmawati; Ferdy Leuhery; Sarni Handayani Puspita Sari; Upik Djaniar
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 4 No. 4 (2023): Volume 4 Nomor 4 Tahun 2023
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v4i4.19652

Abstract

Usaha kecil menegah merupakan tulang punggung perekonomian di banyak negara di seluruh dunia. Mereka berperan sebagai penggerak utama dalam menciptakan lapangan kerja, mengurangi tingkat pengangguran, serta mendistribusikan pendapatan secara lebih merata. Tujuan dilakukan Pengabdian kepada Masyarat ini untuk meningkatkan daya saing bisnis, meningkatkan kualitas produk dan layanan pelaku usaha kecil menengah. Metode yang digunakan dalam artikel ini adalah metode kualitatif dengan studi literature atau Library Research. Tujuannya adalah untuk menganalisis perbandingan teori-teori yang ada dengan teori-teori sebelumnya pada literature hasil penelitian. Berdasarkan literarur review yang dilakukan pada hasil dan pembahasan maka pada artikel ini dapat dismpulkan bahwa: Pelatihan manajemen dapat membantu pelaku usaha kecil menengah meningkatkan kemampuan manajerialnya, meningkatkan daya saing bisnis, meningkatkan kualitas produk dan layanan, meningkatkan efisiensi dan efektivitas bisnis, serta membuka peluang baru dan dapat mendorong pertumbuhan ekonomi.
Efektivitas Net Interest Margin dan Loan to Deposit Ratio Terhadap Profitabilitas Perbankan Hariandy Hasbi; Upik Djaniar; PA Andiena Nindya Putri; Irdawati Irdawati; Samuel PD Anantadjaya
BRILIANT: Jurnal Riset dan Konseptual Vol 9 No 1 (2024): Volume 9 Nomor 1, Februari 2024
Publisher : Universitas Nahdlatul Ulama Blitar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28926/briliant.v9i1.1627

Abstract

This research examines the effectiveness of Net Interest Margin (NIM) and Loan to Deposit Ratio (LDR) on banking profitability. The study employs a quantitative approach using financial data from a sample of banks over a specific period. Through regression analysis, the study explores the relationship between NIM, LDR, and profitability indicators such as Return on Assets (ROA) and Return on Equity (ROE). The findings suggest a significant impact of NIM and LDR on banking profitability, indicating that these two factors play crucial roles in determining the financial performance of banks. Moreover, the study contributes to the existing literature by providing empirical evidence regarding the effectiveness of NIM and LDR in influencing bank profitability. Understanding these relationships is essential for bank management, policymakers, and stakeholders in making informed decisions related to financial performance and risk management. The results imply that banks should carefully manage their interest margins and loan-to-deposit ratios to enhance profitability and sustain long-term growth. The study underscores the importance of monitoring NIM and LDR dynamics as part of effective banking management strategies
PEMBERDAYAAN UMKM DALAM PEMASARAN ONLINE UNTUK MENINGKATKAN PENDAPATAN DAN AKSES PASAR Djaniar, Upik; Patria, Nelly; Sudi, Mohamad; Anwar, Muh. Abduh.; Riansyah, Ananda Adi
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 4 No. 6 (2023): Volume 4 Nomor 6 Tahun 2023
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v4i6.23246

Abstract

Pemberdayaan Usaha Mikro, Kecil, dan Menengah (UMKM) dalam konteks pemasaran online menjadi sebuah kebutuhan yang penting dalam era digital saat ini. Perkembangan teknologi informasi dan internet telah mengubah secara signifikan pola bisnis, menciptakan peluang baru bagi UMKM untuk memperluas pendapatan dan jangkauan pasarnya. Penelitian ini bertujuan untuk melakukan Pengabdian kepada Masyarakat yang fokus pada pemberdayaan UMKM melalui strategi pemasaran online, bertujuan meningkatkan pendapatan mereka serta memperluas akses ke pasar. Metode penelitian yang diadopsi dalam artikel ini adalah metode kualitatif dengan pendekatan studi literatur atau Library Research. Sumber literatur yang diacu terdiri dari hasil Pengabdian kepada Masyarakat serta tinjauan dari artikel ilmiah baik di tingkat nasional maupun internasional yang relevan dengan tema yang sedang dibahas. Hasil penelitian menunjukkan bahwa pemberdayaan UMKM melalui pemasaran online merupakan strategi yang sangat efektif dalam meningkatkan pendapatan dan memperluas akses pasar. Dengan memanfaatkan platform digital, UMKM dapat mengatasi kendala geografis dan mencapai pangsa pasar yang lebih luas, baik secara nasional maupun internasional.
Analysis of The Influence of Perceived Usefulness Factors and Subjective Norm on Intention to Use QR Code of Digital Wallet Users Djaniar, Upik; Sukriyadi; Munizu, Musran; Tomadehe, Sumiati; Ady Bakri, Asri
Jurnal Informasi dan Teknologi 2024, Vol. 6, No. 1
Publisher : SEULANGA SYSTEM PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60083/jidt.v6i1.506

