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All Journal Jurnal Ilmiah Wahana Pendidikan Journal of Management Accounting, Tax and Production J-CEKI Balance: Jurnal Ekonomi
Fayza, Salsabila
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Religion Humanities Economics, Econometrics & Finance Education Social Sciences Other

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Pengaruh Penanaman Modal Asing, Perdagangan Internasional (Ekspor dan Impor) Terhadap Pertumbuhan Ekonomi di Indonesia Silaban, Krisnawati; Fayza, Salsabila; Matondang, Khairani
Journal of Management Accounting, Tax and Production Vol 2, No 1 (2024): Maret 2024
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/mantap.v2i1.1596

Abstract

Penanaman modal asing (PMA) dan perdagangan internasional (ekspor dan impor) merupakan dua faktor penting yang mempengaruhi pertumbuhan ekonomi suatu negara. PMA dapat mendorong pertumbuhan ekonomi dengan meningkatkan produksi, menciptakan lapangan kerja, dan meningkatkan teknologi. Ekspor dapat meningkatkan pendapatan nasional, dan impor dapat meningkatkan jumlah barang dan jasa yang tersedia untuk memenuhi permintaan dalam negeri. Berdasarkan data dari Badan Pusat Statistik (BPS), PMA di Indonesia mengalami fluktuasi pada tahun 2018 hingga 2022. Nilai impor dan ekspor di Indonesia juga berfluktuasi pada tahun 2018 hingga 2022. Di tahun 2018-2020, nilai impor lebih besar dibandingkan nilai ekspor. Namun, pada tahun 2021-2022, ekspor melebihi impor. Pertumbuhan nilai ekspor yang relatif positif selama dua tahun terakhir merupakan salah satu bentuk pemulihan ekonomi global dan pertumbuhan ekonomi Indonesia. Secara keseluruhan, PMA dan perdagangan internasional memiliki pengaruh positif terhadap pertumbuhan ekonomi Indonesia. PMA dapat mendorong pertumbuhan ekonomi jangka panjang, sedangkan perdagangan internasional dapat mendorong pertumbuhan ekonomi jangka pendek.
Perlindungan Hukum Terhadap Konsumen Dalam Sistem Pembayaran Digital Di Indonesia  Aini, Lathifah; Sitanggang, Novita Hotma Uli; Fayza, Salsabila; Matondang, Khairani Alawiyah
J-CEKI : Jurnal Cendekia Ilmiah Vol. 4 No. 5: Agustus 2025
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v4i5.9420

Abstract

Penelitian ini bertujuan untuk mengkaji secara komprehensif mengenai bagaimana bentuk perlindungan hukum yang diberikan kepada konsumen dalam sistem pembayaran digital di Indonesia, menelaah regulasi yang berlaku dalam melindungi data pribadi konsumen, serta memberikan peran lembaga pengawas seperti Bank Indonesia, Otoritas Jasa Keuangan (OJK), dan Kementerian Komunikasi dan Informatika (Kominfo) dalam menjamin keamanan serta kenyamanan konsumen digital. Metode yang digunakan adalah pendekatan yuridis normatif dengan analisis terhadap peraturan perundang-undangan dan kebijakan terkait. Hasil penelitian menunjukkan bahwa meskipun telah tersedia sejumlah peraturan yang bertujuan memberikan perlindungan hukum, seperti Undang-Undang Nomor 8 Tahun 1999 tentang Perlindungan Konsumen, Undang-Undang Informasi dan Transaksi Elektronik (ITE), serta ketentuan dari Bank Indonesia dan OJK, masih terdapat kendala dalam implementasi dan pengawasan di lapangan. Koordinasi antar lembaga, peningkatan literasi digital masyarakat, dan penguatan kebijakan perlindungan data menjadi kunci utama untuk menciptakan sistem pembayaran digital yang aman dan berpihak pada konsumen.
Analisis Indeks Centralitas Skalogram Terbobot Untuk Penentuan Sistem Hierarki Wilayah Di Pulau Sulawesi Noer, M. Raihan; Fayza, Salsabila; Sitohang, Cindy Eleonora; Sitanggang, Novita Hotma Uli; Br. Ginting, Hilkia Natasya; Pratama, Lucky Satria
Jurnal Ilmiah Wahana Pendidikan Vol 11 No 8.A (2025): Jurnal Ilmiah Wahana Pendidikan 
Publisher : Peneliti.net

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Abstract

Penelitian ini menganalisis sistem hierarki wilayah di Pulau Sulawesi yang terletak di antara 2°08' Lintang Utara dan 170° 17' Bujur Timur dan dilewati garis khatulistiwa. Penelitian ini dilakukan dengan menggunakan metode indeks centralitas skalogram berbobot. Pendekatan ini mengevaluasi tingkat kelengkapan fasilitas di setiap provinsi untuk menentukan hierarki wilayah berdasarkan peran strategisnya dalam pembangunan regional. Data dikumpulkan dari sumber sekunder resmi, seperti Badan Pusat Statistik dan kementerian terkait, untuk menilai distribusi fasilitas di enam provinsi di Sulawesi. Hasil penelitian menunjukkan adanya ketimpangan signifikan dalam distribusi fasilitas, dengan Sulawesi Tengah dan Sulawesi Utara menduduki hierarki tertinggi, sedangkan Sulawesi Selatan dan Sulawesi Barat berada pada hierarki terendah. Koefisien reprodusibilitas (COR) sebesar 0,84 mencerminkan efisiensi distribusi yang masih perlu ditingkatkan. Temuan ini memberikan dasar bagi pemerintah untuk memprioritaskan pembangunan yang berkeadilan, terutama di wilayah dengan fasilitas minim. Studi ini diharapkan dapat mendorong perencanaan infrastruktur dan pelayanan publik yang lebih merata di Pulau Sulawesi.
The Effect of Inflation and Unemployment Rate on Economic Growth Rate in North Sumatra (Period 2013-2022) Noer, Muhammad Raihan; Damara, Muhammad Deni; Runi, Naila Ananda; Nafisha, Nadya; Fayza, Salsabila; Silaban, Putri Sari Margaret Julianti
Jurnal Ekonomi Balance Vol. 20 No. 1 (2024): June 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i1.15278

