cover
Contact Name
Efi Syarifudin
Contact Email
tsarwah.jurnal@uinbanten.ac.id
Phone
+62895341616070
Journal Mail Official
tsarwah.jurnal@uinbanten.ac.id
Editorial Address
Jl. Jenderal Sudirman, No. 30 Kota Serang
Location
Kota serang,
Banten
INDONESIA
Tsarwah : Jurnal Ekonomi dan Bisnis Islam
ISSN : 25417150     EISSN : 27767019     DOI : http://dx.doi.org/10.32678/tsarwah
Core Subject : Economy,
Jurnal Tsarwah : Jurnal Ekonomi dan Bisnis Islam diterbitkan oleh Program Ekonomsi Syariah Program Pascasarjana UIN Sultan Maulana Hasanuddin Banten. Jurnal ini menerbitkan karya tulis ilmiah (Artikel) Mahasiswa, Dosen dan Peneliti lainnya dalam bidang Ekonomi Syariah dan Bisnis Islam.
Articles 41 Documents
Analisis Pengawasan Pembiayaan Syariah Pada Perbankan Syariah Sebagai Penerapan Prinsip Kehati-hatian (Studi Kasus Bank Syariah Indonesia KCP Serang Timur) Arief, Muhammad; hoh, Sharifurrohman; Rujikartawi, Erdi; Septiani
TSARWAH Vol. 8 No. 2 (2023): December
Publisher : PROGRAM STUDI EKONOMI ISLAM PROGRAM PASCASARJANA IAIN SULTAN MAULANA HASANUDDIN BANTEN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/tsarwah.v8i2.9456

Abstract

Sharia banks have the main function of channeling public funds in the form of financing. Financing at sharia banks is an effort to make a profit. However, on the other hand, it also has high risks and can even result in banking losses. The quality of financing must be maintained because it is included in most of the productive assets of sharia banks. The aim of this research is to analyze the impact of supervision of sharia bank financing through the precautionary principle. This type of research includes field research and uses descriptive qualitative methods. Research was conducted at BSI KCP East Serang to obtain data sources from employees, managers or policy makers by means of observations, documentation and interviews regarding mechanisms and strategies in implementing sharia financing supervision. The research results obtained are that BSI KCP East Serang has implemented good corporate governance (GCG) which is inherent in BSI's business activities. The Bank implements it based on the principle of prudence and in accordance with the existing theory that analyzes financing using the 5C + 1S principles, and complies with all applicable regulations and legislation. The application of the principle of prudence in sharia financing at BSI KCP East Serang is carried out through two forms of supervision, namely preventive supervision and repressive supervision. The application of the principle of prudence to the supervision of financing provision has had a positive impact, namely improving the health of the bank.
Implementasi Prinsip Ekonomi Syariah dalam Manajemen Sumber Daya Manusia di Pondok Pesantren Darunnajah: Studi Deskriptif tentang Pengaruhnya terhadap Pengembangan Potensi Santri Ulya, Mawaddatul; Hilyawati, Yusnina
TSARWAH Vol. 8 No. 2 (2023): December
Publisher : PROGRAM STUDI EKONOMI ISLAM PROGRAM PASCASARJANA IAIN SULTAN MAULANA HASANUDDIN BANTEN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/tsarwah.v8i2.9597

Abstract

This study aims to explore the implementation of sharia economic principles in the context of human capital management at Darunnajah Islamic Boarding School and its impact on the development of santri potential. This research is a descriptive study that uses a qualitative approach through in-depth interviews, observations, and document analysis to understand how sharia economic principles are applied in human resource management at the pesantren. The approach based on Islamic values, such as justice, togetherness, and transparency is reflected in the policies of recruitment, training, development, and compensation for students. The active participation of pesantren leaders in empowering santri through sharia programs has affected the growth of their individual potential. In this context, the implementation of sharia economic principles has contributed positively to the development of santri potential. They not only develop relevant economic skills, but also gain a deeper understanding of the ethical and moral values underlying economic activities. The implications of these findings highlight the importance of the integration of Islamic economic values in human resource management in Islamic boarding schools to facilitate the holistic development of santri.
Analisis Strategi Marketing Mix Melalui Minat Beli Terhadap Keputusan Pembelian Sarimbit Alwa Hijab Mega Indra Buana, Maya; Nani, Nani
TSARWAH Vol. 8 No. 2 (2023): December
Publisher : PROGRAM STUDI EKONOMI ISLAM PROGRAM PASCASARJANA IAIN SULTAN MAULANA HASANUDDIN BANTEN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/tsarwah.v8i2.9662

