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All Journal Jurnal Mitra Manajemen Martabe : Jurnal Pengabdian Kepada Masyarakat JURNAL PENDIDIKAN TAMBUSAI Referensi : Jurnal Ilmu Manajemen dan Akuntansi Abdimas Umtas : Jurnal Pengabdian kepada Masyarakat PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat Jurnal Administrasi dan Manajemen Jurnal EK dan BI Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat Journal of Management Studies and Development Innovative: Journal Of Social Science Research Economica: Journal of Economic and Economic Education Jurnal Pengabdian Masyarakat dan Riset Pendidikan Tax and Finance
Kustaji
Universitas Bojonegoro
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Nursing Public Health Social Sciences Other

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Assistance in the Preparation of Simple Financial Statements for the Karang Taruna of Rahayu Village, Tuban Regency Anggapratama, Reza; Sulistyowati, Rina; Kustaji, Kustaji; Noor, Fauzian; Agustino , Muhammad Rizqi; Fadila, Esti Nur
Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat Vol. 6 No. 3 (2026): Mei 2026 - Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat
Publisher : Indonesian Scientific Journal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59395/altifani.v6i3.1139

Abstract

This community service program aims to strengthen the capacity of the Karang Taruna of Rahayu Village, Tuban Regency, in preparing simple financial statements in a transparent and accountable manner. The activity was initiated due to limited financial literacy and the absence of systematic financial recording, which potentially hindered organizational accountability and sustainability. Proper financial administration is essential to enhance public trust and support effective youth organizational governance at the village level. The program was implemented through several stages, including needs assessment and coordination, socialization and basic financial education, technical training on simple bookkeeping, mentoring, and evaluation. Training materials focused on recording cash inflows and outflows, preparing a general cash book, organizing transaction evidence, and compiling activity accountability reports. A participatory and practice-based approach was applied to ensure that participants could directly implement the acquired knowledge. The results indicate improved understanding and skills among administrators in preparing structured financial reports. Participants demonstrated greater competence in financial recording and documentation. This program contributes to strengthening institutional governance and promoting sustainable and accountable financial management practices within the Karang Taruna organization.
Influence of BNPL Loans and Consumer Motivation on Youth Consumptive Behavior: Evidence from Pungpungan Village, Bojonegoro Regency, Indonesia Anggapratama, Reza; Sulistyowati, Rina; Hadi Sulthoni, Fharhan; Agustino, Muhammad Rizqi; Kustaji; Noor, Fauzian
Journal of Management Studies and Development Vol. 5 No. 02 (2026): Article in Press - Journal of Management Studies and Development
Publisher : The Indonesian Institute of Science and Technology Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56741/IISTR.jmsd.001905

Abstract

This study aims to investigate the influence of buy-now-pay-later (BNPL) online loans and consumer motivation on the consumptive behavior of youth in Pungpungan Village, Bojonegoro Regency. The collected data were processed quantitatively.This study adopts a correlational research design to examine the relationships between buy-now-pay-later online loan usage, consumer motivation, and the consumptive behavior of youth in Pungpungan Village, Bojonegoro Regency. The final sample comprises 100 respondents. The results indicate that both Pay Later usage and consumer motivation have a positive and significant effect on the consumptive behavior of youth in Pungpungan Village, both individually and simultaneously. Pay Later usage shows a stronger influence (0.485) compared to consumer motivation (0.208), with the model explaining 31.8% of the variance in consumptive behavior. These findings suggest that the ease of deferred payments combined with high consumer motivation substantially drives impulsive and excessive spending among rural youth. This study extends the literature on consumer behavior by integrating buy-now-pay-later (BNPL) usage and consumer motivation as joint predictors of consumptive behavior in a rural youth context. It offers a novel perspective by highlighting how fintech adoption interacts with psychological drivers to shape spending patterns outside urban settings.
Pengaruh Visual Merchandising terhadap Perilaku Pembelian Impulsif Konsumen Ritel di Bojonegoro Dwi Irnawati; Kustaji; Muhammad Yoga Aditya Saputra
Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Vol. 11 No. 2 (2025): Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/alwatzikhoebillah.v11i2.3924

Abstract

Visual merchandising has long been considered an essential marketing tool in the retail world. In this study, the researcher wanted to find out how much influence visual structuring had on customers' impulse buying behavior. This study takes Najah Fashion as a case study and involves customers as a sample. The methods used are descriptive to help understand this concept more deeply, as well as to provide information that can help the company make decisions. Data were collected using a structured questionnaire and analyzed to determine the effect of visual merchandising on impulse buying. The research sample consisted of 100 purposively selected respondents in Bojonegoro. The study found that impulse buying significantly contributed to sales across various product types, with 46% of respondents stating that they had made unplanned purchases after being exposed to certain visual elements. Among the four visual merchandising factors examined, promotional signage at the store entrance proved to have the greatest influence on impulse buying behavior, with a regression coefficient of β = 0.956 and a significance level of p < 0.05. This indicates that promotions strategically displayed at the entrance area have a strong appeal in encouraging consumers to make spontaneous purchases.
Pengaruh Kualitas Pelayanan Kinerja BUMDES terhadap Pemberdayaan Masyarakat Desa Pungpungan Kabupaten Bojonegoro Kustaji; Reza Anggapratama; Syifa’un Niswah
Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Vol. 11 No. 2 (2025): Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/alwatzikhoebillah.v11i2.3946

Abstract

The Village-Owned Enterprise (BUMDes) of Pungpungan Village, Bojonegoro Regency, represents a form of village business entity that plays a crucial role in stimulating the local economy and enhancing community welfare. In its operational activities, BUMDes encounters various challenges in delivering high-quality services to optimally support the community empowerment process. Therefore, it is necessary to conduct research to examine the extent to which BUMDes service quality influences the level of community empowerment. This study employed a quantitative method with a survey approach and multiple linear regression analysis technique. The findings indicate that the performance indicators of BUMDes service quality simultaneously have a significant effect on community empowerment. Service quality variables, including tangibles, reliability, responsiveness, assurance, and empathy, collectively account for 54.4% of the variation in community empowerment, while the remaining 45.6% is attributed to other factors. It is imperative for BUMDes Pungpungan Village to enhance its service quality through capacity building, performance evaluations, and a more responsive approach to community needs.
Co-Authors Agustino , Muhammad Rizqi Agustino, M. Rizqi Agustino, Muhammad Rizqi Anggapratama Anitasari, Hening Arifuddin, Iza Azhari, Azhari Budianto Budianto Budianto, B C. Sri Hartati Calista, Sativa Fairuz Citrapati, Mugito Dwi Irnawati Fadila, Esti Nur Fadilla, Esti Nur Fajar Kurniawan Fajri, Mega Barokatul Firanka, Sofie Shalzabilla Meta Hadi Sulthoni, Fharhan Mei Anggraeni Meta Firanka, Shofie Shalzabilla Mugito Mugito Muhammad Yoga Aditya Saputra Niswah, Syifa’un Noor, Fauzian Nurcholis Pratama, Reza Angga Pratama, Reza Anggara Purnomo, Ari Reza Anggapratama Saputra, Muhammad Yoga Aditya Selviana, Sova Soenarmi Soenarmi Sulistyowati, Rina Syifa’un Niswah Vicky Eka Prasetya