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All Journal Kodifikasia: Jurnal Penelitian Islam Laa Maisyir Jurnal Ekonomi Islam IJTIHAD Islamic Ecomonics Journal EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam Falah : Jurnal Ekonomi Syariah HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Jurnal Daulat Hukum Jurnal Sistem Kesehatan Jurnal Akta AT-Tahdzib: Jurnal Studi Islam dan Muamalah Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Jurnal Ekonomi Islam al-Afkar, Journal For Islamic Studies Jurnal Ilmiah Al-Syir'ah Al-Iktisab: Journal of Islamic Economic Law Khadimul Ummah Journal of Social Dedication Islamika : Jurnal Ilmu-Ilmu Keislaman Conference on Innovation and Application of Science and Technology (CIASTECH) JURNAL PENDIDIKAN TAMBUSAI Jurnal Literasiologi Syarikat : Jurnal Rumpun Ekonomi Syariah Jurnal Pendidikan Kedokteran Indonesia: The Indonesian Journal of Medical Education JESI (Jurnal Ekonomi Syariah Indonesia) Amwaluna Jurnal Ekonomi dan Keuangan Syariah Jurnal Pendidikan dan Konseling AL-FALAH : Journal of Islamic Economics Journal of International Conference Proceedings Journal of Islamic Economics Lariba DIKTUM: JURNAL SYARIAH DAN HUKUM Jurnal Ekonomi Islam Jurnal Ekonomi Syariah At-Tahdzib: Jurnal Studi Islam dan Muamalah Jurnal Hukum, Administrasi Publik dan Negara
Mohammad Ghozali
Unversitas Darussalam Gontor
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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Journal : al-Afkar, Journal For Islamic Studies

 1 
Muamalah Fiqh Review of the Use of Contracts in Sharia Insurance Institutions Muhamad Said; Mohammad Ghozali
al-Afkar, Journal For Islamic Studies Vol. 8 No. 1 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i1.1240

Abstract

Sharia economic growth in Indonesia has developed quite a bit in recent years. This was followed by growth in terms of financial institutions, both from the banking and non-bank sides. It can be seen from the contracts that are increasingly innovating like the multi-contracts that are now popular. Until one of the tabarru’ contracts which has the meaning of helping in sharia insurance institutions now feels like a tijaroh contract which spices up profits (profits) on transactions. The aim of this research is to examine the tabarru’ contract carried out by sharia insurance institutions by criticizing it through the tabarru’ theory approach itself from the perspective of muamalah fiqh. With qualitative research methods, sourced by secondary data, researchers try to describe the content of data collection techniques using deductive documentation methods. And found that insurance institutions still felt that capitalism was labeled sharia, and also concluded that zakat, infaq, shodaqoh and waqf (ZISWAF) institutions could be the best solution for Muslims to actually help them.
Muamalah Fiqh Analysis of Murabahah Mohammad Ghozali; Akhmad Novandi Nurtajuddin; Akmal Hibatullah Ramadhan
al-Afkar, Journal For Islamic Studies Vol. 8 No. 1 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i1.1231

Abstract

Murabahah as buying and selling where the owner of the goods mentions the purchase price of the goods, then takes advantage of the buyer by saying "I bought this item as a dinar and you give me a profit of one or two dinars. Or give details by saying: you give a profit of one dirham per one dinar or use a certain size even with a percentage. Hanafiyyah scholars define it as the transfer of something owned with an initial contract and an initial price accompanied by additional profits. According to Shafiyyah and Hanabilah scholars, Murabahah is buying and selling at the cost or acquisition price of goods from the seller plus a profit of one dirham for every ten dinars. Or something like that, with the condition that both parties to the transaction must know the cost price, while Ibn Rushd in bidayatul mujtahid gives a definition of Buying and Selling Goods at the original price at the agreed price.
Financing Applications at Productive Zakat Institutions Mohammad Ghozali; Zulfi Dian As Salam
al-Afkar, Journal For Islamic Studies Vol. 8 No. 4 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i4.1678

Abstract

This study examines the practice of productive zakat distribution through zakat institutions, focusing on potential positive impacts, the views of scholars, criticisms of the practice, and potential errors or non-compliance with sharia principles. Productive zakat distribution is aimed at empowering mustahik economically by providing interest-free business capital through zakat institutions. This study examines the views of scholars from various periods, identifying similarities and differences in their approaches to zakat distribution. The analysis also includes criticisms of zakat institution financing practices, including limitations in fund management, transparency, accountability, and compliance with sharia principles. Potential errors or non-compliance with sharia are also highlighted, including risks in zakat fund management and potential issues that may arise in productive zakat distribution practices. This study highlights the importance of effective risk management and compliance with sharia principles in zakat fund management, and emphasizes the need for transparency and accountability in zakat distribution practices to ensure a positive impact on communities in need.
Co-Authors A'yun Nadhira Abdul Hafidz Bin Zaid Achadiyani Adinda Muftiviany Nur Jamilah Affrizal Berryl Dewantara Afifah, Isyna Ahmad Zakky Nasyiruddin Ahmat Muzaeni Arif Effendi Akhmad Novandi Nurtajuddin Akmal Hibatullah Ramadhan Amatullah Nur Afifah Ana Sopanah, Ana Andi Triyawan Andy Kurniawan Annas, Muhamad Annisa Silvi Kusumastuti Annisa Silvi Kusumastuti Anwar Fatoni As Saif Miftahul Husain Badria Nur Lailina Ulfa Bashari, Muhammad Hasan Budi Ispriyarso Devid Frastiawan Amir Sup Eko Fuji Ariyanto Hamid Fahmy Zarkasyi Hendri Setyo Wibowo Ika Prastyaningsih Imam Kamaluddin Iman Nur Hidayat Intan Muthoharoh Isyna Afifah Iza Hanifuddin Khusniati Rofiah Kurnia Firmanda Jayanti Lukman Hakim Luluk Wahyu Roficoh Luluk Wahyu Roficoh M. Ali Zi Khafid M. Ali Zi Khafid Maharani Pradnya Paramita Mohamad Andi Syamsul Maula Muhamad Fajar Pramono Muhamad Muhamad Muhamad Said Muhammad Irkham Firdaus Muhammad Tamliqon Muhammad Ulul Azmi Mulyono Jamal Mushlih Candrakusuma Nabila Zatadini Nadjwa Zamalek Dalimoenthe Norazzah Binti Kamri Nur Azizah Latifah Nur Ramadani Meliani Syukri Nurmayunita Nurmayunita putri alyumnah Putri Halleyana Rahman Resi Handayani ria khoirunnisa ria khoirunnisa Ria Khoirunnisa Rofifa Dhia 'Athifa Rofifa Dhia ‘Athifa Rohul Akbar Soritua Ahmad Ramdani Harahap Syamsul Bahri Syamsul Bahri Syamsuri Syamsuri Syofi Aruni Mafaza Tajul Arifin Tesa Mellina Tesa Mellina Tryas Titi Sari Umar Ma’ruf Wahyu Nugroho Wahyu Nugroho Wahyudi Bakri Yoanda Syah Putra Yuni Susanti Pratiwi Yunita Wulandari Yunita Wulandari Yusi Septa Prasetia Zulfi Dian As Salam