cover
Contact Name
-
Contact Email
-
Phone
-
Journal Mail Official
-
Editorial Address
-
Location
Kota surakarta,
Jawa tengah
INDONESIA
Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 2,319 Documents
Pengaruh Atribut Produk dan Kepercayaan terhadap Keputusan Menabung Generasi Milenial di Bank Syariah Indonesia Kabupaten Purwakarta, Indonesia Syahrani, Hilda Ziradine; Maulidizen, Ahmad
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.12853

Abstract

Pertumbuhan penduduk Indonesia, yang mayoritas beragama Islam, menunjukkan jumlah nasabah di perbankan syariah yang relatif rendah dibandingkan dengan bank konvensional, terutama disebabkan oleh faktor seperti literasi perbankan syariah yang terbatas. Dengan PT. Bank Syariah Indonesia Tbk baru-baru ini menjalani merger dan menargetkan kaum milenial sebagai pasar mereka, penelitian ini berfokus pada populasi milenial di Kabupaten Purwakarta untuk meneliti pengaruh atribut produk dan kepercayaan terhadap keputusan menabung. Metode penelitian yang digunakan adalah kuantitatif, dengan menyebarkan kuesioner kepada 392 responden milenial, dengan ukuran sampel minimum ditentukan menggunakan rumus Slovin. Kuesioner disebarkan menggunakan skala Likert, dengan data yang dikumpulkan sebagai data primer dan dianalisis menggunakan perangkat lunak SmartPLS 3.0. Penelitian ini telah melalui evaluasi model pengukuran dan evaluasi model struktural. Kesimpulan dari penelitian ini adalah bahwa atribut produk memiliki pengaruh positif dan signifikan terhadap keputusan menabung, yang menunjukkan bahwa mayoritas responden cenderung pada kualitas atribut produk yang ditawarkan oleh Bank Syariah Indonesia yang dilaksanakan dengan baik. Kepercayaan juga memiliki pengaruh positif dan signifikan terhadap keputusan menabung, yang menunjukkan bahwa tingkat kepercayaan yang tinggi mencerminkan penerapan prinsip-prinsip Syariah dan integritas yang konsisten oleh Bank Syariah Indonesia, yang tercermin dalam sikap positif mereka dalam melayani anggota atau masyarakat. Selanjutnya, variabel yang memiliki pengaruh terbesar dalam penelitian ini adalah kepercayaan terhadap keputusan menabung, dengan nilai 0.580.
EFEKTIVITAS PENERAPAN UU. No. 13 TAHUN 2011 PADA PENANGANAN FAKIR MISKIN DALAM PERSPEKTIF EKONOMI ISLAM DI DINAS SOSIAL KABUPATEN BEKASI Putri Nurhasanah; Yudianto Achmad; Muhammad Hamdan Ainulyaqin; Sarwo Edy
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10487

Abstract

This research reveals a form of the effectiveness of the application of Law no. 13 of 2011 on handling the poor in an Islamic economic perspective at the Bekasi District Social Service seen from five indicators which include program understanding, right on target, on time, achieved goals, real changes. The findings of this study, among other things, revealed that the three indicators of effectiveness carried out by the Social Service of Bekasi Regency, namely understanding of the program, being on time, the real changes that have been explained in the discussion show that the application of Law No. 13 of 2011 in handling the poor in the Social Service of Bekasi Regency indicates the criteria "Effective". However, on the other two indicators of effectiveness, namely being right on target, achieving the objectives in the discussion, it shows that the application of Law No. 13 of 2011 to the handling of the poor at the Social Service Office of Bekasi Regency shows the criteria "Not Yet Effective". Furthermore, regarding the effectiveness of the implementation of Law no. 13 of 2011 on handling the poor in an Islamic economic perspective explains that showing the criteria of "Effective" is in accordance with an Islamic economic perspective.
Cash Waqf Linked Sharia Micro Insurance (CWLSMI) Sebagai Proteksi Dana Darurat Pelaku Usaha Mikro Faisal, Ryan
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.11459

