Ekspektra: Jurnal Bisnis & Manajemen
Ekspektra: Journal of Business & Management (P-ISSN=2549-3604; E-ISSN=2549-6972) is a scientific peer-reviewed journal published by the Management Program for Economics and Business Faculty at Dr Soetomo University, Indonesia, in collaboration with Insan Doktor Ekonomi Indonesia, a professional organization of doctoral staff in the Indonesian economy. The journal aims to provide a platform for the dissemination of original and high-quality research in various fields of economics and business. Ekspektra invites scholarly articles in the field of management science, encompassing areas such as marketing, finance, human resources, MSMEs, and business. The journal is published twice a year, in February and August. With a rigorous peer-review process, Eksktra strives to ensure publication of relevant and impactful research that contributes to scientific discussion and advances knowledge.
Articles
182 Documents
<![CDATA[The Influence of Financial Literacy on Financial Resilience through Financial Planning (Study on BUMDes in East Java) ]]>
<![CDATA[Ida Ayu Sri Brahmayanti]]>;
<![CDATA[Gustaf Naufan Febrianto]]>
<![CDATA[ Ekspektra : Jurnal Bisnis dan Manajemen Vol 8 No 1 (2024) ]]>
Publisher : <![CDATA[Universitas Dr. Soetomo ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.25139/ekt.v8i1.7339
<![CDATA[This research aims to investigate the influence of financial literacy on financial resilience through financial planning, with a special focus on Village-Owned Enterprises (BUMDes) in East Java. Quantitative research methods were used with stratified random sampling techniques to select representative BUMDes samples. The research instrument is a structured questionnaire that measures the level of financial literacy, financial planning and financial resilience of BUMDes. The results of data analysis using the Structural Equation Modeling-Partial Least Square (SEM-PLS) approach show that there is a significant positive relationship between the level of financial literacy and financial planning on the financial resilience of BUMDes. The implications of this research provide an in-depth understanding of the importance of financial literacy and financial planning in increasing the financial resilience of BUMDes, so that it can help in designing more effective policies and training programs to support local economic growth at the village level.]]>
<![CDATA[English english ]]>
<![CDATA[Chintasi Angreani]]>;
<![CDATA[Nur Afifah]]>;
<![CDATA[Barkah]]>
<![CDATA[ Ekspektra : Jurnal Bisnis dan Manajemen Vol 8 No 1 (2024) ]]>
Publisher : <![CDATA[Universitas Dr. Soetomo ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.25139/ekt.v8i1.7447
<![CDATA[Number of digital banking transactions Indonesia based on katadata.com in August 2023 grew by 169,9% throughout the last five years in five years and the amount of third-party banking funds in Indonesia increased by 12.3% according to Indonesian Banking Statistics data for 2020-2022. Number of digital transactions at Bank Maybank Indonesia in 2022 increased by 28% and the number of accounts increased in 2022 by 34%, however the amount of funds raised by Bank Maybank Indonesia decreased by 1.19%. It is alleged that the acquisition of accounts is not followed by customers who retain. This study was conducted to explore the effect of artificial intelligence banking and personal interaction quality on customer retention with customer satisfaction as an intervening variable. The research sample was 215 customer respondents using questionnaires and interviews. The analysis method uses Structural Equation Models Partical Least Square (SEMPLS) based on Smart Partial Least Square (Smart PLS) 3.2.9. The results of the study are artificial intelligence banking has a significant effect on customer retention, personal intelligence banking does not have a significant effect on customer retention. When mediated by customer satisfaction, artificial intelligence banking still has a significant effect on customer retention and personal intelligence banking has a significant effect on customer retention through customer satisfaction as an intervening variable.]]>
<![CDATA[Bahasa Inggris ]]>
<![CDATA[Isyanty Khairunnisa]]>;
<![CDATA[Heriyadi]]>;
<![CDATA[Nur Afifah]]>
<![CDATA[ Ekspektra : Jurnal Bisnis dan Manajemen Vol 8 No 1 (2024) ]]>
Publisher : <![CDATA[Universitas Dr. Soetomo ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.25139/ekt.v8i1.7448
<![CDATA[This research aims to examine the relationship between materialism and store atmosphere on compulsive buying where fashion interest is the mediating variable. The approach used in this research is quantitative research. This research is included in descriptive research with a survey method. The type of research used in this research is causal associative research. The population in this research is consumers of Kosshe Boutique Pontianak who have made purchases at least 2 times in the last 6 months and are female, with a sample of 200 respondents. Sampling in this research used a non-probability sampling method in the form of purposive sampling. The collected data was then analyzed using the Structural Equation Model with the SmartPLS statistical application tool version 3.9.3. The results of data analysis show that materialism has a significant effect on compulsive buying, store atmosphere has a significant effect on compulsive buying, materialism has a significant effect on fashion interest, store atmosphere has a significant effect on fashion interest and fashion interest is not significant on compulsive buying. The results of the mediation role test were not significant. Keywords : Materialism: Store Atmosphere; Fashion Interest; Compulsive Buying]]>
