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Challenges, Opportunities, and the Future of the Blue Economy in Indonesia Wulandari, Poppy; Afwanda Mayako , Puja; Cahyaningrum , Mutiara
Jurnal Ekonomi Manajemen Bisnis dan Akuntansi Vol. 2 No. 1 (2025): (July) Jurnal Ekonomi Manajemen Bisnis dan Akuntansi
Publisher : PT. Altaf Publishing Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70895/jemba.v2i1.18

Abstract

Indonesia, the world's largest archipelagic country with vast maritime territory, holds significant potential for developing a blue economy that promotes sustainable growth through effective marine resource management. Key sectors such as fisheries, maritime tourism, and marine renewable energy are essential to national economic development. However, the blue economy's progress faces challenges, including ecosystem degradation, maritime pollution, and sectoral fragmentation. This study identifies the main challenges and explores opportunities in sustainable fisheries, maritime ecotourism, and marine renewable energy. Using a descriptive-analytical approach with qualitative and quantitative analysis of secondary data, the findings reveal that Indonesia's blue economy remains highly promising, especially with policies supporting sustainability, human resource development, and eco-friendly technologies.  The novelty of this research lies in its cross-sectoral synthesis, which emphasizes the need for convergence between environmental governance and maritime economic policy.
Job Opportunities for the Disabled Labor Forces: Review of Legal Awareness and Protection Ibrahim, Maulana; Wulandari, Poppy; Maria Laot Kian, Antonius
Indonesian Journal of Disability Studies Vol. 12 No. 2 (2025)
Publisher : The Center for Disability Studies and Services Brawijaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.ijds.2025.12.2.8

Abstract

The enhancement of the quality of life for all individuals is an imperative component of societal advancement. This is a principle that pertains to the disabled population as a particularly vulnerable group. In Indonesia, the estimated number of disabled labourers is projected to reach 720,748 in 2022. Despite this figure having increased by 160.18% since 2021, it is anticipated that the involvement of people with disabilities in the formal sector will remain low until 2023. The objective of this research is twofold: firstly, to analyse the extent of legal awareness and protection for disabled workers, and secondly, to determine a solution for the discrepancy between legal provisions and awareness about employment opportunities for disabled workers. In order to analyse these gaps and formulate solutions to the identified problems, this research employs a qualitative research design that utilises a normative juridical approach. Despite the existence of legal provisions in Indonesia to support the United Nations' disability inclusion strategy, empirical evidence indicates that legal awareness and protection remain inadequate. It is anticipated that the government will not only formulate legal instruments to safeguard the rights of disabled individuals but will also oversee the employment of disabled individuals within both governmental and private sector organisations.
Syariah fintech lending as a profit sharing-based MSMEs funding solution in the era of society 5.0 Wulandari, Poppy; Dari Daulay, Ulan; Hardianti , Anisha; Khoualed, Aboubaker
JIFA (Journal of Islamic Finance and Accounting) Vol. 8 No. 2 (2025)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jifa.v8i2.11276

Abstract

This study aims to investigate the innovation of sharia fintech lending as a solution to the funding challenges faced by Micro, Small, and Medium Enterprises (MSMEs) in Indonesia, focusing on the application of profit-sharing financing models and their impact on MSME development in the Society 5.0 era. A Systematic Literature Review (SLR) methodology was employed, utilizing the PRISMA framework to identify, screen, and evaluate relevant studies published within the last five years. The review process resulted in the inclusion of 21 articles that formed the foundation for this study. The findings indicate that MSMEs in Indonesia face significant barriers to funding from conventional financial institutions due to high interest rates and stringent collateral requirements. Sharia fintech lending, utilizing profit-sharing models such as mudharabah and musyarakah, emerges as a fairer and more accessible alternative, promoting financial inclusion and addressing the unique needs of MSMEs. The study highlights the potential of sharia fintech lending to enhance financial inclusion and drive economic growth by providing MSMEs with easier access to financing without the constraints of conventional banking. It recommends further development of digital infrastructure and collaboration among stakeholders to expand the adoption of sharia fintech lending, fostering sustainable economic growth.