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International Journal of Business, Economics, and Social Development
Published by Research Collaboration Community
ISSN : 27221164     EISSN : 27221156     DOI : https://doi.org/10.46336/ijbesd
Core Subject : Economy, Humanities, Education, Social,
Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences
International Journal of Business, Economics and Social Development (IJBESD) is published 4 (four) times a year and is the flagship journal of the Research Collaboration Community (RCC). It is the aim of IJBESD to present papers which cover the theory, practice, history or methodology of Business, Economics and Social Development. However, since Business, Economics and Social Development are primarily an applied science, it is a major objective of the journal to attract and publish accounts of good, practical case studies. Consequently, papers illustrating applications of Business, Economics and Social Development to real problems are especially welcome. GENERAL BUSINESS AND MANAGEMENT e-Business International Business Business Strategy Marketing Supply Chain Management Organization Studies Entrepreneurship and Business Development Enterprise Innovation Human Resource Management Business Ethics Business Economics Business Communication Business Finance International Business and Marketing Organizational Development and Challenges Leadership and Corporate Governance Tourism Operations Management Human Resources Economics Regional Economics Industrial Economics Financial Economics Labor Economics Law and Economics Regulatory Economics Economic Growth and Development Policy Technological Change, Innovation Research and Development Economic Systems GENERAL ECONOMICS Economic Methodology Schools of Economics Production and Organizations Market Structure and Pricing Welfare Economics Public Finance & Public Choice Prices, Business Fluctuations Economic Policy International Finance International Economics Institutional & Corporate Finance Accounting Insurance and Risk Management Monetary Banking Marketing Management Issues Innovation and Change Management Banking and Finance Natural Resource Economics Microeconomics Economics in Development and Sustainability Issues Comparative Economic Systems Stock Exchange Business Economics Capital Market Macroeconomics Economics Theory and Policy Issues Energy Economics and Policy Monetary Economics Public Economics Other areas of Economics COMMUNITY DEVELOPMENT Social Work Health and Sport Sciences Human Development Quality of Life Psychology Communication Public Administration Leadership Style Sociology Anthropology Religious Studies Civilizations Social Innovation Other areas of Social Studies and Art & Humanities Political Science Public Policy Political Psychology Protection of Children and Women Political Party System Education Social Sciences Education Science Education Pre-School Education Measurement and Evaluation Talent Development Education Management Education technology Street Children Education Ethnoscience and many more
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 329 Documents
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Building Globally-Ready SMEs Through Strengthening Compliance and Risk Management with Indonesia-Uzbekistan Collaboration in Caringin Subdistrict, Bogor Regency Patra, Eka; Taurusyanti, Dewi; Widyowati, Mutiara Puspa; Lestari, Retno Martanti Endah; Suardi, Hasbi Rizki; Khakimov, Boburbek Akmaljon Ugli; Turdikulov, Farrukh Ravshanjon Ugli
International Journal of Business, Economics, and Social Development Vol. 7 No. 1 (2026): International Journal of Business, Economics, and Social Development (IJBESD)
Publisher : Rescollacom (Research Collaborations Community)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46336/ijbesd.v7i1.1152

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a strategic role in the global economy, but face complex challenges related to regulatory compliance and risk management. A community service program themed "International Community Service: Building Bridges, Sharing Culture, Strengthening SMEs for Global Opportunities" was implemented in Caringin District, Bogor Regency, with the aim of increasing the capacity of MSMEs through Indonesia-Uzbekistan collaboration. Literature shows that the implementation of Enterprise Risk Management (ERM) and the ISO 31000:2018 standard can improve operational efficiency and competitiveness of MSMEs. The implementation method included data collection through surveys and Focus Group Discussions (FGDs), training, implementation assistance, data analysis using spider web analysis, and reporting of results. Participants were 10 MSMEs with the majority aged over 36 years, predominantly women (70%), and engaged in the food sector (60%). The results of the pre-test and post-test analysis showed a significant increase in all understanding parameters, especially regarding compliance and risk challenges which increased from 3.1 to 4.25. This program has successfully strengthened the managerial literacy of MSMEs and opened up opportunities for access to global markets through cross-border knowledge transfer and strengthening international networks.
Descriptive Analysis of the Impact of a Cashless Society on Gen Z Spending Patterns Akhiri, Bella Benia; Harahap, Dea Arme Tiara
International Journal of Business, Economics, and Social Development Vol. 7 No. 1 (2026): International Journal of Business, Economics, and Social Development (IJBESD)
Publisher : Rescollacom (Research Collaborations Community)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46336/ijbesd.v7i1.1154

