cover
Contact Name
Muhammad Ihsan
Contact Email
yogifebriandi@iainlangsa.ac.id
Phone
+6285294132626
Journal Mail Official
jurnalalmuamalat@iainlangsa.ac.id
Editorial Address
IAIN Langsa, Jalan Meurande, Langsa Lama, Langsa, Aceh, Indonesia
Location
Kota langsa,
Aceh
INDONESIA
Al-Muamalat: Jurnal Hukum dan Ekonomi Syari'ah
ISSN : 24605115     EISSN : 2656288X     DOI : http://do.org/10.32505/muamalat
AL-MUAMALAT is a journal that focuses on the study of Islamic Law and Economics, AL-MUAMALAT Journal aims: 1. Sharia Economic Law 2. Agreement Law in Islam; 4. Comparative Law on Economics; 5. Community Economic Institutions; 6. Civil, Economic, Business (Conventional) Law.
Arjuna Subject : Ilmu Sosial - Hukum
Articles 226 Documents
Prespektif Siyasah Amaliyah Terhadap Aplikasi Trading FIKRI DAHLAN, MUHAMMAD NAJAAHUL
Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah Vol 8 No 1 (2023): Al-Muamalat: Jurnal Hukum dan Ekonomi Syariah
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v8i1.6204

Abstract

Qawaid fiqh memiliki peran penting dalam pengaplikasian hukum Islam modern sebab poin-poin yang ada pada dalamanya ialah prinsip yang ada dalam setiap cabang fiqh. Qawaid fiqh tidak hanya menjadi ukuran untuk menentukan kemaslahatan suatu hukum, tetapi juga berperan utama dalam mwngkonfirmasi akan setiap fiqh yang disusun tidak berlawanan akan nash, yaitu Al-Quran dan As-Sunnah. Dan menerapkan Qawaid fiqh dalam pembuatan atau penafsiran undang-undang, dapat dipastikan bahwa undang-undang tersebut memenuhi standar untuk diterapkan dalam masyarakat modern, sehingga tidak perlu khawatir undang-undang tersebut akan menimbulkan masalah atau konflik norma dalam implementasinya. Hubungan antara Qawaid fiqh dan hukum Islam saling terkait, karena dinamika hukum Islam yang ada dalam fiqh sangat bergantung pada Qawaid fiqh. Sifat umum atau universal aturan dalam hal ini dapat diterapkan dalam berbagai kondisi, setiap waktu, dan setiap saat.
Analisis Konsep Al-Ta’widh pada Ketentuan Ganti Rugi Pakaian Cucian yang Rusak di Jasa Laundry Syariah Arransha Kota Langsa Indrayani, Dewi; Muttaqin, Zainal; Kurnia, Ryzka Dwi
Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah Vol 8 No 1 (2023): Al-Muamalat: Jurnal Hukum dan Ekonomi Syariah
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v8i1.6278

Abstract

This study aims to analyze the concept of al-ta'widh on the compensation provisions for damaged customer clothes in the Arransha Syariah Laundry service, Langsa City. The research method used is an empirical legal method that originates from primary and secondary qualitative data using descriptive analysis methods. The results of this study reveal: 1). The written compensation provisions applied to the Arransha Syariah Laundry service in Langsa City have not been detailed about the consequences of ignoring the second requirement, that is "check your clothes again before leaving Arransha Laundry". That point resulted complaints from customers who complained about various complaints after the clothes were inspected at each customer's home; 2). The third terms and condition does not specifically mention the types of losses that are entitled to receive 50% compensation. In addition, the requirement for compensation of 50% of the price of damaged clothes is included in the category of damaged conditions (al-syarth al-fasid) whose validity is not recognized by syara'. So that if there is loss, damage & recording of customer clothes that occur during the washing process due to negligence of the laundry or due to violating procedures in the laundry process, 100% compensation (al-ta'widh) according to the quality and quantity of clothes will be charged to the laundry.
Penolakan Masyarakat Aceh terhadap Pergub Nomor 5 Tahun 2018 tentang Pelaksanaan Hukum Acara Jinayat Laila Mufida
Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah Vol 6 No 1 (2021): Januari-Juni
Publisher : IAIN Langsa

