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INDONESIA
KONSEP DAN TUJUAN PADA TINJUAN BISNIS SYARIAH
Published by Universitas Hasyim Asy'ari
ISSN : 23554215     EISSN : 25280872     DOI : -
Core Subject : Religion, Economy, Education, Social,
Religion Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences
Adzkiya: Jurnal Hukum dan EKonomi Syariah encompasses original research articles, review articles, and short communications, including: Accounting, Sharia law, Islamic Accounting, Management, Management of sharia, Sharia Bussines Management, Human Resource Management, Economics Education, Sharia Financial Banking.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 151 Documents
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Hybrid Contract pada Syariah Card dalam Perspektif Ekonomi Islam Khusnia, Chinta; Khasanah, Umrotul; Khusnudin, Khusnudin; Hisnidah, Mukaromatul
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 13 No 1 (2025): Adzkiya: Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/adzkiya.v13i1.8567

Abstract

The development of Islamic finance by following today's technology must be considered carefully. need for special attention. The use of technology in Islamic finance is a very significant challenge in adjusting Islamic economic law with implementation in the field. One way to face the current challenges is none other than by following the market share, namely by creating a balance model in transactions. Hybrid Contract (Multi Akad) is a new breakthrough in the application of fiqh muamalah in the contemporary era in Islamic finance. In today's modern era, people tend to prefer using non-cash transactions, one of which is transactions through Sharia cards. This article examines the application of Hybrid contracts to the use of Sharia cards using the literature study research method. The data collection technique is to examine theories or opinions and ideas contained in printed media, especially books and articles or journals that support and are relevant to the issues discussed in the study. The purpose of this study is to analyze the legal theory in the perspective of muamalah fiqh in Islamic economics related to the use of Sharia cards using descriptive library research. By drawing the conclusion that every muamalah activity is permissible as long as there is no law prohibiting it as well as hybrid contract contracts or multi-contracts on Sharia products. Sharia Card is allowed by using kafalah, ijarah, and qardh contracts in it and there is a DSN MUI Fatwa No. 54/DSN-MUI/X/2006 regarding sharia cards: 54/DSN-MUI/X/2006 regarding sharia cards (sharia credit cards) that regulate their use.
PENGARUH ISLAMIC CORPORATE SOCIAL RESPONSIBILTY (ICSR) DAN GOOD CORPORATE GOVERNANCE TERHADAP FINANCIAL PERFORMANCE(Studi Pada Perusahaan Yang Terdaftar Di Jakarta Islamic Index Tahun 2020-2022) Kurniawan, Agus; Komalasari; Supaijo; Mustofa, Ulul Azmi
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 13 No 1 (2025): Adzkiya: Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/adzkiya.v13i1.9634

Abstract

This study aims to determine how much influence Islamic Corporate Social Responsibility (ICSR) which is proxied by Islamic Social Reporting (ISR), Good Corporate Governance (GCG) proxied by the Board of Independent Commissioners, Managerial Ownership and Institutional Ownership on Financial Performance. The research method used is quantitative descriptive with multiple linear regression analysis. The population of this study was 30 companies which were then taken using purposive sampling and the number of samples used was 54. The results showed that Islamic corporate social responsibility through Islamic social reporting had a significant negative effect on financial performance. The variable of good corporate governance through the Board of Independent Commissioners has a positive and insignificant effect on financial performance, for managerial ownership has a negative effect, not significant on financial performance, while institutional ownership has a significant positive effect on financial performance. Based on the results of statistical testing of Islamic Corporate Social Responsibility, the Board of Commissioners is independent, managerial ownership, and institutional ownership have a positive and significant effect on financial performance.
Faktor-faktor yang Mempengaruhi Fraud pada Koperasi Simpan Pinjam di Indonesia Tania, Atika Lusi; Atika Lusi Tania, Atika Lusi Tania; Fajar Gustiawaty Dewi; Rindu Rika Gamayuni
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 13 No 1 (2025): Adzkiya: Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/adzkiya.v13i1.9694

