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Financial Information Transparency and Data Security on Building User Trust in Peer-to-Peer Lending Platforms in Indonesia Meiske Wenno; Muhamad Ammar Muhtadi; Rully Fildansyah
West Science Interdisciplinary Studies Vol. 4 No. 05 (2026): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v4i05.2878

Abstract

This study examines the influence of financial transparency and data security on user trust in peer-to-peer (P2P) lending platforms in Indonesia. The rapid growth of fintech services has increased public adoption of digital lending platforms; however, concerns regarding transparency and cybersecurity remain significant challenges affecting consumer confidence. This research employed a quantitative approach using a survey method involving 250 respondents who had experience using P2P lending platforms in Indonesia. Data were collected through structured questionnaires using a five-point Likert scale and analyzed using SPSS version 25. The results indicate that financial transparency has a positive and significant effect on user trust, demonstrating that clear and accessible financial information enhances perceptions of platform reliability and accountability. Data security was also found to positively and significantly influence user trust, indicating that strong protection of personal and financial information increases confidence in digital transactions. Simultaneously, financial transparency and data security significantly influence user trust in P2P lending services. The findings suggest that fintech companies should strengthen transparent financial communication and cybersecurity systems to maintain public trust and support the sustainable development of digital financial services in Indonesia.
Student Stress Level Prediction Based on DASS-42 Questionnaire Using XGBoost Algorithm: A Case Study of Undergraduate Information Technology Education Students Reinanda, Moch Zoel; Wijoyo, Satrio Hadi; Wicaksono, Satrio Agung
Journal of Information Technology and Computer Science Vol. 11 No. 1: April 2026
Publisher : Faculty of Computer Science (FILKOM) Brawijaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25126/jitecs.111831

Abstract

Stress among university students negatively impacts their academic progress and mental health. Early detection is crucial for targeted intervention. This research designs and evaluates a machine learning model using the XGBoost algorithm to predict stress among undergraduate students of Information Technology Education at Universitas Brawijaya. Utilizing the CRISP-DM methodology, the study processes data from the DASS-42 questionnaire and academic records. The workflow included data pre-processing to handle missing values and class imbalance, followed by model training and evaluation. Six scenarios tested prediction targets (five-level multi-class and binary ‘Normal’ or ‘Stress’), data handling, and hyperparameter tuning. Results indicate that the binary classification model was significantly superior. The best model, utilizing original data and default parameters, achieved an accuracy of 97.87%. Evaluation proved its reliability, achieving 100% recall for the ‘Stress’ class, ensuring no at-risk cases were missed (0 False Negatives). Feature importance analysis identified Mother’s Education as the dominant predictor. The research output includes a functional dashboard prototype equipped with LIME interpretation for individual case analysis.
Evaluating the Success Factors of a Tourism Management Information System Using the DeLone and McLean Model: A User Perspective Hidayat Syah, Rizqi Mulyantara; Oky Dwi Nurhayati; Bayu Surarso
Journal of Information Technology and Computer Science Vol. 11 No. 1: April 2026
Publisher : Faculty of Computer Science (FILKOM) Brawijaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25126/jitecs.111925

Abstract

This study evaluates the success factors of a tourism management information system implemented by startup XYZ using the DeLone and McLean Information Systems Success Model. Startups in the tourism industry are becoming more dependent on digital platforms, which prompted this research because there has been little user-centered evaluation of tourism information systems. Involving 75 active users of the system, a quantitative explanatory method was used. A systematic questionnaire with 44 questions was used to gather data. The questions covered topics such as system quality, information quality, service quality, use, user satisfaction, and net benefits. Research methods encompassed creating instruments, collecting data, analyzing it statistically, checking reliability using Cronbach's Alpha, and expert validation with Aiken's V. The instrument demonstrated strong validity and reliability with an overall Aiken's V value of 0.8247. Additionally, all constructs attained Cronbach's Alpha values above 0.70, further supporting these findings. Descriptive statistics, construct correlation, multiple regression, coefficient of determination (R²), and F-test analyses were used to examine the data. All descriptive factors had high mean values, suggesting that users had a good impression of the system. System quality and service quality had a substantial impact on user happiness, according to regression analysis, but information quality and system quality had a substantial impact on system usage. Perceived net benefits were also heavily impacted by system utilization and user satisfaction. The results show that the DeLone and McLean model may be used to evaluate TISs. Making the system more responsive, making the information more accurate, and improving the user support services should be the goals of future enhancements.
ANALISIS STRATEGI PEMBELAJARAN SILENT DEMONSTRATION DAN INFORMATION REASERCH PADA MATA PELAJARAN IPA DI SD/MI Dewi Masita
eL-Muhbib jurnal pemikiran dan penelitian pendidikan dasar Vol. 3 No. 1 (2019): Juni
Publisher : Program Studi Pendidikan Guru Madrasah Ibtidaiyah (PGMI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52266/el-muhbib.v3i1.374