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Abstract

This study aims to find out and analyze the health condition of the company based on the magnitude of the predicted value using financial ratios in the Springate model. The research method used is descriptive analysis method with a quantitative approach. The research population is all companies listed in Jakarta Islamic Index (JII), amounting to 30 companies, using purposive sampling. The analysis technique used is the analysis of financial statements with the Springate model (S-Score) which aims to find out companies that experience financial distress and bankruptcy. The results showed that there were several companies in 2013 and 2014 that experienced bankruptcy, namely 16.67%, then increased to 26.67% in 2016, and the most significant occurred in 2015 and 2017, namely 30.00%
Peran Agen Kopi Robusta Dalam Meningkatkan Kesejahteraan Masyarkat Menurut Perspektif Ekonomi Islam Handican, Rhomiy; Rivanda, Rinal
Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah Vol 8 No 2 (2023): Al-Muamalat: Jurnal Hukum dan Ekonomi Syariah
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v9i2.5395

Abstract

Pada saat ini perkembangan usaha kecil sangat pesat di masyarakat, seiring dengan kemajuan teknologi dan besarnya permintaan pasar akan jenis barang tertentu, seperti kopi Robusta yang akan diolah menjadi barang yang lebih bermanfaat. Penelitian ini melihat bagaimana peran agen kopi Robusta dalam meningkatkan kesejahteraan masyarakat di desa Koto Patah Semerap Kecamatan Keliling Danau Kabupaten Kerinci Provinsi Jambi berdasarkan perspektif ekonomi islam. Jenis penelitian ini adalah kualitatif deskriptif dengan menggunakan teknik pengumpulan data berupa observasi dan wawancara dengan indikator kesejahteraan yaitu pendapatan, perumahan, kesehatan, dan pendidikan. Teknik analisis data dilakukan melalui reduksi data, penyajian data dan penarikan kesimpulan. Hasil penelitian menunjukkan bahwa bahwa agen kopi Robusta di desa Koto Patah Semerap memiliki peran dalam meningkatkan kesejahteraan masyarakat berdasarkan perspektif ekonomi islam, dimana agen kopi Robusta di desa Koto Patah Semerap telah mendistribusikan produk buah kopi Robusta sesuai dengan ketentuan ajaran islam sehingga kebutuhan konsumsi, perasaan aman, dan tauhid masyarakat terpenuhi dengan baik. Agen kopi Robusta dapat memberikan manfaat dalam hal membuka lapangan pekerjaan baru yang memiliki prinsip jujur dan tidak menzalimi pelaku usaha lain
Analysis Of Maqasid Syariah On The Legal Development Of The Halal Industry As A Form Of Consumer Protection Hasni, Hasniati; Lubi, Rahmat Husein
Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah Vol 8 No 2 (2023): Al-Muamalat: Jurnal Hukum dan Ekonomi Syariah
Publisher : IAIN Langsa

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Abstract

Development The halal industry is very fast in Indonesia so it is a concern society. There is halal industry is expected capable collaborate, adapt, proficient technology and capability increase connection to all layers society. With development of industry from various sector, then as a Muslim demands must be in accordance with Islamic law, namely halal and thoiyib. Therefore it is necessary exists supervision law from government. Based on matter the purpose of doing this research is to analyze law halal industry as a form protection for consumers using analysis maqashid sharia. The research used is qualitative descriptive with approach normative juridical. Data collection techniques using primary data and secondary data obtained from laws, books, journals, scientific articles and literature reviews, as well as collected using library research Then analyzed by method descriptive qualitative. The results of this study known that analysis Maqasid sharia against the law halal industry as a form of protection for consumers is in accordance with Islamic teachings and can ensure the security public in consuming products and services.
Implementasi Akad Ijarah Paralel Dalam Pembiayaan Multiguna Tanpa Agunan Di Perbankan Syariah Salsabilla, Alivia; Sonjaya, Adang
Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah Vol 8 No 2 (2023): Al-Muamalat: Jurnal Hukum dan Ekonomi Syariah
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v9i2.6818