Abstract

The increasing progress of the Muslim fashion world has given rise to increasingly fierce competition in the Muslim design business, thereby stimulating the strength of business actors to really work hard in managing it. The demands of globalization provide many opportunities for the business world to develop into better quality and be able to meet customer demands. The marketing mix is ​​a company strategy to boost consumer interest and purchasing decisions that result in sales. The aim of this research is to determine the influence of the marketing mix on purchasing decisions for Sarimbit Alwa Hijab through interest both directly and indirectly. The research method is quantitative research with data analysis techniques through path analysis. The research results directly show that the marketing mix has a significant positive effect on purchasing interest, the marketing mix has a significant positive effect on purchasing decisions. Purchase interest does not have a significant effect on purchasing decisions. Meanwhile, the indirect influence of the marketing mix through purchasing interest does not have a significant influence on purchasing decisions.
Peran Mediasi Komitmen Organisasional, Kepuasan Kerja: Pengaruh Iklim Organisasi Terhadap Kinerja Karyawan Fakhrudin Rifai, Royyan; Setiawan, Fery
TSARWAH Vol. 8 No. 2 (2023): December
Publisher : PROGRAM STUDI EKONOMI ISLAM PROGRAM PASCASARJANA IAIN SULTAN MAULANA HASANUDDIN BANTEN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/tsarwah.v8i2.9879

Abstract

Every organization will always be required to be able to create a conducive organizational climate to achieve the expected quality of performance. To achieve this, good human resource management is required and of course also always paying attention to factors that can be influential in achieving maximum employee performance, in accordance with the goals set by the organization. The variables of job satisfaction and organizational commitment are often tested as mediating factors in the influence of organizational climate on employee performance. The aim of this research is to examine and analyze the mediating role of organizational commitment and job satisfaction in the influence of organizational climate on employee performance. This research used a cross sectional method with 78 respondents from PT employees. Hariqu Mulya Sejahtera is located in the city of Ponorogo, East Java. Once collected, the data is processed and analyzed with the help of Smartpls 4.0 software. The research results show that (1) organizational commitment does not mediate the influence of organizational climate on employee performance (2) Job satisfaction mediates the influence of organizational climate on employee performance
Pengaruh Right Issue dan Kurs Rupiah Terhadap Harga Saham Syariah Pada Perusahaan Yang Terdaftar Di Bursa Efek Indonesia Suci Wulandary, Anissa; Sarifudin, Ahmad
TSARWAH Vol. 8 No. 2 (2023): December
Publisher : PROGRAM STUDI EKONOMI ISLAM PROGRAM PASCASARJANA IAIN SULTAN MAULANA HASANUDDIN BANTEN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/tsarwah.v8i2.10070

Abstract

This study explores the impact of Right Issue and the exchange rate (kurs Rupiah) on the stock prices of Sharia-compliant companies listed on the Indonesia Stock Exchange from January 2017 to May 2022. Utilizing purposive sampling, 41 companies were selected for analysis using the multiple linear regression model and Eviews 10 software. The results reveal that Right Issue significantly negatively affects Sharia stock prices (t-value < t-table, -2.217714 < 2.02809, p = 0.0336 < 0.05). Conversely, the exchange rate (kurs Rupiah) does not significantly impact Sharia stock prices (t-value < t-table, -1.140584 < 2.02809, p = 0.2623 > 0.05). Simultaneously, both variables significantly influence Sharia Stock Prices (F-value = 4.13, p = 0.044863 < 0.05), indicating their combined positive and negative effects. Right Issue and Kurs Rupiah can be used as indicators of a company's value or stock price. The R-squared value is 0.171493 or 17%, implying that 17% of the variability in Sharia Stock Prices is explained by these variables. In conclusion, Right Issue and Kurs Rupiah contribute to a 17% influence on Sharia Stock Prices, while the remaining 83% is influenced by unexplored variables.
Analisis Pengaruh Afiliasi Bisnis Terhadap Kinerja Perusahaan dan Saham Pada PT Sofyan Hotels, Tbk di Masa Covid-19 En Najla, Aura Nabilat
TSARWAH Vol. 9 No. 1 (2024): June
Publisher : PROGRAM STUDI EKONOMI ISLAM PROGRAM PASCASARJANA IAIN SULTAN MAULANA HASANUDDIN BANTEN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/tsarwah.v9i1.10377

Abstract

The study aims to assess the impact of Business Affiliates, specifically Profitability Ratios, on the performance and stock prices of PT Sofyan Hotels, Tbk during the Covid-19 pandemic. Business affiliation serves as the independent variable (X), encompassing profitability ratios (X1) such as gross profit margin, net profit margin, return on investment, and return on equity. The dependent variables include (Y1) company performance indicators like sales revenue, net income after tax, and earnings per share, and (Y2) stock metrics such as earnings per share, price to book value, and price earnings ratio. Financial data spanning six years (2016-2021) for PT Sofyan Hotels, Tbk was analyzed using Partial Least Squares (PLS) with SmartPLS version 3.0 software. The first hypothesis (H1) posits that Profitability Ratios significantly impact company performance; the second hypothesis (H2) suggests that Profitability Ratios significantly affect stock performance; and the third hypothesis (H3) proposes that Company Performance significantly influences stock performance.
Perkembangan Industri Halal Fesyen: Peluang dan Tantangan Afiyah, Afiyah
TSARWAH Vol. 9 No. 1 (2024): June
Publisher : PROGRAM STUDI EKONOMI ISLAM PROGRAM PASCASARJANA IAIN SULTAN MAULANA HASANUDDIN BANTEN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/tsarwah.v9i1.10401