<![CDATA[Pengaruh Risk Perception, Recency Bias, Herding Behavior Dan Regret Aversion Bias Terhadap Pengambilan Keputusan Investasi Pada Generasi Muda Di Surabaya ]]>
<![CDATA[Gradinda Maryama Mayora]]>;
<![CDATA[Wiwik Lestari]]>
<![CDATA[ Ekspektra : Jurnal Bisnis dan Manajemen Vol 8 No 1 (2024) ]]>
Publisher : <![CDATA[Universitas Dr. Soetomo ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.25139/ekt.v8i1.7482
<![CDATA[The performance of the Indonesian capital market continues to increase every year. Data from KSEI shows that the number of investors continues to increase every year and the majority of investors are generational. This study aims to determine/influence risk perception, recency bias, herding/ behavior and regret aversion bias towards investment decision making/in generations in Surabaya. This research was conducted using a quantitative approach. The data collection method for testing the relationship between the independent variable and the dependent variable is by distributing questionnaires in the google form via social media WhatsApp, Instagram and Telegram. There were 111 respondents who filled out this research questionnaire, with the characteristics of respondents aged 17 years to 36 years, domiciled in Surabaya and having an account or investment account. The data was analyzed using PLS-SEM with Wrap-PLS software version 8.0. The results show that Risk perception has a significant effect on investment decision making, Recency bias has a negative effect on investment decision making, Herding behavior has no significant effect on investment decision making, and regret aversion bias does not have a negative effect on investment decision making.]]>
<![CDATA[Tren Topik Penelitian Strategi Usaha Mikro, Kecil, dan Menengah: Implementasi Analisis Bibliometrik ]]>
<![CDATA[Sulaiman, Haryaman Justisia]]>;
<![CDATA[Muhammad Zhafir Afif]]>
<![CDATA[ Ekspektra : Jurnal Bisnis dan Manajemen Vol 8 No 1 (2024) ]]>
Publisher : <![CDATA[Universitas Dr. Soetomo ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.25139/ekt.v8i1.7595
<![CDATA[The Covid-19 pandemic has affected the economic cycle; three years after the pandemic, the effects are still being felt. One of the involved business actors, MSMEs, must adopt strategic policy measures to maintain their competitive advantage. Using a Systematic Literature Review (SLR) and co-word analysis in a bibliometric approach, this paper seeks to analyze the development trend of MSME strategy keyword topics for the period 2020-2023. The generation of trending topics allows using keywords for further research purposes and strategic insights.]]>
<![CDATA[The Role of Perceived Ease of Use, Perceived Usefulness and Perceived Security on Behavioral Intention to Use Customer of Blu Digital Banking Application (A Case Study on Faculty of Administrative Science, Universitas Brawijaya Student) ]]>
<![CDATA[Ramadhan, Hanifa Maulani]]>;
<![CDATA[Haidir, Vieri Ahmad]]>
<![CDATA[ Ekspektra : Jurnal Bisnis dan Manajemen Vol 8 No 2 (2024) ]]>
Publisher : <![CDATA[Universitas Dr. Soetomo ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.25139/ekt.v8i2.7675
<![CDATA[In the current period of the Industrial Revolution 4.0, the use of Information Technology has reached unprecedented proportions and is only expected to increase. The banking industry is only one of many that has seen growth thanks to Indonesia's steadily increasing rate of digitalization. Digital banking is a minor example of digitalization in the financial industry. PT Bank Digital BCA is one of many digital banks in Indonesia. Blu is the app used to conduct all of a digital bank's banking transactions online. Due to the novelty of the technology, more studies on the potential user base for digital banking are warranted (Behavioral Intention to Use). The goal of this research was to identify the factors that influence users' decisions about how often and for how long the Undergraduate Students on Faculty of Administrative Sciences, Brawijaya University will use the Blu digital banking app. SPSS version 25 is utilized to perform multiple linear regression for this study's analysis.The results of the data analysis that has been carried out show that: Perceived Ease of Use (PEOU), Perceived Usefulness (PU), and Perceived Security (PS) have a significant positive effect on the Behavioral Intention to Use (BIU) digital banking application Blu. The lack of three independent variables in explaining the dependent variable causes the need for additional variables for further research.]]>
<![CDATA[Pengaruh Literasi Keuangan, Uang Saku, Pendidikan Keuangan Di Keluarga Dan Lifestyle Hedonis Terhadap Perilaku Keuangan Mahasiswa ]]>
<![CDATA[Ajeng Trixsiana]]>;
<![CDATA[Wiwik Lestari]]>
<![CDATA[ Ekspektra : Jurnal Bisnis dan Manajemen Vol 8 No 1 (2024) ]]>
Publisher : <![CDATA[Universitas Dr. Soetomo ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.25139/ekt.v8i1.7676