Abstract

Koperasi merupakan soko guru perekonomian nasional yang memiliki peran strategis dalam mendukung pertumbuhan ekonomi masyarakat Indonesia. Namun, dalam praktik pengelolaannya, koperasi simpan pinjam seringkali dihadapkan pada permasalahan kecurangan (fraud). Penelitian ini bertujuan untuk mengidentifikasi faktor-faktor penyebab terjadinya fraud pada koperasi simpan pinjam. Metode yang digunakan dalam penelitian ini adalah studi literatur terhadap berbagai artikel ilmiah yang membahas faktor-faktor penyebab fraud pada koperasi. Hasil penelitian menunjukkan bahwa penyebab utama terjadinya fraud dijelaskan melalui perspektif fraud diamond, yang mencakup tekanan (pressure), peluang (opportunity), rasionalisasi (rationalization), dan kemampuan (capability). Selain itu, fraud juga dipengaruhi oleh lemahnya sistem pengendalian internal, yang mencakup lingkungan pengendalian, penilaian risiko, aktivitas pengendalian, dan pemantauan. Faktor lain yang turut berkontribusi terhadap terjadinya fraud antara lain adalah kewenangan yang tidak seimbang, tingkat moralitas individu, ketidaksesuaian kompensasi, rendahnya integritas, budaya organisasi yang permisif, asimetri informasi, lemahnya komitmen organisasi terhadap regulasi, serta tidak efektifnya sistem reward dan punishment. Moralitas keislaman juga ditemukan sebagai faktor penting dalam mencegah terjadinya fraud pada koperasi simpan pinjam.
Menjaga Standar Kehalalan Produk Usaha Mikro Kecil dan Menengah Pasca Mendapatkan Sertifikasi Halal di Kota Metro Fauzi, Ahmad Agus; Lutfi Nuraini; Yusniarti, Astri
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 13 No 1 (2025): Adzkiya: Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/adzkiya.v13i1.10117

Abstract

This study examines the efforts of Micro, Small, and Medium Enterprises (MSMEs) in maintaining halal product standards after obtaining halal certification in Metro City. Halal certification is a business ethic that should be carried out by producers as a halal guarantee for consumers. The number of MSMEs in Metro City is currently 19,824 spreadacross sub-districts and villages. Although MSMEs that have obtained halal certificates benefit in terms of consumer trust and market access, they often experience difficulties in maintaining halal product quality standards. This study is a qualitative study with a field research method. Data were obtained from interviews and observations with several business actors spread across Metro City as well as several sources from journal articles and related books. Based on the research that has been conducted, it was concluded that most MSMEs in Metro City have halal certification. MSME actors strive to maintain halal product standards, both before and after obtaining halal certification. Maintaining here is not only by attaching a halal label, but also maintaining the quality of the basic substances or materials and maintaining the source of how to process them into finished goods and ready to be distributed.
Pembiayaan Pembiayaan Bank Syariah Untuk Mengembangkan UMKM: Pembiayaan Bank Syariah Untuk Mengembangkan UMKM (Studi Kasus Pada Nasabah BRI Syariah Kantor Cabang Jambi) Afriyadi, Muhammad Muchsin
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 8 No 02 (2020): Adzkiya: Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/adzkiya.v8i02.2387

Abstract

ABSTRACT Islamic financing their customers can make free of the economic difficulties faced, on the basis of sharia aspects and avoid usury, this is expected to be a way for customers of Bank Syariah can be separated from the problem of poverty faced. The research objective is to study in depth the perception of consumers about financial products and the impact of their financing by BRI Syariah Kantor Cabang Jambi to develop SMEs. Method research explain that location research on BRI Syariah Kantor Cabang Jambi and at home each subject. Approach research Qualitative with type research phenomenology, experience subjective or experience phenomenological; or something studies about awareness from perspective principal from someone. Researchers with approach phenomenologically attempted understand mean from something event and each other influence with human in situation certain. Results research showing that perception customers from Informant revealed satisfaction to financing already conducted at BRI Syariah Kantor Cabang Jambi is good from systems, rules, services or installments to be paid. Impact from existence financing from BRI Syariah Kantor Cabang Jambi against the development of SMEs is increased capital used for increase the stock of goods to be sold, added tool support effort, expand and fix the place effort, from development the benefits from business the too increased. Keywords : Financing, Islamic Banking, SMEs
Rights and Comfort Masyarakat Non Muslim atas Perwujudan Pariwisata Halal: Kritik dan Gagasan Damanik, Deniansyah; Monica, Eka Syafrina
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 12 No 1 (2024): Jurnal Adzkiya: Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/adzkiya.v12i1.5226

Abstract

Halal tourism in which there are halal products and even the halal industry brings understanding to non-Muslim communities in tourist areas where the majority are non-Muslims as if there was eviction or even coercion on non-Muslim communities and even eliminating rights, losses and even comfort. non-Muslim communities in areas where halal tourism will be built. Therefore, it is necessary to explain about the rights of non-Muslim communities and also their comfort regarding the existence of halal tourism. In this study the author uses literature research to assist the author in completing this paper well. Therefore, regarding the understanding of non-Muslim communities about halal tourism and lest their rights and comfort be disturbed, basically they still have the right to do activities, the right and comfort to get protection, the right to the ability to access the same as well as the right to gain insight into other things. Islam and halal tourism
Exploring Hadith: The Importance of Developing a Personal Brand in the Business World.: Kajian Hadits: Pentingnya Mengembangkan Personal Brand dalam Dunia Bisnis. Dewi Chan, Sukma Sari
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 12 No 1 (2024): Jurnal Adzkiya: Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/adzkiya.v12i1.7764