Abstract

This research aims to determine the effect of changes in the inflation rate and unemployment rate on the rate of economic growth in the province of North Sumatra over a 10 year period. The technique for collecting data is secondary methods through the Indonesian Central Statistics Agency. The method used to test the relationship between the independent variable and the dependent variable is the classic SPSS assumption test with multiple linear regression measurements. This research resulted in 1) The inflation rate during the research period did not have a significant effect on changes in the rate of economic growth. 2) The changing unemployment rate also does not have a significant influence on changes in the level of economic growth in North Sumatra. The author hopes that further research can further increase assumptions and knowledge, especially variables that can explain the influence of inflation and unemployment rates on more recent levels of economic growth.
The Influence of Per Capita Income, Human Development Index, and Unemployment Rate on Poverty Levels in North Sumatra Nasution, Kautsar Fatin Dharmawan; Hasibuan, Andriansyah; Ananda, Bunga; Sitohang, Cindy Eleonora; Fayza, Salsabila; Nasution, Armin Rahmansyah
Jurnal Ekonomi Balance Vol. 20 No. 1 (2024): June 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i1.15325

Abstract

North Sumatra, a province abundant in economic potential and natural resources, still grapples with severe poverty. This phenomenon of poverty is not influenced by a single factor but by a multitude of interrelated economic variables. In this study, data collection is carried out secondarily, utilizing up-to-date data from the Central Bureau of Statistics. The research method employed is descriptive quantitative. From the analysis, it is evident that the R Square value stands at 0.991. This indicates that the variables of Income per Capita (X1), Human Development Index (X2), and Unemployment Rate (X3) collectively influence the Poverty Level (Y) by 99.1%. The decision-making process can be informed by the time span of the data or the specific areas from which the data is derived. Despite North Sumatra’s rich resources, poverty remains a significant issue, underlining the complexity and interplay of various economic factors. The high R Square value suggests a strong correlation between income, human development, and employment levels in determining poverty. This comprehensive understanding emphasizes the necessity for targeted policies that address these interlinked factors to effectively combat poverty in the region. By analyzing secondary data from credible sources, the study highlights the importance of a multifaceted approach in addressing poverty. The insights derived from the data can guide policymakers in formulating strategies that not only boost economic growth but also ensure equitable development, thereby reducing poverty levels. The findings underscore the critical need for continuous monitoring and analysis of these economic variables to foster sustainable development in North Sumatra.
The Effect of Education and Unemployment on Poverty in Indonesia's 34 Provinces (2018–2023): The Mediating Role of the Human Development Index Fayza, Salsabila; Sinambela, Rut Afentina; Situmorang, Rachel Meylani; Nafisha, Nadya; Silaban, Putri Sari Margaret Julianty
Jurnal Ekonomi Balance Vol. 21 No. 1 (2025): June 2025
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v21i1.16393

Abstract

This study investigates the impact of education and unemployment on poverty across Indonesia’s 34 provinces from 2018 to 2023, with the Human Development Index (HDI) serving as a mediating variable. Using secondary panel data and employing path analysis within a fixed effect model framework, the research explores both direct and indirect relationships among variables. The results indicate that unemployment significantly and negatively affects HDI, while education significantly and positively influences HDI. Furthermore, HDI has a significant negative impact on poverty, demonstrating its mediating role in reducing poverty through improvements in education. However, education does not directly influence poverty in a statistically significant manner. In contrast, unemployment directly and positively influences poverty levels. The Sobel test confirms that HDI significantly mediates the effect of education on poverty, but does not mediate the relationship between unemployment and poverty. These findings suggest that enhancing human capital through education can reduce poverty indirectly by improving HDI. However, addressing unemployment requires targeted labor market interventions, as improvements in HDI alone are insufficient to mitigate poverty caused by joblessness. The study underscores the importance of integrated policy approaches that simultaneously enhance education quality and employment opportunities to effectively reduce poverty and promote inclusive development in Indonesia.
Co-Authors Aini, Lathifah Ananda, Bunga Br. Ginting, Hilkia Natasya Damara, Muhammad Deni Hasibuan, Andriansyah Lucky Satria Pratama Matondang, Khairani Matondang, Khairani Alawiyah Nafisha, Nadya Nasution, Armin Rahmansyah Nasution, Kautsar Fatin Dharmawan Noer, M. Raihan Noer, Muhammad Raihan Runi, Naila Ananda Silaban, Krisnawati Silaban, Putri Sari Margaret Julianti Silaban, Putri Sari Margaret Julianty Sinambela, Rut Afentina Sitanggang, Novita Hotma Uli Sitohang, Cindy Eleonora Situmorang, Rachel Meylani