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Privat Law
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Articles 153 Documents
PERLINDUNGAN HUKUM BAGI NASABAH DALAM TRANSAKSI GADAI OLEH LEMBAGA GADAI SWASTA YANG BELUM MEMILIKI IZIN DI INDONESIA Remandha, Resti; Pranoto, Pranoto
Jurnal Privat Law Vol 14, No 1 (2026): JANUARI - JUNI
Publisher : Fakultas Hukum Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/privat.v14i1.58378

Abstract

This article aims to analyze and examine the legal protection for customers in pawn transactions by private pawnshops that do not have a license in Indonesia which is expected to provide insight for the wider community. This research is a prescriptive normative legal research with a statutory approach and a conceptual approach. The type of data used is secondary data which includes primary legal materials and secondary legal materials. While the data collection technique in this research is by using the method of browsing through the internet media which is then followed by analysis techniques using grammatical, historical, and systematic interpretation techniques. The results of this study indicate that the legal protection obtained by customers who use pawn transactions at private pawn institutions that do not yet have a permit is based on the agreement made by the pawning institution with the customer itself. Although they do not get protection from the Financial Services Authority as the supervisor of the pawning institution, customers get legal protection based on the laws in force in Indonesia. If the customer is harmed due to a default or unlawful act committed by the private pawnshop, the customer has the authority to file a lawsuit to the local District Court and if there are criminal elements such as fraud or embezzlement, the customer can also report the act to the Police. Thus, customers have legal protection and legal certainty to achieve justice.
PROSES PENYELESAIAN SENGKETA DALAM GADAI SAHAM MELALUI LEMBAGA ALTERNATIF PENYELESAIAN SENGKETA (LAPS) SEKTOR JASA KEUANGAN El Salwa, Dinda Nisa; Pranoto, '
Jurnal Privat Law Vol 12, No 1 (2024): JANUARI-JUNI
Publisher : Fakultas Hukum Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/privat.v12i1.50478

Abstract

This article aims to find out the process of settling share pawn disputes through the Institution of Financial Services Sector Alternative Dispute Resolution (LAPS). The research method used in this article is normative juridical research, with a statue approach. The sources of law materials used in this article are primary and secondary legal materials. The result of this article, show that the pawn dispute settlement process can be carried out in 2 (two) attempts, through the court or outside the court. The Financial Services Authority (OJK) established an Institution of Alternative Dispute Resolution (LAPS) for the Financial Services Sector which integrates with several dispute resolution institutions. Alternative dispute resolution on share pledges outside the court can be done through mediation, arbitration, or adjudication through the Institution of Alternative Dispute Resolution Institution (LAPS) in Financial Services Sector.
ANALISIS ASPEK YURIDIS KEBIJAKAN RESTRUKTURISASI KREDIT DALAM MASA PANDEMI CORONAVIRUS DISEASE 2019 PADA USAHA MIKRO, KECIL, DAN MENENGAH DI PT. BPR SURYA UTAMA SUKOHARJO Utama, Putri Indrawati; Pranoto, Pranoto
Jurnal Privat Law Vol 13, No 2 (2025): JULI-DESEMBER
Publisher : Fakultas Hukum Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/privat.v13i2.52830

Abstract

This article aims to analyze the juridical aspect nof credit restructuring as attempt of saving non perfoming loan due to Covid-19 in the implementation of credit restructuring in PT. BPR Surya Utama Sukoharjo. This research method is empirical legal research with a qualitative approach. The legal materials used are primary legal materials and secondary legal materials. The technique of collecting data by interviews with employees of PT. BPR Surya Utama Sukoharjo. Data analysis by means of data collection, data reduction, data presentation, data verification and drawing conclusions. The result of research shows that PT. BPR Surya Utama Sukoharjo provides credit restructuring to UMKM debtors through several stages according to Peraturan Otoritas Jasa keuangan Nomor 48/POJK.03/2020. The policy provides justice and legal benefits but does not provide legal certainty. Because there are still uncertain clauses.
PENERAPAN JUSTICE COLLABORATOR DALAM REPOSISI PENEGAKAN HUKUM INDONESIA PADA KASUS PERSEKONGKOLAN GABUNGAN TENDER Ardani, Muhamad Yasirni Bilhikam
Jurnal Privat Law Vol 12, No 2 (2024): AGUSTUS-DESEMBER
Publisher : Fakultas Hukum Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/privat.v12i2.87809