Abstract

The scientific work aims to introduce Cash Waqf Linked Sharia Micro Insurance (CWLSMI), an innovative approach to facilitate Sharia micro insurance contributions for micro-business actors using their owned products. Micro-business actors' product portfolios will be cataloged based on global community interests, and the management will be funded through productive waqf assets. Revenue generated from product sales will fund contributions to Sharia micro insurance for micro-business actors, their families, and contribute to government social security programs. CWLSMI serves as a financial planning reference for micro-business actors, fostering benefits for the halal industry. This qualitative research utilizes a narrative approach, incorporating primary data from search results and stakeholder interviews, complemented by secondary data from scientific journals and government reports. The initiation of CWLSMI is proposed as a recommendation to the government for enhancing the welfare of micro-business actors in Indonesia.
Aplikasi Bisnis Syirkah D’durian Park, Wonosalam, Jombang, Jawa Timur Diah Krisnaningsih; Masruchin Masruchin; Imam Fauji
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.11336

Abstract

The COVID-19 pandemic and measures to prevent its spread caused a severe contraction in the world economy. The International Monetary Fund projects that the global economy will shrink by around 4.4 percent in 2020, the worst recession since the Second World War. Indonesia's gross domestic product is certain to experience a contraction of 1.1 percent in 2020 - a drastic drop from the projected pre-pandemic growth of 5.3 percent, causing a loss of jobs and income for the wider community. Microeconomic growth must be encouraged to grow faster for small to national scale economic recovery. The concept of syirkah as a discourse for Islamic business solutions to accelerate economic growth is very appropriate, especially in Indonesia with natural wealth in 38 provinces and abundant human resources + 357 million people. D'durian Park, Wonosalam, Jombang is one of the leading agribusinesses with the sirkah mukhabarah system in Wonosalam, Jombang with the main business units namely the Agrotourism Garden Plot (KKA) and agrotourism with the main commodity being Indonesia's superior durian and was founded in November 2019. Methods This research, namely qualitative case study, aims to describe, describe, explain, explain about the implementation of a theory in a particular field, such as the application of the syirkah mukhabarah business theory run by D'Durian Park Wonosalam, Jombang.
Optimizing The Role Of Sharia Banking In Supporting Halal Tourism In Indonesia Adinugroho, Mukhtar; Efendi, Mohamad Nur; Nasrulloh, Nasrulloh; Zuhdi, Ubaidillah
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12251

Abstract

This research aims to analyze the role of sharia banking in supporting halal tourism and to analyze the potential of sharia banks in supporting halal tourism. This type of research is qualitative descriptive research based on the results of interviews and documentation. The results of the research show that the condition of sharia banks in supporting halal tourism has not carried out effective outreach to tourism industry players, access to offices and ATM networks is still difficult to find and there is a lack of promotion carried out by sharia banks while the potential of sharia banks themselves can carry out product innovation by providing specific financing products for tourism industry players and holding interesting events to change the public mindset that Islamic banks are inclusive and not exclusive banks.
Implementasi Zakat Pertanian Pada Petani Desa Pince Pute Kecamatan Malangke Kabupaten Luwu Utara Yusuf, Hardianti
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.12828

Abstract

Penelitian ini merupakan penelitian yang bertujuan untuk mengetahui implementasi zakat pertanian pada petani Desa Pince Pute kecamatan Malangke Kabupaten Luwu Utara dengan melihat berdasarkan konsep fiqih. Jenis penelitian yaitu deskriptif kualitatif, dimana fokus pada penelitian lapangan (field reserch), dengan metode pengumpulan data menggunakan observasi, wawancara dan dokumentasi. Hasil penelitian ini menunjukkan bahwa implementasi zakat pertanian di Desa Pince Pute belum terlaksana berdasarkan konsep fiqih. Petani hanya mengeluarkan zakat berdasarkan tingkat kesadaran saja tanpa mengetahui dasar hukum, syarat wajib, nishab maupun kadar pengeluaran zakat pertanian yang telah ditentukan sesuai syariat Islam. Dengan demikian penyaluran zakat pertanian masyarakat Pince Pute pada umumnya hanya berbentuk sumbangan, infaq atau sedekah yang dikeluarkan selesai panen yang diberikan kepada pengurus mesjid dan juga dilakukan secara langsung tanpa perantara. Oleh karena itu seharusnya adanya kebijakan yang lebih tegas dari pihak-pihak yang bersangkutan sehingga di desa ini dapat diterapkannya mengenai zakat pertanian sehingga nishab dan takaran yang digunakan dapat sesuai ketentuan syariat Islam sehingga pengumpulan dan pendistribusian zakat pertanian menjadi lebih baik di desa ini.
Pengaruh Kebijakan Moneter dan Makroprudensial terhadap Risiko Kredit di Bank Umum Syariah Periode 2018-2022 Ambawani, Firdaina Nanda Puan; Wahyudi, Agung
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.11749