Abstract

Abstract People currently do not know how to implement parallel ijarah contracts in collateral-free multipurpose financing in Islamic banking and they tend to enter into contracts with other individuals without knowing what the appropriate terms and mechanisms are like, including the risks posed due to the lack of guarantees provided. customers so that many of them commit acts of default. The purpose of this study was to determine the implementation of parallel ijarah contracts in multipurpose financing without collateral in Islamic banking. This study uses an empirical sociological approach that is descriptive analysis using qualitative data as a type of research and library research as one of its data collection techniques. The difference between this research and previous research lies in the objects and subjects studied which are more complex and structured in discussing parallel ijarah contracts in collateral-free multipurpose financing in Islamic banking. The results of the study found that the implementation of parallel ijarah contracts in multipurpose financing without collateral in Islamic banking is carried out through a submission process consisting of interview processes, customer business surveys, financing agreements, and implementation of MTA financing activities with monthly installment fees supervised by the bank and the supervisory board sharia with transparency or openness from all parties so that problematic financing does not occur either in the form of default. Keyword: Parallel Ijarah, Multipurpose Without Collateral, Sharia Banking Abstrak Masyarakat saat ini kurang mengetahui bagaimana cara pengimplementasian akad ijarah paralel dalam pembiayaan multiguna tanpa agunan di perbankan syariah dan mereka cenderung melakukan akadnya dengan individu yang lain tanpa mengetahui istilah dan mekanisme yang sesuai itu seperti apa, termasuk terkait resiko yang ditimbulkan karena tidak adanya jaminan yang diberikan nasabah sehingga banyak dari mereka melakukan perbuatan wanprestasi. Tujuan penelitian ini adalah untuk mengetahui implementasi akad ijarah paralel dalam pembiayaan multiguna tanpa agunan di perbankan syariah. Penelitian ini menggunakan metode pendekatan sosiologis empiris yang bersifat deskriptif analisis dengan penggunaan data kualitatif sebagai jenis penelitiannya dan studi kepustakaan (Library Research) sebagai salah satu teknik pengumpulan data nya, selanjutnya data yang telah dihimpun disusun untuk kemudian disimpulkan secara objektif. Pembeda penelitian ini dengan penelitian sebelumnya yaitu terletak pada objek dan subjek yang diteliti lebih kompleks dan terstruktur membahas akad ijarah paralel dalam pembiayaan multiguna tanpa agunan di perbankan syariah. Hasil penelitian menemukan bahwa implementasi akad ijarah paralel dalam pembiayaan multiguna tanpa agunan di perbankan syariah dilakukan melalui proses pengajuan yang terdiri dari proses wawancara, survei usaha nasabah, kesepakatan pembiayaan, dan pelaksanaan kegiatan pembiayaan MTA dengan biaya angsuran setiap bulan yang diawasi oleh perbankan dan dewan pengawas syariah dengan adanya transparansi atau keterbukaan dari semua pihak agar tidak terjadi pembiayaan yang bermasalah baik dalam bentuk wanprestasi. Kata Kunci: Ijarah Paralel, Multiguna Tanpa Agunan, Perbankan Syariah
Mekanisme Transaksi Keuangan Menggunakan Dompet Digital (E-Wallet) dalam Perspektif Hukum Islam Fika, Fika Andriana; Ikram, Muhammad Ikram; Syawal, Syawaluddin Ismail
Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah Vol 8 No 2 (2023): Al-Muamalat: Jurnal Hukum dan Ekonomi Syariah
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v8i2.7223

Abstract

Saat ini aplikasi e-wallet banyak digunakan oleh masyarakat dalam melakukan suatu transaksi, khususnya transaksi berbasis elektronik. Salah satu aplikasi e-wallet tersebut yaitu aplikasi OVO. Selain memiliki beberapa keunggulan, aplikasi OVO terdapat sesuatu yang agak janggal apabila dilihat dari perspektif hukum Islam yaitu sistem keauangan dalam proses transaksi mengunakan aplikasi OVO. Penelitian ini bertujuan untuk mengetahui bagaimana mekanisme transaksi keuangan mengunakan dompet digital dan untuk mengetahui bagaimana tinjauan hukum Islam terhadap mekanisme transaksi keungan menggunakan dompet digital. Metode penelitian yang digunakan merupakan penelitian kepustakaan (library research) yaitu penelitian yang dilakukan oleh peneliti dengan cara menelaah dan menganalisa buku-buku, literatur, catatan dan laporan yang berkenaan dengan masalah yang akan diteliti. Sumber data diperoleh dari buku, jurnal, artikel, website, dan lainnya. Dari hasil penelitian ini, penulis menyimpulkan bahwa mekanisme transaksi keuangan menggunakan dompet digital menurut hukum Islam adalah “boleh” selama memenuhi prinsip-prinsip syariah yang terhindar dari unsur ribawi, gharar, maupun unsur maysir. E-wallet hanya sebagai alat untuk menyimpan uang secara digital dimana uang yang tersimpan nilainya ada sesuai besaran yang tertera dalam e-wallet. Adapun sistem penggunaan e-wallet termasuk dalam kategori yang berhubungan dengan akad wadi’ah yaitu penitipan saldo yang terjadi ketika melakukan transaksi top-up, dimana saldo yang tersimpan akan dilakukan beberapa transaksi seperti jual beli produk dan sewa (ijarah) untuk transaksi pelayanan jasa. Selain itu, dengan adanya e-wallet ini termasuk dalam perlindungan terhadap harta (hifdz al mal) dan berdampak positif bagi pergerakan perekonomian indonesia. Dompet digital hanya sebagai ujrah dalam layanan pembayaran semua transaksi baik di aplikasi maupun di luar aplikasi, dimana dompet digital ini merupakan alat transaksi.
Asuransi Jiwa Syariah Analisis Hajiyat Dalam Maqashid Asy-Syariah Muhammad, Jaidatul Fikri; Nasution, Adelina; Suryani, Sitti
Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah Vol 8 No 2 (2023): Al-Muamalat: Jurnal Hukum dan Ekonomi Syariah
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v9i2.7337

