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Muhammad Habibullah Aminy
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BTN Bhayangkara Residence Blok T No. 46, Dusun Dasan Geres, Desa Ranjok, Kecamatan Gunungsari, Kab. Lombok Barat, Provinsi Nusa Tenggara Barat
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Nusantara Hasana Journal
Published by Yayasan Nusantara Hasana Berdikari
ISSN : -     EISSN : 27981428     DOI : 10.59003
Core Subject : Economy, Humanities, Health, Education, Agriculture,
Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Education Nursing
Nusantara Hasana Journal published a scientific paper original articles of research and community engangement and review of the literature in: Biology, Tourism & Hospitality, Pharmacy, Chemistry, Physics, Mathematics, Education, Medicine , Medical and Health Science, Engineering & Technology, Agriculture, Environmental Science, Animal Science, Animal Husbandary, Veterinary, Forestry, Oceanography, Geography, Earth Sciences, Fisheries Science, Nursing, Law / Criminology, Social Science, Economics, Management, Advertising, Accounting & Finance, Commerce, Art, Library Science, Entrepreneurship, Computer Application, Corporate Governance, Business, Psychology, Sustainable Development, Religious Studies, and other related areas.
Arjuna Subject : Umum - Umum
Articles 1,513 Documents
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SOSIALISASI BIAYA PRODUKSI PAKAM DALAM PENGAMBILAN ALTERNATIF TERBAIK PADA TEORI KEPUTUSAN DI KABUPATEN BATUBARA Debora Exaudi Sirait; Ria Retno Dewi Sartika Manik; Yessy Hans Aprilia Manurung; Patricia Roma Some Manik; Leony Purba
Nusantara Hasana Journal Vol. 5 No. 12 (2026): Nusantara Hasana Journal, May 2026
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v5i12.2050

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk memberdayakan pembudidaya ikan lele di Desa Tanah Rendah, Kecamatan Air Putih, Kabupaten Batu Bara, Provinsi Sumatera Utara, dalam mengelola usaha budidaya secara lebih efisien. Permasalahan utama yang dihadapi mitra adalah tingginya biaya pakan buatan pabrik yang mencapai 65% dari total biaya produksi, diperparah oleh pandemi COVID-19 yang menyebabkan kenaikan harga pakan dan penurunan margin keuntungan. Solusi yang ditawarkan meliputi pelatihan pembuatan pakan ikan bernutrisi menggunakan bahan baku lokal dan limbah sekitar (seperti solid limbah kelapa sawit untuk budidaya maggot), serta pelatihan manajemen biaya produksi dan teori keputusan dalam usaha budidaya. Metode pelaksanaan terdiri dari pendidikan, pelatihan, dan pendampingan secara interaktif dan praktik langsung. Hasil evaluasi menunjukkan peningkatan signifikan pada keterampilan mitra, dengan 80% peserta berada pada kategori tinggi dalam meminimalkan biaya produksi dan 90% pada kategori tinggi dalam pembuatan maggot. Program ini ditargetkan mampu meningkatkan pendapatan pembudidaya sebesar 40% dan meminimalkan biaya produksi sebesar 60%.
STRATEGI PENGELOLAAN KEUANGAN DAN PENINGKATAN PENDAPATAN USAHA NELAYAN DI DUSUN KOKO, DESA TANJUNG LUAR LOTIM M Kholil Al Farisi; Triana Lidona Aprilani; Dara Nida Utamie; Baiq Dewi Lita Andiana
Nusantara Hasana Journal Vol. 5 No. 12 (2026): Nusantara Hasana Journal, May 2026
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v5i12.2053

Abstract

This study aims to analyze the current financial management practices of fishermen in Dusun Koko, Tanjung Luar Village, East Lombok, and to formulate effective strategies for improving their economic stability and income. The research employed a qualitative approach with a case study design, involving five fishermen as the main informants. Data were collected through in-depth interviews, observations, and documentation, and analyzed using data reduction, data display, and conclusion drawing techniques. The findings reveal that most fishermen still manage their finances in a traditional manner without structured recordkeeping, causing fluctuating and seasonal income to be spent primarily on daily consumption without allocation for savings, investment, or emergency funds. Recommended strategies include implementing the 5-3-2 income allocation system, adopting simple financial recordkeeping, establishing emergency funds, conducting financial literacy training involving fishermen’s wives, and diversifying businesses through seafood processing and non-fishing side enterprises. Applying these strategies is expected to increase income by up to 20% during lean fishing seasons, strengthen economic resilience, and promote sustainable financial independence among fishermen.
PENGARUH IMPLEMENTASI GREEN BANKING TERHADAP PROFITABILITAS PADA SEKTOR PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) PERIODE 2021-2024 Helmi Romadhon; Ernie Hendrawaty; Fajrin Satria Dwi Kesumah
Nusantara Hasana Journal Vol. 5 No. 12 (2026): Nusantara Hasana Journal, May 2026
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v5i12.2054