Abstract

The purpose of this study is to ascertain how behavioral intention to reuse is influenced by perceived usefulness, perceived ease of use, compatibility, subjective norm, perceived risk, perceived trust, and perceived cost of the QR payment. The researcher employed a survey approach, a single cross-sectional design for data collecting, and a conclusive research design with a descriptive research design type. Researchers employed the judgmental sampling method along with non-probability sampling strategies in this study. There were 100 samples used in this investigation. major data from the outcomes of distributing questionnaires served as the major data source. Researchers used the structure-equation modeling (SEM) technique to evaluate their hypothesis. The study's findings indicate that behavioral intention to utilize QR Code payments is positively influenced by perceived usefulness, perceived simplicity of use, compatibility, subjective norms, and perceived trust. An individual's intention to use the service again is positively correlated with how much they perceive the benefits, find it easy to use, find it matches their lifestyle, have support from significant others, and have a high degree of faith in the QR Code. Perceived risk and cost, however, do not significantly affect behavioral intention, indicating that people's intentions to use QR Codes again are not hampered by their sense of risk and associated expenses.
ANALYSIS OF THE INFLUENCE OF STUDENTS' KNOWLEDGE OF BANK INTEREST AND SHARIA ACCOUNTING ON INTEREST IN PURCHASING SHARIA PRODUCTS Ratih Puspitasari; Muhammad Irsyad Elfin Mujtaba; Teguh Prakoso; Upik Djaniar; Andri Yunus
Journal of Innovation Research and Knowledge Vol. 3 No. 10: Maret 2024
Publisher : Bajang Institute

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Abstract

The aim of this research is to analyze the influence of students' knowledge of bank interest and sharia accounting on interest in purchasing sharia products. This research is categorized as partly quantitative research, the type of which is a correlational method. Population in this study were students from Private Universities in Indonesia. Sampling technique that can be used in this research is purposive sampling. Sample studied was 100 respondents. This research uses multiple linear regression analysis to answer the problem formulation and temporary assumptions. The research results show that students' knowledge of bank interest has a positive and significant influence on interest in purchasing sharia products. Sharia accounting has a positive and significant influence on interest in purchasing sharia products.
Financial Management Strategies: Exploring the Nexus between Budget Allocation, Investment Policies, and Firm Performance PA Andiena Nindya Putri; Upik Djaniar; Ansir Launtu; Mutmainah; Pandu Adi Cakranegara
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 1 (2024): Dinasti International Journal of Economics, Finance & Accounting (March-April 2
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i1.2397

Abstract

In the contemporary business landscape, effective financial management strategies play a pivotal role in determining the success and sustainability of firms. This article delves into the intricate relationship between budget allocation, investment policies, and firm performance. Budget allocation serves as a fundamental aspect of financial management, influencing resource distribution across various organizational functions. The efficacy of budget allocation strategies directly impacts the financial health and operational efficiency of firms. Moreover, investment policies represent critical decisions that shape the allocation of financial resources towards diverse investment avenues. The alignment between investment policies and organizational objectives is imperative for optimizing returns and mitigating risks. By examining the interplay between budget allocation and investment policies, this study aims to elucidate their combined impact on firm performance. Furthermore, firm performance serves as a comprehensive measure of organizational success, encompassing financial indicators, market position, and operational effectiveness. The integration of prudent budget allocation practices and strategic investment policies fosters sustainable growth and enhances competitive advantage, thereby augmenting overall firm performance. Through empirical analysis and theoretical frameworks, this article elucidates the synergistic relationship between budget allocation, investment policies, and firm performance. Insights derived from this study offer valuable implications for financial managers, policymakers, and stakeholders seeking to optimize financial management strategies in dynamic business environments.
Co-Authors Ady Bakri, Asri Alfiana Amalia, Mekar Meilisa Andri Yunus Anwar, Muh. Abduh. Arman Syah Putra BillY Dewantara Cakranegara, Pandu Adi Eni Rakhmawati Ferdy Leuhery Fitriani Fitriani Fitriningsih Amalo Hanifa Djakaria Hariandy Hasbi Hasyim, Abdul Malik Hesty Erviani Zulaecha Irdawati Irdawati Irdawati Irma M Nawangwulan Khamaludin, Khamaludin Klemens Mere LAUNTU, ANSIR Lumentah, Natalia Reyne Muh. Indra Fauzi Ilyas Muhammad Irsyad Elfin Mujtaba Muhammad Rajab Musran Munizu Mutmainah Mutmainah Mutmainah Nasution, Annio Indah Lestari Nelly Patria Ni Nyoman Ayu Oktarini Utami Nining Ramadani Nurul Aisyah PA Andiena Nindya Putri PA Andiena Nindya Putri PA Andiena Nindya Putri Putu Saroyini Piartrini Ratih Puspitasari Riansyah, Ananda Adi Rihfenti Ernayani Rita Zulbetti Rosdiana rosdiana Samuel PD Anantadjaya Sarni Handayani Puspita Sari Sudi, Mohamad Sukriyadi Suliantoro Suliantoro Susan Rachmawati Teguh Prakoso Tomadehe, Sumiati Vera Herlina Mustari Wahyudiyono, Wahyudiyono Zaman, Delfian Zulfiah Larisu