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Establishment of Mosque-Based Baitut-Tamwil in Nagasaribu Village, North Padang Lawas Regency to Support Productive Economic Communities Hardana, Ali; Efendi Siregar, Sulaiman; Wahyu Utami, Try; Hasibuan, Lismawati
Help: Journal of Community Service Vol. 1 No. 2 (2024): September 2024
Publisher : PT Agung Media Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62569/hjcs.v1i2.53

Abstract

People in Nagasaribu Village, North Padang Lawas District, produce traditional food and market snacks in their homes. These home industries are mainly managed by mothers (wives) to earn extra money to support their families. The community of Nagasaribu Village will definitely experience difficulties if they need additional funds for small amounts of capital because they are small producers. The focus of this community assistance was to establish a mosque-based Baitut-Tamwil savings and loan cooperative. They also conducted organizational (managerial) training as well as training on how to utilize the cooperative to provide savings and loan services based on sharia economic principles. One form of community empowerment is community service activities, which aim to foster creativity by encouraging, motivating, and increasing awareness of the potential of the community. Skills development and community economic development can be achieved through mentoring that is tailored to the needs and potential of the community. The high level of participation of participants and the achievement of activity targets are indicators of the success of this community service activity. However, one challenge that may continue to occur is the reluctance of community members participating in the mentoring program to start the business that has been taught in this activity.
Tantangan Hukum dalam Regulasi Cryptocurrency di Era Ekonomi Digital Global Hardana, Ali; Efendi Siregar, Sulaiman; Wahyu Utami, Try
Jurnal Hukum Bisnis Vol. 14 No. 04 (2025): Call for Paper Juli 2025
Publisher : Information Technology and Science (ITScience)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/jhb.v14i04.6775

Abstract

Perkembangan cryptocurrency dalam ekonomi digital global menimbulkan tantangan hukum yang kompleks, terutama terkait regulasi, perlindungan konsumen, stabilitas keuangan, dan pencegahan kejahatan siber. Ketidakseragaman regulasi di berbagai negara menciptakan ketidakpastian hukum bagi pelaku bisnis dan investor. Penelitian ini menganalisis tantangan hukum dalam regulasi cryptocurrency serta solusi yang dapat diadopsi untuk menciptakan kerangka hukum yang efektif. Penelitian ini menggunakan metode kualitatif dengan pendekatan studi literatur dan analisis komparatif terhadap regulasi cryptocurrency di beberapa yurisdiksi, seperti Uni Eropa, Amerika Serikat, dan Asia. Data diperoleh dari sumber hukum primer (peraturan, putusan pengadilan) dan sekunder (jurnal, laporan kebijakan). Temuan menunjukkan bahwa tantangan utama meliputi (1) fragmentasi regulasi antarnegara, (2) risiko pencucian uang dan penipuan, serta (3) kesulitan dalam penegakan hukum transaksi lintas batas. Beberapa negara telah mengadopsi pendekatan progresif seperti licensing framework (Uni Eropa) dan taxation policies (AS), sementara lainnya masih dalam tahap pengembangan. Diperlukan harmonisasi regulasi internasional dan kolaborasi antarnegara untuk mengatasi tantangan hukum cryptocurrency. Regulasi yang adaptif, berbasis risiko, dan mendukung inovasi dapat menciptakan keseimbangan antara perlindungan konsumen dan pertumbuhan ekonomi digital.
Dampak Kemiskinan Terhadap Kesejahteraan Masyarakat Kotanopan Secara Ekonomi Islam Hardana, Ali; Siregar, Sulaiman Efendi; Hasibuan, Lismawati; Utami, Try Wahyu
Dalwa Islamic Economic Studies: Jurnal Ekonomi Syariah Vol. 3 No. 1 (2024): Dalwa Islamic Economic Studies
Publisher : Program Studi Ekonomi Syariah Institut Agama Islam Darullughah Wadda'wah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38073/dies.v3i1.1520

Abstract

This research is descriptive qualitative field research. This field research was conducted in Kotanopan Village, Mandailing Natal Regency, North Sumatra Province. This research used the side quota method consisting of 15 quotas taken from 3 RTs in Hamlet 001, as well as interviews with the village head. Next, this research problem was analyzed using a qualitative data analysis method that uses a deductive thinking approach. The research results show that several causes of poverty in Kotanopan Village are as follows: low level of education; lack of funds; and family responsibilities. Based on these factors, poverty has the impact of losing people's welfare rights such as clothing, food and shelter, because some people still live in semi-permanent homes, losing the right to education because parents cannot teach their children, and losing the right to get a decent job because the head of the family does not have enough education so they cannot pay their children's school fees.
Pengaruh Kredit Perbankan Terhadap Pertumbuhan Ekonomi dan Hubungannya dengan Kesejahteraan Masyarakat Paulus Laratmase; Rosdiana; Adi Artino; Sulaiman Efendi Siregar; Try Wahyu Utami
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i7.4273

