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All Journal Indonesian Journal of Strategic Management JISIP: Jurnal Ilmu Sosial dan Pendidikan Community Engagement and Emergence Journal (CEEJ) Management Studies and Entrepreneurship Journal (MSEJ) JOURNAL OF BUSINESS AND ECONOMICS RESEARCH (JBE) INVEST : Jurnal Inovasi Bisnis dan Akuntansi Jurnal Ilmiah Wahana Pendidikan JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) West Science Business and Management West Science Journal Economic and Entrepreneurship Journal of Economics and Management Scienties El-Mujtama: Jurnal Pengabdian Masyarakat Management Journal and Economic Review
Sandi, Santi Pertiwi Hari
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Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Pengaruh Literasi Keuangan dan Gaya Hidup Terhadap Perilaku Keuangan Ibu Rumah Tangga Pada Perum Griya Indah Karawang Kurniasari, Indah; Mulyadi, Dedi; Sandi, Santi Pertiwi Hari
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 5 No. 2 (2024): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v5i2.5977

Abstract

Ibu rumah tangga sangat berperan penting dalam kegiatan merencanakan dan mengelola uang dalam kehidupan sehari – hari, perilaku keuangan dapat dipengaruhi oleh berbagai macam faktor seperti hal nya pengetahuan keuangan bersama dengan gaya hidup. Observasi ini dilakukan bertujuan untuk mengetahui tentang literasi keuangan,gaya hidup, dan perilaku keuangan. Memahami korelasi antara literasi keuangan dan gaya hidup. Memahami pengaruh parsial variabel literasi keuangan dan gaya hidup terhadap perilaku keuangan. Serta mengetahui pengaruh simultan literasi keuangan dan gaya hidup terhadap perilaku keuangan. Metode observasi yang digunakan saat ini adalah penelitian kuantitatif analisis jalur dengan bantuan SPSS V.23. Responden menggunakan sampel total sebanyak 88 orang dengan kriteria ibu rumah tangga, berusia 25 – 65 tahun. Berdasarkan hasil yang telah dilakukan ditemukan : (1) variabel literasi keuangan didapatkan jawaban responden berada dalam kategori baik, variabel gaya hidup menunjukan kriteria sangat baik, serta variabel perilaku keuangan menunjukan kriteria baik. (2) terdapat korelasi diantara literasi keuangan dan gaya hidup, hubungan korelasi lemah, berarti hubungan antar variable saling terhubung. (3) Terdapat pengaruh secara parsial literasi keuangan terhadap perilaku keuangan. Terdapat hasil secara parsial gaya hidup terhadap perilaku keuangan. (4) Terdapat pengaruh secara simultan antara literasi keuangan dan gaya hidup terhadap perilaku keuangan. Implikasi dari penelitian ini yakni menyediakannya informasi yang bisa membantu meningkatkan pemahaman pada Ibu Rumah Tanggga di Perum Griya Indah Karawang.
Analysis of Income Maintenance Efforts Among Traders in the Tourism Center Hilmi, Irpan; Mulyadi, Dedi; Sandi, Santi Pertiwi Hari
INVEST : Jurnal Inovasi Bisnis dan Akuntansi Vol. 5 No. 1 (2024): INVEST : Jurnal Inovasi Bisnis dan Akuntansi
Publisher : Lembaga Riset dan Inovasi Al-Matani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55583/invest.v5i1.638

Abstract

The purpose of this research is to find out, analyze and explain how much income is obtained by traders in the tourism center of Mekar Buana Village, Tegalwaru District, Karawang Regency. The research method uses a qualitative descriptive approach. This research was conducted from June to July 2023 with the research location at the Mekar Buana Village Tourism Center. Tegalwaru Karawang Regency. The population was 15 people who were taken as a whole consisting of traders. Data collection techniques are through observation and interviews. The income analysis used is by comparing the income of traders on weekdays with income on holidays. The results showed that traders operating in the tourist area of Mekar Buana Village amounted to 15 traders with details of 3 traders operating every day and 12 traders operating only on holidays. The cycle of tourist visits affects the income of each trader where income on weekdays is only 25% and income on holidays ranges up to 75% of monthly income.
Kemajuan Teknologi Investasi, Persepsi Risiko dan Motivasi Investasi Terhadap Minat Investasi Hijau pada Mahasiswa Fauji, Robby; Sihabudin, Sihabudin; Sandi, Santi Pertiwi Hari; Agustin, Siska Nur
Journal of Business and Economics Research (JBE) Vol 6 No 2 (2025): June 2025
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jbe.v6i2.7289

