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Al-Kharaj: Journal of Islamic Economic and Business
Published by Institut Agama Islam Negeri Palopo
ISSN : 2686262X     EISSN : 26859300     DOI : 10.24256/kharaj.v4i2
Core Subject : Economy,
Economics, Econometrics & Finance
Al-Kharaj, Journal of Islamic Economic and Business is peer-reviewed journal published by program studi ekonomi syariah , Institut Agama Islam Negeri (IAIN) Palopo. Al-Kharaj focus on the research of Islamic Economic and Business. The aims of this journal is to explore and develop economic related to Islamic and Business. This Journal welcomes contributions from researchers in related diciplines.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 1,182 Documents
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Unveiling the Impact of Brand Popularity on Consumer Satisfaction and Loyalty Among Halal Cosmetic Users Buchori Muslim; M. Sulaeman Jajuli
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.10672

Abstract

This study investigates the interplay between brand popularity, consumer satisfaction, and brand loyalty, focusing on Halal Cosmetics Users in Indonesia. As consumer preferences increasingly align with brands that resonate with their personal values, understanding the mechanisms driving brand popularity and loyalty becomes crucial. The research examines how brand popularity influences consumer satisfaction and, subsequently, brand loyalty. Utilizing Partial Least Squares Structural Equation Modeling (PLS-SEM) for data analysis, the study finds that brand popularity significantly impacts both consumer satisfaction and brand loyalty, with consumer satisfaction serving as a critical mediator. These findings highlight the importance of effective brand positioning, strategic marketing, and maintaining high standards to foster strong consumer loyalty. The insights gained offer valuable implications for marketing strategies and brand management in the competitive halal cosmetics industry
The Influence of Price, Location, and Promotion on Housing Purchase Decisions with Purchase Intention as a Mediating Variable (A Study on CitraLand Driyorejo CBD) Naomi Endah Pratiwi; David Sukardi Kodrat
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.8705

Abstract

This study aims to evaluate the impact of Price, Location, and Promotion variables on residential purchasing decisions in the CitraLand Driyorejo CBD area, with Purchase Intention as an intermediary variable. The hypothesis in this study includes the direct and indirect influence of Price, Location, and Promotion on purchasing decisions through Purchase Intention. A quantitative approach was used with Partial Least Squares-based Structural Equation Modeling (PLS-SEM) analysis. The research sample was taken from prospective residential buyers in the area, with variable measurements using a questionnaire whose validity and reliability have been verified. The results show that Price and Promotion have a significant effect on Purchase Intention, which in turn mediates the relationship to purchasing decisions. Conversely, Location has no significant influence. These findings suggest that marketing strategies should focus on managing prices and promotions to increase consumer interest and purchase decisions.
Basic Muamalah Values As Guidelines For Ethical Digital Business Conduct hendra; Surya Sukti
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.9106

Abstract

The development of the digital economy has significantly expanded the scope of modern business activities while creating complex ethical challenges such as information asymmetry, data misuse, and non-transparent transaction practices. This study aims to analyze the scope of digital business, explain the role of fiqh muamalah as a behavioral guideline, and elaborate on the fundamental muamalah values that serve as ethical guidelines in digital business practices. Using a library research method, this study reviews literature on fiqh muamalah, Islamic economics, and contemporary research related to economic digitalization. The findings indicate that digital business encompasses a wide range of technology-based transactions that require a strong ethical framework; fiqh muamalah functions as a normative guide ensuring justice, honesty, transparency, and consumer protection; and fundamental muamalah values such as trustworthiness (amanah), honesty (ṣidq), justice, avoidance of gharar, and maslahah are highly relevant in building ethical and sustainable digital business practices. The study concludes that integrating muamalah principles is essential to establishing a trustworthy, fair, and responsible digital business ecosystem.
Poverty Alleviation Strategy by Baitul Mall Hidayatullah : (Case Study at Laznas BMH Makassar City) Rostinawati Manaf; Muslimin Kara; Nasrullah Bin Sapa
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.9189

