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All Journal Izdihar : Jurnal Ekonomi Syariah Society: Jurnal Pengabdian Masyarakat TIJAROTANA : Jurnal Ekonomi dan Bisnis Syariah
Syafiul Umam
STIES BABUSSALAM
Religion Computer Science & IT Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences

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Empowerment of UP2K Cadres through the Sharia Financial Literacy Program as an Effort to Strengthen MSMEs in Sajen Village, Pacet District, Mojokerto Regency Husen, Mohamad Nur; Ahmad, Zakiyyah Ilma; Shiddiq, Jafar; Wahid, Abdul; Umam, Syafiul; Maulana, Kevin; Nasirin, Muhammad Khoirun
Society : Jurnal Pengabdian Masyarakat Vol. 4 No. 6 (2025): November
Publisher : Edumedia Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55824/0jz4zf10

Abstract

The Student Creativity Program (PKM) aims to empower Family Income Improvement Enterprise (UP2K) cadres through a sharia financial literacy program to strengthen the capacity of Micro, Small, and Medium Enterprises (MSMEs). Problems faced by MSMEs at the village level are often related to a lack of understanding of financial management, particularly in the context of sharia finance that aligns with the religious values ​​of the local community. Through an educational and participatory approach, this activity involves training, mentoring, and a simple application-based sharia financial recording simulation. Implementation methods include needs mapping, developing a sharia financial literacy module, training cadres of the Sajen Village UP2K, and monitoring and evaluating the impact on strengthening the fostered MSMEs. The results of the activity show a significant increase in the cadres' understanding of sharia financial concepts and practical financial recording skills. This program is expected to become a sustainable empowerment model that encourages economic independence based on sharia values ​​at the grassroots level.
CORPORATE DISCLOSURE : UPAYA MENGATASI ASIMETRI INFORMASI PEDAGANGAN ONLINE Zakaria Ahmad, Maulana; Zainul Abidin, Ahmad; Ilma Ahmad, Zakiyyah; Wakhid, Abdul; Umam, Syafiul; Habibi, Rakhmawan
Izdihar: Jurnal Ekonomi Syariah Vol. 6 No. 01 (2026): April
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/izdihar.v6i01.6532

Abstract

Corporate Disclosure practices have become essential in addressing information asymmetry in online commerce. Corporate Disclosure enables companies to transparently and accountably reveal information about the products or services they offer, financial performance, business strategies, risks, and commitments to sustainability and social responsibility. By conducting proper and comprehensive Corporate Disclosure, companies provide greater access for buyers to obtain the information they need to make smart and informed purchasing decisions. This study aims to explore corporate disclosure practices in addressing information asymmetry within the online trading environment and to analyze their impact on mitigating information asymmetry risks. The research method used is a qualitative approach with a scoping review method, utilizing secondary data from relevant articles. The findings indicate that Corporate Disclosure is effective in creating a fairer, more transparent, and more sustainable business environment for all parties involved in online commerce. This article makes an important contribution to understanding the role of Corporate Disclosure in reducing information asymmetry in online trading. Recommendations are provided to business stakeholders, regulators, and academics to strengthen transparency and trust in online commerce through improved Corporate Disclosure practices.
Economic Transformation In The Digital Era: Opportunities, Challenges And Its Impact On Public Welfare Nur Laily Hidayati; Zakiyyah Ilma Ahmad; Syafiul Umam; Muhammad Farid Al Azhar
TIJAROTANA : Jurnal Ekonomi Dan Bisnis Syariah Vol 7 No 01 (2026): Tijatorana : Jurnal Ekonomi dan Bisnis Syariah
Publisher : TIJAROTANA : Jurnal Ekonomi dan Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64454/tijarotana.v7i01.221

Abstract

The economic transformation in the digital era has transformed various aspects of people's lives through the increasingly widespread use of information and communication technology. This change creates new opportunities for increasing productivity, efficiency, innovation, and expanding access to digital markets and financial services. However, this transformation also presents various challenges, such as the digital divide, low digital literacy, cybersecurity threats, and changing workforce competency requirements. This study aims to analyze the opportunities, challenges, and impacts of the digital economic transformation on public welfare. The method used is library research with a qualitative descriptive approach through the analysis of various scientific sources, such as journals, books, official reports, and relevant publications. The results show that the digital economic transformation contributes positively to improving public welfare through the creation of new jobs, increased income, easier access to economic services, and encouraging the growth of micro, small, and medium enterprises (MSMEs). However, these benefits have not been felt evenly due to gaps in access to technology and digital capabilities. Therefore, synergy is needed between the government, the business world, and the community to improve digital literacy, expand technological infrastructure, and develop inclusive policies so that the digital economic transformation can achieve sustainable public welfare
Co-Authors Abdul Wahid abdul wahid Ahmad Syahni Ahmad, Zakiyyah Ilma Al Azhar, M Farid habibi, rakhmaan Habibi, Rakhmawan Hidayati, Nur Laily husen, mohamad nur Lailatul Fauziyah, Farah Laili, Miftasari Nurul Maulana, Kevin Muhammad Farid Al Azhar muhammad nasiruddin Muhammad Nur Husen Nadlifah, Unun Nasirin, Muhammad Khoirun Nasiruddin, Muhammad Nur Laily Hidayati Shiddiq, Jafar Sukatin, Sukatin Ulul Albab Zainul Abidin, Ahmad Zakaria Ahmad, Maulana Zakiyyah Ilma Ahmad Zuhdi, Choirurrohman