Abstract

Abstract The impact of the financial crisis at the end of 2008 resulted in the financial sector losing its ability to mitigate risk, in turn causing increased credit risk. The aim of the study is, of course, to understand the impact of monetary policy and macroprudential on credit risks in Indonesia's non-allocation financing (NPF). The study USES the data panel that has been processed through eviews 10 and applied with multiple linear regression analysis, specifying five different types of cellular general Banks that fit the criteria as a sample of observation during the 2018-2022 period. Research shows that bi rate as a monetary policy proxy and mandatory minimum requirement (GWM) as a macroprudensian policy proxy does not significantly affect credit risk. However, those capital inequality ratios have a significant negative impact on credit risk, while those variables financing to depositite ratios have significant positive effects on credit risk. Monetary policy and macroprudencies are crucial to systemic risk, particularly credit risk in the financial sector, especially at sharia general bank.
Peningkatan Minat Masyarakat Dalam Berinvestasi Sukuk Di Indonesia: Suatu Tinjauan Fenomenologi Octisa, Meillydia; Ainulyaqin, MH; Achmad, LI; Edy, S
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13313

Abstract

This research aims to analyze people's views on sukuk as an investment instrument, measure Indonesian people's confidence in the halal and safe aspects of sukuk, and identify factors that encourage people to invest in sukuk. The approach used in this research is phenomenology, using in-depth interview techniques with sukuk investors in Indonesia. The results of this research show that there are several factors that encourage Indonesian people's interest in investing in sukuk, such as trust in the halal and safe aspects of sukuk, the desire to make a profit, and the desire to support the sharia economy. The findings of this research contribute to the understanding of the factors that drive Indonesian people's interest in investing in sukuk. These findings can also be used by governments and financial institutions to develop effective strategies to increase public interest in investing in sukuk.
Pengaruh Literasi Keuangan Syariah dan Inklusi Keuangan Syariah Digital Pada Sektor Pertanian Kulup Bina Buono; Heni Noviarita; Muhammad Iqbal
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.11355

Abstract

The agricultural sector remains one of the main pillars in supporting food security and economic growth in many countries. However, access to financial services in the agricultural sector is relatively low. One of the main factors causing problems in the agricultural sector is the low level of financial literacy and inclusion. The aim of this study is to analyze what factors influence the level of financial literacy and inclusion in the agricultural sector. This study is a descriptive qualitative study with a library research method, namely reviewing and re-analyzing previous research related to financial literacy and inclusion in the agricultural sector. From the results of the analysis, it was found that the factors inhibiting sharia financial literacy and inclusion in the agricultural sector were the level of education, access to sharia financial institutions in rural areas, and low public awareness. The factors in this study are still limited, so it is hoped that there will be more extensive development in further research.
Analisis Pemahaman Mahasiswa Muslim Tentang Riba mubaraq, abd; Rusandry, Rusandry; Atiqah, Nur
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.11389

Abstract

This study aims to analyze the understanding of Muslim students about riba. The research uses descriptive qualitative research methods carried out through descriptive descriptions of words, or sentences, which are arranged carefully and systematically from collecting data to interpreting and going down to the field and interviewing respondents directly, the research used is the frequency distribution method (percentage). The sample in this study used 50 samples who were interviewed using descriptive methods and frequency distribution methods. The results showed that: the understanding of Muslim students on the definition of riba students still do not understand due to the lack of in-depth discussion and the ability of students' understanding of the definition of riba itself, regarding the difference between riba fadhl and riba nasi'ah found that students already understand the difference between riba fadhl and riba nasi'ah besides the understanding of Muslim students on six ribawi goods found the results students do not understand, and student understanding of usury jahiliyah found that Muslim students already understand.