Abstract

This article discusses law enforcement challenges related to joint tender conspiracies. The number of tender conspiracy instances has not decreased because to law enforcement deficiencies. Thus, a justice collaborator is required to provide conspiracy case facts. Law enforcement improves in the case. This article addresses problem formulation. First, how is Indonesian joint tender conspiracy law enforcement developing? Second, how do justice collaborators reorient law enforcement in joint tender conspiracy cases? To answer research problems, the author combines doctrinal legal research with a statutory and conceptual approach. This journal article discusses law enforcement evolution in joint tender conspiracy instances and justice collaborators' role in repositioning law enforcement. This second topic will cover the justice collaborator mechanism and game theory in economics. This article suggests that it helps justice collaborators identify joint tender conspiracy occurrences in the KPPU Assembly, simplifying law enforcement and enabling the commission assembly reach the fairest result.
TINJAUAN ASAS KERAHASIAAN DALAM PERLINDUNGAN DATA PRIBADI NASABAH BANK DIGITAL PADA HUKUM POSITIF INDONESIA Bella, Ifana Marsha; Pati, Umi Khaerah
Jurnal Privat Law Vol 14, No 1 (2026): JANUARI - JUNI
Publisher : Fakultas Hukum Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/privat.v14i1.58379

Abstract

This article examines the adoption of the principle of confidentiality in the protection of personal data of digital bank customers on positive law in Indonesia. This research is a prescriptive normative with statutory approach. The data used were primary data, secondary data, and tertiary data. Data collection techniques carried out by literature study or document study with deductive syllogism legal material analysis techniques. The results of the research and discussion show that the adoption of the principle of confidentiality in terms of the protection of personal data for digital bank customers can be found in several laws and regulations in Indonesia. Starting from the level of law, government regulation, ministerial regulation, financial services authority regulation, bank Indonesia regulation, and circular letter. The basic provisions of confidentiality stipulated in these regulations are still general in nature and only cover certain matters. Among them are the definition of bank secrets, bank confidential exceptions, the right of customers to get personal data protection, the obligation of digital banks to provide protection of personal data, and certain prohibitions that can harm customers.
MEDIASI MELALUI ISHLAH SEBAGAI ALTERNATIF PENYELESAIAN PERKARA PERCERAIAN DI PENGADILAN AGAMA (Studi Efektivitas Mediasi di Lombok Timur) ', Haeratun; Gumbira, Seno Wibowo
Jurnal Privat Law Vol 10, No 2 (2022): JULI - DESEMBER
Publisher : Fakultas Hukum Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/privat.v10i2.83202

Abstract

AbstractThe purpose of this scientific writing was to determine and analyze the model of settlement of divorce cases through ishlah in the Religious Courts and to determine the level of success and failure of the settlement of divorce cases through ishlah in the Religious Courts. The research method includes the type of empirical research/socio legal research, while the approach used is a socio legal approach (socio legal approach). The results of this study are that there are several models of settlement of divorce cases through ishlah in the Religious Courts such as; Settlement Mediation, Facilitative Mediation, Evaluative Mediation and Transformative Mediation and also related to the success rate of mediation for divorce cases at the Selong Religious Court and the Taliwang Religious Court is still very low because there are still many mediator judges in the Religious Courts who are not certified so they do not have skills in in seeking peace for the parties, in addition to the inadequate facilities and infrastructure and not having long-distance audiovisual equipment.AbstrakTujuan penulisan ilmiah ini adalah untuk mengetahui dan menganalisis model penyelesaian perkara perceraian melalui ishlah di Pengadilan Agama dan untuk mengetahui tingkat keberhasilan dan kegagalan penyelesaian perkara perceraian melalui ishlah di Pengadilan Agama. Metode penelitian meliputi tipe penelitian empiris/socio legal research,sedangkan pendekatan yang digunakan adalah pendekatan socio legal (socio legal approach). Hasil dari penelitian ini adalah bahwa ada beberapa model penyelesaian perkara perceraian melalui ishlah di Pengadilan Agama seperti; Settlement Mediation, Facilitative Mediation, Evaluative Mediation dan Transformative Mediation dan juga terkait dengan tingkat keberhasilan mediasi perkara perceraian di Pengadilan Agama Selong dan Pengadilan Agama Taliwang masih rendah sekali karena masih banyak hakim mediator yang ada di Pengadilan Agama tersebut yang belum bersertifikat sehingga tidak memiliki skill di dalam mengupayakan perdamaian bagi para pihak, disamping faktor sarana dan prasarananya yang belum memadai serta tidak memiliki audio visual jarak jauh.
PERUBAHAN TANDA TANGAN FISIK DAN DIGITAL BERDASARKAN PERSPEKTIF HUKUM PERDATA DAN PUTUSAN PENGADILAN NEGERI Kurniawan, Aditya; Nugraheni, Anjar Sri Ciptorukmi
Jurnal Privat Law Vol 13, No 1 (2025): JANUARI-JUNI
Publisher : Fakultas Hukum Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/privat.v13i1.54164

