Claim Missing Document
Check
Articles

Found 6 Documents
Search

Tanggung Jawab Bank Kepada Nasabah Dalam Kasus Kredit Fiktif Yang Melibatkan Pegawai Bank Firda Amelya Malik; Prince Hadipati; Febrian Ariansah; Muhammad Satrio; Vidya Erviana; Farahdinny Siswajanthy
ALADALAH: Jurnal Politik, Sosial, Hukum dan Humaniora Vol. 2 No. 2 (2024): Jurnal Politik, Sosial, Hukum dan Humaniora
Publisher : Sekolah Tinggi Ilmu Syariah Nurul Qarnain Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/aladalah.v2i2.694

Abstract

As a financial institution governed by statutory provisions, banks are responsible for maintaining the security and confidentiality of their customers' personal data. In the case of fictitious credit involving bank employees, this responsibility becomes very important because banks must ensure that the credit disbursed is actually used for legitimate purposes, not for the personal interests of employees. Referring to Article 1365 of the Civil Code, if the bank does things that are contrary to the rights of the customer, resulting in customer losses and committing unlawful acts, the bank must compensate the party who has been harmed. Furthermore, Article 1367 of the Civil Code emphasizes that a person is not only responsible for losses caused by his own fault, but is also responsible for losses caused by the fault of other people who are under his supervision or who are his responsibility. In the context of law and regulation, dictitious credit carried out by bank employees by using the customer's identity without permission to obtain facilities, is an Unlawful Act. So that the employee and the bank concerned can be held liable based on Article 1365 jo. 1367 of the Civil Code, Consumer Protection Law, and POJK.
Pengaruh Pengangguran Terhadap Pertumbuhan Ekonomi Irawan Irawan; Puput Iswandyah Raysharie; Tesalonika Tesalonika; Diah Septianingsih; Muhammad Samman; Muhammad Satrio; Novita Sari; Siti Pahrun Nisa; Zulkarnain Zulkarnain
Nian Tana Sikka : Jurnal ilmiah Mahasiswa Vol. 2 No. 1 (2024): Nian Tana Sikka : Jurnal ilmiah Mahasiswa
Publisher : Fakultas Ekonomi & Bisnis, Universitas Nusa Nipa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59603/niantanasikka.v2i1.258

Abstract

Palangkaraya's economic growth to date has only reached 2.95%. The aim of this study is to examine the magnitude of the increase in unemployment rates and its impact on economic progress. Variable X1: effect of unemployment, X2: unemployment and Y: economic growth. Literature studies were used in this research using a number of journals as a focus point for analysis and comparing research results. A number of studies show how high unemployment rates affect economic growth.
TANGGUNG JAWAB HUKUM DAN EKONOMI DALAM PERLINDUNGAN DATA PRIBADI DI ERA DIGITAL Zainudin Hasan; Salsabila Tiara Putri; Sri Gustina; Ahmad Rifki Satria; Kevin Oksandy Ramadhani; Muhammad Satrio
Causa: Jurnal Hukum dan Kewarganegaraan Vol. 7 No. 12 (2024): Causa: Jurnal Hukum dan Kewarganegaraan
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.3783/causa.v7i12.7183

Abstract

Perlindungan data pribadi di era digital telah menjadi isu krusial seiring dengan pesatnya perkembangan teknologi dan maraknya transaksi online. Penelitian ini membahas tanggung jawab hukum dan ekonomi pelaku usaha dalam melindungi data pribadi konsumen, serta dampak dari pelanggaran data terhadap bisnis. Pelaku usaha memiliki kewajiban hukum untuk menjaga kerahasiaan dan keamanan data konsumen, yang diatur dalam berbagai regulasi nasional, seperti Undang-Undang Perlindungan Data Pribadi. Selain itu, dari perspektif ekonomi, pelanggaran data dapat menyebabkan kerugian finansial yang signifikan, seperti denda, kehilangan kepercayaan konsumen, dan biaya pemulihan data.Penelitian ini juga menyoroti tantangan yang dihadapi pelaku usaha dalam menerapkan regulasi perlindungan data pribadi, termasuk tingginya biaya yang diperlukan untuk keamanan siber. Kesimpulan penelitian ini menekankan perlunya peningkatan regulasi dan pengawasan oleh pemerintah serta pentingnya kepatuhan pelaku usaha terhadap regulasi yang berlaku. Saran bagi konsumen adalah untuk lebih sadar akan pentingnya perlindungan data pribadi dan hak-hak mereka dalam bertransaksi online.
ANALISIS PENGARUH LIQUIDITY, CAPITAL STRUCTURE, FIRM SIZE, GROWTH OPPORTUNITIES, DAN AUDIT QUALITY TERHADAP EARNINGS QUALITY PADA PERUSAHAAN PERBANKAN DI INDONESIA Muhammad Satrio; Hotman Tohir Pohan
Jurnal Ekonomi Trisakti Vol. 4 No. 2 (2024): Oktober
Publisher : Lembaga Penerbit Fakultas EKonomi dan Bisnis 