Abstract

Poverty remains a complex and multidimensional fundamental problem, impacting not only the economic aspects but also social, educational, and public health. This condition encourages the role of Islamic philanthropic institutions such as Baitul Maal Hidayatullah (BMH) Makassar to participate in poverty alleviation efforts. The main problem is then broken down into several sub-problems or research questions, namely: 1) What is the form of implementation of the Baitul Maal Hidayatullah (BMH) program?, 2) How is the application of the CIBEST approach and decile analysis in measuring the level of welfare of mustahik at Baitul Maal Hidayatullah (BMH) Makassar?, 3) What strategies can be formulated based on the SWOT analysis to increase the effectiveness of the BMH (Baitul Mall Hidayatullah) program in supporting the improvement of the welfare of poor people in Tamalanrea District? The research method used in this study is a qualitative approach with a case study research type.This study uses sampling through purposive sampling techniques.was conducted at BMH Makassar City, with data collection through in-depth interviews with managers, beneficiaries, and related stakeholders, field observations, and document analysis. Data analysis techniques used included SWOT analysis (Strengths, Weaknesses, Opportunities, Threats) to identify internal and external factors of the institution, as well as the CIBEST approach and decile analysis to measure the level of welfare of mustahik before receiving assistance. The results of the study indicate that the implementation of BMH Makassar programs, both consumptive and productive, namely education, da'wah and productive economic programs. The CIBEST approach and decile analysis prove that most mustahik are still in the lower welfare layer, thus requiring more targeted and sustainable interventions. The SWOT analysis revealed that BMH has strengths in transparent governance, technology utilization, and institutional legitimacy, but still faces weaknesses in program sustainability and synergy with other institutions, as well as threats from low zakat awareness and overlapping beneficiaries. The poverty alleviation strategy of BMH Makassar includes optimizing the management of ZISWAF (Islamic charity) based on sharia principles, strengthening synergies with government and private institutions, and developing sustainable empowerment programs, such as skills training, providing business capital, and mentoring. BMH also integrates technology in fundraising and aid distribution, and strengthens partnership networks to expand the program's reach and effectiveness. This strategy is expected to increase the independence of those entitled to receive alms, strengthen the social safety net, and encourage the realization of a more prosperous and equitable society.
The Influence of Self-Esteem and Self-Efficacy on Employee Job Satisfaction (Case Study of MSMEs in Palopo City) Yesi; Muhammad Kasran; Samsinar
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.9489

Abstract

This study examines the influence of self-esteem and self-efficacy on employee job satisfaction (case study on MSMEs in Palopo City). Quantitative methods were used with a population consisting of MSME employees in Palopo City. A sample of one hundred and fifty employees was selected using a purposive sampling technique. The analysis was conducted using Structural Equation Modeling (SEM) and Partial Least Squares (PLS-SEM) with Smart PLS 4. The results of the study indicate that (1) self-esteem and self-efficacy play a major role in influencing employee job satisfaction in MSMEs in Palopo City. (2) Employees who feel valued and confident in their abilities tend to be more satisfied, more motivated, and experience lower stress levels. (3) These findings indicate that MSME owners can improve employee job satisfaction by providing training, rewards, and career development opportunities. In addition, this research can also serve as a reference for policy makers in designing regulations that support the welfare of MSME workers and increase the competitiveness of small businesses.
Determining Factors of Homestay Manager Commitment In Lombok Island Muttaqillah Muttaqillah; Lalu Permadi; Weni Retnowati; Irma Yanti Maulida
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.9765

Abstract

The abstract contains a brief description of the purpose: describes the objectives and hypotheses of the research. Methods: describes the essential features of the research design, data, and analysis. It may include the sample size, geographic location, demographics, variables, controls, conditions, tests, descriptions of research design, details of sampling techniques, and data gathering procedures. Results: describes the key findings of the study, including experimental, correlational, or theoretical results. It may also provide a brief explanation of the results. Implications: show how the results connect to policy and practice and provide suggestions for follow-up, future studies, or further analysis.
Social Media As An Instrument To Encourage The Consumption Of Halal Products M.Ilham; Muhammad Fakhri Khairi; Khoirudin; MHD. Nanang Hidayat
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.9814

Abstract

The development of social media has brought significant changes in communication patterns, marketing, and consumption behavior among Muslim communities, including in the selection of halal products. This study aims to analyze the role of social media as an instrument in shaping halal awareness, constructing a halal lifestyle, and influencing consumption behavior and purchasing interest in halal products in the digital era. The study used a literature review approach through the study and synthesis of various previous research results relevant to the themes of social media, halal lifestyle, and Muslim consumer consumption behavior. The analysis was conducted using content analysis techniques to identify patterns of relationships, similarities, and differences in findings between studies. The results of the study indicate that social media functions as an effective agent of halal socialization through the dissemination of halal certification information, educational content, and Islamic lifestyle narratives packaged visually and interactively. Social media exposure encourages the internalization of halal values, which are then integrated into consumer identity and preferences as part of a halal lifestyle. Furthermore, social media also influences consumption behavior and purchasing interest through the mechanisms of perception formation, trust, social influence from influencers and digital communities, and the construction of symbolic meanings for halal products. However, consumption of halal products in the digital era is driven not only by religious awareness but also by trends, social image, and the appeal of content, which have the potential to trigger consumer behavior. This research confirms that social media is a multidimensional instrument that connects religious values with digital market dynamics and plays a role in shaping the norms and practices of halal consumption in modern Muslim communities.
The Implementation of the ECM Model to Measure Inflation in Indonesia and Its Implications for State Financial Planning: Inflation, Financial Planning Tazkia Ayu Lutvia; M. Irwan; Muhamad Baiul Hak
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.9851

