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All Journal Aksi Kita: Jurnal Pengabdian Kepada Masyarakat Business Research and Administration Innovation (BRAIN) Public Resource Innovation Management and Excellence (PRIME)
Aryan Agus Pratama
Universitas Negeri Makassar
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Social Sciences Other

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Determination of Student Financial Behavior: The Mediating Effect of Self-Efficacy and Locus of Control Fitriana Fitriana; Leonardo Davidsi Sipayung; Andhi Febisatria; Zulfahmi Zulfahmi; Aryan Agus Pratama
Public Resource Innovation Management and Excellence February 2026 , Volume 3 Number 1
Publisher : Public Resource Innovation Management and Excellence

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study investigates the effects of financial literacy, digital financial literacy, financial attitudes, and hedonistic lifestyles on financial behavior with self-efficacy and locus of control as mediating variables. The study used qualitative approach with survey design involving 200 students at State University of Makassar. Data was analyzed using Partial Least Squares Structural Equation Modelling (PLS-SEM). The findings indicated that financial literacy, digital financial literacy, and hedonistic lifestyle significantly influence to self-efficacy. In contrast, financial attitude does not have a statistically significant effect on self-efficacy. Furthermore, financial literacy, digital financial literacy, and financial attitude significantly influence to locus of control, while hedonistic lifestyle does not exert a meaningful influence on this construct. Concerning financial behavior, both of financial literacy and financial attitude show significant direct effect, whereas digital financial literacy and hedonistic lifestyle do not exhibit significant direct relationships. In addition, self-efficacy has a significant effect on financial behavior, while locus of control does not significantly predict this outcome. The mediation analysis indicates that only hedonistic lifestyle has a significant indirect effect on financial behavior through self-efficacy, whereas other indirect effect through self-efficacy and locus of control are not statistically significant. These findings suggest that self-efficacy functions as a more salient psychological mechanism than locus of control in connecting cognitive determinants and lifestyle orientation to financial behavior. This study's will contribute to the theoretical literature by clarifying the differential role of self-efficacy and locus of control. It offers practical implications, emphasizing that improving students’ financial behavior requires strengthening their confidence in financial decision-making and enhancing financial literacy.
Pemanfaatan Aplikasi Digital Career Kit dalam Sosialisasi Kesiapan Karier Mahasiswa Tingkat Akhir Program Studi Adminstrasi Bisnis Universitas Negeri Makassar Zulfahmi Zulfahmi; Muh. Rizal S; Maya Kasmita; Aryan Agus Pratama; Eureka Try Zarazwanty R. Laega
Aksi Kita: Jurnal Pengabdian kepada Masyarakat Vol. 2 No. 3 (2026): MEI-JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/nvv9z254

Abstract

Persaingan dunia kerja saat ini menuntut mahasiswa tingkat akhir untuk memiliki kesiapan karier (career readiness) yang matang sejak berada dibangku perkuliahan. Karena itu, pengabdian kepada masyakarat (PKM) ini bertujuan untuk mengoptimalkan kesiapan karier mahasiswa tingkat akhir Program Studi Administrasi Bisnis Universitas Negeri Makassar melalui pemanfaatan aplikasi yang inovatif berbasis web/platform yang Bernama “Digital Career Kit”. Aplikasi ini diintegrasikan sebagai meida intervensi digital yang nantinya memuat enam fitur utama didalam platform tersebut diantaranya, Peta Karier lulusan, Panduan CV, Tips Wawancara Kerja, Informasi Lowongan kerja & Magang, Asesemen Kesiapan Karier, serta Layanan Konsultasi terkait kesiapan karier. Adapun metode pelaksanaan pengabdian ini dilakukan dengan tiga tahapan yaitu tahap perisapan (analisis kebutuhan), tahap pelaksanaan (sosialisasi interaktif da demosntrasi langsung), serta tahap evaluasi kualitatif yang berbasi deskriptif berdasarkan dnamika kelompok dan umpan balik dari peserta dalam pengabdian ini. Hasil pelaksanaan pengabdian ini menunjukkan bahwa pemanfaatan Digital Career Kit ini mampu membuka pola pikir mahasiswa yang tadinya pasif terhadap kesiapan karier dan mengalami kecemasan karier (job hunting anxiety) menjadi lebih terarah, terstruktur, dan memiliki efikasi diri yang tinggi terhadap kariernya (career self efficacy). Dalam hal ini, dokumen dan instrumen yang terhubung atau terintegrasi dalam satu akses digital ini berhasil memudahkan mahasiswa dalam memetakan potensi dirinya dan merencanakan Langkah kariernya secara mandiri setelah lulus dari Porgram studi administrasi Bisnis Universitas Negeri Makassar.
Employability Skills Developed through Internship Experiences in PLN Customer Service Units Aryan Agus Pratama; Fatimah Akbal
Business Research and Administration Innovation Vol. 3 No. 1 (2026): BRAIN - APRIL
Publisher : Fakultas Ilmu Sosial dan Hukum

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32457/brain.v3i1.64

Abstract

The development of the contemporary labor market demands that university graduates possess not only technical skills but also interpersonal and professional competencies that support work readiness. In this context, internship programs serve as a critical vehicle for developing employability skills through authentic work experiences. This study aims to identify and describe the employability skills developed through the internship experiences of Business Administration students at the Customer Service Unit (ULP) of PT PLN (Persero). A descriptive qualitative approach was employed, with data collected from student internship reports, in-depth interviews, and documentation. Data were analyzed using Qualitative Content Analysis (QCA) through the processes of open coding, categorization, and theme abstraction. The findings reveal that the employability skills developed encompass two principal dimensions: hard employability skills and soft employability skills. Soft employability skills developed more prominently than hard employability skills, attributable to the nature of work in the Customer Service Unit, which demands intensive customer interaction and coordination within an organizational setting. The combination of these skills also constitutes transferable competencies that contribute to long-term employability. This study yields implications for curriculum development and internship programs oriented toward the integration of technical and non-technical skills in preparing graduates for the professional world.
Co-Authors Andhi Febisatria Eureka Try Zarazwanty R. Laega Fatimah Akbal Fitriana Leonardo Davidsi Sipayung Maya Kasmita S, Muh. Rizal Zulfahmi Zulfahmi