Abstract

The phenomenon of a cashless society has fundamentally transformed Generation Z’s consumption behavior through the increased adoption of digital payment methods such as e-wallets, digital bank transfers, and QRIS. This descriptive study analyzes primary data from 100 Generation Z respondents (aged 17–27 years) in Sukabumi Regency using a questionnaire instrument based on a 5-point Likert scale and frequency distribution analysis. The results show that the frequency of cashless usage reaches 5–20 times per month for 68% of respondents, with high mean scores for perceptions of ease of daily payments (4.35 ± 0.72), transaction efficiency compared to cash (4.43 ± 0.71), and time savings in online shopping (4.40 ± 0.72). However, a significant increase in impulsive buying behavior was identified, occurring 3–5 times per month among 48 respondents, along with moderate perceptions of inclusive accessibility for all segments of society (3.92 ± 0.84) and data security risk (3.55 ± 1.23). These findings are consistent with the Technology Acceptance Model (TAM) and the Theory of Planned Behavior (TPB), leading to recommendations for strengthening digital financial literacy education, improving network infrastructure, and developing impulse-control features within payment applications.
Analysis of the Impact of Tax Administrative Sanctions and Taxpayer Awareness on Taxpayer Compliance in the MSME Sector Widayanti; Fadhilah, Nur Hidayah K
International Journal of Business, Economics, and Social Development Vol. 7 No. 1 (2026): International Journal of Business, Economics, and Social Development (IJBESD)
Publisher : Rescollacom (Research Collaborations Community)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46336/ijbesd.v7i1.1155

Abstract

This study investigates the influence of tax administrative sanctions and taxpayer awareness on taxpayer compliance in the Micro, Small, and Medium Enterprises (MSME) sector. Tax revenue plays a crucial role in supporting national development; however, taxpayer compliance among MSMEs in Indonesia remains relatively low despite their significant contribution to the economy. This condition highlights the importance of enforcement mechanisms and internal taxpayer factors in improving compliance behavior. Using a quantitative approach with a causal-comparative research design, this study involved 100 MSME business actors as both the population and sample. Data were collected through structured questionnaires and analyzed using IBM SPSS version 26. The analytical techniques applied included validity and reliability tests, classical assumption tests, multiple linear regression analysis, and hypothesis testing through partial (t-test) and simultaneous (F-test) analyses. The results demonstrate that tax administrative sanctions have a significant positive effect on taxpayer compliance, indicating that stricter and more consistent sanctions enhance compliance behavior. Taxpayer awareness also shows a significant positive effect on taxpayer compliance, suggesting that a higher level of understanding and consciousness regarding tax obligations encourages voluntary compliance. Simultaneously, tax administrative sanctions and taxpayer awareness significantly influence taxpayer compliance in the MSME sector.
The Role of Informal Channels in Shaping Local Political Communication: Insights from Bogor, Indonesia Sugiarto, Toto; Jayawinangun, Roni
International Journal of Business, Economics, and Social Development Vol. 7 No. 1 (2026): International Journal of Business, Economics, and Social Development (IJBESD)
Publisher : Rescollacom (Research Collaborations Community)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46336/ijbesd.v7i1.1156

Abstract

The relationship between executive and legislative institutions is a key pillar of subnational governance in Indonesia, especially during the era of regional autonomy. This article examines how informal political mechanisms shaped political communication between the Mayor of Bogor and the Bogor City Council (DPRD) during the 2014–2019 period. The study employs a qualitative single-case design based on in-depth interviews with key political actors—including the mayor, council speaker, faction leaders, local media executives, and local political observers—complemented by document and media analysis. Data were analyzed using Miles, Huberman, and Saldaña's interactive model of data reduction, display, and conclusion drawing. The findings show that informal communication channels, such as interpersonal lobbying, private meetings, and social–religious gatherings, play a more decisive role than formal procedures in building trust, negotiating policy trade-offs, and preventing open conflict between the executive and legislature. Informal politics functions as a complementary and accommodating informal institution that fills the gaps in formal rules and enhances political resilience by providing an early warning and conflict prevention mechanism. Simultaneously, formal procedures remain essential as a framework for legitimacy and accountability. The article conceptualises these dynamics as a form of trust-based political communication within a hybrid political communication system at the local level and discusses their implications for democratic accountability and executive–legislative collaboration in Indonesia's semi-presidential context.
Descriptive Analysis of Social Media Usage and Gender in Generation Z Investment Interest in Sukabumi Pramudita, Ratri; Harahap, Dea Arme Tiara
International Journal of Business, Economics, and Social Development Vol. 7 No. 1 (2026): International Journal of Business, Economics, and Social Development (IJBESD)
Publisher : Rescollacom (Research Collaborations Community)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46336/ijbesd.v7i1.1158