Abstract

The growth of the Muslim fashion industry in Indonesia is increasing, halal fashion is not always clothes and headscarves but accessories, shoes and bags. This development raises concerns regarding the raw materials used, the production process, storage, distribution, marketing, and consumers who cannot be combined with haram objects. This research aims to examine the development, opportunities and challenges of the halal fashion industry in Indonesia using literature study methods originating from scientific journals, books, literature and supporting websites. The result is a developed community lifestyle that still pays attention to sharia rules in dressing, and there is a large opportunity for e-commerce users, millennials and Gen Z, who will add to the halal fashion trend. However, the challenges are that there are still many competing countries, there is no international standard halal certification, there are many western brand clothes, weak access to exports, technology is still low, and raw materials still come from foreign countries.
Analisis Pengaruh Financing To Deposit Ratio (FDR), Beban Operasional Pendapatan Operasional (BOPO), Capital Adequacy Ratio (Car), Net Operating Margin (NOM) Terhadap Return On Equity Pada PT. KB Bukopin Syariah Pada Tahun 2015-2023 Hayati, Tri Sela
TSARWAH Vol. 9 No. 1 (2024): June
Publisher : PROGRAM STUDI EKONOMI ISLAM PROGRAM PASCASARJANA IAIN SULTAN MAULANA HASANUDDIN BANTEN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/tsarwah.v9i1.10423

Abstract

This research was conducted to determine the effect of Operational Costs on Operational Income (BOPO), Capital Adequacy Ratio (CAR) and Financing To Deposit Ratio (FDR), Net Operating Margin (NOM) on profitability as measured by Return On Equity as a research variable. The sample in this research is Bukopin Syariah's quarterly financial report for the 2015-2022 period. The sampling method used was a purposive sampling method so that 32 samples were obtained. The method used in this research uses the Error Correction Model method with a quantitative approach. The results of this research state that partially the Ratio (FDR) variable does not have a significant effect on ROE at PT. KB Bukopin Syariah, Operational Costs to Operating Income (BOPO) has a positive influence on ROE. PT. KB Bukopin Syariah, then the CAR (CAR) variable does not have a positive effect on PT's ROE. KB Bank Bukopin Syariah, the NOM variable has a positive influence on ROE, while overall the FDR, BOPO, CAR, NOM and ROE variables have a significant influence.
Pengaruh Kemudahan Penggunaan dan Kualitas Layanan Terhadap Keputusan Pembelian pada Konsumen Muslim Pengguna Layanan E-Commerce di Kota Serang Sutendi, Dedi; Masykuroh, Nihayatul; Rujikartawi, Erdi
TSARWAH Vol. 9 No. 1 (2024): June
Publisher : PROGRAM STUDI EKONOMI ISLAM PROGRAM PASCASARJANA IAIN SULTAN MAULANA HASANUDDIN BANTEN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/tsarwah.v9i1.10884

Abstract

Purchasing decisions are a stage in determining a company's marketing strategy. With the advent of the internet, e-commerce has emerged as a popular trend in shopping due to its ease and practicality. Service quality factors influence consumer purchasing decisions. For e-commerce consumers, there are three components to the type of service that influence purchasing decisions: delivery service quality, application administrator service quality, and store service quality. Apart from that, many consumers want easy applications when shopping online. This study employs multiple linear regression analysis in SPSS Version 25. We collected data through a questionnaire on e-commerce consumers who lived in the city of Serang in the last 3 months. The research results show that service quality and ease of use partially influence purchasing decisions. Simultaneously, service quality and ease of use influence purchasing decisions. Purchasing decisions have a very strong correlation with service quality and ease of purchase among e-commerce consumers in the city of Serang.
Pengaruh Beban Promosi terhadap Laba Operasional Bank Syariah Indonesia Sukron, Jaenudin; Nani
TSARWAH Vol. 9 No. 1 (2024): June
Publisher : PROGRAM STUDI EKONOMI ISLAM PROGRAM PASCASARJANA IAIN SULTAN MAULANA HASANUDDIN BANTEN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/tsarwah.v9i1.11067

Abstract

Globalization has driven the spread of Islamic marketing internationally, with product standardization and global certification allowing companies to expand their reach. This creates innovative opportunities to meet a variety of consumer needs. Governments also play a significant role, with regulations supporting the development of the Islamic industry and monitoring business practices in accordance with Islamic principles. This phenomenon instills consumer confidence that the products they purchase meet strict Islamic ethical standards. In this context, Indonesia with the largest Muslim population has strived to become a global halal industry hub. Increasing consumer awareness of the halalness of products continues to grow, prompting countries to develop infrastructure and regulations, including strict halal certification. This study explores the impact of promotional costs on the operating profit of Bank Syariah Indonesia (BSI), highlighting the importance of a maximizing marketing strategy in a competitive environment. The findings indicate that promotional costs significantly affect operating profit, requiring BSI to optimize resource allocation in its marketing strategy. This study provides valuable insights for marketing management in the Islamic banking sector, as well as implications for the development of practice and theory in this area.