Abstract

AbstractThis article aims to analyze the regulation of changes in physical and digital signatures based on the Civil Code and the Information and Electronic Transactions Law, the problems of changing physical and digital signatures in Indonesia and the juridical implications for someone who changes signatures. The research method used is normative legal research which has a prescriptive nature by using a statutory approach and a case approach. The source of this research comes from primary and secondary legal materials with legal material collection techniques based on literature studies and analyzed by syllogistic legal reasoning techniques with deductive methods. The result of this study is the regulation of changes in a physical signature based on Article 1867-1894 of the Civil Code and digital signatures on Law Number 11 of 2008 concerning Information and Electronic Transactions. The problem that occurs in society regarding changes in physical and digital signatures is that there are no standard rules to regulate this and the result of changes in signatures made by someone, namely a signature will remain valid as long as the signer acknowledges that the signature is his.Key words: change; digital signature;  physical signature; problematicAbstrak Artikel ini bertujuan untuk menganalisis pengaturan perubahan tanda tangan fisik maupun digital berdasarkan Kitab Undang-Undang Hukum Perdata dan Undang-Undang Informasi dan Transaksi Elektronik, problematika perubahan tanda tangan fisik dan digital di Indonesia serta implikasi yuridis terhadap seseorang yang melakukan perubahan tanda tangan. Metode penelitian yang digunakan adalah penelitian hukum normatif yang memiliki sifat preskriptif dengan menggunakan pendekatan perundang-undangan dan pendekatan kasus. Sumber penelitian ini berasal dari bahan hukum primer dan sekunder dengan teknik pengumpulan bahan hukum yang didasarkan pada studi pustaka serta dianalisis dengan teknik penalaran hukum yang bersifat silogisme dengan metode deduktif. Hasil penelitian ini adalah pengaturan perubahan suatu tanda tangan fisik yang didasarkan pada Pasal 1867-1894 Kitab Undang-Undang Hukum Perdata serta tanda tangan digital pada Undang-Undang Nomor 11 Tahun 2008 tentang Informasi dan Transaksi Elektronik. Problematika yang terjadi dalam masyarakat mengenai perubahan tanda tangan fisik maupun digital adalah tidak adanya aturan yang baku untuk mengatur hal tersebut serta akibat dari perubahan tanda tangan yang dilakukan oleh seseorang yaitu suatu tanda tangan akan tetap berlaku sepanjang penandatangan mengakui bahwa tanda tangan tersebut adalah miliknya. Kata kunci: perubahan; problematika; tanda tangan digital; tanda tangan fisik
PENGGUNAAN LAGU DAN MUSIK SECARA KOMERSIAL YANG DIBAWAKAN OLEH PENYANYI/GRUP MUSIK DI PERNIKAHAN BERDASARKAN UNDANG-UNDANG NO. 28 TAHUN 2014 TENTANG HAK CIPTA Sanda, Femy; Pujiyono, '
Jurnal Privat Law Vol 12, No 1 (2024): JANUARI-JUNI
Publisher : Fakultas Hukum Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/privat.v12i1.50043