Abstract

What is the key to the success of the Prophet Muhammad's business? The Prophet Muhammad is known by the title al-amin among the Arab community, this is because of the honest and trustworthy attitude that he applied in the business activities he carried out. Without realizing it, the application of honesty and trustworthiness by the Prophet Muhammad SAW was his branding in business. This is what the researchers focus on in this article, revealing how the Prophet Muhammad built personal branding in business activities as stated in the hadith.
Pendampingan Ekonomi Inklusif Berbasis Digital Marketing Melalui Plasma Syariah Haq, Dliyaul; Rosmalinda, Upia
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 12 No 1 (2024): Jurnal Adzkiya: Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/adzkiya.v12i1.7927

Abstract

Konteks ekonomi inklusif di Kelompok Wanita Tani mulai tergerus, dimana anggota tidak mendapatkan pekerjaan yang layak, dan kekurangan modal (memberi kesempatan pekerjaan tanpa membedakan wanita maupun lelaki, yang merupakan pilar ekonomi inklusif), serta keterbatasan pemasaran. Jenis penelitian menggunakan lapangan sedangkan sifat penelitiannya deskriptif kualitatif, dengan Strategi PAR. Penerapan pendampingan ekonomi inklusif kurang berjalan dikarenakan anggota yang belum mendapatkan akses ekonomi baik dari lembaga keuangan maupun pemerintah setempat, dan diperparah dengan anggota dikategorikan miskin dan janda. Dan, kurangnya kesadaran menggunakan sistem tanam modern, hal ini terlihat dari peneliti mencoba memberikan pendampingan selama dua hari memberikan pemahaman memanfaatkan digital marketing dalam meningkatkan penjualan serta branding diri tentang KWT yang pernah menjadi obyek wisata sayuran, hingga ke tingkat nasional akan tetapi semuanya membutuhkan modal dan hanya dua orang anggota KWT yang berminat untuk melakukan pemasaran menggunakan digital marketing. Mengenai upaya untuk meningkatkan penjualan melalui digital marketing masih kurang efektif, dilihat dari pertama, kurang kepedulian dari pemerintah, dan malasnya para anggota untuk memperkenalkan diri, dan hanya dua anggota yang menerapkan pemasaran secara digital marketing. Kedua, tidak maunya menambah modal, maupun belajar menggunakan media sosial untuk memasarkan produk, dan keterbatasan pengetahuan. Ketiga, mengalami kemunduran setelah tidak mendapatkan bantuan. Keempat, sebagian anggota terkadang tidak mendapatkan keuntungan
FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT BELI KONSUMEN DI SHOPEE DAN TOKOPEDIA Imari, Iqbal; Abadi, M. Kurnia Rahman; Akbar, Muhammad Ridho
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 12 No 1 (2024): Jurnal Adzkiya: Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/adzkiya.v12i1.8024

Abstract

The phenomena of internet usage, which is anticipated to grow over time, presents a new economic potential for e-commerce. One of the businesses owned by Pondok Modern Gontor, situated in Ponorogo City, East Java, is La Tansa Gontor Book & Stationery Store which currently also using e-commerce. This study aims to investigate the factors that influence consumer purchase interest in e-commerce used by La Tansa. The Theory of Planned Behavior, popularized by Icek Ajzen, is the theory applied in this study. This hypothesis is predicated on three different variables: behavioral attitude, subjective norms, and perceived behavioral control. In this study, a descriptive survey method is combined with a quantitative approach. With a sample size of 358 participants, the population in this study consisted of the 3,416 followers in marketplace platform. Several linear regression tests were employed in this investigation. A total score of 31,038 indicated that the aspects of product price and quality were thought to be very influential. The product pricing component, one of the two variables included in the study, had the most significant impact on consumer purchasing interest. With a 66.3% percentage. Product quality, on the other hand, has a 11.48% influence on consumer purchasing interest. Overall, the factors of product price and product quality jointly affect consumer purchasing interest with a significance of 0.05 and a F computed value of 293,715 F table 3.021, indicating that both factors have an impact.
Humant Development Indek and Maqoshid Syariah sudarto, Aye; Imtihanah, Ani Nurul; Elmaza, Rina
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 11 No 2 (2023): Adzkiya: Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/adzkiya.v11i2.8555

Abstract

In Islamic economic development, economic growth is not the final goal. Economic growth is an intermediate goal in achieving the final goal. Even so, economic growth does not automatically come with the advancement of human development. Nevertheless, the two will be interrelated and overshadow each other in the development of economic development and HDI. This research is a qualitative research. With qualitative research, researchers can identify objects, feel what a person experiences in everyday life. The stages of the research are carried out by selecting materials, focusing, simplifying, abstracting and organizing so that conclusions can be drawn from these materials. UNDP's concept of human development includes at least three indicators of human development: health, education and income. These three indicators are considered as elements that make up a successful life. These three indicators are the measurements used by UNDP in calculating the HDI of countries around the world, and based on the results of these calculations are used as a measure to classify countries as developed or underdeveloped. The five elements of I-HDI are based on Maqashid Syariah, so that Maqashid Syariah is appropriate to be used as a target for HDI and even becomes a broader concept of HDI.

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