<![CDATA[This research aims to examine the influence of financial literacy, pocket money, financial education in the family and hedonic lifestyle on students' financial behavior. The sample consisted of 240 respondents with the characteristics of active students from economics and business faculties at Surabaya universities, students who still received pocket money. Sampling in this research used non-probability sampling and purposive sampling methods. Analysis uses Structural Equating Modeling (SEM) on Partial Least Square (PLS) and data collection uses a survey method using a questionnaire. The results of this study show that financial literacy is not significant on financial behavior, pocket money has a significant positive effect on financial behavior, financial education in the family has a significant positive effect on financial behavior, hedonic lifestyle has a significant negative effect on financial behavior.]]>
<![CDATA[A Effects of Psychological Empowerment on the Quality of Job Performance: The Mediating Role of Affective Organizational Commitment ]]>
<![CDATA[Banin, Qori Al]]>
<![CDATA[ Ekspektra : Jurnal Bisnis dan Manajemen Vol 8 No 2 (2024) ]]>
Publisher : <![CDATA[Universitas Dr. Soetomo ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.25139/ekt.v8i2.8385
<![CDATA[This research aims to determine and analyze the influence of each variable on performance quality at health sciences universities in Central Java, where performance quality is a very crucial component in maintaining and improving organizational sustainability. This research method uses a quantitative method, the sampling technique uses a random sampling technique, using an instrument in the form of a questionnaire which is distributed to respondents via Google Form. The number of respondents was 210 people but 126 respondents met the criteria. Random sampling is a sampling technique. The analysis technique uses SEM SmartPLS to test existing hypotheses. The results of this research show that affective organizational commitment has an influence on the quality of work performance. The three independent variables in this case competence, meaning, self-determination and impact can also influence the organization's affective commitment. It can also be said that affective organizational commitment in increasing the sustainability role of health sciences universities is very important. The theoretical implications of this research are expected to develop existing theories used in this research and have practical implications to contribute to decision makers in health science universities.]]>
<![CDATA[The Solvency And Liquidity Of Textile And Garment Industry Based On Firm Value Through Profitability ]]>
<![CDATA[Zaman, Masrurahtul Ainie]]>;
<![CDATA[Ady, Sri Utami]]>
<![CDATA[ Ekspektra : Jurnal Bisnis dan Manajemen Vol 8 No 2 (2024) ]]>
Publisher : <![CDATA[Universitas Dr. Soetomo ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.25139/ekt.v8i2.8495
<![CDATA[The development of the textile and garment industry has led to the emergence of business opportunities for investors to invest. In making an investment, investors need to pay attention to the financial condition of the company that will invest by looking at the company's financial statements. The purpose of this study was to analyze whether solvency and liquidity affect firm value through profitability. The population used is manufacturing companies in the textile and garment industry sector listed on the Indonesia Stock Exchange for 2020 to 2022. This research uses SmartPLS to analyze. There are three stages of analysis in PLS, namely the model measurement stage, the structural model stage and the hypothesis testing stage. The results of this study indicate that the solvency and liquidity variables that affect profitability have an R2 value of 0.032 or 3.2%. 2While the solvency, liquidity and profitability variables that affect firm value have an R value of 0.307 or 30.7%. Solvency has an insignificant effect on profitability. Liquidity has a negative insignificant effect on profitability. Solvency has a positive insignificant effect on firm value. Liquidity has no significant positive effect on firm value. Profitability has a significant positive effect on firm value. Solvency and liquidity have an insignificant negative effect on firm value through profitability.]]>
<![CDATA[Health Service Satisfaction To Purchase Decision: The Dual Mediation of Customer Engagement And Word of Mouth ]]>
<![CDATA[Roosdhani, Mohamad Rifqy]]>;
<![CDATA[Arifin, Samsul]]>;
<![CDATA[Ali, Ali]]>
<![CDATA[ Ekspektra : Jurnal Bisnis dan Manajemen Vol 8 No 2 (2024) ]]>
Publisher : <![CDATA[Universitas Dr. Soetomo ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.25139/ekt.v8i2.8689
<![CDATA[This study examines the direct impact of customer satisfaction on repurchase intention and the indirect effects mediated through customer engagement and word of mouth (WOM) at Graha Husada Jepara Hospital. Involving 227 respondents with a simple random sampling method, The findings show that both WOM and customer engagement fully mediate the relationship between customer satisfaction and repurchase intention, while customer satisfaction itself exhibits an insignificant direct correlation with repurchase intention. These findings suggest that enhancing customer engagement and utilizing WOM are critical for improving repurchase intentions, as they substantially mediate the influence of customer satisfaction. Therefore, the hospital should focus on strategies that strengthen customer relationships and communication to enhance patient retention and satisfaction.]]>