Abstract

This study aims to analyze and examine the effect of green banking implementation using the Green Coin Rating (GCR) approach and Automated Teller Machines (ATM) as a form of green banking implementation in banking products and services on profitability, as measured by Return on Assets (ROA). This study also incorporates bank-specific factors, namely Non-Performing Loans (NPL), Operating Expenses to Operating Income (BOPO), and Loan to Deposit Ratio (LDR), as well as macroeconomic factors such as inflation and Gross Domestic Product (GDP) as control variables in the banking sector listed on the Indonesia Stock Exchange during the 2021–2024 period. The population of this study consists of 47 banking companies, with 36 companies selected as samples using purposive sampling. The data were analyzed using multiple linear regression with panel data through EViews 12 software. The results show that green banking, as measured by GCR, does not have a significant effect on profitability. In addition, the number of ATMs also does not significantly affect profitability.
PENGEMBANGAN GAWANG PANTUL LIPAT TERINTEGRASI UNTUK OPTIMALISASI PEMBELAJARAN SEPAKBOLA SISWA SEKOLAH DASAR Muhammad Zaky Al Ghifary; Alit Rahmat
Nusantara Hasana Journal Vol. 5 No. 12 (2026): Nusantara Hasana Journal, May 2026
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v5i12.2055

Abstract

This study aims to develop an integrated folding rebound goal based on a backward folding hinge articulation system as an adaptive two-in-one convergence sports facility for football learning in elementary schools. The Research and Development (R&D) method adopting ten procedural stages of the Borg and Gall model was utilized. Trial subjects involved material experts, media experts, and thirty sixth-grade elementary school students. Data collection used validation sheets, usability observations, and user response questionnaires. The results indicated that the folding rebound goal based on a frame-wedging mechanism and manual locking pin was highly feasible and practical for facilitating instant functional transition. The use of a plywood panel with a backing frame effectively reduced residual vibration, generating a stable ball rebound trajectory. In conclusion, this cost-effective product meets operational validity and reliability criteria as an alternative learning media to boost students' active learning time amidst school facility limitations.
PEMAHAMAN DIGITAL DAN IMPLEMENTASI QRIS BANK SYARIAH INDONESIA PADA PEDAGANG UMKM KULINER DI KECAMATAN TELANAIPURA KOTA JAMBI Salma Mauliyanti; Ambok Pangiuk; Faturahman Faturahman
Nusantara Hasana Journal Vol. 5 No. 12 (2026): Nusantara Hasana Journal, May 2026
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v5i12.2056

Abstract

This study is motivated by the development of digital technology in non-cash payment systems through the Quick Response Code Indonesian Standard (QRIS), particularly at Bank Syariah Indonesia (BSI). Although the use of BSI QRIS among culinary MSME merchants in Telanaipura District, Jambi City is relatively high quantitatively, the digital understanding of business actors remains low and its implementation is not yet optimal. This condition indicates a gap between the level of usage and the quality of QRIS utilization in supporting more efficient, transparent, and professional business management. This study aims to determine the level of digital understanding of culinary MSME merchants regarding the use of BSI QRIS, analyze its implementation in daily business activities, and identify the efforts made by Bank Syariah Indonesia to improve understanding and optimize the use of BSI QRIS. The research method used is a qualitative method with a descriptive approach. Data were collected through observation, interviews, and documentation of culinary MSME merchants located on Arif Rahman Hakim Street, Telanaipura District, Jambi City. Data analysis techniques include data reduction, data presentation, and conclusion drawing, while data validity is ensured through triangulation. The results show that the digital understanding of MSME merchants regarding BSI QRIS is still relatively low and uneven. Most merchants use QRIS only as a non-cash payment tool without fully understanding its functions, benefits, and operational mechanisms. The implementation of BSI QRIS in business activities is still administrative and formal in nature, and has not been optimally utilized for transaction recording and financial management. The efforts made by Bank Syariah Indonesia (BSI) include socialization and education, assistance and facilitation, as well as monitoring and evaluation, which have improved digital understanding and encouraged QRIS adoption; however, their implementation is not yet fully optimal due to uneven distribution and limited follow-up on evaluation results.
PENYULUHAN ADMINISTRASI DAN PELAPORAN PAJAK SEDERHANA BAGI WAJIB PAJAK PELAKU USAHA KECIL DI KELURAHAN KEDAUNG KALI ANGKE, KOTA JAKARTA BARAT Radita Arindya; Didi Sukardi; Rahmatullah Rahmatullah; I Nyoman Suri Adnyana; Dewi Sulistyani; Murdiyono Murdiyono
Nusantara Hasana Journal Vol. 3 No. 7 (2023): Nusantara Hasana Journal, December 2023
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v3i7.2060