Abstract

Green investment represents an exciting and dynamic concept that harnesses capital from both government and industry to foster sustainable development. This study sought to explore the compelling influences of investment technology advancement, risk perception, and investment motivation on green investment interest among students in Karawang Regency. Employing a descriptive quantitative approach, we gathered insights from 100 engaged students through online questionnaires featuring a Likert scale (ranging from 1 to 5). The data analysis was conducted with the innovative Partial Least Squares Structural Equation Modelling (PLS-SEM) using the cutting-edge SMARTPLS 4.1 software. Research result reveal that the advancement of investment technology and investment motivation significantly enhance green investment interest among students. In contrast, risk perception does not significantly sway interest in green investments. These results underscore the critical role of technology and motivation in cultivating a sustainable investment mindset among the next generation.
Analisis Kerugian Petani Padi di Kabupaten Karawang (Studi Kasus pada Petani Padi di Desa Pasirawi, Kecamatan Rawamerta) Paujiah, Andini Nur; Mulyadi, Dedi; Sandi, Santi Pertiwi Hari
Community Engagement and Emergence Journal (CEEJ) Vol. 6 No. 1 (2025): Community Engagement & Emergence Journal (CEEJ)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ceej.v6i1.7895

Abstract

Penelitian ini bertujuan untuk mengetahui, menganalisis dan menjelaskan faktor penyebab kerugian, tingkat kerugian, serta strategi yang dilakukan dalam menghadapi risiko tani pada petani padi di desa Pasirawi. Penelitian ini menggunakan metode deskriptif kuantitatif. Sampel dipilih melalui teknik purposive sampling, dengan kriteria yaitu petani padi yang mengalami gagal panen. Data yang dikumpulkan dalam penelitian ini adalah data primer dan data sekunder. Data primer diperoleh melalui wawancara dan observasi langsung terhadap responden dengan menggunakan kuesioner. Adapun data sekunder didapatkan dari institusi yang memiliki keterkaitan dengan penelitian ini. Metode analisis yang diterapakan adalah perhitungan pendapatan dengan rumus ? = TR – TC. Hasil penelitian menunjukkan bahwa hasil panen padi dari seluruh lahan seluas 6,5 hektar pada masa tanam periode Juli hingga Oktober 2024 hanya mencapai 280 kg, dengan harga jual Gabah Kering Panen (GKP) sebesar Rp6.000 per kg. Hal ini berarti petani hanya memperoleh penerimaan sebesar Rp1.680.000, sementara total biaya yang dikeluarkan mencapai Rp94.191.500 hektar. Dengan demikian, petani padi di Desa Pasirawi mengalami kerugian sebesar Rp92.511.500. Hama tikus menjadi faktor utama penyebab kerugian dan gagal panen. Oleh karena itu, diperlukan strategi pengendalian hama yang lebih efektif serta dukungan kebijakan dari pemerintah untuk meningkatkan keberlanjutan pertanian dan pendapatan petani.
Analisis Pengendalian Piutang Terhadap Piutang Bank Emok di Desa Tempuran Gunawan, Syahrul; Sandi, Santi Pertiwi Hari; Patoni, Khaerudin Sidik
JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Vol. 11 No. 3 (2025): Juni 2025
Publisher : Sekretariat Pusat Lembaga Komunitas Informasi Teknologi Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jemsi.v11i3.4212