Abstract

Abstract This article discusses the prospects and interest of the Indonesian people in sharia life insurance, the development of sharia life insurance which fluctuates and continues to compete with conventional life insurance. The writer then examined this sharia life insurance law using maqashid sharia analysis with the hajjiyat approach. In this case, caution is needed in using this ijtihad method so that the religious law (ijtihad law) that is issued in the fatwa produces laws that are accurate, proportional, acceptable and responsible. This research uses a qualitative research method with a conceptual approach. The concept that we want to analyze here is maqashid sharia by focusing on mashlahah hajjiyat, which means the author wants to research sharia life insurance in its legal status using hajjiyat analysis where hajjiyat is the second level of mashlahah after dharuriyat namely the aim of the law in seeking convenience and eliminating difficulties. If it is related to sharia life insurance, it eliminates difficulties for participants or heirs of sharia life insurance when they experience an accident or disaster to their life, whether illness or death, by making it easier to finance medical treatment, as well as for the heirs who are left behind in fulfilling their livelihood, education costs and even business capital. . The aim of this research is to act as a scientific treasure and be one solution to eliminate the anxiety and confusion of some Muslims regarding the legal status of life insurance, which some scholars consider the law is still controversial.
Strategi Bisnis Kuliner Aceh: Transformasi Identitas Islami Melalui Inovasi Dan Komodifikasi agustinar, Agustinar; Sumarni, Mutia; Mufida, Laila
Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah Vol 8 No 2 (2023): Al-Muamalat: Jurnal Hukum dan Ekonomi Syariah
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v8i2.7428

Abstract

Abstract The aim of this research is to examine Aceh's culinary business strategy which emphasizes commodification and innovation in order to transform Islamic identity. Aceh's rich culinary heritage reflects the varied and diverse Islamic values that make it the home of Mecca. This study looks at how innovative menus, presentation and customer experience are used by Acehnese food companies to project a strong Islamic identity. This research methodology is qualitative with a descriptive analysis approach including direct observation of industrial operations, literature review, interviews with industry professionals in the culinary arts field, and documentation. The findings of this research show how creative culinary entrepreneurs in Aceh are actively implementing new ideas in preparing and serving food in a way that respects Islamic principles. In addition, the use of branding, MPU Aceh's halal certification, and the provision of places of worship all contribute to the commodification of Islamic identity and are important components of business strategy. The results of this research are that this change in Islamic identity is increasing the gastronomic appeal of Aceh, both among local people and visitors. This business plan is expected to uphold and preserve Aceh's Islamic culinary heritage and have a positive impact on regional economic growth. These results provide in-depth information for the growth of culinary businesses based on Islamic identity in a similar context. Keywords: Commodification of Identity, Business Strategy, Acehnese Culinary
Tinjauan Fiqih Muamalah terhadap Praktik Pinjam Pakai di Desa Sayur Matinggi Kecamatan Sayur Matinggi Kabupaten Tapanuli Selatan Hardani, Rahmad Hardani; Rofiq, Mahbub Ainur Rofiq
Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah Vol 8 No 2 (2023): Al-Muamalat: Jurnal Hukum dan Ekonomi Syariah
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v9i2.7726

Abstract

The practice of borrowing is a pawn practice that develops in people's lives, especially in Sayur Matinggi Village, Sayur Matinggi District, South Tapanuli Regency. In the practice of borrowing and using rice field owners will pledge their fields to get loans from capital owners. In fact, in the practice of borrowing and using there are still frequent problems. The problem of default and the use of pawn objects, which are still problematic for Islamic scholars, are a series of problems found in the practice of borrowing. This research is empirical legal research using a qualitative approach. This study will analyze and identify the problems found in the practice of lending and using in Sayur Matinggi village, Sayur Matinggi District, South Tapanuli Regency, the perspective of muamalah fiqh. The results showed that the validity of lending practices in Sayur Matinggi Village depends on the use of collateral by the second party. As for the views of madzhab scholars regarding the use of collateral, there are differences of opinion. Some scholars allow it on condition of approval, while others forbid it because of the potential for usury. The practice of lending and using is considered valid if there is a clearly written agreement, including loan terms, and transparency in the use of collateral. However, if there is a default, the agreement becomes void according to the provisions of the muamalah fiqh.