Filter by Year

2015 2026


Filter By Issues
All Issue Vol. 12 No. 2 (2026): Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 1 (2026): Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 06 (2025): JIEI : Vol. 11, No. 06, 2025 Vol. 11 No. 05 (2025): JIEI : Vol. 11, No. 05, 2025 Vol. 11 No. 04 (2025): JIEI : Vol. 11, No. 04, 2025 Vol. 11 No. 03 (2025): JIEI : Vol. 11, No. 03, 2025 Vol. 11 No. 02 (2025): JIEI : Vol. 11, No. 02, 2025 Vol. 11 No. 01 (2025): JIEI : Vol.11, No. 01, 2025 Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024 Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024 Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024 Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024 Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024 Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024 Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023 Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023 Vol 9, No 2 (2023): JIEI : Vol.9, No.2, 2023 Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023 Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023 Vol 9, No 1 (2023): JIEI : Vol.9, No.1, 2023 Vol 8, No 3 (2022): JIEI : Vol.8, No.3, 2022 Vol. 8 No. 3 (2022): JIEI : Vol.8, No.3, 2022 Vol 8, No 2 (2022): JIEI : Vol. 8, No. 2, 2022 Vol. 8 No. 2 (2022): JIEI : Vol. 8, No. 2, 2022 Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022 Vol 8, No 2 (2022): JIEI Vol 7, No 3 (2021): JIEI : Vol. 7, No. 3, 2021 Vol. 7 No. 3 (2021): JIEI : Vol. 7, No. 3, 2021 Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021 Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021 Vol 6, No 3 (2020): JIEI : Vol.06, No. 03, 2020 Vol. 6 No. 3 (2020): JIEI : Vol.06, No. 03, 2020 Vol 6, No 2 (2020): JIEI, Vol.06, No. 02 Juli 2020 Vol 6, No 1 (2020): JIEI, Vol. 06 No. 01, 2020 Vol 5, No 01 (2019): JIEI, Vol. 05 No. 01, 2019 Vol. 5 No. 3 (2019): JIEI Vol.05 No.03 2019 Vol 5, No 3 (2019): JIEI Vol.05 No.03 2019 Vol 5, No 2 (2019): JIEI, Vol. 05 No. 02, 2019 Vol 4, No 03 (2018): JIEI, Vol. 04, No. 03, 2018 Vol 4, No 02 (2018): JIEI, Vol. 04, No. 02, 2018 Vol 4, No 01 (2018): JIEI, Vol. 04, No. 01, 2018 Vol 3, No 03 (2017): JIEI, Vol. 03, No. 03, 2017 Vol 3, No 02 (2017): JIEI, Vol. 03, No. 02, 2017 Vol 3, No 01 (2017): JIEI, Vol. 03, No. 01, Maret 2017 Vol 1, No 02 (2015): Jurnal Ilmiah Ekonomi Islam, Vol. 01, No. 02, Juli 2015 Vol 2, No 03 (2016): Jurnal Ilmiah Ekonomi Islam, Vol. 02, No. 03, November 2016 Vol. 2 No. 02 (2016): Jurnal Ilmiah Ekonomi Islam, Vol. 02, No. 02, Juli 2016 Vol 2, No 02 (2016): Jurnal Ilmiah Ekonomi Islam, Vol. 02, No. 02, Juli 2016 Vol 2, No 01 (2016): Jurnal Ilmiah Ekonomi Islam, Vol. 02, No. 01, Maret 2016 Vol 1, No 03 (2015): Jurnal Ilmiah Ekonomi Islam, Vol. 01, No. 03, November 2015 Vol. 1 No. 02 (2015): Jurnal Ilmiah Ekonomi Islam, Vol. 01, No. 02, Juli 2015 Vol 1, No 01 (2015): Jurnal Ilmiah Ekonomi Islam, Vol. 01, No. 01, Maret 2015 Vol. 1 No. 01 (2015): Jurnal Ilmiah Ekonomi Islam, Vol. 01, No. 01, Maret 2015 More Issue