Abstract

This study uses a qualitative method using a triangulation approach that can be used to ensure data validity by verifying information from various sources. Bank Emok is one of the non-bank financial institutions in Indonesia that is now increasingly popular, especially among rural or village communities. Urgent needs encourage people to seek quick loan solutions to meet their needs. Bank Emok offers a money lending program and quick solutions to financial problems. With the existence of these non-formal institutions, it is considered that the community can make it easier to get money. However, every loan certainly has risks, one of the risks that occurs is bad debt. This study aims to determine the lending procedure at Bank Emok, and to analyze the control of receivables at Bank Emok in Tempuran Village. Data were collected through observation, interviews and documentation and then reanalyzed. The results of this study indicate that Bank Emok activities in Tempuran Village implement clear lending procedures and the existence of a joint liability system on customer loans minimizes the occurrence of bad debt.
ANALISIS STRATEGI DALAM MENENTUKAN PENDAPATAN USAHA TAMBAK UDANG PADA KELOMPOK TANI DESA TAMBAKSUMUR KECAMATAN TIRTAJAYA KARAWANG Mulyadi, Dedi; Sandi, Santi Pertiwi Hari
Indonesian Journal of Strategic Management Vol. 8 No. 1 (2025): Indonesian Journal of Strategic Management
Publisher : Universitas Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/ijsm.v8i1.11227

Abstract

The purpose of this study is to know, explain, and analyze the income conditions and what strategies are used to increase pond shrimp income in the Shrimp Pond Farmer Group of Tambak Sumur Village, Tirtajaya District, Karawang. This study uses a Qualitative Descriptive method using SWOT analysis techniques, the data collection used in this study uses primary data, which is obtained through direct interviews. The high demand for shrimp encourages the development of shrimp farming businesses in several regions in Indonesia. Tirtajaya District is one of the sub-districts in Karawang district that has agriculture, most of the Tirtajaya people make a living as farmers and have a pond land of 4,200 hectares. The number of pond farmers who were sampled in this study was 8 farmers with the results of the study showing that the strength (strenght) is owned by experienced people and the average length of business starts from 7-15 years of doing business. The weakness of this business depends on water, and the season when the conditions are dry, the temperature is very hot and drought occurs, there will be a possibility of crop failure. Then shrimp that have been harvested also have a risk of rotting quickly. Opportunities for shrimp commodities that dominate total exports in Indonesia's fisheries sector and receive full support from the Ministry of Marine Affairs and Fisheries, as well as the Marine and Fisheries Service in Karawang Regency with the program being run. And the threats of shrimp crops are not always loud. The strategy that must be carried out is to intensely communicate with the government so that monitoring is carried out in the maintenance process to find out the possibility of failure that occurs, and on the other hand it expands the marketing network
Analysis of Production Labor Costs of Aswaja Pekalongan Batik Convection Companies Zam’ul Haq, M. Rosyid Mahfudz; Mulyadi, Dedi; Sandi, Santi Pertiwi Hari
Jurnal Ilmiah Wahana Pendidikan Vol 11 No 10.C (2025): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Income is revenue obtained through the results of economic activities related to sales activities of production factors owned by a company. As is known in the theory of production factors, the quantity of output related to income directly depends on the number of workersin a company. In increasing production which is supported by efficient resources and runs systematically, appropriate income can be obtained from the number of workers. This research was conducted with the aim of analyzing the number of workers in increasing income at the Aswaja Pekalongan Batik Convection. The type of research used is quantitative descriptive. The results of this research show that the Pekalongan Aswaja Batik Convection has experienced an increase in workforce since the start of the year 2018 business until now of the year 2024, after the addition of workforce the Pekalongan Aswaja Btik Convection has experienced an increase in the income earned by 64%.
Strategi MSDM yang Efektif dalam Mendorong Pertumbuhan UMKM D'SRUPUT Herliyani, Ramadhina; Annisa, Siti; Sandi, Santi Pertiwi Hari; Hidayaty, Dwi Epty
El-Mujtama: Jurnal Pengabdian Masyarakat  Vol. 4 No. 2 (2024): El-Mujtama: Jurnal Pengabdian Masyarakat
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmujtama.v4i2.837