Abstract

This study aims to analyze the effect of money supply, exchange rates, interest rates, and world oil prices on inflation in Indonesia and its implications for national financial planning, with the hypothesis that these monetary and external variables have a short-term and long-term relationship with domestic inflation. The study uses a quantitative design with monthly secondary data for the 2015-2024 period sourced from the Central Statistics Agency and related institutions. The analysis method used is the Engle-Granger Error Correction Model to identify short-term dynamics and long-term equilibrium between variables. The estimation results show that in the short term, the money supply and world oil prices have a non-significant negative effect, while the exchange rate and interest rates also have a non-significant negative effect on inflation. In the long term, the money supply continues to have a non-significant negative effect, while the exchange rate, interest rates, and world oil prices have a non-significant positive effect. These findings indicate that inflation in Indonesia during the observation period was more influenced by structural factors than monetary variables. Therefore, it is necessary to strengthen monetary and fiscal policy coordination, exchange rate stability, and measured energy subsidy management to support sustainable state financial planning. Keywords: Inflation, ECM, World Oil Prices, Monetary Policy, Fiscal Policy.
The Analysis of the Manufacturing Sector in the Economy of West Nusa Tenggara Province (An Input-Output Approach) Baiq Rindiani Antika; Wahyunadi; M. Jumaedi
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.9853

Abstract

Abstrak Penelitian ini bertujuan untuk menganalisis peran sektor manufaktur dalam perekonomian Provinsi Nusa Tenggara Barat berdasarkan data Input-Output 2016, dengan mengukur keterkaitan maju dan mundur serta koefisien daya dispersi dan sensitivitas disperson terhadap sektor ekonomi lainnya. Penelitian ini menggunakan metode deskriptif kuantitatif dengan pendekatan Input-Output, berdasarkan Tabel Input-Output Nusa Tenggara Barat 2016 dari Badan Pusat Statistik. Penelitian ini menganalisis keterkaitan maju dan mundur, daya dispersi, dan sensitivitas untuk menilai peran sektor manufaktur dalam perekonomian daerah. Analisis Input-Output menunjukkan bahwa perekonomian Nusa Tenggara Barat masih didominasi oleh sektor primer, dengan manufaktur belum menjadi kontributor utama terhadap PDB. Namun, keterkaitan mundur yang tinggi (1,711) dan daya dispersi (1,208) menunjukkan peran yang kuat dalam mendorong sektor hulu. Meskipun keterkaitan ke depannya moderat (1,317) dan sensitivitas dispersinya di bawah satu (0,892), manufaktur tetap penting secara strategis sebagai jembatan antara sektor primer dan sektor bernilai tambah. Hasil penelitian menunjukkan bahwa penguatan sektor manufaktur dapat mendorong pertumbuhan ekonomi regional karena keterkaitannya yang relatif tinggi dan daya dispersinya. Oleh karena itu, kebijakan pembangunan harus fokus pada perluasan manufaktur berbasis sumber daya untuk mendukung transformasi ekonomi di Provinsi Nusa Tenggara Barat. Kebaruan penelitian ini terletak pada penerapan analisis Input-Output untuk menguji keterkaitan manufaktur di Provinsi Nusa Tenggara Barat, di mana penelitian serupa masih terbatas.
Strategies For Developing Human Resources At Bumdes Bersama Jaya To Optimize The Economic Potential Of Village Elsa Fitri; Agusdin; Mukmin Suryatni
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.9868

Abstract

This study aims to analyze human resource development strategies at BUMDes Bersama Jaya in order to optimize the economic potential of the village. The research approach used is qualitative with data collection techniques through in-depth interviews, observation, focus group discussions (FGD), and documentation studies. There were nine informants in this study, consisting of government officials, BUMDes managers, and community members involved, namely village and regional government officials, BUMDes administrators, and BUMDes partner communities. Data analysis was performed using Force Field Analysis (FFA) to identify and map the driving and restaining factors of BUMDes HR development. The results of the study show that the main driving factors for BUMDes human resource development come from external and social factors. Meanwhile, the dominant inhibiting factors include dysfunctional organizational structures, limited technical capacity of administrators, lack of ongoing training, non-standardized financial administration and reporting systems, and weak supervision and evaluation. Based on the FFA results, the human resource development strategy for BUMDes Bersama Jaya is directed at two main focuses, namely maintaining driving factors and weakening inhibiting factors through role classification strategies, financial and administrative capability strategies, institutional strategies, continuous learning strategies, and human resource strategies oriented towards governance. These strategies are expected to create a balance of forces for change so that BUMDes human resource development can proceed more effectively and sustainably.

Page 110 of 119 | Total Record : 1182

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