Abstract

Pelaksanaan pembelajaran disekolah dengan menggunakan strategi pembelajaran aktif merupakan upaya kontekstual yangdilakukan oleh guru dalam rangka menciptakan suasanapembelajaran yang menyenangkan dan sesuai dengan kenyataanyang dialami oleh peserta didik. Pada pembelajaran materi IPA diSD/MI mesti harus menggunakan strategi dan langkah-langkahpembelajaran yang dapat mempermudah guru dalammentransformasikan pengetahuan, sikap dan keterampilan sesuaidengan standar kompetensi, kompetensi dasar, indikator dantujuan pembelajaran. Adapun strategi pembelajaran yangditerapkan dalam pembelajaran yang menyenangkan dankontekstual adalah strategi pembelajaran Silent Demonstrationdan information reaserch. Dua strategi pembelajaran ini memilikikesesuaiannya dengan materi dan langkah-langkah pembelajaran,sehingga proses pembelajaran berlangsung efektif dan sesuaidengan tujuan pembelajaran. Dalam tulisan ini dapat ditariksebuah kesimpulan, guru harus dapat memahami bahwa dalamproses pembelajaran pada mata pelajaran IPA di SD/MI tidaksemua materi cocok untuk semua metode, tidak semua matericocok untuk semua media, tidak semua pembelajaranmemerlukan seluruh urutan pembelajaran, urutan kegiatanpembelajaran tergantung pada karakteristik siswa dan jenisperilaku yang ada dalam tujuan pembelajaran. Dengan demikian ,dalam menentukan strategi pembelajaran diperlukan pemilihan,dan sedapat mungkin disusun berdasarkan alasan-alasan yangbersifat rasional.
Transformation Of Village Services Through Implementation of The Village Information System Web Rismawati Rismawati; Miftakul Huda Huda
Inaba of Community Services Journal Vol. 2 No. 2 (2023): Volume 2 No. 2, December 2023
Publisher : Universitas INABA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56956/inacos.v2i02.230

Abstract

Public services are one of the important tasks that cannot be ignored by local governments because if the service component experiences stagnation, it is almost certain that all sectors will impact congestion. Therefore, there needs to be good planning and even needs to be formulated service standards for the community in accordance with the authority given by central government to local government. By providing positive and quality services, empirically, on the one hand, it will create satisfaction, happiness, and welfare of the community, which in turn will be able to realize village development goals. The purpose of this community service is to find out the role of service through Service Transformation by Implementing the Village Information System Web towards the people of Cipayung village. In community service in Cipayung village, East Cikarang district, there are 4 methods used, namely observation, interviews, training, and counseling. Implementation of the Cipayung Village Information System Web plays a role in informing the existence of Cipayung village, improving online village services, inputting data digitally, providing information on the wall, and having a neat file storage layout
ARTIFICIAL INTELLIGENCE ADOPTION AND ITS IMPACT ON ACCOUNT-ING INFORMATION QUALITY AND ACCOUNTING PROCESS EFFICIENCY Renna Magdalena; Oliandes Sondakh; Olivia Yasmin Pranadia Suyitno
Proceeding National Conference Business, Management, and Accounting (NCBMA) 9th National Conference Business, Management, and Accounting
Publisher : Faculty of Economics and Business Universitas Pelita Harapan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Digital transformation and the increasing adoption of Artificial Intelligence AI have reshaped accounting practices toward more automated and data-driven systems. However, their effectiveness in enhancing information quality and process efficiency in Indonesia still requires empirical examination. This study aims to examine the effect of Artificial Intelligence AI adoption on accounting information quality and accounting process efficiency, while considering the mediating role of accounting information quality. The research employs a quantitative approach using purposive sampling combined with snowball sampling, involving 125 respondents. The data are analyzed using Structural Equation Modeling based on Partial Least Squares SEM PLS to test the relationships among the research variables. This study is expected to provide both theoretical and practical contributions to the development of technology-based accounting information systems in Indonesia.
ACCOUNTING INFORMATION TECHNOLOGY IN TAX ADMINISTRATION: CORETAX SYSTEM TRAINING FOR CHURCH CONGREGATION MEMBERS IN SURABAYA Renna Magdalena; Josephine Kurniawati Tjahjono; Go George Herbert; Imelda Alodia Arditya; Florencia Chyntike Setiawan
Proceeding National Conference Business, Management, and Accounting (NCBMA) 9th National Conference Business, Management, and Accounting
Publisher : Faculty of Economics and Business Universitas Pelita Harapan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The implementation of the Coretax System beginning in 2025 marks a fundamental shift in Indonesia's tax administration infrastructure, introducing a fully integrated accounting information technology platform that affects all taxpayer categories. Despite its potential to improve efficiency and transparency, many taxpayers within community settings lack the technical readiness to operate the system correctly. This paper reports on a Community Service (Pengabdian Kepada Masyarakat/PKM) activity conducted by the Tax Center, Accounting Study Program, Universitas Pelita Harapan Surabaya Campus, held on March 6, 2026 at GSJA Ebenhaezer Church, Surabaya. The workshop was specifically designed for members of the church congregation, comprising professionals, employees, and small business owners who share the common need to fulfill their annual tax obligations through the new Coretax platform. Through a hands-on training format covering Coretax account activation and the practical filing of the 2025 Annual Tax Return (SPT Tahunan), the workshop successfully met its target attendance of at least 25 participants, with over 85% completing the full session. Findings indicate that structured, community-embedded accounting information technology training significantly improves participants' confidence and competence in using the Coretax System. This initiative demonstrates that university Tax Centers can serve as effective bridges between government-led digital tax reform and the practical readiness of community-based taxpayer groups.
The Influence of Human Resources Competence, Utilization of Accounting Information Systems, and Internal Control Systems: (Quality of Financial Statements with Transformational Leadership Style as a Moderation Variable in BMKG Bali Province) Aniceta Ardyahayu Anggarari; Gregorius Paulus Tahu; I Made Dauh Wijana
International Journal of Economics and Management Sciences Vol. 3 No. 2 (2026): May : International Journal of Economics and Management Sciences
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/ijems.v3i2.1238

