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All Journal JKBM (JURNAL KONSEP BISNIS DAN MANAJEMEN) Journal of Economic, Bussines and Accounting (COSTING) Jurnal Mantik Jurnal Manajemen Journal of Research in Business, Economics, and Education Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Ekonomi Bisnis Manajemen Prima GANDRUNG: Jurnal Pengabdian Kepada Masyarakat International Journal of Marketing and Human Resource Research Jurnal Ekonomi Akuntansi Prima Jurnal Ipteks Terapan : research of applied science and education Jurnal Dedikasi untuk Negeri Mount Hope Global Economic Journal JURNAL ILMIAH SOCIO SECRETUM METHOSIKA: Jurnal Akuntansi dan Keuangan Methodist Journal Liaison Academia and Society Jurnal Pengabdian Inovasi Sosial Ekonomi
Ginting, Kristi Endah Ndilosa
Universitas Prima Indonesia
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Peningkatan Literasi Keuangan Melalui Budaya Menabung Sejak Dini bagi Anak Panti Asuhan Sinar Jaya Indonesia Ninta Katharina; Khana Saputri; Agus Tina; Afriza Amir; Wiliam; Deasy Arisandy Aruan; Kristi Endah Ndilosa Ginting
Jurnal Pengabdian Inovasi Sosial Ekonomi Vol. 3 No. 02 (2026): Mei 2026
Publisher : Jurnal Pengabdian Inovasi Sosial Ekonomi

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Abstract

This community service article describes a financial literacy program through early saving habituation for children at Sinar Jaya Indonesia Orphanage in Medan. The program was conducted on 8 June 2026 by a team of lecturers from the Faculty of Economics and Business, Universitas Prima Indonesia. The activity aimed to improve children's understanding of money functions, needs and wants, saving discipline, and simple financial planning. The method used was a participatory educational approach involving observation, interactive counseling, discussion, saving simulation, practice with piggy banks, and descriptive evaluation. The population consisted of children living at the orphanage, while the sample included participants who attended the activity. Instruments included observation sheets, discussion guides, saving target cards, and documentation. The results showed that participants were enthusiastic, able to identify needs and wants, understood the importance of saving from small amounts, and practiced saving commitments using simple media. The activity indicates that early saving culture can strengthen financial literacy and support children's independence in orphanage environments.
Co-Authors Adinda Tri Adelia Putri Agnes Maria Simarmata Agus Tina Amir, Afriza Anugrah Indah Darmawan Cindy Claudia Br. Ginting Clarissa Louis Deasy Arisandy Aruan Deni Faisal Mirza Dennis Swarant Desi Widiyanti Brutu Destri Jessica Butar-butar Eliza Feranika Sari Br. Nainggolan Ellen Stone Fadilah Frimadani Felin Lotan Marsella Fernando Chiuman Friska Handayani Silitonga Garsella Brivtania Liongko Ginting, Roy Dedi Ansarika Giovani Anggasta Guntur Prasetia Tarigan Herlin Munthe Hevin Rivaldo Gulo Honesty Selviani Laoli Inggrid Isna Asdiani Nasution Jennifer Jennifer Jennifer Sihombing Jesslyn Jesslyn Josephine Khosasi Jul Rojis Tarigan Juliani phannoto Kelvin Khusuma Kevin Thio Khana Saputri Khasrad . Kristiana br Sinabariba Liberting Gea Maisara Batubara Marcella Chandra Martin Martin Meliana Sintia Srg Michelle Nikholaas Sihombing Mila Setyani Purba Nanda Sitompul Naomi Hartati Br Sembiring Natalia Widya Pasca Tarigan Ninta Katharina Ovami, Debbi Chyntia Purba, Mas Intan Purnama Yanti Purba Putra Gulo Putri Srimenggar Situmorang Rafida Khairani Reymond Halomoan Silaen Rudiyanto Rudiyanto Rudiyanto Ruth Sahana Sandy Gozali Sinta Teresia Siti Jamilah Nasution Sontina Saragih Steward Valens Tarigan, Sri Ninta Tedy Tandreas Tommy Dharmawan Liem Toni Joshua Hutabarat Tri Putra Gea Trisa Chintya Vahira Malika Balqis Vincent Stevano Vinsen Vinsen Vitri Ayu Telaumbanua Vivian Shinta Sihaloho Wiliam Yenita Br Sembiring Yenny Silalahi Yenny Wijaya Yordan Aliran Dakhi