Abstract

Artikel ini bertujuan untuk mengetahui problematika hukum perlindungan hak cipta terhadap lagu dan musik yang dibawakan oleh penyanyi/grup musik di pernikahan. Penelitian ini adalah penelitian normatif yang bersifat preskriptif. Hasil penelitian menunjukkan bahwa terjadi peningkatan pada tiga tahun terakhir yaitu 2018-2020 terkait pelanggaran dibidang hak cipta lagu/musik milik pencipta/pemegang hak cipta. Hal ini terjadi karena tidak ada pengaturan mengenai pembayaran royalti apabila lagu yang dikomersialkan dibawakan oleh sekelompok orang seperti penyanyi/grup musik di acara pernikahan; permohonan izin lisensi masih sulit serta; DJKI serta para aparat hukum yang berwajib tidak bisa segera memproses jika terjadi adanya dugaan pelanggaran pada lagu/musik milik pencipta.
PERLINDUNGAN HUKUM TERHADAP KEAMANAN DATA, BATASAN BUNGA, DAN RISIKO GAGAL BAYAR YANG DIHADAPI KONSUMEN DAN INVESTOR FINANCIAL TECHNOLOGY DALAM MENJALANKAN KEGIATAN FINTECH YANG BERKEADILAN Aldeswani, Destyra Annisa Askhiya; Sudarwanto, Albertus Sentot
Jurnal Privat Law Vol 13, No 2 (2025): JULI-DESEMBER
Publisher : Fakultas Hukum Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/privat.v13i2.53110

Abstract

Artikel ini bertujuan untuk menganalisis mengenai perlindungan hukum konsumen dan investor financial technology mengenai risiko keamanan data konsumen, bunga yang tinggi, dan gagal bayar agar terciptanya kegiatan fintech yang berkeadilan. Penelitian ini merupakan penelitian hukum normatif  bersifat preskriptif. Jenis bahan hukum yang dipakai bahan hukum primer, sekunder, dan tersier. Teknik pengumpulan data yang digunakan adalah studi kepustakaan. Teknik analisis yang digunakan adalah teknik analisis dengan metode deduktif. Hasil penelitian menunjukan bahwa perlindungan hukum konsumen terhadap data pribadi terdapat dalam POJK Nomor 77/POJK.01/2016. Perlindungan hukum konsumen mengenai batasan bunga yang tinggi terdapat dalam kontrak elektronik yang ditandatangani oleh kedua belah pihak. Perlindungan hukum investor fintech mengenai risiko gagal bayar terdapat dalam  Pasal 1243 KUHPerdata dan Pasal 1801 KUHPerdata. Namun perlindungan tersebut belum mencerminkan keadilan bagi konsumen dan investor.
PERLINDUNGAN HUKUM INVESTOR DALAM KONTRAK PENGELOLAAN DANA KAITANNYA MANAJER INVESTASI MELANGGAR KETENTUAN POJK NOMOR 43/POJK.04/2015 TERKAIT BENTURAN KEPENTINGAN Miftakhul Jannah, Ajeng Kirana; Muryanto, Yudho Taruno
Jurnal Privat Law Vol 12, No 2 (2024): AGUSTUS-DESEMBER
Publisher : Fakultas Hukum Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/privat.v12i2.50844

Abstract

This article describes and examines the problem of first the conflict which is the position of investor in Discretionary Fund based on POJK Number 43 / POJK.04 / 2015. Second, the form of investors legal protection in the Discretionary Fund in relation to the Investment Manager violates the provisions of POJK Number 43 / POJK.04 / 2015 regarding conflicts of interest. This article is normative legal research with prescriptive nature. Data source in this research is including primary legal materials and secondary legal materials. The data collection technique is using literature study and the technical analysis is using deductive method. The result shows that according to POJK Number 43 / POJK.04 / 2015 investors in Discretionary Fund are given rights for their interests to take precedence over those of the Investment Manager.Then in Discretionary Fund in relation to the Investment Manager violates the provisions of POJK Number 43 / POJK.04 / 2015 regarding conflicts of interest, investors get legal protection both preventively and repressively which is accomodated in Undang-Undang Number 21 tahun 2011 about Otoritas Jasa Keuangan and Peraturan Otoritas Jasa Keuangan Number 43/POJK.04/2015.Keywords: conflict of interest; discretionary fund; legal protection