Abstract

This study aims to provide a descriptive overview of social media usage patterns, gender differences, and tendencies in investment interest among young generations. The research employs a descriptive quantitative method involving 100 respondents who completed an online questionnaire. The research instrument consists of closed-ended Likert-scale questions and open-ended questions analyzed using thematic analysis. The results indicate that the majority of respondents show a positive tendency toward investment, as reflected by the high percentage of agreement and strong agreement with statements related to investment interest. Social media, particularly TikTok and Instagram, appears to play a significant role as an information source that facilitates access and stimulates initial interest in investment. Descriptively, female respondents tend to demonstrate more cautious behavior and a long-term orientation, while male respondents are more likely to exhibit confidence and a greater willingness to take risks. The thematic analysis of open-ended responses reveals that the primary motivations for investing focus on future planning, financial stability, and profit opportunities. Overall, this study provides a comprehensive picture of investment interest and behavior patterns based on social media characteristics and gender. These findings may serve as a foundation for further associative or inferential research.
Digital transformation and Public Procurement Performance: Analysing its Roles, Challenges and Opportunities in Developing Countries Danieli, Getrude John
International Journal of Business, Economics, and Social Development Vol. 7 No. 1 (2026): International Journal of Business, Economics, and Social Development (IJBESD)
Publisher : Rescollacom (Research Collaborations Community)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46336/ijbesd.v7i1.1159

Abstract

Though adoption and use of digital technologies among developing countries is not impressive, digital transformation in public procurement offers considerable benefits like to enhance effectiveness, transparency and accountability plus cost reduction. The intention of the study is to investigate the roles, challenges and opportunities for digital transformation in public procurement in Tanzania as a case for developing countries. In this study, the independent variables were, digital infrastructure (INF), IT competence of procurement staffs (CMP), digital processes (DP) and digital technology (DT), whereas dependent variable was procurement performance indicated by Benefit-Cost Ratio (BCR). A descriptive cross-sectional design was used. A self-administered semi-structured questionnaire was developed to gather data from 280 respondents selected from 40 government entities, and an interview guide to conduct interview to six heads of procurement department and six heads of ICT units from selected government entities. The collected data were analysed using descriptive, multiple linear regression model and content analysis. The findings demonstrate that the extent public agencies have digitalised their procurement activities is moderate. The results of regression analysis point out that INF, CMP and DP have positive and significant association with BCR, excerpt DT has negative and non-significant. Therefore, it was concluded that, improving INF, CMP and DP enhances performance of public procurement. Moreover, various challenges such as insufficient infrastructure to support digitalisation, restricted access to technology, and low level of technical expertise among procurement staffs have been identified. This study has filled a knowledge gap regarding the role digital transformation in public procurement plays in Tanzania, and developing countries. Based on the findings this study recommends the improvement of digital infrastructure and technology, capacity building of procurement staffs through training and development programs, improve accessibility of digitalised services and update regulatory and legal frameworks for optimum digital application.
The Role of Quality Performance Metrics on Improving Procurement Effectiveness: A Case of Higher Education Students’ Loans Board, Tanzania Danieli, Getrude John; Justinian, Justus Justard
International Journal of Business, Economics, and Social Development Vol. 7 No. 1 (2026): International Journal of Business, Economics, and Social Development (IJBESD)
Publisher : Rescollacom (Research Collaborations Community)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46336/ijbesd.v7i1.1160

