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TINGKAT PENGETAHUAN FINANSIAL TEKNOLOGI PADA PELAKU UMKM DI RUMAH MAKAN BINTANG KEJORA JAYA Fauzia, Amanda Rizki; Andrian Noviardy
JURNAL AKADEMIK PENGABDIAN MASYARAKAT Vol. 4 No. 1 (2026): Januari
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/japm.v4i1.7736

Abstract

This study aims to explore the level of financial technology knowledge among MSMEs at the Bintang Kejora Jaya Restaurant through in-depth interviews. Data were collected from two informants, the restaurant manager and the cashier, regarding their experiences, understanding, and practices in using financial technology in managing their businesses. The results indicate that MSMEs understand the use of digital wallets and digital transaction recording, but are still limited in their understanding of capital management, investment, and financial risk. These findings emphasize the need for technology-based financial literacy mentoring and training for MSMEs.
OPTIMALISASI PERAN SUMBER DAYA MANUSIA DALAM MENGURANGI KETERLAMBATAN PELAYANAN USAHA PADA UMKM WONG KITO GALO Yeli Polar; Fitriasuri, Fitriasuri; Efan Elpanso; Andrian Noviardy; Dina Mellita
JURNAL AKADEMIK PENGABDIAN MASYARAKAT Vol. 4 No. 1 (2026): Januari
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/japm.v4i1.7906

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk mengoptimalkan peran sumber daya manusia (SDM) dalam meningkatkan efisiensi pelayanan pada usaha mikro, kecil, dan menengah (UMKM). Permasalahan utama yang diidentifikasi adalah keterlambatan pelayanan akibat keterbatasan jumlah tenaga kerja, pembagian tugas yang belum jelas, lemahnya koordinasi kerja, serta belum adanya standar operasional prosedur (SOP). Metode yang digunakan adalah pendekatan kualitatif deskriptif melalui observasi, wawancara, dan penerapan design thinking. Tahapan yang dilakukan meliputi empathize, define, ideate, prototype, dan test yang dilaksanakan secara kolaboratif bersama pemilik dan karyawan UMKM. Hasil kegiatan menunjukkan bahwa penerapan SOP, pembagian tugas kerja yang terstruktur, serta pelatihan singkat SDM mampu meningkatkan kecepatan pelayanan, koordinasi kerja, dan efisiensi operasional UMKM. Kegiatan ini membuktikan bahwa optimalisasi pengelolaan SDM melalui pendekatan design thinking efektif dalam meningkatkan kualitas pelayanan UMKM.
Peran Aplikasi Byond Dalam Transformasi Layanan Perbankan Digital Pada Bank Syariah Indonesia KCP Palembang Sudirman Lia Suryati; Andrian Noviardy; Heriyanto, Heriyanto
EKOMAN: Jurnal Ekonomi, Bisnis dan Manajemen Vol. 3 No. 3 (2025): EKOMAN: Jurnal Ekonomi, Bisnis dan Manajemen
Publisher : Penerbit dan Percetakan CV. Picmotiv

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61930/ekoman.v3i3.368

Abstract

Transformasi digital menjadi langkah penting bagi perbankan dalam meningkatkan efisiensi dan kualitas layanan. Bank Syariah Indonesia (BSI) menghadirkan aplikasi BYOND sebagai inovasi digital yang memudahkan nasabah dalam melakukan transaksi dan mengakses informasi keuangan. Penelitian ini bertujuan mengetahui peran aplikasi BYOND dalam mendukung transformasi layanan digital di BSI KCP Palembang Sudirman. Metode yang digunakan adalah deskriptif kualitatif melalui observasi, wawancara, dan dokumentasi selama kegiatan magang. Hasil penelitian menunjukkan bahwa BYOND mampu meningkatkan efisiensi operasional, mempercepat proses pembukaan rekening, serta mempermudah transaksi digital.
Tata Kelola Magang Mahasiswa mengikuti Kegiatan diluar Kampus Universitas Bina Darma Amrina Savira; Trisninawati Trisninawati; Andrian Noviardy; Mukran Roni; Heriyanto Heriyanto
JURNAL MANAJEMEN DAN BISNIS EKONOMI Vol. 4 No. 3 (2026): Juli: JURNAL MANAJEMEN DAN BISNIS EKONOMI
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jmbe-itb.v4i3.4300

