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All Journal Jurnal Abdimas Mandiri Jurnal Ilmiah Multidisiplin Nusantara Gudang Jurnal Multidisiplin Ilmu JEBD Iltizamat : Journal Of Economic Sharia Law and Business Studies Ardhi: Jurnal Pengabdian dalam Negri Journal of Islamic economics Perspectives (JIEP) Menulis: Jurnal Penelitian Nusantara
Retna Anggitaningsih
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Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Sistem Digitalisasi BRIMEN (BRI Document Management Systems) Pada PT. Bank Rakyat Indonesia Branch Office Genteng Unit Tulungrejo Desy Adellia Jovanka; Ulfatun Hasanah; Retna Anggitaningsih
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 3 (2025): Januari - Maret
Publisher : CV. ITTC INDONESIA

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This study aims to explore the processes and procedures for archiving and inputting the BRIMEN (BRI Document Management System) system at PT Bank Rakyat Indonesia Branch Office Genteng Unit Tulungrejo. In the era of growing digitalization, it is important for banking institutions to adapt to changes in consumer behavior that want more efficient and responsive services. Digitalization is not just a trend, but a necessity to improve competitiveness and encourage broader socio-economic growth. The BRIMEN system was introduced by BRI headquarters with the aim of simplifying and modernizing customer document management. With this system, customer documents can be stored in digital form, which minimizes the need for large physical storage and allows faster and more structured access. This research also provides a hands-on understanding of the implementation of the BRIMEN system, which is expected to improve operational efficiency and customer experience in transactions. The results show that the BRIMEN system not only facilitates document management, but also prevents loss, damage, and deletion of customer documents. Thus, the implementation of this system is expected to strengthen BRI's position in an increasingly competitive banking industry and meet increasing customer expectations. This research is expected to serve as a reference for other banking institutions in adopting digital technology to improve their services.
Penerapan Manajemen Risiko Dalam Meminimalisir Pembiayaan Bermasalah Pada Pembiayaan Akad Rahn Sukmawati, Sukmawati; Retna Anggitaningsih
Jurnal Ekonomi dan Bisnis Digital Vol. 3 No. 1 (2025): Juli - September
Publisher : CV. ITTC INDONESIA

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This study aims to determine the factors that cause the risk of problematic financing in rahn contract financing, the application of risk management in minimizing problematic financing in rahn contract financing, and efforts to handle problematic financing in rahn contract financing. This study is a qualitative study with a descriptive approach. The results of the study indicate that the factors causing the occurrence of problematic financing risk in rahn contracts are caused by two main factors, namely internal and external factors, the implementation of risk management is carried out comprehensively including 5C analysis (Character, Capacity, Capital, Condition, and Collateral) but which is often applied only 2C (Character and Capacity), and document verification, as well as routine monitoring, efforts to handle problematic financing that are applied include a family approach, re-survey of partner conditions, and the implementation of financing restructuring.
Pengaruh Penerapan Prinsip Good Corporate Governance Dan E-Service Quality Terhadap Minat Mahasiswa Fakultas Ekonomi Dan Bisnis Islam Uin Khas Jember Dalam Bertransaksi Pada Bank Syariah Indonesia Muhammad Khanifan Abdillah; Retna Anggitaningsih
Jurnal Ekonomi dan Bisnis Digital Vol. 3 No. 1 (2025): Juli - September
Publisher : CV. ITTC INDONESIA

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This study aims to analyze the influence of the principles of Good Corporate Governance (GCG) and E-Service Quality on the interest of FEBI UIN KHAS Jember students in making transactions at Bank Syariah Indonesia (BSI). The approach used is quantitative with associative research type. The data collection technique was carried out by distributing questionnaires to 86 respondents selected using the Slovin formula. The results of the study showed that both GCG and E-Service Quality partially and simultaneously had a significant effect on students' interest in making transactions at BSI. This finding reinforces the importance of good governance and digital service quality in increasing students' interest as a digital generation in choosing Islamic banking services.
Co-Authors Adhelia Nanda Pribadi Adib Kamali Alfaizal Akbar Trico Destira Budi Delia Putri Melanie Desty Agilia Putri Nursaadah Desy Adellia Jovanka Inur Lailatul Muawanah Irmawati Lola Juwita Maulinda Maulida Dwi Agustiningsih Muhammad Khanifan Abdillah Mukarromatul Isnaini Nafihatus Sholiha Nailatul Karimah Nanda Novia Anggraini Nurul Setianingrum Putra, Haris Maiza Ravika Mutiara Savitrah Rohma, Wasilatur Sofiyatul Madaniyah Sukaesih Intan Nuraini Sukmawati Sukmawati Ulfatun Hasanah Warga Barokah Sugiarto Yoga Adi Saputra Zulvi Lailatul Hidayah