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Journal : Jeksyah

Analisis Pengaruh Minat Generasi Milenial Dalam Menggunakan Produk Tabungan Emas di Pegadaian Syariah Rosiyani, Novia; Hasyim, Fuad
Jeksyah: Islamic Economics Journal Vol. 1 No. 02 (2021): September 2021 Edition
Publisher : Fakultas Ekonomi dan Bisnis Islam _ IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1087.819 KB) | DOI: 10.54045/jeksyah.v1i02.40

Abstract

Pegadaian Syariah has issued a new product at the end of 2015, namely a gold savings product. However, not all millennials have good literacy regarding gold savings products at Pegadaian Syariah. Therefore, this study aims to determine the effect of promotion, knowledge, service quality, and motivation on the millennial generation's interest in using gold savings products at Pegadaian Syariah. This research was conducted with a quantitative approach method. The population in this study is the millennial generation which focuses on aspects of students living in Surakarta. The sampling technique used was quota random sampling with a sample of students from IAIN Surakarta, UMS, UNS, and STIE Surakarta. Data collection in this study used a questionnaire with a Likert scale. The data that was collected and processed in this study were 133 respondents. The analysis tool uses multiple linear regression analysis with SPSS application. Based on the results of the analysis, it can be seen that promotion (sig. 0.002<α), knowledge (sig. 0.004<α) and motivation (sig. 0.000<α) affect the millennial generation's interest in using gold savings products. Meanwhile, the service quality variable (sig. 0.086>α) has no significant effect on the millennial generation's interest in using gold savings products. In addition, the difference between campuses and campus dummy proxies does not have a significant difference in the millennial generation's interest in using gold savings products (sig. 0.808>α).
Co-Authors Adhi Kresna Jiwayana Agung Wahyudi Agus Salim Agus Setiawan Ahmad Indarta Ahmad Muhsin Al Amin, Nur Hidayah Alfina Rahmatika Ardityasari, Resyta Aulia Ari Prasetyo Ash-shiddiqi, Ali Mahmud Asmaradhan, Najwa Salsabila Awwal, Muhammad Al Faridho Bahren Bahren Budi Sukardi Cholil, Muhammad Fahri Ali Ahzar Fauzi, Achmad Noor Fauziah, Annisa Husnul Hanafi, Syafiq Mahmadah Hasyim, Romi Helmi Haris Hidayat, Muhammad Fikri Hidayati, Iman Sabarisman Intan Sari Isti Nuzulul Atiah JANNAH, MIFTAQUL Jawid Marwat, Mohammad Junaedi Junaedi Junaidi Junaidi Kholidah, Farichatul Kurniyadi, Kurniyadi Kusumawati, Rizqi Adhyka Lukito , Ratno Maksum, Maksum Moh. Nurul Qomar, Moh. Nurul Muafi Mubarokah, Laeli Muhamad Nafik Hadi Ryandono, Muhamad Nafik Muhammad Wakhid Musthofa Munawwaroh, Hafsotul Musthofa , Wakhid Naimah, Ainun Najmudin Nanik Rahayu Ningrum, Nur Sakti Nur Hapsari, Adelia Nur Hidayat Nurjannah Nurul Fauziah Nurul Fauziyah, Nurul Nurwulan Purnasari Oktaviana, Sherly Pangesti, Putri Ika Pratiwi, Ngestiaga Putri, Desila Rosiana Rahmawati Khoiriyah Ramly, Arroyan Ramly, Arroyyan Resyta Aulia Ardityasari Rina Sari Qurniawati, Rina Sari Ririn Tri Ratnasari Rosdi, Mohd Syakir Bin Mohd Rosiyani, Novia Rosuli, Abdi Rusgianto, Sulistya Saleh, Husny Gibreel Musa Saputri, Nur Handayani Sari, Lina Evira Permata Setianingsih, Hesti Eka Sofiaturrohmah, Siti Sri Herianingrum Susetiyo, Ari Syafi'i, Imam Trisno Wardy Putra Usnan Widyaningsih, Meilana Wuryaningsih Dwi Sayekti Yaktiworo Indriani Yuanita, Yuanita Yulfan Arif Nurohman Yuni Astuti