Abstract

Internship programs represent one of the implementations of the Kampus Berdampak policy aimed at enhancing students’ competencies, work experience, and readiness to enter the professional workforce. The success of such programs is highly dependent on effective governance through the application of the management functions of Planning, Organizing, Actuating, and Controlling (POAC). This study aims to analyze the implementation of POAC functions in the governance of student internship programs conducted outside Universitas Bina Darma. The research was carried out at the Kampus Berdampak Service Center of Universitas Bina Darma using a quantitative descriptive approach. Data were collected through questionnaires, observations, and documentation involving 23 students participating in off-campus internship programs. Data analysis was conducted using descriptive statistics based on the mean scores of each research indicator. The findings indicate that the implementation of POAC management functions in internship governance was categorized as very good, with an overall mean score of 4.29. The planning variable achieved the highest mean score (4.39), followed by organizing (4.30), actuating (4.27), and controlling (4.21). These results demonstrate that the internship program has been managed systematically and effectively. Nevertheless, monitoring and follow-up mechanisms require further improvement to support a more optimal and sustainable implementation of the program.
Meningkatkan Motivasi Kewirausahaan pada Masyarakat Desa Simpang Pelabuhan dalam Kecamatan Pemulutan Fitri Anggraini; Fitriasuri Fitriasuri; Bakti Setyadi; Septiani Fransisca; Poppy Indriani; Efan Elpanso; Andrian Noviardy; Dina Mellita
Aksi Nyata : Jurnal Pengabdian Sosial dan Kemanusiaan Vol. 3 No. 3 (2026): Juli : Aksi Nyata : Jurnal Pengabdian Sosial dan Kemanusiaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/aksinyata.v3i3.3389

Abstract

Community entrepreneurial motivation in Simpang Pelabuhan Dalam Village, Pemulutan District, remains relatively low, limiting local economic development. This condition is influenced by limited entrepreneurial knowledge, low self-confidence, and the perception that starting a business requires substantial capital. This community service program aimed to enhance entrepreneurial motivation through entrepreneurship socialization and training using a participatory approach. Community members were actively involved in problem identification, planning, implementation, and evaluation. The program included field observations, coordination with the village government, preparation of training materials, entrepreneurship workshops, interactive discussions, and evaluations conducted through interviews and questionnaires. The primary participants were members of the Karang Taruna and local residents. The results indicated that participants responded positively to the program and found the materials relevant and beneficial. Most participants reported increased interest, motivation, and confidence in starting independent businesses. They also gained a better understanding of entrepreneurship as a means of improving household welfare and recognized business opportunities based on the village’s local potential. Overall, the program effectively strengthened entrepreneurial motivation and contributed to community-based economic empowerment in Simpang Pelabuhan Dalam Village.
EVALUASI IMPLEMENTASI CORPORATE SOCIAL RESPONSIBILITY (CSR) PADA PT KERETA API INDONESIA (PERSERO) DIVRE III PALEMBANG Hesti Susepti; Andrian Noviardy; Heriyanto
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 6 (2026): Jurnal Riset Multidisiplin Edukasi (Juni 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i6.2300

Abstract

Corporate Social Responsibility (CSR) represents a company's commitment not only to achieving economic objectives but also to addressing social and environmental concerns as part of sustainable development efforts. This study aims to evaluate the implementation of the Community Development CSR Program (Bina Lingkungan) conducted by PT Kereta Api Indonesia (Persero) Regional Division III Palembang in 2025. The evaluation is based on the Triple Bottom Line framework, which encompasses the dimensions of People, Planet, and Profit. A qualitative descriptive approach was employed, with data collected through observations, interviews, documentation, and literature review. Data were analyzed using an interactive analysis model consisting of data reduction, data presentation, and conclusion drawing, while source triangulation was applied to ensure data validity. The findings indicate that the implementation of the CSR Community Development Program has been carried out systematically through several stages, including proposal submission, administrative verification, field surveys, assistance determination, fund distribution, and accountability reporting. During 2025, PT KAI Regional Division III Palembang successfully implemented 81 assistance programs across its operational areas in South Sumatra Province. These programs covered the development of public infrastructure and facilities, educational assistance, religious facility support, and community social activities, all of which generated tangible benefits for local communities. However, the implementation process encountered challenges related to incomplete administrative requirements in submitted proposals, which occasionally delayed aid distribution. From the Triple Bottom Line perspective, the CSR initiatives have contributed to improving community welfare, supporting environmental quality, and strengthening the company's reputation and operational sustainability. Therefore, the CSR implementation of PT KAI Regional Division III Palembang can be considered effective in supporting sustainable development objectives.