Abstract

The aim of this research is to analyze the influence of banking credit on economic growth and social welfare. The type of research used in this research is secondary data, namely data in the form of numbers or quantitative time series. The findings in this research are that working capital credit has a positive and significant effect on economic growth, investment credit has a positive and significant effect on economic growth, and credit consumption has a positive and significant effect on economic growth. This means that if working capital credit, investment credit and consumption credit increase, economic growth will also increase. And if economic growth increases, it will encourage social prosperity.
Dampak Stres Kerja, Dukungan Sosial, dan Keseimbangan Kehidupan Kerja terhadap Kepuasan Kerja Febriyan Muliany; Try Wahyu Utami; Zakhi Bailatul Nur Avian; Ahmad Salabi; Najmi Ismail
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 11 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i11.5854

Abstract

The role of employees in a company organization is a very vital factor in achieving and carrying out the functions and objectives of the company. Employees become planners, implementers, and controllers who always play an active role in realizing the goals of the organization or industry. In this study, this study uses a quantitative research type. This study aims to determine the effect of work stress, social support, and work-life balance on job satisfaction. This study focuses on company employees in Indonesia, by applying the Non-Probability Sampling technique to determine the sample obtained as many as 120 respondents. The results of this study found that work stress, social support, and work-life balance have an effect on job satisfaction.
The Impact of Strategic Management on Organizational Performance: An Empirical Study Usmany, Paul; Anna M. Ngabalin; Utami, Try Wahyu; Jasmin; Putrianti, Flora Grace
International Journal of Economics (IJEC) Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i2.969

Abstract

In today's era of globalization and intensifying market competition, business leaders, particularly in the food and beverage (F&B) industry, are compelled to pursue continuous innovation and implement effective strategic management practices to remain competitive and succeed in an increasingly complex market. In this study, we will delve deeply into the implementation of strategic management in an F&B enterprise, namely Ayam Guling Mister (AGM). It is the aim of this research to provide readers with an understanding of the concepts and basic principles of strategic management and their applicability to the F&B industry. Furthermore, the factors influencing the successful implementation of strategic management will be discussed. This research employs a qualitative approach, which is particularly suited to the investigation of the application of strategic management in the context of food and beverages production. This enables the perspectives of organisational leaders on the management of strategic initiatives to be elucidated, thereby facilitating an understanding of the processes involved in maintaining the viability of a product. The findings from this research indicate that the implementation of strategic management at AGM is crucial to ensure business success and sustainable growth.
The Role of Cost Accounting Information in Enhancing Firm Value and Stakeholder Responsibility: Evidence from Indonesia’s Cement Industry Hardana, Ali; Zaini, Zaki; Husen Subana, Dadang; Wahyu Utami, Try
Etihad: Journal of Islamic Banking and Finance Vol. 5 No. 2 (2025)
Publisher : UIN Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/etihad.v5i2.11873

Abstract

Introduction: This study examines the effect of cost accounting information on the increase in company value and the fulfillment of stakeholder responsibilities in cement companies listed on the Indonesia Stock Exchange (IDX) during 2016–2021. Research Methods: The research uses simple linear regression for causality testing, one-way ANOVA, and independent sample tests for comparative analysis, with a 5% significance level. Results: The findings show that cost accounting information significantly affects firm value, particularly in calculating cost of goods manufactured. Higher firm value improves the company's ability to meet its obligations to stakeholders, including paying dividends to shareholders, covering loan interest to creditors, paying salaries to employees, and fulfilling tax responsibilities to the government. Conclusion: The study also identifies significant differences among public cement companies regarding firm size, dividend payments, tax burden, and interest expenses. However, salary expenses did not show significant differences. These results highlight the strategic importance of accurate cost accounting in enhancing financial performance and maintaining stakeholder trust.
DAMPAK DISIPLIN KERJA DAN KOMPENSASI TERHADAP KINERJA KARYAWAN DENGAN MOTIVASI KERJA SEBAGAI VARIABEL INTERVENING PADA SWALAYAN 88 Hardana, Ali; Hasibuan, Lismawati; Utami, Try Wahyu
Tazkir: Jurnal Penelitian Ilmu-ilmu Sosial dan Keislaman Vol 9, No 2 (2023)
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tazkir.v9i2.8398

