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All Journal Jurnal Ilmiah Edunomika (JIE) Jurnal PKM Manajemen Bisnis Bussman Journal : Indonesian Journal of Business and Management West Science Business and Management West Science Journal Economic and Entrepreneurship West Science Accounting and Finance West Science Social and Humanities Studies Multifinance West Science Islamic Studies Toplama IJMA Nomico Indonesian Journal of Economic & Management Sciences (IJEMS)
Lasmiatun, KMT
Unknown Affiliation
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences

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A Comparison of the Wage Gap between the Public and Private Sectors in Indonesia Lasmiatun, KMT; AR, Mulyadi
West Science Business and Management Vol. 3 No. 02 (2025): West Science Business and Management
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsbm.v3i02.1997

Abstract

This study examines salary differences between the public and private sectors in Indonesia from the perspective of employees. Using a qualitative approach, interviews were conducted with 10 informants representing diverse industries and roles. Findings reveal significant contrasts between the sectors: public sector employees prioritize job security, stability, and comprehensive benefits, while private sector employees value higher salaries, performance-based rewards, and career growth opportunities. Despite these differences, both groups emphasize the importance of fairness and transparency in compensation systems. The study provides valuable insights for policymakers and employers to develop equitable and competitive remuneration strategies that address employees’ priorities and support organizational goals.
Research Mapping on the use of AI in Business Development Judijanto, Loso; Lasmiatun, KMT; Rasidun , La Ode
West Science Journal Economic and Entrepreneurship Vol. 3 No. 01 (2025): West Science Journal Economic and Entrepreneurship
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsjee.v3i01.1678

Abstract

Artificial Intelligence (AI) has emerged as a transformative force in business development, driving innovation, strategic decision-making, and digital transformation. This study conducts a bibliometric analysis using Scopus data and VOSviewer to map the research landscape on AI applications in business. The analysis reveals that AI is closely linked to innovation, big data, machine learning, sustainability, and competition, highlighting its broad impact across industries. The co-authorship and country collaboration networks indicate that research is concentrated in technologically advanced regions, with limited representation from developing economies, suggesting the need for more inclusive global research efforts. The findings also identify a fragmented research landscape, where multiple disciplines study AI’s role in business from diverse perspectives, reinforcing the need for greater interdisciplinary collaboration. Future research should focus on bridging regional gaps, exploring AI’s long-term effects on business sustainability, and integrating ethical considerations into AI-driven strategies. This study provides valuable insights for academics, policymakers, and business leaders, contributing to a comprehensive understanding of how AI is shaping modern business practices.
Implications of VAT Increase and Global Price Volatility on Middle Class Consumption Behavior and Urban Inflation Rate in Central Java Hardiwinoto, Hardiwinoto; Lasmiatun, KMT; Arini, Rani Eka
West Science Social and Humanities Studies Vol. 3 No. 06 (2025): West Science Social and Humanities Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsshs.v3i06.1993

Abstract

This study examines the implications of VAT increases and global price volatility on middle-class consumption behavior and the urban inflation rate in West Java. Using a quantitative approach, data from 200 respondents were analyzed via Structural Equation Modeling - Partial Least Squares (SEM-PLS). The results reveal that VAT increases significantly influence both middle-class consumption patterns and urban inflation, with stronger effects compared to global price volatility. VAT adjustments impact household spending priorities and contribute to inflationary pressures in urban areas, while global price fluctuations moderately affect consumption behavior and inflation through external market dependencies. These findings underscore the need for balanced fiscal policies and strategies to manage external economic shocks to ensure urban economic stability and resilience.
SOCIALIZATION OF FINANCIAL LITERACY IN RESIDENTS OF JOMBLANG VILLAGE, CANDISARI DISTRICT, SEMARANG CITY: Socialization of Financial Literacy for Residents of Jomblang Village, Candisari District, Semarang City Lasmiatun, KMT; Adipradana, Bintang
Multifinance Vol. 3 No. 1 (2025): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v3i1.419

