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All Journal Limbago: Journal of Constitutional Law PUSKAPSI Law Review Nomico Scientica Education Journal (SEJ) Maneggio Journal of Adat Recht Journal of Strafvodering Indonesian Leges Privatae Kamara Journal EduTech Journal
Noviya, Anis
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Humanities Biochemistry, Genetics & Molecular Biology Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Journal : Maneggio

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The role of Financial Technology (Fintech) in Improving Financial Literacy and Inclusion in Indonesia Christiaan, Pemy; Rosalia, Olyvia; Firayani, Firayani; Noviya, Anis
Maneggio Vol. 2 No. 1 (2025): Maneggio-Feb
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/tkmpes83

Abstract

This study aims to analyze the role of Financial Technology (Fintech) in improving financial literacy and inclusion in Indonesia. Fintech has grown rapidly and become a solution for people who previously had limited access to formal financial services. Using quantitative methods, this study involved 310 respondents who are users of Fintech services in Indonesia. Data was collected through an online questionnaire and analyzed using multiple linear regression and Structural Equation Modeling-Partial Least Squares (SEM-PLS). The results showed that the use of Fintech has a significant effect on improving financial literacy, especially through the financial education feature in the application. In addition, Fintech also plays a role in increasing financial inclusion by providing wider access to digital banking services, online loans, and digital-based investments. However, there are some challenges in utilizing Fintech, such as low digital literacy and concerns regarding data security. Therefore, policies that support the development of Fintech that are more inclusive and educative are needed so that the benefits can be optimally felt by the community.
Supply Chain Management in Agribusiness: Efficiency and Sustainability Strategies Amruddin, Amruddin; Said, Sadly Ashari; Rosalia, Olyvia; Firayani, Firayani; Noviya, Anis
Maneggio Vol. 2 No. 1 (2025): Maneggio-Feb
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/49fg5a93

Abstract

This research aims to explore the impact of Supply Chain Management on Efficiency and Sustainability Strategies within the agribusiness sector. Supply Chain Management plays a crucial role in optimizing operational processes, reducing logistical costs, and ensuring seamless product flow across various stages. This study focuses on the dual aspects of operational efficiency and environmental sustainability, examining how integrated strategies contribute to improving both profit margins and long-term ecological balance. Using a quantitative approach, data were collected from 180 respondents representing stakeholders in the agribusiness sector. Multiple linear regression analysis was employed to evaluate the relationships among variables. The findings reveal that effective Supply Chain Management significantly enhances both efficiency and sustainability, creating synergistic benefits for agribusinesses. Additionally, the study highlights the moderating role of government policies in amplifying these impacts through incentives for sustainable practices. This research contributes valuable insights for practitioners and policymakers, offering a framework to achieve competitive advantage while maintaining environmental stewardship.
Co-Authors Amanda Amruddin, Amruddin Arfa'i Christiaan, Pemy Faradina, Anggia Firayani, Firayani I Nengah Simpen Judijanto, Loso Meri Meri Yarni Merung , Arteurt Yoseph Muhamad Romdoni Mulyanti, Dwi Retno Nurwijayanti Rahmat Purnomo, Rahmat Rosalia, Olyvia Said, Sadly Ashari Siddiqi, M. Siyamsih, Dwi Susianto, Tri Endar Tasya, Amalia Wijaya, Ismed