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/v4i2.20918

Abstract

Penelitian ini dimaksudkan untuk menganalisis pengaruh liquidity, capital structure, firm size, growth opportunities, dan audit quality terhadap earning quality pada perusahaan perbankan di Indonesia periode 2020-2022. Metode penelitian yang dipakai adalah kuantitatif deskriptif korelasional, yaitu suatu metode penelitian yang dipakai untuk menggambarkan korelasi antar variabel berdasarkan pada penggunaan analisis statistik dan persamaan matematis. Penelitian ini dilakukan pada sektor perbankan terdaftar di Bursa Efek Indonesia selama periode tahun 2020-2022. Teknik analisis data yang digunakan adalah teknik regresi data panel untuk menguji hipotesis-hipotesis penelitian, dengan menggunakan bantuan statistik Eviews 13. Hasil penelitian menunjukkan bahwa secara parsial terdapat pengaruh liquidity, capital structure, firm size, growth opportunities, dan audit quality terhadap earning quality pada perusahaan perbankan di Indonesia periode 2020-2022.
FAKTOR-FAKTOR PENENTU MINUMAN AIK POKAK DALAM MENDUKUNG WISATA KULINER DI KABUPATEN SUMBAWA NUSA TENGGARA BARAT Muhammad Satrio; Dewa Made Dirga; Gugung Gumilar
Journal of Innovation Research and Knowledge Vol. 4 No. 2: Juli 2024
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/jirk.v4i2.8085

Abstract

Kuliner tradisional adalah praktik tradisional dalam masyarakat yang telah hadir di Nusantara selama berabad-abad, berfungsi sebagai sumber makanan, kesehatan, dan berbagai aspek budaya. Di Pulau Lombok dan Sumbawa, banyak orang menikmati masakan tradisional, terutama di saat Ramadhan yang dianggap sebagai tujuan wisata halal. Hidangan minuman tradisional adalah Aik Pokak, yang secara tradisional dinikmati selama Ramadhan dan sering disajikan dalam pertemuan besar. Minuman tradisional Aik Pokak juga digunakan sebagai jamu. Penelitian ini bertujuan untuk menganalisis faktor-faktor yang mempengaruhi perkembangan kuliner tradisional di Nusa Tenggara Barat, termasuk peranannya dalam wisata kesehatan dan seni kuliner. Temuan menunjukkan bahwa masakan tradisional di yogyakarta dapat menjadi sumber informasi yang berharga bagi peneliti dan dapat digunakan dalam sektor jasa makanan dan minuman. Penelitian ini dapat memberikan kontribusi untuk memahami faktor-faktor yang mempengaruhi perkembangan kuliner tradisional di Nusa Tenggara Barat)
Saneo Tourism Village Management (Institutional) Training-Community Coaching Approach on Sustainability Muhammad Sultan Hali; Ramdah Radjab; Firman Koma Febdilan; Ayu Gardenia Lantang; Muhammad Satrio
GANDRUNG: Jurnal Pengabdian Kepada Masyarakat Vol. 6 No. 1 (2025): GANDRUNG: Jurnal Pengabdian Kepada Masyarakat
Publisher : Fakultas Olahraga dan Kesehatan, Universitas PGRI Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36526/gandrung.v6i1.4462

Abstract

Saneo Village as a pioneer village has institutional problems that cause tourism village information on the Kemenparekraf jadesta to be less than optimal, Community involvement plays an important role in encouraging sustainable practices, and this article describes an organizational training program for tourism stakeholders in Saneo Tourism Village which is carried out to support the community that can improve the understanding and commitment of village communities to sustainability. This service method is to provide training to twenty participants with significant increased success results with an average increase of 85%. Community training programs on sustainability have increased Saneo village residents' awareness and involvement in sustainable practices as well as understanding of tourism village organizations. However, this program needs to be improved by considering constraints such as agricultural activities and implementation time. This training succeeded in increasing the institutional knowledge of tourism stakeholders in the village. To further perfect the program, it is necessary to coordinate the implementation time and intensity of tourism stakeholder meetings to improve the quality of tourism human resource development activities in the Saneo Tourism Village.