Abstract

This article discusses the importance of socializing financial literacy to the public, especially housewives, young people, and heads of families, in order to improve their understanding and skills in financial management. Through an approach that includes budgeting, investment planning, and debt management, this article aims to provide practical knowledge that can be applied in everyday life. Obstacles and challenges in the socialization of financial management literacy were also identified, such as limited access to technology and embedded financial habits. At the end of the article, it is recommended to implement sustainable and personalized education programs so that people can overcome economic challenges more effectively. It is hoped that through increasing financial literacy, the financial welfare of the community can be realized and family economic stability can be maintained.
DIGITAL LITERACY, ENTREPRENEURIAL ORIENTATION, AND ACCESS TO FINANCING: FACTORS AFFECTING BUSINESS INNOVATION AND COMPETITIVE ADVANTAGE IN INDONESIAN MSMES Lasmiatun, KMT; Zulfikri , Agung
Bussman Journal : Indonesian Journal of Business and Management Vol. 5 No. 3 (2025): Bussman Journal | September - Desember 2025
Publisher : Gapenas Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53363/buss.v5i3.474

Abstract

This study investigates the influence of digital literacy, entrepreneurial orientation, and access to financing on business innovation and competitive advantage among micro, small, and medium enterprises (MSMEs) in Indonesia. Using a quantitative approach, data were collected from 180 MSME owners and managers through a structured questionnaire with a five-point Likert scale. Structural Equation Modeling with Partial Least Squares (SEM-PLS 3) was employed to test the hypothesized relationships. The results indicate that digital literacy, entrepreneurial orientation, and access to financing significantly enhance business innovation, which in turn positively affects competitive advantage. Moreover, business innovation partially mediates the relationship between the independent variables and competitive advantage, highlighting its critical role as a mechanism linking resources and capabilities to firm performance. The findings underscore the importance of developing digital skills, fostering entrepreneurial behavior, and improving financial accessibility to strengthen the innovation capacity and competitiveness of Indonesian MSMEs.
DIFFICULTIES AND OPPORTUNITIES FOR CREATIVE ECONOMIC DEVELOPMENT IN THE SOCIETY 5.0 ERA Raharjo, Itot Bian; Lasmiatun, KMT; RiziqiFath, Zain Fuadi Muhammad; Mulyapradana, Aria; Kartamihardja, Sobarna
Multifinance Vol. 1 No. 2 (2023): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v1i2.45

Abstract

This research aims to analyze the challenges and opportunities for creative economic development in the era of society 5.0. The research method used in this research is qualitative research. Qualitative research is a research method used to understand social phenomena in depth. This type of research is library research, which researchers carry out by collecting, studying, and analyzing references or sources. obtained in writing or written form, such as books, journals, articles, documents, and other sources of information that are significant to the topic or title being researched. The research results show that development economy creativity in Indonesia in the Society 5.0 era reflects a significant transformation in the methods used to create, produce, and promote products and services. Technology has become the primary driver of growth in the creative economy, as well as temporary creativity, local culture, and collaboration. Temporary, there is a challenge. Supporting the government and initiatives by private companies has helped push the development economy creatively in Indonesia. Taking lessons from the success period, then utilizing the opportunity period In the future, Indonesia can do it. Continue to develop as a key player in the global creative economy in the Society 5.0 era.
The Effect of Zakat Transparency and Government Support on Public Trust and Poverty Alleviation in West Java Mansyuri, Ahmad Ari; Lasmiatun, KMT; Mardianto, Dedi; Ariyadi, Ariyadi
West Science Social and Humanities Studies Vol. 3 No. 01 (2025): West Science Social and Humanities Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsshs.v3i01.1589

Abstract

This study examines the effects of zakat transparency and government support on community trust and poverty alleviation in West Java. Using a quantitative approach, data were collected from 120 respondents through a structured questionnaire employing a Likert scale (1-5). The data were analyzed using Structural Equation Modeling with Partial Least Squares (SEM-PLS 3). The results reveal that both zakat transparency and government support positively influence community trust, which acts as a mediator between zakat transparency, government support, and poverty alleviation. The findings indicate that when zakat institutions are transparent and the government provides adequate support, community trust is fostered, leading to more effective poverty alleviation efforts. This study underscores the importance of transparency and government involvement in poverty reduction programs, offering valuable implications for policymakers and zakat institutions.
Impact Analysis of Green Microfinance, Government Regulation, and Environmental Credit Innovation on MSME Productivity in Yogyakarta Lesmana, Tera; Lasmiatun, KMT; Arini, Rani Eka
West Science Social and Humanities Studies Vol. 3 No. 01 (2025): West Science Social and Humanities Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsshs.v3i01.1659