Abstract

This article discusses effective HRM strategies in driving the growth of UMKM D'SRUPUT. UMKM D'SRUPUT faces various challenges, including tight market competition, changing consumer trends, limited resources, and difficulty in building a strong brand. In facing these challenges, effective HR strategies are key to improving business performance and growth. In order to optimize HRM strategies, visits to industries/UMKM D'SRUPUT are important to learn successful practices in supporting UMKM growth. The method used for data collection in this article is structured interviews with D'SRUPUT entrepreneurs in Karawang Regency. The results of the industrial visits to UMKM D'SRUPUT describe D'SRUPUT that focuses on the food and beverage sector established in 2019. In starting the business, D'SRUPUT faced challenges competing with longer-established competitors. The conclusion of this article is that effective HR strategies are highly relevant in driving the growth of UMKM D'SRUPUT, and the advice given includes the application of these strategies, the use of appropriate technology, continuous evaluation and improvement, as well as visits to industries/UMKM D'SRUPUT to learn best practices in supporting UMKM growth.
Peran Pengalaman Kerja Karyawan pada UMKM Mille Crepes Sinok Karawang Asyifa, Asyifa; Gunawan, Dinar Mustika; Sandi, Santi Pertiwi Hari; Hidayaty, Dwi Epty
El-Mujtama: Jurnal Pengabdian Masyarakat  Vol. 4 No. 2 (2024): El-Mujtama: Jurnal Pengabdian Masyarakat
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmujtama.v4i2.843

Abstract

Excellent human resources are highly needed in businesses or companies to achieve organizational or activity goals. The purpose of this observation is to determine the role of work experience in creating employee performance quality. The methods used are interviews, observations, and literature reviews. To achieve their goals and efforts, UMKM actors need experienced human resources. Mille Crepes Sinok Karawang is an UMKM that sells food, and this business requires employees who are skilled in cooking. If an employee has insufficient experience in their field, their work quality will be low and will impact the progress of the business, making it unproductive. The result of this observation is that if employees have work experience in their field, it will create good employee performance quality, knowledge, skills or mastery of the job, and a sense of responsibility, so the business does not stop because employees have previous experience, creating good performance quality and producing appropriate products.  
Strategi Loyalitas Kerja pada Azalea Gorden Sari, Eka Permata; Prayudi, Feri Yoga; Sandi, Santi Pertiwi Hari; Hidayaty, Dwi Epty
Journal of Economics and Management Scienties Volume 6 No. 4, September 2024
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/jems.v6i4.65

Abstract

Azalea Gorden is a Micro, Small and Medium Enterprise (MSME) engaged in the production and sale of curtains with the best quality and competitive prices since 2005. This study aims to determine employee work loyalty at Azalea Gorden. The focus of this study is to understand employee work loyalty strategies and their impact on employee productivity. The method used is descriptive and Observative, by describing the situation through observations that occur in the field. The data obtained are the results of interviews with the Owner / Shop Owner of Azalea Gorden. The results of the study indicate that there are several factors that influence employee work loyalty at Azalea Gorden. These factors include job satisfaction and a positive work climate, and it was also found that high work loyalty can have a positive impact on employee productivity. The implication of this study is the importance of MSMEs in creating a work environment that motivates and supports employees to remain loyal. In managing employees, companies must pay attention to job satisfaction and a positive work climate.
Co-Authors Adhim, Muhammad Rizki Faudzil Afisa, Hilda Nur Afryani, Diah Kartika Agustin, Karmila Agustin, Siska Nur Andreansyah, Amir Anisa, Ayu Ardinengsih, Sri Herlina Asyifa, Asyifa Dedi Mulyadi Fauji, Robby Fauziyah, Hikmah Gunawan, Dinar Mustika Gunawan, Syahrul Handitia Putra, Jamal Herliyani, Ramadhina Hidayanty, Dwi Epty Hidayaty, Dwi Epty Hilmi, Irpan Hoeriah, Hoeriah Kurniasari, Indah Linawati Linawati Nurmalasari, Elsa Nurwijayanti Padilah, Nureli Patoni, Khaerudin Sidik Paujiah, Andini Nur Prayudi, Feri Yoga Pridhi, Adiilah Eka Putri, Dian Meiliya Putri, Salsabila Septiani Rahayu, Kintan Ramadhan, Aditya Ramadhini, Mutiara Sari, Eka Permata Septian, Bagas Arya Sihabudin Sihabudin, Sihabudin Siti Annisa, Siti Suhardi, Hanibah Miftahul Janah Sukma, Tiwi Umaydatul Febianty Zam’ul Haq, M. Rosyid Mahfudz