Abstract

The quality of government agency financial reports demonstrates accountability and transparency in public financial management, meeting the demands of good governance. This study aims to analyze the influence of human resource (HR) competency, the use of accounting information systems, and internal control systems on financial report quality, and to examine the role of transformational leadership as a moderating variable at the BMKG (Meteorology, Climatology, and Geophysics Agency) of Bali Province. This study employed a quantitative approach with a survey method. The population comprised all 75 financial and asset management employees at four BMKG work units in Bali Province. The sampling technique used saturated sampling, with all members serving as respondents. Primary data were collected through questionnaires and analyzed using Structural Equation Modeling (SEM) based on Partial Least Squares (PLS) using SmartPLS software. The results of the study indicate that HR Competence has a positive and significant effect on the quality of financial reports, Accounting Information Systems do not affect the quality of financial reports, Internal Control Systems have a positive and significant effect on the quality of financial reports, Transformational Leadership Style has a positive and significant effect on the quality of financial reports, Transformational Leadership Style is unable to moderate the influence of HR and the use of accounting information systems on the quality of financial reports, and Transformational Leadership Style is proven to moderate the influence of internal systems on the quality of financial reports at the BMKG of Bali Province.
From Information to Empowerment: Refining Indonesia’s Crisis and Risk Communication Model through Digital Literacy Nani Kurniasari; Melisa Arisanty
Journal of Digital Scholarship in Archives and Information Vol. 1 No. 2 (2025): Journal of Digital Scholarship in Archives and Information
Publisher : CV Media Inti Teknologi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58723/jdsai.v1i2.120

Abstract

The COVID-19 pandemic exposed both the strengths and limits of government crisis and risk communication digitally connected but socially diverse societies such as Indonesia. Rapid dissemination was achieved, yet misinformation, declining trust, and uneven digital literacy constrained public engagement. This study examines digital literacy as a mediating factor between information provision and citizen empowerment during Indonesia’s pandemic response. Using a case study of central government communication, it analyzes regulations, public messaging, and digital engagement practices to refine an existing crisis and risk communication model. By integrating the Crisis and Emergency Risk Communication (CERC) framework and Situational Crisis Communication Theory (SCCT), the research highlights how transparency, participation, and inclusivity can be systematically embedded into government communication. Findings shows that digital literacy is not only a technical skill but also a socio-political resource shaping trust, compliance, and resilience. The proposed model shift emphasis from one-way information delivery toward participatory, trust-based, and digitally inclusive practices. While grounded in Indonesia, the study offers comparative insights for other contexts where digital innovation intersects with fragile trust and uneven preparedness. This study contributes theoretically by extending CERC and SCCT with a literacy dimension, and practically by outlining pathways for governments to foster resilience through digital literacy initiatives.
Social Media Integration for Modern Library and Information Service Promotion Adnan Ullah
Journal of Digital Scholarship in Archives and Information Vol. 2 No. 1 (2026): Forthcoming Issue (March)
Publisher : CV Media Inti Teknologi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58723/jdsai.v2i1.172

Abstract

Background:Social media has transformed how academic libraries promote services, digital resources, and communicate with users in the digital era.Aims: This study aims to analyze the role of social media in improving library promotion, digital resource visibility, and user engagement in academic libraries.Methods: This study used a quantitative descriptive survey design involving 253 library professionals in Pakistan, including librarians and library assistants. Data were collected using a structured questionnaire with a five-point Likert scale and analyzed using descriptive statistics such as percentages, mean scores, and standard deviations.Result: The findings revealed positive perceptions toward social media use in academic libraries. About 72% of respondents agreed that social media improves user interaction and awareness of library resources, while 72.3% stated that it increases library visibility in the digital era. Additionally, 67.6% believed social media strengthens communication between libraries and users. However, several challenges were identified, including limited staff training, insufficient resources, and inconsistent content updates.Conclusion: The study concludes that social media plays an important role in academic library marketing by enhancing communication, user engagement, and digital service visibility. Libraries should strengthen social media strategies, improve staff digital skills, and provide adequate resources for effective implementation.

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