Abstract

This study investigates the impact of Environmental Credit Innovation, Government Regulation, and Green Microfinance on the productivity of Micro, Small, and Medium Enterprises (MSMEs) in Yogyakarta, Indonesia. Using data from 140 MSMEs, the research employs Structural Equation Modeling with Partial Least Squares (SEM-PLS 3) to analyze the relationships between these factors. The results show that all three variables—Environmental Credit Innovation, Government Regulation, and Green Microfinance—positively influence MSME productivity. Specifically, Environmental Credit Innovation, Government Regulation, and Green Microfinance significantly contribute to improving MSME performance. The model explains 71.3% of the variance in MSME productivity, indicating substantial explanatory power. Additionally, the predictive relevance of the model highlights its practical utility for policy recommendations. The findings suggest that fostering environmentally responsible practices, simplifying regulatory processes, and expanding access to green finance are key drivers for boosting MSME productivity in the region.
Implementation of Fatwa DSN-MUI as a Basis for Regulation in Islamic Finance in Indonesia Judijanto, Loso; Ilhamiwati, Mega; Abdullah, Rais; Winarni, Indah; Lasmiatun, KMT
West Science Islamic Studies Vol. 3 No. 01 (2025): West Science Islamic Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsiss.v3i01.1611

Abstract

This study examines the implementation of Fatwas issued by the National Sharia Council-Indonesian Ulema Council (DSN-MUI) as a foundational regulatory framework for Islamic finance in Indonesia. Through a literature review analysis, the research explores the role of these Fatwas in shaping Sharia-compliant financial practices, their integration into regulatory frameworks, and the challenges associated with their application. Key findings highlight the dual role of DSN-MUI Fatwas as theological and regulatory tools, their contribution to ensuring Sharia compliance, and the need for standardized enforcement mechanisms. Drawing lessons from global practices, this study emphasizes the importance of institutional capacity and collaboration in enhancing the effectiveness of DSN-MUI Fatwas. These insights provide a valuable roadmap for advancing Islamic finance in Indonesia, fostering alignment between religious principles and regulatory frameworks.
ESG (Environmental, Social, Governance) Integration in Global Islamic Finance Judijanto, Loso; Fathoni, Ahmad Iqbal; Fauziah, Diah; Lasmiatun, KMT; Ashari, Muhammad Idris
West Science Islamic Studies Vol. 3 No. 01 (2025): West Science Islamic Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsiss.v3i01.1612

Abstract

ESG integration is emerging as a game-changing influence on the world's financial systems with wide-ranging consequences for the Islamic finance industry. This research, therefore, has been designed to reach an objective that presents compatibility, challenges, and opportunities concerning ESG adoption in Islamic finance through a systematic review of 22 peer-reviewed manuscripts indexed in the Scopus database. The findings identify a good coincidence between ESG best practices and Sharia principles, as both witness vital echoes on ethical behavior, social development, and sustainability. Good harmony has been noted, though regulatory disparity, weak frameworks, and lack of awareness stand in the way. Green sukuk and international collaboration are promising pathways for the arising ESG issues. This would provide actionable insights for policymakers and financial institutions so that sustainability and ethical value creation can be encouraged at large, while positioning Islamic finance as a world leader in sustainable finance.
Co-Authors Abdullah, Rais Adipradana, Bintang Ahmad Iqbal Fathoni Alfian, Achmad Ar, Nursyam Aria Mulyapradana, Aria Arini, Rani Eka Ariyadi, Ariyadi Ashari, Muhammad Idris Basuki Toto Rahmanto Dedi Mardianto Fauziah, Diah Hardiwinoto Hardiwinoto, Hardiwinoto Ikhyanuddin, Ikhyanuddin Ilhamiwati, Mega Indah Winarni Istifaroh, Siti Jondar , Aloysius Judijanto, Loso Kartamihardja, Sobarna Lesmana, Tera Mansyuri, Ahmad Ari mulyadi ar Nabila Wijaya Prasetiyawan, Andika Putu Gede Subhaktiyasa raharjo, itot bian Rasidun , La Ode Ridwansyah Ridwansyah RiziqiFath, Zain Fuadi Muhammad Setiawan, Zunan Siti Muslikhatun Syamsinar Tauhidin Abas, Totoh Toalib, Ramli Zulfikri , Agung