Abstract

This community service activity aims to improve small business owners' understanding of tax administration and simple tax reporting in Kedaung Kali Angke Village, West Jakarta City. The main problem faced by participants was a lack of knowledge regarding simple and correct business registration procedures, tax calculations, and Tax Return (SPT) reporting. The activity was implemented through lectures and Q&A discussions involving small business owners as the main participants. The material provided covered the importance of tax compliance, simple business administration, procedures for calculating MSME taxes, and the use of digital tax services. The results of the activity showed that participants gained a better understanding of tax obligations and the importance of orderly business records. This activity is expected to increase tax awareness and compliance among small business owners, thereby supporting increased state revenue and the development of more orderly business administration.
PELATIHAN PENGENDALIAN ARUS KAS (CASH FLOW) DAN PEMISAHAN KEUANGAN USAHA DENGAN KEUANGAN PRIBADI DI KELURAHAN RAWA BUAYA, KOTA JAKARTA BARAT Dewi Sulistyani; Didi Sukardi; Rahmatullah Rahmatullah; I Nyoman Suri Adnyana; Radita Arindya; Murdiyono Murdiyono
Nusantara Hasana Journal Vol. 2 No. 6 (2022): Nusantara Hasana Journal, November 2022
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v2i6.2061

Abstract

This community service activity aims to increase the understanding of micro-business owners and the community in Rawa Buaya Village regarding the importance of cash flow management and the separation of business and personal finances. The main problems faced by participants were the lack of regular financial records, the mixing of business and personal funds, and the low ability to manage business cash flow. The activity was implemented through lectures and question-and-answer discussions. The material provided included basic cash flow concepts, techniques for recording income and expenses, preparing simple reports, and strategies for separating business and personal accounts. The results of the activity showed that participants understood the importance of cash flow management in maintaining business continuity and were able to implement simple financial record keeping in a more disciplined manner. This activity is expected to help MSME owners improve their business financial stability and support more accurate business decision-making.
EDUKASI PERENCANAAN KEUANGAN DAN PENGELOLAAN UANG SAKU BAGI KARANG TARUNA DI KELURAHAN DURI KOSAMBI Rahmatullah Rahmatullah; I Nyoman Suri Adnyana; Didi Sukardi; Murdiyono Murdiyono
Nusantara Hasana Journal Vol. 4 No. 5 (2024): Nusantara Hasana Journal, October 2024
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v4i5.2063

Abstract

This community service activity aims to increase the understanding of Karang Taruna members in Duri Kosambi Village regarding the importance of financial planning and wise management of pocket money. Problems often faced by teenagers and young people are consumptive behavior and a lack of ability to manage expenses according to priority needs. This activity was carried out through lectures and question-and-answer discussions, providing material on financial literacy, simple budgeting, pocket money management, and the importance of saving from an early age. The results of the activity showed an increase in participants' understanding of personal financial management and awareness to be more disciplined in using pocket money. This education is expected to shape healthy financial behavior so that Karang Taruna members can become an independent and economically responsible young generation.
FINANCIAL LITERACY ANALYSIS MANAGEMENT ON FINANCIAL MANAGEMENT BEHAVIOR OF SATYAGAMA UNIVERSITY STUDENTS Rahmatullah Rahmatullah; I Nyoman Suri Adnyana; Didi Sukardi; Murdiyono Murdiyono
Nusantara Hasana Journal Vol. 2 No. 7 (2022): Nusantara Hasana Journal, December 2022
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v2i7.2065

Abstract

Financial literacy is a crucial factor in shaping students' financial management behavior in the digital era. Students, as the younger generation, are expected to be able to manage their income, expenses, savings, and use digital financial services wisely. This study aims to analyze the influence of financial literacy on the financial management behavior of Satyagama University students. The research method used a descriptive quantitative approach with data collection through questionnaires from active Satyagama University students. Analysis was conducted using simple linear regression to determine the relationship between financial literacy variables and financial management behavior. The results showed that financial literacy has a positive and significant effect on students' financial management behavior. Students with a better level of financial understanding tend to be able to budget, control expenses, save, and avoid consumptive behavior. Therefore, improving financial literacy education in higher education environments needs to be carried out continuously so that students have good financial management skills in their daily lives.
PELATIHAN MANAJEMEN ANGGARAN DAN PERENCANAAN KEUANGAN RUMAH TANGGA MENUJU KELUARGA SEJAHTERA DI KELURAHAN CENGKARENG TIMUR Rahmatullah Rahmatullah; I Nyoman Suri Adnyana; Didi Sukardi; Murdiyono Murdiyono
Nusantara Hasana Journal Vol. 4 No. 7 (2024): Nusantara Hasana Journal, December 2024
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v4i7.2066

Abstract

This community service activity aims to increase public understanding, particularly among housewives in the East Cengkareng sub-district, regarding the importance of budget management and family financial planning. A common problem faced by the community is the lack of ability to manage income and expenses, which leads to household economic instability. This activity was carried out through lectures and question-and-answer discussions involving local residents as participants. The material provided included preparing a household budget, managing expenses based on a priority scale, the importance of saving, and planning an emergency fund. The results of the activity showed that participants gained an increased understanding of managing family finances effectively and efficiently. In addition, participants also began to understand the importance of simple financial record-keeping as a first step towards a more prosperous and financially independent family.

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