Abstract

Payment or gift compensation is also very important attention in increasing morale employees so that it will be achieved later the expected work results will even be obtained enhanced by giving compensation according to the level of risk of each job. This study aims to examine the extent to which work discipline, compensation determines performance employees with work motivation as an intervening variable at Supermarket 88, by using quantitative research methods with data analysis techniques with path analysis to visitors as many as 268 respondents who were sampled from a population of 268 visitors, which testing the data using the SPSS 21 software tool. The results of the study are; Work discipline has a significant effect on work motivation with a direct influence coefficient of discipline work on work motivation. Compensation has no significant effect on work motivation with the direct effect coefficient of compensation on work motivation. Work discipline has a significant effect on employee performance with a coefficient of influence work discipline directly on employee performance. Compensation has that effect significant effect on employee performance with a direct effect coefficient of compensation on performance employee. Work motivation has a significant influence on employee performance with the coefficient of direct influence of work motivation on employee performance. Coefficient value indirect influence direct influence. So that work discipline has an effect significant effect on employee performance through work motivation. Or it could also be concluded that motivation work as an intervening variable in mediating the relationship between work discipline and employee performance. The value of the coefficient of indirect effect direct effect. So compensation significant effect on employee performance through work motivation. Or it could also be concluded that work motivation as an intervening variable in mediating the relationship of compensation to employee performance.
PENGARUH DAR DAN DER TERHADAP ROA DAN ROE Anatia Agusti; Try Wahyu Utami; Mudatsir S Tato; Fudji Sri Mar'ati; Mardiana, Mardiana
Journal of Social and Economics Research Vol 5 No 2 (2023): JSER, December 2023
Publisher : Ikatan Dosen Menulis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54783/jser.v5i2.146

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui hubungan antara palung DAR dan DER dengan ROA dan ROE. Penelitian ini menggunakan desk research dan quantitative research dengan menggunakan data real-time sebagai sumber utamanya. Sampel terdiri dari 28 perusahaan makanan dan minuman yang terdaftar di BEI sepanjang periode 2020-2022. Metode analisis: menggunakan analisis regresi berganda. Data dalam penelitian ini dikumpulkan menggunakan IBM SPSS. Penelitian ini menunjukkan bahwa DAR dan DER, baik secara paralel maupun parsimony, tidak berpengaruh signifikan terhadap ROA dan ROE.
Faktor-Faktor yang Mempengaruhi Pembelian Daging Ayam Di Pasar Sangkumpal Kota Padangsidimpuan Selama Pandemi Covid-19 Hardana, Ali; Hairani, Risna; Wahyu Utami, Try; Khairani, Desy
JURNAL EKONOMI BISNIS DAN KEWIRAUSAHAAN Vol 12 No 1 (2023): Jurnal Ekonomi Bisnis Dan Kewirausahaan, Vol XII No. 1 Januari 2023
Publisher : Universitas Sahid Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47942/iab.v12i1.1211

Abstract

This research study aims to find out the factors of buying chicken meat in traditional markets during the Covid-19 pandemic. This research was conducted in Sangkumpal Bonang Market, Sangkumpal Bonang Sub district, Padangsidimpuan City, Province of West Java on November 7 to December 12, 2021. The sampling method used is purposive sampling, using 104 respondents. The results showed the characteristics of consumers who buy chicken meat in Sangkumpal Bonang Market on average women, over 36 years of age, high school education/equivalent, housewife work, income below IDR.1,000,000.00, consumption rate of 1-1.5 Kg in a week and purchase rate as much as 1-3 times a week. The results of the multiple linear regression equations obtained a coefficient of determination of 0.727 which indicates that the health protocols (X1), marketing mix (X2) needs (X3) and purchase intention (X4) affect purchasing decisions (Y) by 62.8%. The F test concluded that health protocols, marketing mix, needs and purchase intention had a significant influence on purchasing decisions. The T test concluded that health protocols have a significant influence on purchasing decisions. Therefore, the advice given according to the results is with chicken traders in Sangkumpal Bonang Market, among others, traders must always adhere to health protocols in serving consumers, maintaining the cleanliness of outlets and providing services by considering selling using the method of delivery or online, in order to reduce crowds in the market where the market is one of the places that is indeed a lot of spread of the Covid-19 virus.