Abstract

Procurement effectiveness for public sector is triggered by the fact that, performance measurements determine the extent of improvement in relation to the outputs and the efforts made. The government has made number of efforts in public procurement management however, there are still challenges related to poor quality in the implementation of the procurement processes. This study assessed the role of quality performance metrics for procurement effectiveness in HESLB. The specific objectives were identifying the role of compliance rate on improving quality and determining the influence of supplier defect rate on improving quality. The findings were analyzed using descriptive statistics and thematic techniques. The study variables; regulatory compliance, contract management compliance, transparency and documentation as well as staff training on compliance were significant indicators representing the role of compliance rate on quality performance improvement. Conformance to specifications, testing and inspection, information flow, and vendor rating were recognized as significant in verifying supplier defect rate on quality improvement. The study concluded that quality performance metrics ensures transparency and accountability, mitigate and reduce procurement risks, enhance regulatory and contractual compliances, smoothens record keeping and traceability, build trust, supplier relationship management, as well as minimizing the unnecessary reworking costs.
Drivers of Kausha Damu Practices in Tanzania: A Study of Socio-Economic, Institutional, and Cultural Factors Influencing Predatory Lending among Women Borrowers in Tanzania Mrindoko, Allen Emmanuel
International Journal of Business, Economics, and Social Development Vol. 7 No. 1 (2026): International Journal of Business, Economics, and Social Development (IJBESD)
Publisher : Rescollacom (Research Collaborations Community)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46336/ijbesd.v7i1.1161

Abstract

The study investigated the factors influencing predatory lending in Tanzania highlighting the importance of institutional, socio-economic and cultural factors among women borrowers. Specifically, the study assessed the extent institutional, socio-economic and cultural factors have been contributing on predatory lending among women borrowers, and analysed the relationship between institutional, socio-economic and cultural factors; and predatory lending represented by excessively higher interest rate, high and hidden fees, aggressive sales tactics and higher default rate as signs of predatory lending. Descriptive research design following mixed method approach was employed in this study. The study was carried out in Dodoma Urban, Temeke and Morogoro Urban districts. The targeted population comprised of all women borrowers in these districts. The sampling frame consisted women who borrow from microfinance institutions, individual lenders and online lending platforms. The study applied both purposive and random sampling methods to select respondents and key informants (KIs). The purposive sampling technique was used to select three district community development officers as KIs, while random sampling technique was used to select 100 women borrowers from each districts, and thus make up of sample size of 300 respondents. Data were collected through self-administered questionnaire and in-depth interview; and analysed through descriptive statistics based on mean, standard deviation, range and correlations; and content analysis respectively. The findings revealed that the extent institutional, socio-economic and cultural factors influence predatory lending is very high. Also, the results show that institutional, socio-economic and cultural factors correlates with predatory lending. The results of binary logistic regression show those who reported that institutional, socio-economic and cultural factors are not favourable to them were likely to borrow from predatory lender. Based on the findings, this study concludes that women are multi-vulnerable across multiple factors: institutional, socio-economic and cultural; to predatory lending. Thus, the study calls for increased efforts to enforcement of stricter regulations on lending practices of microfinance and online lending platforms.
Factors Affecting Performance of Framework Contract In Public Sector: A Case of Muhimbili University of Health and Allied Sciences Danieli, Getrude John; Raphael, Doris
International Journal of Business, Economics, and Social Development Vol. 7 No. 1 (2026): International Journal of Business, Economics, and Social Development (IJBESD)
Publisher : Rescollacom (Research Collaborations Community)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46336/ijbesd.v7i1.1162

Abstract

Framework contracts have become prevalent in public procurement. This is in an attempt to increase efficiency, reduce administrative fees, and increase timely delivery of commodities and services. However, the usage of framework contracts by Muhimbili University of Health and Allied Sciences (MUHAS) is slowed down by challenges related to the management of the contracts, capacity, and the performance of the supplier. This research offers empirical evidence of factors contributing to the performance of Framework Contracts. It examined the effect of Procurement Management Practices (PMP), Supplier Relationship Management (SRM), and Monitoring & Evaluation Systems (MES) on a mixed methods research design of a case study in collaboration with 65 procurement officers, contract managers, and suppliers. On describing the quantitative data through analysis using regression analysis, it was found that PMP (B = 0.779, p < 0.001), SRM (B = 0.429, p < 0.001), and MES (B = 0.189, p = 0.019) are highly predictive of factors resulting in good performance of the contract (R² = 0.849). This research also concludes in agreement through triangulation of the results indicating effective procurement, trust, and monitoring & evaluation contributing towards enhanced efficiency, compliance, & delivery of services. It also concludes that upgrading the processes of purchase, collaboration, & monitoring & evaluation of purchase as highly essential.

Page 33 of 33 | Total Record : 329

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